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The Thought Card

The Thought Card

Author: Danielle Desir

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The Thought Card is an affordable-travel and personal finance podcast empowering financially travelers with the tools and resources to travel the world, earn more money, pay off debt, and build wealth.

Join Danielle Desir every other week as she explores creative ways to live life on your terms and obtain financial freedom. Also, hear inspiring stories from other financially savvy travelers traveling the world and crushing their financial goals.

Starting November 2020 on The Thought Card, you can also tune in to 'Millennial Wealth Builders,' a 3x grant-funded 12-part audio docuseries highlighting the stories of women of color building wealth. New episodes air on the first of the month.

To find out more, visit www.podcast.thoughtcard.com.
94 Episodes
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After saving for months, you are finally ready to set sail and go on that well deserved vacation. Hooray! However, if you're not careful, you can end up mismanaging your money and going over budget. Speaking from experience, this has happened to me on several occasions. In this episode, I share how to manage your money while traveling abroad and domestically. Tips include picking the right credit card to maximize travel rewards, carrying cash, monitoring your spending daily, using currency converter apps, and more. Here's a list of no-fee credit cards I recommend.  Was this information helpful to you? When you join The Thought Card Club, you'll get access to extended interviews with guests and solo episodes with me that's not shared anywhere else. You can also help me continue to share useful insights and tips by buying me a coffee. Your donations help me caffeinated while I record these episodes. 
Recorded live at Bad Martha Brewery in Cape Cod, Massachusetts, join Kyle and me as we share details about our first time visiting Bad Martha Brewery in Falmouth. If you're looking for a Cape Cod brewery with friendly staff, refreshing craft beer, great music, and delicious deep-dish pizza, then this is the place for you. For more podcast episodes recorded live on location check out: Climbing the Great Wall of China  Our Experience at Avatar Flight of Passage at Disney Word  Love the podcast? Let me know by taking a moment to leave a rating and review on Apple Podcasts and also, support the production of the podcast by buying me a cup of coffee. I really appreciate your support.  Visit our website: https://podcast.thoughtcard.com/ 
I just launched a secret podcast called The Thought Card Club for those who love the show and want to access extended interviews, audiobooks, workshops, and bonus podcast episodes not shared on the public feed. As a member of The Thought Card Club, you'll get access to a private podcast feed that streams on your favorite podcast players like Apple Podcasts and Google Podcasts. So every time I release a new episode, you'll get it straight away. That means no need to log in and fumble around for a username and password. Listen to The Thought Card Club just like you would any other podcast. Become a member of The Thought Card Club: https://podcast.thoughtcard.com/club/ Have questions? Email me at thethoughtcard@gmail.com.
Want to retire early but don't want to totally deprive yourself along the way? It's possible to take a balanced approach to a financial independence. Meet Jessica (Mrs. Fioneer), the co-founder of The Fioneers, a financial independence blog focused on the intersection between financial independence and lifestyle design.  In this episode, Jessica shares how paying attention to her finances and reaching Coast FI has changed her life, afforded her the opportunity to walk away from a toxic job, pursue part-time work, and rest. Instead of rushing to reach her FI number, she believes in making the journey as remarkable as the destination.  Become a supporter of the show by becoming a member. Don't forget as a supporter, you'll also get access to the bonus episode where Jessica shares out of the box ideas for increasing your savings rate and tips for getting rid of scarcity mindset. For the full show notes and all of the resources mentioned visit: https://podcast.thoughtcard.com/intro-to-coast-fi/
A software engineer by day, Daniella Flores is a serial side hustler, entrepreneur, and the creator of the award-winning side hustle blog iliketodabble.com where she shares ways to side hustle online without leaving your home. When she isn’t globetrotting, you can find her playing with her 7+ animals, hustling, and working towards financial independence. In this episode, Danielle Flores shares how to create a lucrative side hustle, ways to manage all of your income streams, and how side hustling helped her take back control of her life, career, and future. Learn how to create a profitable side hustle with Daniella's Launch Your Side Hustle course. Don’t miss the bonus episode where Daniella Flores shares why you should include your side hustles in your resume. Get access to this bonus episode and more by becoming a supporter of the show. For the full show notes visit: https://podcast.thoughtcard.com/lucrative-side-hustles-daniella-flores/
