In Episode 38 of The Vault, we discuss this week’s controversial opinion, “Money education should be taught in schools”, before diving into our listener dilemmas:“How do I escape car finance?”"Should I give up the opportunity for an interest free mortgage?”We celebrate a listener who, after two and a half years of hard work and switching careers, has finally paid off £13,000 in credit card debt and is now totally consumer debt-free! She’s ready to channel all her extra cash into building her ...
Welcome to The Vault with Financielle. In Episode 37 of The Vault, we discuss this week’s controversial opinion, “Luxury items are a waste of money unless they increase in value over time”, before diving into our listener dilemmas:“Is my housemate’s boyfriend freeloading?”"My whole life is about to change!”We celebrate a motivated Vault listener getting her money $h*t together, going from an emotional, impulsive spender to someone with a clear vision and self-discipline over her spending...
Welcome to The Vault with Financielle.In Episode 36 of The Vault, we discuss this week’s controversial opinion, “9-5s don’t deserve the hate”, before diving into our listener dilemmas:“Should I lock in on my side hustle or start investing?” 📈"How do I start over after my breakup?” 💪 We celebrate a listener becoming debt-free, starting her wedding sinking fund, and feeling great when transferring to savings on payday rather than buying things she doesn’t need. What a Financielle queen! 👑💸...
Welcome to The Vault with Financielle. In Episode 35 of The Vault, we discuss this week’s controversial opinion, “Everyone should elope”, before diving into our listener dilemmas: “Should I prioritise building wealth or invest ethically?” 📈"How Do I Get My ADHD Wife on Board with Our Finances?” 💸 We celebrate a listener's incredible progress: since committing to the playbook in July, they've hit their mini emergency fund goal, closed a student overdraft, settled family debts, started sinking ...
Welcome to The Vault with Financielle.In Episode 34 of The Vault, we discuss this week’s controversial opinion, “Budgeting apps don’t work”, before diving into our listener dilemmas:“I can’t balance my budget with my social life” 🥂“I’m obsessed with the idea of being debt free” 💸 We celebrate a listener who used her car maintenance sinking fund to dodge the stress of an unexpected car tyre expense 🚘🛞 We’re here for that peace of mind 🧘♀️✨If you’d like to share your money win, head to the com...
Welcome to The Vault with Financielle. In Episode 33 of The Vault, we discuss this week’s controversial opinion, “Your engagement ring should be 3 months' salary, minimum”, before diving into our listener dilemmas: The hidden costs of buying my first home 🏡“Should I repay my ex husband’s debt?” 💸 We celebrate an awesome win from a listener who got a refund and proudly added it straight into her emergency fund instead of spending it - proof of some serious growth! 🤩🌱If you’d like to share your...
Visit https://www.financielle.co.uk to join our community!In Episode 32 of The Vault, we discuss this week’s controversial opinion, “All debt is bad debt”, before diving into our listener dilemmas:“Everything I’ve done is about to be taken away”“I found out my male colleagues were getting payrises but not me”We celebrate a win from a listener who got hooked on The Vault after just one episode! They’ve re-downloaded the Financielle app, are diving into sorting their pension, and are gearing up...
Visit https://www.financielle.co.uk to join our community!In Episode 31 of The Vault, we discuss this week’s controversial opinion, “University is a bad investment”, before diving into our listener dilemmas:I have spending anxietyWe don’t earn the same but we pay the sameWe celebrate a listener’s big win of filling their emergency fund - now safely stashed away in a high-yield account, ready to handle whatever life throws their way!If you’d like to share your money win, head to the community ...
Visit https://www.financielle.co.uk to join our community!In Episode 30 of The Vault, we discuss this week’s controversial opinion, “In a divorce, you should get out what you put in financially”, before diving into our listener dilemmas:“I have a Financielle disaster”“I’m scared to clear my debt!”We celebrate a listener's incredible win as she mastered sinking funds 💪, paid off £4k in credit card debt 💸, and still had enough to surprise her best friend with a wedding cake 🎂👰♀️—all on a modes...
Visit https://www.financielle.co.uk to join our community!Welcome to The Vault with Financielle.How to Save for Christmas, Travel, and Become Debt-Free In Episode 29 of The Vault, we discuss this week’s controversial opinion, “If you don’t have a Christmas sinking fund, you’re screwed”, before diving into our listener dilemmas:- How do I save for everything?- The pandemic royally screwed up my financesWe celebrate possibly our most exciting win ever! After 7 years, 7 months and 12 days, our l...
