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© 2025 The Vault with Financielle
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Welcome to The Vault with Financielle. Hosts Lucy, Laura and Holly delve into the world of money dilemmas from Leechy friends, getting the money ick, the benefits of budgeting and much much more! Nothing is off limits but everything is safe in the Vault.
119 Episodes
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Send us a text “30 free hours childcare is a scam” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I just won a car…” 💸 ”Should I Invest in my pension or property?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partners* 🫶 Get life insurance with our friends at Lifesearch. ...
Send us a text “There’s nothing wrong with saying ‘my budget’s tight this year” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”15 People to Buy For… and I’m Still Paying Off Debt” 💸 ”I’ve fixed my money situation… but I still don’t trust myself around sales” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at...
Send us a text “M&S are taking the piss with their £8 carrots this year” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Can I afford business class and if so, am I allowed to treat myself?” 💸 ”Rebuilding My Finances From Scratch After Losing My Job” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financiel...
Send us a text Happy Halloween! 🎃 “We’ve turned halloween into another reason to overspend” - we unpack this week’s controversial opinion, then dive into your dilemmas: 👻 ”My ‘Dream Home’ is a Haunted House” 🧟♀️ “The Debt That Rose From the Dead” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸 Connect with ou...
Send us a text “You’ll never “save” your way to wealth” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Should we contribute equally to our Christmas Sinking Fund?” 💸 ”I’m Changing Careers — But I’m Sad About Slowing Down My Money Goals” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸 ...
Send us a text “You should never lend money to family” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”10 Days Until Payday and Nothing to Fall Back On” 💸 ”A £9 a month payrise is just an insult!” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 #AD Get your ✨free will✨ here (Available until 3...
Send us a text WE’VE GOT A VERY SPECIAL EPISODE FOR YOU 🥹 A big announcement, followed by this week’s controversial opinion, “Parents shouldn’t pay for their kids’ weddings”. We then dive into your dilemmas: 💸 ” I can’t bring myself to spend” 💸 ” Is Wedding Debt Really Worth It?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at [financie...
Send us a text #ad A special bonus episode, brought to you with our friends at Octopus Legacy 🐙 We’re talking all things blended families and how to protect them. Whether you’re part of a blended family or know someone who's part of one, this episode is not for gatekeeping. "You should never ask family about what’s in the will, it’s rude" - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 "I don't want my husband's new partner to get ANYTHING!" 💸 ”How Do ...
Send us a text “You don’t need to buy something just because it “dropped”” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I Pay My Credit Card Off Every Month — Is It Okay to Collect Points?” 💸 ”My boyfriend spent £6,000 on OnlyFans – we were meant to be saving for a house” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpf...
Send us a text “Proposals are starting to look like PR stunts instead of personal milestones” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Should You Relocate for Better Earning Potential?” 💸 ”I earn more than my boyfriend and it’s starting to cause tension…” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at f...
Send us a text “We need to cancel office presents” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I’m in the build phase and I feel stuck” 💸 ”I’m an Accountant… and I’m Drowning in Debt” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partners 🐝 Consolidate your pensions wit...
Send us a text Hello there! Here are the links to the episodes we mentioned: ✨ How to budget when you're self employed [https://www.youtube.com/watch?v=fchAFlFJw4M&pp=ygUZZmluYW5jaWVsbGUgc2VsZiBlbXBsb3llZA%3D%3D] ✨ Why you're overthinking pensions [https://www.youtube.com/watch?v=gBDCDMzvwAI&pp=ygUTZmluYW5jaWVsbGUgcGVuc2lvbg%3D%3D] 🍼 Also, as promised, the maternity leave blog: [https://www.financielle.com/your-ultimate-guide-to-money-and-parental-leave/] Coming up in this episode... ...
Send us a text “You don’t need to send your child back to school with the latest gear” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Can You Bounce Back from a Credit Default? 💸 ”Builders will only listen to my husband” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partne...
Send us a text “The person who earns less shouldn’t automatically do more housework” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Do I Stay in a Toxic Job for a Big Payoff?” 💸 ”How much should I really have in my emergency savings?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect w...
Send us a text “You’re not entitled to someone else’s pension after divorce” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Is My Emergency Fund Just Wasting Away?” 💸 ”Am I being pushed into the family business?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partners 🐝 Con...
Send us a text “You’re allowed to pause your debt free journey for once in a lifetime experiences” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I’m jealous of people who get more help with their children” 💸 ”I Said I’d Help Plan the Hen Do, Not Pay for It” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at [f...
Send us a text “Being financially dependent on ANYONE is risky” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I went into panic mode and purchased a new house” 💸 ”I Can’t Afford a Car Without Finance — What Should I Do?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partn...
Send us a text “Your parents should NEVER charge you rent” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Boyfriend doesn’t have a house deposit but I do” 💸 ”How Do I Help My Mum Without Taking Over?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partners 🐝 Consolidate you...
Send us a text “Life events have gone too far” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I Got a Pay Rise and Now I Want a New Car… Help!” 💸 ”I’ve Saved £27k in My LISA… But Our House Budget Is Too High to Use It” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partners...
Send us a text “Putting yourself last isn’t budgeting, it’s self neglect” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Should I buy my next car in cash or finance it?” 💸 ”Do I keep saving or go live my 20s?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partners 🐝 Consol...
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