The Why Bitcoin Show

You’ve probably been wondering, where the hell have I been? Well, I’ve been pouring my heart and soul into something big—a book called No Tenants, No Troubles: The Case for Digital Over Real Estate. Available for purchase on Amazon NOW: https://www.amazon.com.au/No-Tenants-Troubles-Digital-Estate-ebook/dp/B0FRZKFQB5/ref=sr_1_1Drawing from my professional and academic expertise, this book dives deep into the hidden risks and flaws of investment properties—distinct from the homes you live in. Once you grasp the power of Bitcoin, the argument for sinking your money into real estate starts to crumble. I’m breaking down why property prices have skyrocketed and, more importantly, revealing a smarter way to save and invest for the future.Also, I'm putting some good vibes out there into the universe - I'm looking for a co-host, a dance partner and I'm open to suggestions! Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order. And also, here's my npub - get going on Nostr, it's a game-changer. npub1r94hh3kt6re3j5jv7yg8rw0ah5fg90vw9pjklxzknvhdkx0famfsn0njzt

Many young people today feel disheartened by the soaring cost of home ownership, a stark contrast to the more affordable markets of past decades. With median home prices in many countries far outpacing wage growth, the dream of owning a home feels increasingly out of reach, leaving many trapped in a cycle of renting and financial strain. For example, in the U.S., the median home price in 1980 was about 2.5 times the median household income, while today it’s closer to 5 times, squeezing young buyers out. To address this, my Bitcoin Savings Calculator (https://whybitcoinshow.com/bitcoinsavingscalculator/) offers a hopeful strategy. By allocating a portion of income to Bitcoin, which has historically appreciated significantly, young people can potentially grow their savings faster than traditional methods. The calculator projects how regular Bitcoin investments could compound over time, providing a larger down payment or even full home purchase funds, offering a practical path to overcome the affordability barrier and regain control of their financial future.Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

In this episode, I explore how much Bitcoin you need to retire, using my new Bitcoin Retirement Calculator to break down conservative and realistic figures for your desired retirement lifestyle. I also address the claim from many influencers that 0.1 BTC is enough to retire—examining how true this is and the assumptions behind it.Work out what you need to retire - Bitcoin Retirement Calculator If you find this tool valuable, I'd be grateful if you sent me through some sats, ideally alongside an offensive comment or joke - dale21m@walletofsatoshi.com Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

In this thought-provoking episode, I dive into the heart of Bitcoin’s ethos: freedom. Bitcoin’s decentralized, open protocol empowers individuals to take control of their financial destiny, free from centralized gatekeepers. But with great freedom comes a paradox—people will use this open system to create products and services we might not always like, from Bitcoin custodians to NFTs and the latest wave of Bitcoin Treasury Companies. How should we navigate this tension? I explore the philosophical and practical implications of Bitcoin’s permissionless nature, asking: Is true freedom about embracing even the developments we disagree with? Join us as we unpack the trade-offs, examine the role of custodians, the frenzy around NFTs, and the rise of Bitcoin Treasury Companies, and discuss how to think critically about Bitcoin’s evolving ecosystem while staying true to its liberating core.Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

In this episode, I explore the financial decision of buying a home versus renting and investing the equivalent home deposit in Bitcoin, based on Australian housing and rental data as of May 31, 2025. The analysis assumes a 20% deposit for a median-priced home in Australia’s capital cities ($1,025,742), equating to $205,148.40, with the alternative being renting and investing that deposit in Bitcoin.Core Assumptions:Housing Market: Median house price in capital cities is $1,025,742 (Cotality, May 2025), with a 5% annual home price growth rate and a 5.5% mortgage interest rate.Rental Market: Median weekly rents vary (e.g., Sydney: $775/house, Melbourne: $580/house, Brisbane: $625/house, based on 2024–2025 data). Rent is paid without dipping into savings.Bitcoin Investment: The $205,148.40 deposit is invested in Bitcoin with assumed compound annual growth rates (CAGR) of 30% (conservative) or 40% (optimistic).Time Horizons: 5 and 10 years.Costs: Homeownership includes purchase and maintenance costs, reducing net capital value.Comparison:5 Years:Buying: Net capital value $913,122.03 property equity after costs.Renting + Bitcoin: $934,246.74 gains minus rent.Difference: Renting + Bitcoin outperforms by ~$21,124.71 assuming Bitcoin achieves 40% CAGR.10 Years:Buying: Net capital value $947,668.53 Renting + Bitcoin: $5,596,364.28 • • Difference: Renting + Bitcoin outperforms by ~$4,648,695.75, driven by Bitcoin’s high CAGR.Key Takeaways: Renting and investing in Bitcoin could yield higher returns than homeownership, especially over 10 years, if Bitcoin achieves a 30–40% CAGR. However, Bitcoin’s volatility contrasts with the stability of property, and the decision depends on risk tolerance, market conditions, and lifestyle preferences. The episode highlights the potential for significant wealth creation through Bitcoin but cautions against ignoring housing’s tangible benefits.Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