In Episode 28 of The Vault, we discuss this week’s controversial opinion, “It’s okay to spend when you’re in debt”, before diving into our listener dilemmas:- I can’t give up my bougie membership- I don’t feel as financially free as I should doWe celebrate a savvy community member’s win - they dodged debt by using their emergency fund to cover nearly £300 in car repairs, and they're now excitedly setting up a sinking fund to stay ahead of next year's MOT! 🚗💸If you’d like to share your money w...
In Episode 27 of The Vault, we discuss the FIRE (Financial Independence, Retire Early) trend, before diving into our listener dilemmas:- ”Am I trying to do too much?” - ”My parents keep avoiding their will”We celebrate a community member's huge win in maintaining a strong net worth despite recent expenses on a new kitchen and a holiday to New York, thanks to continued savings and investment growth! 🥳If you’d like to share your money win, head to the community in the Financielle app or em...
In Episode 26 of The Vault, we discuss the controversial opinion, ‘Couples should always combine finances’, before diving into our listener dilemmas:- ”I've always been an 'executive sponsor' for my friends” - ”£90k debt and my husband has run out of money”We celebrate a listener's money win - they switched bank accounts to snag a £175 bonus, received it early, and immediately used it to overpay their loan! 💸 #FinancialFreedom #DebtFreeJourney #GoalsIf you’d like to share your money win,...
In Episode 25 of The Vault, we discuss the controversial opinion, ‘DON’T be a stay at home partner (if you don’t have children)’, before diving into our listener dilemmas:- ”I have no pension!"- ”My brother and sister in law one up everything we do”We celebrate a win from a listener who is now tackling their last debt and is gearing up to be mortgage and debt-free by 40! 🎉💪🏡 #FinancialFreedom #DebtFreeJourney #Goals This leads to an interesting conversation about mortgages and how much money ...
Welcome to The Vault with Financielle.In Episode 24 of The Vault, we discuss the controversial opinion, ‘Maternity leave should be fully paid for at least a year’ 🤰, before diving into our listener dilemmas:"I’m going into debt for school trips” "I'm in a PCP agreement with my ex!”We celebrate a fantastic win from one of our listeners who took a big step towards financial control. She’s reducing her credit limit to break the cycle of debt! 🎉💪✨ #FinancialEmpowerment #SmallWins #HabitChang...
Welcome to The Vault with Financielle.In Episode 23 of The Vault, we discuss the controversial opinion, ‘Everybody should do unpaid work’, before diving into our listener dilemmas:"My husband wants to relocate for a new career" "I'm receiving a large sum of money and I don't know what to do"We also celebrate a listener paying off a £7600 loan, and cheer her on in paying off the rest of her debt 🎉🥳💸If you’d like to share your money win, head to the community in the Financielle app or emai...
Welcome to The Vault with Financielle.In Episode 22 of The Vault, we discuss the controversial opinion, ‘wellness is for the elite’, before diving into our listener dilemmas: "Should I use my savings to clear my debt?""My parents give my brother more financial support than me!"We also celebrate a listener increasing her net worth by £900 after just ONE MONTH in the Financielle community! 📈💸If you’d like to share your money win, head to the community in the Financielle app or email thevault@fi...
Welcome to The Vault with Financielle.In Episode 21 of The Vault, we discuss whether or not women will ever be treated equally in sports ⚽️💸, before diving into our listener dilemmas:My partner wants to take out car financeWe’re stuck in £44k debtWe also celebrate a Financielle community member shutting down ALL her credit cards! ✂️💳🎉 If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.comSend your (totally anonymous) money dilemma...
In this episode of The Vault, we discuss whether or not airport money is ‘real money’ (🚨SPOILER ALERT🚨 ...it’s not 👀), before diving into our listener dilemmas:- Should my husband stop lending his parents money?- We can’t pay the inheritance taxWe also celebrate a fabulous community win. 🏆 If you’d like to share your money win, head to the community in the Financielle app or email thevault@financielle.comSend your (totally anonymous) money dilemmas to thevault@financielle.com and we may featu...
In this episode of The Vault, we discuss whether or not side hustles are ‘worth it’, before responding to our intriguing listener dilemmas 👀We provide practical advice on common money mistakes, how to manage debt and when to start investing. 📈Tune in for insightful discussions and expert tips to help you navigate your money journey with confidence and peace of mind. Don't forget to like, comment, and subscribe for more episodes!Chapters:00:00:00 - Controversial Side Hustle Thoughts00:04:10 - ...