The Two Stewards Show

Hosts Brent Vanderwoude & Mark Krikke talk about real estate, money, stewardship, investing, economics, bitcoin, and more from a Christian perspective. Join us as we learn how to steward our wealth wisely.

Joe Bryan - What's The Problem? | Ep 132

Many people feel that things today aren't right. Things seem more expensive. Housing is unaffordable. Global tensions are rising. Physical and mental health are declining. The education system feels broken.  What if all these issues stem from the same root cause? In this episode, Joe Bryan joins us to discuss the problem. Our financial system.  Only once we understand the problem, can we find a solution. - What's The Problem Video: https://www.whatstheproblem.org/   Follow Joe on X: https://x.com/satmojoe   Reach out to the show by emailing hello@twostewards.ca

10-22
01:07:49

Adam Niman - The Truth About Whole Life Insurance | Ep 131

In this episode, we sit down with Adam Niman, to uncover the truth behind the idea of “becoming your own banker.”   We talk about what most people get wrong about whole life insurance.   -   Niman Financial: https://nimanfinancial.ca   Get in touch with the show by emailing us at hello@twostewards.ca  

10-15
01:22:28

Too Busy Being Kids To Have Them | Ep 130

Why aren't people having kids anymore? Is it because adults are still kids themselves?   This week, we dive into Canada’s record-low fertility rates. What’s really behind them? How is our culture producing fewer families and more dependence? Are young people choosing not to grow up, or has society made adulthood unattainable? And what happens when the people who are supposed to build the future… stop believing in one?   - Take our Free First-Time Homebuyer Course: https://goodstewards.ca/first-time-homebuyer-course   Email the show at hello@twostewards.ca

10-09
01:08:36

The Solution To The Condo Crisis | Ep 129

Why has real estate remained such a powerful wealth-building tool for Canadians over time? And what happens when the engine that keeps that wealth growing (new housing construction) comes to a standstill?   In this episode, Mark single-handedly solves the Canadian condo crisis. -   Take our Free First-Time Homebuyer Course: https://www.goodstewards.ca/first-time-homebuyer-course   Get in touch with the show by emailing hello@twostewards.ca

10-01
36:53

Tim Fox - Why The Church Should Take Bitcoin Seriously | Ep 128

Tim Fox joins us this week to discuss a Christian Perspective on Bitcoin. Tim is a brother in Christ, an ordained minister in the Presbyterian Church of America, a professor at Knox Theological Seminary, and a fellow with the Center for Pastor-Theologians. He has a PhD in New Testament from the University of St. Andrews. Tim is also behind the Magnalia Foundation, helping churches and Christians understand Bitcoin.   We explore Why Christians should understand (and not dismiss) Bitcoin. The creation mandate. Stewardship of the earth and its resources. Biblical principles of work.  And more - Magnalia Foundation: https://www.magnalia.foundation   Email Tim Fox: tim@magnalia.foundation   Tim on X: https://x.com/ProofOfRest   Get in touch with the show:  https://www.twostewards.ca

09-17
01:06:59

Stoicism, Culture & Standing for What We Believe | Ep 127

Do we still have the right to stand up for what we believe in? In this episode, Mark and Brent dive into immigration, Stoicism, Epicureanism, DEI, and whether Canada measures up against other countries. Mark and Brent also discuss recent news items including the subway stabbing event and the murder of Charlie Kirk.   - Email the show at hello@twostewards.ca   Explore our free resources: https://twostewards.ca/resources

09-12
58:47

What Happens When Canadians Stop Trusting the System? | Ep 126

Mark and Brent sit down for a late-night conversation, unpacking insights from recent guests: Daniel Foch, Sam Cooper, and Richard Dias. Everything from dirty money and Canada’s productivity crisis to the cracks in our immigration system. Then, they dive into the shocking $10.5M iPro Realty scandal that has Canadians questioning the industries we once trusted.  As confidence in long-standing systems erodes, they explore why Christian virtue and conviction are essential for rebuilding a stronger future.   -   FREE First-Time Homebuyuer Course  https:goodstewards.ca/first-time-homebuyer-course   Email the show at hello@twostewards.ca

09-03
01:04:34

Richard Dias - Why Canada is Falling Apart | Ep 125

This week, Mark and Brent are joined by Richard Dias. Richard is a global strategist at Ice Cap Asset Management, and co-host of The Loonie Hour, a podcast that breaks down Canadian and global economics. We dive into: Inflation, Canada’s Productivity Crisis, Canadian Real Estate Markets, Atheism & Christianity in the West, Fiat Currency vs. Bitcoin, and more!   -   Check out The Loonie Hour Podcast: https://thelooniehour.ca/   Follow Richard on X: https://x.com/RichardDias_CFA   The Ice Cap Canadian Market Wrap: https://www.youtube.com/@IceCapAssetManagement   -   FREE First-Time Homebuyer Course: https://goodstewards.ca/first-time-homebuyer-course   Email us at hello@twostewards.ca

08-27
01:41:15

Sam Cooper - Organized Crime and Corruption in Canada | Ep 124

Sam Cooper is an award-winning Canadian investigative journalist and author. He has spent years uncovering the hidden networks of organized crime, foreign interference, and money laundering in Canada. His groundbreaking work has revealed how cartels, corrupt elites, and foreign state actors have used Canada’s real estate market, casinos, and political systems as a safe haven for dirty money.  In this episode, Brent and Mark sit down with Sam and discuss the disturbing realities of organized crime and foreign influence in Canada.  - - - Follow Sam on X:  ----------------------------- https://x.com/scoopercooper Check out his Substack: ----------------------------- https://www.thebureau.news/   Email the show: hello@twostewards.ca