This is a solo episode all about Division 296 of the Income Tax Act, 1997. Boring! Not quite, it's an amendment impacting the treatment of superannuation balances over $3m. In an unprecedented move, the Australian Tax Office will be demanding 15% of the unrealised gains above $3m. In this episode I outline what the law is all about, it's status, the purported reasons for it, some (many) criticisms and how to get around it...legally. Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

Dr. Emma Apatu, an Associate Professor at McMaster University, founded Dream Grad Academy in 2024 to provide Bitcoin education and coaching. With a background in public health, she explores Bitcoin’s potential to address socioeconomic issues, as outlined in her 2024 Bitcoin Magazine article on the debt-money crisis. Apatu advises Bitcoin is Better, contributes to the Bitcoin Coalition of Canada, and conducts research on Bitcoin’s use cases for investment, savings, and payments.more concise.Here is where you can find Emma: https://bitcoinmentor.io/mentor/emma-apatu/https://bitcoinmagazine.com/authors/emma-apatuhttps://dreamgradacademy.com/about/Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

This is a solo episode outlining some thoughts I have on the recent all time high and more importantly, some changes to the show. A special thank you to everyone for coming on the journey so far, I couldn't have done it without you. But the time has come to pivot in a direction that I ultimately believe will bring more value to the community. Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

Ben Justman is an entrepreneur, winemaker, and passionate Bitcoiner, dedicated to crafting natural wines at Peony Lane Wines. Nestled in Colorado, Ben cultivates some of North America’s highest-elevation Pinot Noir, embracing minimal intervention to showcase the authentic expression of Colorado’s distinctive terroir. Through Peony Lane, he shares the beauty and purity of Colorado wine with the world, blending innovation, tradition, and a deep respect for the land. Follow Ben on X at @BenJustman and me on⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠www.x.com/⁠Dale21M ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠or visit⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.whybitcoinshow.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for any feedback. I'm on a mission to help people understand "why Bitcoin". If you could like, comment and share this episode with friends, it's the single most valuable thing you could do to help spread the message.Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

Nik Bhatia is a prominent financial researcher, CFA charterholder, and Adjunct Professor of Finance and Business Economics at USC Marshall School of Business, where he teaches Applied Finance in Fixed Income Securities. He is the author of the bestselling book Layered Money: From Gold and Dollars to Bitcoin and Central Bank Digital Currencies (2021) and his recent work, Bitcoin Age (2025). Bhatia is also the founder of TheBitcoinLayer.com, a premium markets research platform focusing on Bitcoin through a global macroeconomic lens. With a background in trading U.S. Treasuries and interest rate futures, he bridges traditional finance and Bitcoin, exploring its role as a store of value, a check on fiat systems, and a pluralistic monetary technology. You can follow me on⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠www.x.com/⁠Dale21M ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠or visit⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.whybitcoinshow.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for any feedback. I'm on a mission to help people understand "why Bitcoin". If you could like, comment and share this episode with friends, it's the single most valuable thing you could do to help spread the message.Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

