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The Thought Card

Author: Danielle Desir

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The Thought Card is a podcast about travel and money for people who want to spend their hard-earned money on the things and experiences they value. Join Danielle Desir every other week as she explores affording travel, paying off debt and building wealth. Hear inspiring stories from financially savvy people from around the world who are traveling the world, crushing their financial goals and living life on their own terms.

To find out more visit www.podcast.thoughtcard.com.
61 Episodes
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Hi there, financially savvy travelers! I'm taking the summer off and will be back with new episodes of The Thought Card Podcast on Thursday, September 10th.   I hope you have an enjoyable summer but in the meantime, pre-order my newest book "Traveling With a Full-Time Job". In this book learn how to make the best use of your limited time out of the office so you can see more of the world.  You can also check out my other books here:  Iceland: Nature, Nurture, and Adventure Affording Travel: Saving Strategies For Financially Savvy Travelers   Other Episodes To Listen To: Episode 51: My Top Tips For New Authors Episode 50: Announcing My New Book "Affording Travel" Episode 48: Our China Trip Recap + How To Plan Your Epic Adventure  Episode 47: Live From The Great Wall of China Episode 37: Disney World vs. Universal Studios Episode 36: Our Experience At Avatar Flight of Passage    Connect with Me:  The Thought Card (blog): https://thoughtcard.com  Facebook Group: Financially Savvy Travelers Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard Pinterest: @thethoughtcard   Thank you again for listening to the show!
With so much happening in the world, it’s easy to feel helpless, especially if you’re not out protesting. However, as podcasters, we have platforms where we can speak out against racism and police brutality. In this PSA, I encourage you to be educated, engaged, and to take action. Support the work of activists on the front lines of change, who risk themselves daily to create a better world for us all. Get involved by donating to any of the following: George Floyd Memorial Fund Minnesota Freedom Fund Black Visions Collective Campaign Zero Black Lives Matter Sign a petition: Text “Floyd” to 55156 to sign a petition to demand justice for George Floyd. Text "ENOUGH" to 55156 to sign a petition demanding justice for Breonna Taylor.  Sign-up at Color of Change to be notified of more opportunities to take action. Reclaim the Block lobbies for cutting police spending, and re-routing some police funds to affordable housing, health, violence prevention, civil right and renter protections.
Brittnay Sharman is a professional house sitter from Australia. She is one half of The Travelling House Sitters, a travel blog that shares everything you need to know about house and pet sitting. In this episode, learn how house sitting has afforded Brittnay the opportunity to explore the world while saving over $60,000.    Connect with Brittnay Sharman Website: https://www.thetravellinghousesitters.com/ Course: How to Become a House Sitter Facebook: @thetravellinghousesitters Instagram: @thetravellinghousesitters Twitter: @travelhousesit   Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode53-brittnay-sharman/ Read my new book Affording Travel: Saving Strategies for Financially Savvy Travelers.  Sign up for Thrifty Traveler Premium to get access to the best international flight deals. 
Christopher Mitchell is a Canadian travel writer, photographer and podcaster who has traveled to over 80 countries and five continents. He has lived in Norway, South Korea and most recently Turkey for three years.  In this episode Christopher shares with us how he's made a career out of his passion for travel. He also shares tips for getting started as a content creator and how to leverage your travels to build wealth. He encourages us to see travel as an investment - an opportunity for professional and personal development.   Connect with Christopher:  Blog: https://www.travelingmitch.com/ Ontario Blog: https://ultimateontario.com/ Facebook: @travelingmitch Instagram: @travelingmitch Twitter: @travelingmitch   Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode52-christopher-mitchell/  Read my new book Affording Travel: Saving Strategies for Financially Savvy Travelers.  Sign up for Digit and get $5 towards your saving goals today! 
Do you have a full-time job and a side hustle where you create content online as a blogger, podcaster or YouTuber? After blogging for the last five years, I've learned a thing or three about time management. In this episode, learn seven ways to better manage your time as a content creator with a full-time job.   After this episode, listen to Episode 43: Side Hustling and Earning Outside of Your Nine to Five with Dielle Charon.  Get access to my free resource library for free checklists, spreadsheets, guides, excerpt book chapters, podcasts and more!   Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com YouTube: @thethoughtcard Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   Check out my new book: Affording Travel: Saving Strategies For Financially Savvy Travelers.