Debbie Arcangeles is the host of The Offbeat Life, a podcast where she interviews travelers who ditched their 9 to 5 to become location independent. Debbie is also the founder of Howtocreateapodcast.com, a podcast consulting agency where she helps online bosses gain authority and income through podcasting. Prior to starting her location independent business, she worked as a photojournalist, traveling to Central America, the Middle East, and Asia photographing remote areas and indigenous people. She now helps people discover ways to work from home, start online businesses, and how to start a podcast. In this episode, Debbie Arcangeles shares how to become location-independent and work remotely. Become a supporter of the show by buying me a coffee. Don't forget as a supporter, you'll also get access to the bonus episode where Debbie shares how she made $11,000 as a full-time podcaster in one month! For the full show notes and all of the resources mentioned visit: https://podcast.thoughtcard.com/become-location-independent-debbie-arcangeles/ 
Finding cheap flights is one way to travel more for less (and it’s a personal favorite). So how do I find the best airfare deals around? Introducing Thrifty Traveler Premium a flight deal notification service. Today I’m thrilled that Jared Kamrowski, the founder, and CEO of Thrifty Traveler has joined me to share how to find the best flight deals and why it is worth the annual subscription. He also shares how the pandemic continues to impact the airline and credit card industry as well as predictions for post-pandemic travel. Visit places you never thought you could afford by signing up for Thrifty Traveler Premium. Don’t miss the bonus episode where Jared shares his favorite tools and resources for planning trips. Get access to this bonus episode and more by becoming a supporter of the show. I appreciate your support! For the full show notes visit: https://podcast.thoughtcard.com/find-cheap-flights-with-thrifty-traveler-premium/
Welcome back financially savvy travelers! It feels good to be back with new episodes every other Thursday for Season 6 of The Thought Card Podcast.  This episode is pretty special because I realized that although I've been podcasting for almost three years now, I haven't shared my story. How did I become a financially savvy traveler? Good question. In this episode, I share how I became who I am and where I see myself moving forward.  Did you know that you can now support the show by buying me a coffee? With your help, I'll be able to cover the costs of the website, podcast hosting fees, and editing for the next season. Support the podcast here. Learn how to trade in the stock market, pick the right companies, and more with Teri Ijeoma's Trade and Travel course.  A special thank you to PODGO for sponsoring this episode. PODGO is one of the easiest ways you can monetize your podcast. Always know how much you will get when you apply for a podcast ad campaign. Apply today and connect with advertisers that fit your audience and message. Be sure to include 'The Thought Card Podcast' in the 'how did you hear about us' section. Throughout this season, you're going to be hearing all about how to find creative and lucrative side hustles, how to become location independent, how to find cheap flights, how to become financially independent, and more. I have an amazing lineup in store.  Connect with Danielle Desir Twitter: @thethoughtcard  Instagram: @thethoughtcard
This is the final episode of the author series - thank you for tuning in and I encourage you to go back and listen to previous episodes. As promised, I'll be back with new episodes of The Thought Card Podcast starting April 4th. In this episode, I share how my editor has helped me grow as an author and why indie authors should consider hiring editors.  Want to write a non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021. Enroll by Friday, March 5th before doors close. Reserve your spot here: https://danielledesir.com/intensive  Did you enjoy this special series? Support this show by buying me a cup of coffee here. Your contributions are so helpful.  Lastly, you can support by reading any of my affordable-travel and personal finance books:  Iceland: Nature, Nurture & Adventure  Affording Travel Traveling With A Full-time Job Managing Your Money As A New Homeowner  Planning Local Trips During A Pandemic Sign up for Grammarly -- catch grammatical errors, overused words, and more. 
