Claim OwnershipThe Vault with Financielle
Subscribed: 46Played: 2,496
Subscribe
© 2025 The Vault with Financielle
Description
Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
127 Episodes
Reverse
Send us a text Ho ho ho! Here’s a special Christmas Eve episode of The Vault 🎄🎁 This week, we’re getting festive with a brand new game, “Jail or No Jail”, using your money confessions! We also share a Twixmas money checklist to help you reset between Christmas and New Year, and dive into a community dilemma we know so many of you will relate to: “We’ve overspent this Christmas” 🫣 If money feels a bit heavy right now, you’re not alone, and this episode is here to help you feel calmer...
Send us a text UNLOCKED Week 3: Ready for the Year Ahead Last week we touched lightly on sinking funds. This week, we’re going all in because your year will fail without them (sorry, not sorry). In a world of credit and BNPL, saving up for the things you want is one of the most underrated money habits there is. Sinking funds are about delayed gratification, being prepared, and having money waiting for future you. In this episode, Laura covers: Why sinking funds are her favourite under-the-rad...
Send us a text “Debt-free status is way more important than a luxurious lifestyle” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Do I sacrifice take-home pay for a bigger pension?” 💸 ”Should I use child benefits for my debts?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with o...
Send us a text UNLOCKED Week 2: Reset & Rebuild This week, we’re talking about the budgeting tool: the heart of your routine and the thing most people get wrong. In this episode, Laura opens with a mini rant about how budgeting gets framed as restrictive and punishing… even though we build routines for everything else in life but somehow still wing it with our money. We get into: - Why people don’t stick to budgets (hint: they’re not built for *your* life) - Why a budget isn’t about b...
Send us a text “Spending your younger years travelling is shortsighted” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Should I increase my credit card allowance?” 💸 ”Should I still have an F-off fund?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partners* 🫶 Get life ins...
Send us a text Welcome to The Vault Unlocked with Laura from Financielle! We’re kicking off a five-week Unlocked series, and first up is all about ✨reflection✨. Looking back at your money habits can feel awkward and icky, but it’s the secret to actually getting ahead. In this episode, Laura dives into: - Why we avoid checking our accounts - Why a “fresh start” doesn’t magically fix everything - The patterns you only spot when you zoom out - How to shift from “I was so sh*t with money” to “t...
Send us a text “Using a boyfriend to fund your lifestyle is embarrassing” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Is my job costing me too much?” 💸 ”I’m scared to move in with my new partner after losing everything once before” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect w...
Send us a text #ad A special investing episode, brought to you with our friends at AJ Bell Dodl 📲🤑 The Financielle team walk you through their personal investing journey and chat through community dilemmas. If you're curious about investing and want to get started - this episode’s for you. 🫵💰 Thanks to our episode sponsors Dodl. The low-cost, little-effort app designed to help you on your investing journey. You can download the app here https://dodl.onelink.me/uBIb/zl3xxzv7 Just remem...
Send us a text “30 free hours childcare is a scam” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I just won a car…” 💸 ”Should I Invest in my pension or property?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partners* 🫶 Get life insurance with our friends at Lifesearch. ...
Send us a text “There’s nothing wrong with saying ‘my budget’s tight this year” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”15 People to Buy For… and I’m Still Paying Off Debt” 💸 ”I’ve fixed my money situation… but I still don’t trust myself around sales” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at...
Send us a text “M&S are taking the piss with their £8 carrots this year” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Can I afford business class and if so, am I allowed to treat myself?” 💸 ”Rebuilding My Finances From Scratch After Losing My Job” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financiel...
Send us a text Happy Halloween! 🎃 “We’ve turned halloween into another reason to overspend” - we unpack this week’s controversial opinion, then dive into your dilemmas: 👻 ”My ‘Dream Home’ is a Haunted House” 🧟♀️ “The Debt That Rose From the Dead” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸 Connect with ou...
Send us a text “You’ll never “save” your way to wealth” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Should we contribute equally to our Christmas Sinking Fund?” 💸 ”I’m Changing Careers — But I’m Sad About Slowing Down My Money Goals” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸 ...
Send us a text “You should never lend money to family” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”10 Days Until Payday and Nothing to Fall Back On” 💸 ”A £9 a month payrise is just an insult!” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 #AD Get your ✨free will✨ here (Available until 3...
Send us a text WE’VE GOT A VERY SPECIAL EPISODE FOR YOU 🥹 A big announcement, followed by this week’s controversial opinion, “Parents shouldn’t pay for their kids’ weddings”. We then dive into your dilemmas: 💸 ” I can’t bring myself to spend” 💸 ” Is Wedding Debt Really Worth It?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at [financie...
Send us a text #ad A special bonus episode, brought to you with our friends at Octopus Legacy 🐙 We’re talking all things blended families and how to protect them. Whether you’re part of a blended family or know someone who's part of one, this episode is not for gatekeeping. "You should never ask family about what’s in the will, it’s rude" - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 "I don't want my husband's new partner to get ANYTHING!" 💸 ”How Do ...
Send us a text “You don’t need to buy something just because it “dropped”” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I Pay My Credit Card Off Every Month — Is It Okay to Collect Points?” 💸 ”My boyfriend spent £6,000 on OnlyFans – we were meant to be saving for a house” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpf...
Send us a text “Proposals are starting to look like PR stunts instead of personal milestones” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Should You Relocate for Better Earning Potential?” 💸 ”I earn more than my boyfriend and it’s starting to cause tension…” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at f...
Send us a text “We need to cancel office presents” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I’m in the build phase and I feel stuck” 💸 ”I’m an Accountant… and I’m Drowning in Debt” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partners 🐝 Consolidate your pensions wit...
Send us a text Hello there! Here are the links to the episodes we mentioned: ✨ How to budget when you're self employed [https://www.youtube.com/watch?v=fchAFlFJw4M&pp=ygUZZmluYW5jaWVsbGUgc2VsZiBlbXBsb3llZA%3D%3D] ✨ Why you're overthinking pensions [https://www.youtube.com/watch?v=gBDCDMzvwAI&pp=ygUTZmluYW5jaWVsbGUgcGVuc2lvbg%3D%3D] 🍼 Also, as promised, the maternity leave blog: [https://www.financielle.com/your-ultimate-guide-to-money-and-parental-leave/] Coming up in this episode... ...
Comments
Download from Google Play
Download from App Store
United States