Do you dream of writing a book? In this episode, I share the behind-the-scenes of my book writing process and the important lessons I've learned as a new author. From working with a small publishing house to self-publishing my second book, listen in as I share some of the strategies that have helped me become a better writer and sell more books. Grab a copy of "Affording Travel" on Amazon today!    Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode51-tips-for-new-authors/ Sign up for Digit and get $5 towards your saving goals today! 
While a lot of people have been freaking out about the market declining, for the most part, I've kept calm, cool and collective. In this bonus episode, I share my reaction to seeing my personal rate of return nose-dive by 20% this last quarter (January to March 2020).    Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/bonus-reactions-to-market-decline/   Want to get started investing? Get a free stock by investing with Robhinhood!
In this episode, Acquania Escarne and I discuss Vanguard's coronavirus market volatility research report which found that although trading among U.S. individual investors increased during the pandemic, the majority of investors are "staying the course" and not trading in response to the market decline. In this episode learn why it's important to stay consistent in your investment strategy, especially if you're a long-term investor and why you should leave your emotions out of the decision making process.    Connect with Acquania Escarne:  Website: https://www.thepurposeofmoney.com Facebook: @rrdinvestments Instagram: @thepurposeofmoney Twitter: purpose_money   Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/bonus-consistent-investment-strategy/ Want to get started investing? Here’s $5 to get started investing with Robhinhood!
In this episode, I share the behind the scenes of writing my new book "Affording Travel: Saving Strategies For Financially Savvy Travelers". From how to adjust your priorities to the best micro-savings apps to help you save even more money for your next vacation, in this book I detail step-by-step how to make travel a financial priority in your life. Grab a copy of "Affording Travel" on Amazon today!    Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode50-affording-travel-book/ Sign up for Digit and get $5 towards your saving goals today!   
If you're like me, during these uncertain times you may be thinking about downsizing your spending. In addition to learning how to reduce your expenses, I'll also share some simple ways you can gradually increase your savings during the pandemic.  Can you benefit from even more budgeting tips? Get access to my budgeting course here. In this course you'll learn how to budget and create a simple money routine.    Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/downsizing-your-spending/ Want to automate your savings? Sign up for Digit and get $5 towards your saving goals today!
At the age of 41, Stephanie Perry quit her job as a hospital pharmacy technician to take a one year trip to travel on her savings. During her adult gap year, she traveled to 12 countries in 12 months. Now she house sits around the world and shows other travel lovers how to take a career break on a budget. Grab a copy of my new book Affording Travel which shares the strategies to save for travel and make it a financial priority in your life.  Find the best international flight deals originating from the U.S. and Canada by signing up for Thrifty Traveler Premium.    Connect with Stephanie Perry: Blog: https://vaycarious.com/ YouTube: Stephanie Perry Facebook: @vaycarious Instagram: @vaycarious Twitter: @vaycarious   Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode49-stephanie-perry/ Sign up for Digit and get $5 towards your saving goals today! 
In this episode, Kyle and I share tips for planning a trip to China. We booked our ten-day China tour for $299 per person. Yes, that's right, only $299 per person! This included round-trip airfare from New York City, 4-star hotels, an English speaking tour guide, complimentary breakfast daily, and admission to some attractions like the Great Wall of China.  Want to make travel a financial priority? Learn how with my new book Affording Travel.  Find the best international flight deals by signing up for Thrifty Traveler Premium.    Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode48/  Sign up for Digit and get $5 towards your saving goals today! 
Back in December, Kyle and I spent an incredible ten days exploring five cities in China. Climbing the Great Wall of China was one of the memorable experiences we had together (there were many). In this episode, we share what to expect and our thoughts from the top.  Want to make travel a financial priority in your life? Learn how with my newest book, Affording Travel which shares how to save for travel and make it a regular part of your life. Find the best international flight deals originating from the U.S. and Canada by signing up for Thrifty Traveler Premium.    Connect with Me:  Blog: https://thoughtcard.com/ Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode47/ Sign up for Digit and get $5 towards your saving goals today! 
Be on the lookout for Season 3 of The Thought Card Podcast with brand new episodes starting Thursday, March 5th. Goals are important because they allow you to create your future today. Although a lot of people set financial goals every year, most people don't actually end up sticking to them because they get distracted along the way. So how do you set financial goals that you will achieve? In this episode, I share easy ways to set yourself up for financial success by setting financial goals that are a good fit for your life right now. For additional goal setting tips, join my Setting Financial Goals Workshop where you'll get access to a 1-hour video and workbook for brainstorming your goal ideas.  If you need additional help organizing your finances and budgeting, sign up for my Back to Budgeting Basics course. 