Rejection comes in so many shapes and sizes for indie authors — maybe you get a bad review, your book sales are low or you are not feeling confident about your work. In this episode, I share ways I've gotten rejected and how I pushed past those difficult moments.  Want to write a non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021. Enroll by Friday, March 5th before doors close. Reserve your spot here: https://danielledesir.com/intensive  Hey, are you feeling inspired by this series? I created a special space for you to support my work -- buy me a cup of coffee here.  Read my affordable-travel and personal finance books:  Iceland: Nature, Nurture & Adventure  Affording Travel Traveling With A Full-time Job Managing Your Money As A New Homeowner  Planning Local Trips During A Pandemic   Follow Danielle Desir on Instagram: @thedanielledesir  Watch the replay of my entire series on Instagram:  Day 1 of Author Series on Instagram - Getting Started As A Self-Published Author  Day 2 of Author Series on Instagram - How To Set Writing Expectations  Day 3 of Author Series on Instagram - How To Outline Non-Fiction Books  Day 4 of Author Series on Instagram - How To Find Beta Readers  Day 5 of Author Series on Instagram - How To Promote Your Book Day 6 of Author Series on Instagram - Dealing With Rejection For more writing tips, listen to episode 51 where I share my top tips for new authors.
On Day 5 of the Author Series, I share some of my favorite ideas for promoting books.  Want to be a guest on more podcasts? Check out my masterclass, Nail Your Podcast Guest Pitch Email.  Want to write your non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021. Enroll by Friday, March 5th before doors close. This cohort is limited to 12 writers -- reserve your spot here: https://danielledesir.com/intensive  Follow Danielle Desir on Instagram: @thedanielledesir  Read my books:  Affording Travel Traveling With A Full-time Job Managing Your Money As A New Homeowner  Planning Local Trips During A Pandemic   Day 1 of Author Series on Instagram - Getting Started As A Self-Published Author  Day 2 of Author Series on Instagram - How To Set Writing Expectations  Day 3 of Author Series on Instagram - How To Outline Non-Fiction Books  Day 4 of Author Series on Instagram - How To Find Beta Readers  Day 5 of Author Series on Instagram - How To Promote Your Book For more writing tips, listen to episode 51 where I share my top tips for new authors.  Hey, are you feeling inspired? I created a special space for you to support my work -- buy me a cup of coffee here!
On Day 4 of the Author Series, I detail why you should recruit beta readers and how to find potential readers who would be willing to offer feedback and promote your book.  Want to write your non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021. This cohort is limited to 12 writers -- reserve your spot here: https://danielledesir.com/intensive  Follow Danielle Desir on Instagram: @thedanielledesir  Read my books:  Affording Travel Traveling With A Full-time Job Managing Your Money As A New Homeowner  Planning Local Trips During A Pandemic   Day 1 of Author Series on Instagram - Getting Started As A Self-Published Author  Day 2 of Author Series on Instagram - How To Set Writing Expectations  Day 3 of Author Series on Instagram - How To Outline Non-Fiction Books  Day 4 of Author Series on Instagram - How To Find Beta Readers  For more writing tips, listen to episode 51 where I share my top tips for new authors.  Hey, I created a special space for you to support my work if you've been inspired -- buy me a cup of coffee here!
On Day 3 of the Author Series, I detail how to outline your book and why it's so important. Here's a quick tip, use your outline as a guide but also transform it into your table of contents!  Want to write your non-fiction book this year? Join my 6-week Writing Intensive Program which starts April 4th, 2021 -- reserve your spot here: https://danielledesir.com/intensive  Follow Danielle Desir on Instagram: @thedanielledesir  Day 1 of Author Series on Instagram - Getting Started As A Self-Published Author  Day 2 of Author Series on Instagram - How To Set Writing Expectations  Day 3 of Author Series on Instagram - How To Outline Non-Fiction Books  For more writing tips, listen to episode 51 where I share my top tips for new authors.  Hey, I created a space for you to support my work if you've been inspired -- buy me a cup of coffee here!