08-20
01:03:45

How The Banking System Destroys The Middle Class | Ep 123

In this episode, Mark and Brent dive into the uncomfortable truth behind our modern financial system: The Bank of Canada may have held its policy rate at 2.75% Economist Richard Werner explains how banks create money out of thin air—not by lending deposits, but by issuing new credit George Gammon outlines how this fuels inflation, asset bubbles, and the so-called Cantillon Effect, where the rich get richer while the middle class gets crushed Saifedean Ammous calls it a moral failure that punishes savers and rewards debt and speculation We explore how this system affects democracy, increases government overreach, and forces people into a financial squeeze with only two ways out: up or down   Contact the show by emailing hello@twostewards.ca

08-07
01:15:21

Daniel Foch - Where is Canada's REAL ESTATE MARKET Headed? | Ep 122

Daniel Foch joins Brent and Mark for a conversation on what’s going on in Canada’s housing market — and where things might be headed next. We talk about: rents, housing supply, multiplex policy, demographic collapse, having kids, AI tools, and Bitcoin. - - - Follow Daniel on X: https://x.com/daniel_foch   Check out The Canadian Real Estate Investor Podcast: https://thecanadianinvestorpodcast.com/podcast/the-canadian-real-estate-investor     Email the show at hello@twostewards.ca

07-30
55:38

Will Carney Make Trudeau's Mess Worse? | Ep 121

In this episode Brent and Mark break down some big stories that are shaping Canada’s economy right now: Rental market decline – BMO says it’s just getting started. Youth unemployment – Now at recession levels. Trudeau’s fiscal mess – And how Carney might make it worse. GENIUS Act – What it means and who really benefits.   - - - Email the show at hello@twostewards.ca

07-22
50:13

Lorenzo Podda - This Mortgage Product Will Change The Game! | Ep 120

This week, I’m joined by Lorenzo Podda from Better Mortgage Select, for a timely conversation about the mortgage market. We break down: Current mortgage rates and how they’re impacting buyers and investors Key trends in the housing market A brand new mortgage product Better Mortgage Select is launching — and why it could be a total game-changer for buyers, investors, and homeowners alike Whether you're looking to buy, refinance, or simply stay informed, this episode gives you the inside scoop on what’s really going on behind the scenes in the mortgage world.   To get in touch with Lorezno, go to www.bmselect.ca - - - To contact the show, email hello@twostewards.ca  

07-03
01:02:41

Nathan Fitzsimmons - Can We Fix Savings? | Ep 119

Nathan Fitzsimmons is an advocate for sound money, specializing in Austrian Economics and Libertarian Philosophy. He worked in medical research, but after falling deep down the Bitcoin rabbit hole in 2020, he pivoted to full-time education—helping others understand Bitcoin. With an academic background in Business, Biology, Philosophy, and Computer Science, he’s uniquely equipped to communicate the complexities of the Bitcoin ecosystem to a wide audience. In this episode, we explore: What made Nathan bet his future on Bitcoin The mindset shift it takes to move from skeptic to believer Who Bitcoin is (and isn’t) for Cultural barriers to adoption in Canada Whether stablecoins like USDT are a scam And how Bitcoin compares to other assets like gold, stocks, or real estate   You can follow more of Nathan’s work at BitcoinMentor.io. - - - Reach out to the show at hello@twostewards.ca

06-25
01:05:07

The Reason Canada's Housing Is So Expensive | Ep 118

Trump plans to pay parents $1000 per baby. What does this mean for the future of money? Canada's housing crisis is being driven by investors, cheap debt, and government policy. We also talk Bitcoin, Pride vs Eid, and what happens when the housing market is driven by profit? - - - Email us at hello@twostewards.ca

06-17
01:05:30

How Our Homes Shape Our Culture | Ep 117

Toronto’s “Missing Middle” is finally getting attention—but is it too late?   In this episode, we unpack insights from the Buildstak summit: why the city’s Yellow Belt is under pressure, how multiplex conversions are leading the charge, and what 452 new permits reveal about housing trends. We explore how suburban sprawl reflects values like independence and privacy—and whether today’s housing choices are isolating us. From the politics of COA approvals, NIMBY resistance, and family-sized units, this is a deep dive into the relationship between housing, policy, and the kind of communities we’re really building. - - - Send your feedback to hello@twostewards.ca

05-28
01:01:12

Economic Turbulence: What’s Next for Canada’s Housing Market? | Ep 116

Canada’s economy is in a weird spot—housing is tight, unemployment is rising, and immigration is still ramping up. We talk about what’s driving it all, why the BoC is sending mixed signals, and where the real estate opportunities might be hiding. Plus: Alberta separatism, Carney meets Trump, and why the public sector keeps growing. - - - Get in touch with the show by emailing hello@twostewards.ca

05-14
01:08:36

Social Mobility in Canada | Ep 115

Brent and Mark look into insights from Policy Horizons Canada. Is it possible to 'move up' in the world?  - - - Get in touch with the show at www.twostewards.ca  

04-30
59:34

5 Steps To Become An Investor - Even If You Have No Experience | Ep 114

This episode is a little different — Brent is breaking down the 5-step process that helped him define goals, pick an investment vehicle, and take action with confidence. Let us know what you think of this solo-style episode — we’d love your feedback! Get in Touch: Instagram: https://www.instagram.com/goodstewardsinc Email: hello@twostewards.ca

04-22
21:23

Building an ADU Vs. Buying a Rental Property | Ep 113

Should you build an ADU or buy a rental property? Which is the better investment? - - - Go to goodstewards.ca/discover to book a FREE 30-Minute Expert Consultation   Send your feedback to hello@twostewards.ca

04-09
01:07:46

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