In this episode we’re joined by Delina and Erika, the co-hosts of Broke-ish, a podcast which discusses how systems, laws and policies which specifically target black folks have kept us from building wealth and achieving the 'American dream’. Broke-ish explores the duality of being Black in America and shares all the unbelievable ‘ish’ that America has done to hold Black people back. In this episode we chat about the importance of calculating your net worth and the shocking truth about the racial wealth gap in America. A special thank you to my Patreon supporters.   In this episode we cover: How to calculate your net worth  Ways to define middle class What is the racial wealth gap in America  Ways to become more involved and advocate for policy changes   Connect with Delina and Erika:  Website: http://brokeish.com Facebook: @brokeishpodcast Instagram: @brokeishpodcast Twitter: @broke_ish   Connect with Me:  Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode45/ Sign up for Digit and get $5 towards your saving goals! 
This is Part III of the Travel and Wellness Series with Tangia Renee, the host of Skin You're In Podcast. Tangia Renee is a women’s empowerment speaker, Certified Personal Trainer and coach. She helps women prioritize self-care and break up with diet culture. In this episode we chat about how to adjust to being back home after a trip. Don't miss Part I and Part II of the Travel and Wellness Series.  Part I: How to Stay Healthy While on Vacation Part II: Planning a Trip with Wellness in Mind   Goal Setting Workshop Sign up for my upcoming goal setting workshop where we chat all about setting and prioritizing financial goals for 2020 and beyond.   Connect with Tangia Renee:  Website: https://www.tangiarenee.com Facebook: @theskinyoureinpodcast Instagram: @SkinYoureInPod    Connect with Me:  Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode44/  A special thanks to my Patrons for supporting the show!
Dielle Charon is a Side Hustle Success Coach and the host of Side Hustle with Soul Podcast. In three months she matched her corporate monthly salary with her coaching business. Dielle helps passionate side hustlers consistently sign clients in their coaching and service based businesses. In this episode she shares how to start a purposeful and profitable side hustle outside your nine to five.  A special thank you to my Patrons!    Connect with Dielle Charon:  Website: https://diellecharon.com/ Instagram: @sidebizcoach Side Hustle with Soul Podcast: Apple Podcast and Sticher   Connect with Me:  Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode43/  Sign up for Digit and get $5 towards your saving goals! 
This is Part II of the Travel and Wellness Series with Tangia Renee, the host of The Skin You're In Podcast. In this episode, we chat about how to make wellness conscious decisions when planning a trip, how to manage your travel budget and more.   Connect with Tangia Renee:  Website: https://www.tangiarenee.com Facebook: @theskinyoureinpodcast Instagram: @SkinYoureInPod    Connect with Me:  Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers.  A special thanks to my Patrons!    For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode42/  Sign up for Digit and get $5 towards your saving goals! 
Taking care of your mind and body is very important when you travel. That is why I invited Tangia Renee, the host of The Skin You're In Podcast on the show. The Skin You're In is a podcast about demystifying all things wellness, health, and fitness for women to love their bodies, prioritize their wellness, and finally feel incredible in their own skin. Tangia Renee is a women's empowerment speaker, Certified Personal Trainer and coach. She helps women prioritize self-care and break up with diet culture. In this episode, we chat bout travel and wellness including how to set intentions for your wellness on a trip and ways to better manage your money.   Connect with Tangia Renee:  Website: https://www.tangiarenee.com Facebook: @theskinyoureinpodcast Instagram: @SkinYoureInPod    Connect with Me:  Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard  Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers   For all of the resources mentioned in this episode visit: https://podcast.thoughtcard.com/episode41/ Sign up for Digit and get $5 towards your saving goals! 
Money on the Mountain Retreat is a financial retreat for financially single women. In this episode, I share my takeaways from attending the inaugural financial retreat hosted by Michelle Jackson in Denver, Colorado. For all the cool quotes mentioned in this episode: https://podcast.thoughtcard.com/episode39   Connect with Me:  Podcast Website: https://podcast.thoughtcard.com Facebook: @thethoughtcard Instagram: @thethoughtcard Twitter: @thethoughtcard Pinterest: @thethoughtcard  Join my Facebook group Financially Savvy Travelers
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