Before you start writing your next book, set writing expectations that will help you cross the finish line. On Day 2 of the Author Series, I detail how to find the right time to write and how to identify your metrics of success. Join my 6-Week Writing Intensive Program which starts April 4th, 2021: https://danielledesir.com/intensive  Follow Danielle Desir on Instagram: @thedanielledesir  Day 1 of Author Series on Instagram - Getting Started As A Self-Published Author  Day 2 of Author Series on Instagram - How To Set Writing Expectations  For more writing tips, listen to Episode 60 of The Thought Card Podcast where Michelle Jackson and Gertrude Nonetrah share their writing practice and how they market their books during the pandemic.  Enjoyed this episode? Support the production of this podcast by buying me a cup of coffee. 
Born in Cote d'Ivoire (a country in West Africa), to a Senegalese diplomat father, and West Indian lawyer mother, Meryanne Loum-Martin spent her early childhood in Ghana, London, and Moscow, before settling in Paris for a career in law. Then one day she decided she wanted to relocate and become a hotel owner in Marrakech, Morocco. Marianne owns and operates an eight-acre boutique hotel named Jnane Tamsna in Marrakech which boasts 24 rooms, five swimming pools, and a clay surface tennis court. Guests that stay at her hotel get to experience the culture and traditions of Morocco.  In this episode of Millennial Wealth Builders, Meryanne Loum-Martin shares how her love for design led her to becoming the first Black woman-owned boutique hotel owner in Marrakech, Morocco. Join The Thought Card Membership for extended interviews, bonus episodes, answers to FAQ, access to workshops, audiobooks and more: https://podcast.thoughtcard.com/club/  If you've been inspired by our work, please consider supporting the show by buying the production team a cup of coffee here.  For more resources mentioned, check out the show notes: https://podcast.thoughtcard.com/advance-your-career-with-shivani-berry/  New episodes of Millennial Wealth Builders airs the first of the month until October 2021.
Shivani Berry is the CEO and Founder of Ascend, a 6-week leadership development program for women. As a career coach, she helps women feel more confident and become better leaders. In this episode, Shivani shares how to advance in your career, develop soft skills, and tips for starting a business.  If you've been inspired by our work, please consider supporting the show by buying me and the production team a cup of coffee here.  For more resources mentioned, check out the show notes: https://podcast.thoughtcard.com/advance-your-career-with-shivani-berry/ 
Sophal Pettit was a young child when the Pol Pot Revolution happened in Cambodia. Sophal and her family are survivors of a time called The Killing Fields of Cambodia. They came to the United States with nothing but their lives. In this episode of Millennial Wealth Builders, Sophal Pettit shares her story of surviving a coup and how she improved her finances throughout her life. She also shares the benefits of hiring a financial coach and how she co-founded a financial services business with her husband, Charles Pettit. If you've been inspired by our work, please consider supporting the show by buying me a cup of coffee here.  For more resources mentioned, check out the show notes: https://podcast.thoughtcard.com/how-to-improve-your-finances-with-sophal-pettit/  Get started listening to new audiobooks every month with a 30-day Audible free trial.   About Millennial Wealth Builders (MWB) ⁣ Co-hosted by Danielle Desir and Acquania Escarne, Millennial Wealth Builders (MWB) is a 12-part audio docuseries sharing how Women of Color are moving past obstacles and building real wealth in the 21st century.  This production is made possible by the Plutus Foundation Fall 2020 Grant, Black & Brown Podcast Collective, and the Dreams To Reality Fund by Caress and iFundWomen.  Passionate about sharing real stories and honest conversations, we exclusively feature women of color who have discovered wealth-building strategies less known in our community. Our goal is to empower our listeners to take action, obtain wealth, and close the wealth gap. Now you can show your support for the podcast by buying me a coffee!
Minda Harts is the award-winning and best-selling author of The Memo: What Women of Color Need To Know To Secure A Seat, a career development book for women of color in the workplace. She is also the CEO of The Memo LLC, a career development platform for women of color, and an Assistant Professor at NYU Wagner. In this episode of Millennial Wealth Builders, Minda Harts shares the challenges women of color face in the workplace, how to take control of our careers, and the impact publishing The Memo has had on Black women in the workplace.  As a gift to our podcast listeners, we’re giving away (2) copies of Minda Harts’ book The Memo. Enter to win by subscribing to our newsletter by March 15th -- become a Millennial Wealth Builder here. We created a space for you to support our work if you've been inspired -- buying me a cup of coffee here.  For more resources mentioned, check out the show notes: https://podcast.thoughtcard.com/minda-harts-women-of-color-workplace/  Get started listening to new audiobooks every month with a 30-day Audible free trial.   About Millennial Wealth Builders (MWB) ⁣ Co-hosted by Danielle Desir and Acquania Escarne, Millennial Wealth Builders (MWB) is a 12-part audio docuseries sharing how Women of Color are moving past obstacles and building real wealth in the 21st century.  This production is made possible by the Plutus Foundation Fall 2020 Grant, Black & Brown Podcast Collective, and the Dreams To Reality Fund by Caress and iFundWomen.  Passionate about sharing real stories and honest conversations, we exclusively feature women of color who have discovered wealth-building strategies less known in our community. Our goal is to empower our listeners to take action, obtain wealth, and close the wealth gap.
Less than 2% of hotel owners are People of Color and even fewer are women. Davonne Reaves and Jessica Myers are the youngest Black women to own a hotel property under a major chain. As the founders of Epiq Collective, they are on a mission to teach people how to become hotel owners. Epiq Collective helps investors collectively invest in commercial real estate opportunities.  In this episode, discover four ways to invest in hotels and why it's important to build several streams of income. For more resources mentioned, check out the show notes.  Help support the show by buying the production team a cup of coffee. Get started listening to new audiobooks every month with a 30-day Audible free trial.   About Millennial Wealth Builders (MWB) ⁣ Co-hosted by Danielle Desir and Acquania Escarne, Millennial Wealth Builders (MWB) is a 12-part audio docuseries sharing how Women of Color are moving past obstacles and building real wealth in the 21st century.  This production is made possible by the Plutus Foundation Fall 2020 Grant, Black & Brown Podcast Collective, and the Dreams To Reality Fund by Caress and iFundWomen.  Passionate about sharing real stories and honest conversations, we exclusively feature women of color who have discovered wealth-building strategies less known in our community. Our goal is to empower our listeners to take action, obtain wealth, and close the wealth gap.
Athena Valentine Lent is fighting the good fight to bring financial education to people who look like her. Her family didn’t know much about money, budgeting, or bank accounts. Then when Athena was a freshman in high school, her mother passed away. Immediately, she became a homeless teen on a rocky path. Fortunately, her uncle inspired her to go to college, get an education, and turn her life around.  Today, Athena’s work as a program manager for a nonprofit allows her to promote the importance of education, salary negotiations, and work-related opportunities for students all over the state of Arizona, especially those in low-income neighborhoods.  Join The Thought Card Newsletter to get regular updates from the podcast.  Get started listening to new audiobooks every month with this 30-day Audible free trial. Help support the show by buying the production team a cup of coffee. I really appreciate your donations.  For more, visit our website and check out the show notes.    Connect With Athena Valentine Lent Website: https://moneysmartlatina.com/  Instagram: @moneysmartlatina Twitter: @accordingathena   More About Millennial Wealth Builders (MWB) ⁣ Co-hosted by Danielle Desir and Acquania Escarne, Millennial Wealth Builders (MWB) is a 12-part audio docuseries sharing how Women of Color are moving past obstacles and building real wealth in the 21st century.  This production is made possible by the Plutus Foundation Fall 2020 Grant, Black & Brown Podcast Collective, and the Dreams To Reality Fund by Caress and iFundWomen.  Passionate about sharing real stories and honest conversations, we exclusively feature women of color who have discovered wealth-building strategies less known in our community. Our goal is to empower our listeners to take action, obtain wealth, and close the wealth gap. Rather than establish a new podcast, we are taking advantage of our existing engaged podcast audiences. Listen to the first episode of the series - Our Wealth Building Stories. 
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