Rob Hamilton is the Co-Founder and CEO of AnchorWatch, a company focused on providing secure Bitcoin storage and insurance solutions, leveraging native Bitcoin miniscript functionality. Based in Nashville, Hamilton has built a reputation as a leading expert in Bitcoin security and is a certified Cryptocurrency Security Standard Auditor (CCSSA).In this episode we dived deep into Anchorwatch, the native Trident vault product and Rob's vision for the future. Whatever your views on bitcoin self-custody, most would agree that insurance represents growing evidence of maturation of the asset class and a necessary ingredient to institutional adoption. You can follow me on⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠www.x.com/⁠Dale21M ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠or visit⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.whybitcoinshow.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for any feedback. I'm on a mission to help people understand "why Bitcoin". If you could like, comment and share this episode with friends, it's the single most valuable thing you could do to help spread the message.Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

Glenn Cameron is a seasoned investment professional with over 25 years of experience in institutional investment consulting, portfolio management, and bitcoin-focused innovation. He currently serves as the Global Head of Onramp Institutional, a division of Onramp Bitcoin launched in January 2025, aimed at providing secure bitcoin custody and advisory services for institutional investors. His expertise includes advising on asset allocation, risk management, and integrating bitcoin into traditional portfolios. Notably, he led the first bitcoin allocation by a UK pension scheme and developed treasury solutions for corporates. You can follow me on⁠⁠⁠⁠⁠⁠⁠ ⁠⁠www.x.com/⁠Dale21M ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠or visit⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.whybitcoinshow.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for any feedback. I'm on a mission to help people understand "why Bitcoin". If you could like, comment and share this episode with friends, it's the single most valuable thing you could do to help spread the message.Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

Today’s guest is Colin Gifford, a qualified CA with a unique insight into Bitcoin who is one of our youngest and most talented Bitcoin Mentors. His work at Bitcoin Mentor focuses on empowering clients—referred to as protégés—through personalised mentorship, helping them navigate the complexities of Bitcoin ownership, security, and long-term wealth preservation. To get in touch with Colin, hit him up at ⁠Bitcoin Mentor⁠. You can follow me on⁠⁠⁠⁠⁠⁠ ⁠⁠www.x.com/⁠Dale21M ⁠⁠⁠⁠⁠⁠⁠⁠⁠or visit⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠www.whybitcoinshow.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for any feedback. I'm on a mission to help people understand "why Bitcoin". If you could like, comment and share this episode with friends, it's the single most valuable thing you could do to help spread the message.Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

Today's guest is Sonya Leghveldt, a former real estate Maxi turned avid Bitcoiner super passionate about self-custody, self-sovereignty, self-reliance and financial freedom. An independent spirit if ever there was one! She's somewhat of a ghost online, save for her work at Bitcoin Mentor. If you're keen to learn from Sonya, book a session here. You can follow me on⁠⁠⁠⁠⁠⁠ ⁠⁠www.x.com/⁠Dale21M ⁠⁠⁠⁠⁠⁠⁠⁠⁠or visit⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠www.whybitcoinshow.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for any feedback. I'm on a mission to help people understand "why Bitcoin". If you could like, comment and share this episode with friends, it's the single most valuable thing you could do to help spread the message. Need a hand with self-custody? Book a⁠⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

Today’s guest is Ryan Cochrane, a seasoned IT professional, military veteran and Bitcoin educator with over 20 years of experience in infrastructure management, cloud architecture, cyber security, and Bitcoin education. He is known for his leadership, technical expertise, integrity and the ability to simplify Bitcoin and its technologies for diverse audiences. He also has a unique talent for translating technical concepts into accessible, digestible information, making Bitcoin more approachable and understandable for newcomers to the Bitcoin ecosystem! To get in touch with Ryan, hit him up at Bitcoin Mentor or keep track of his musings on X.You can follow me on⁠⁠⁠⁠⁠ ⁠⁠www.x.com/⁠Dale21M ⁠⁠⁠⁠⁠⁠⁠⁠or visit⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠www.whybitcoinshow.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for any feedback. I'm on a mission to help people understand "why Bitcoin". If you could like, comment and share this episode with friends, it's the single most valuable thing you could do to help spread the message.Need a hand with self-custody? Book a⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

Today’s guest is Edward Cafarella, a passionate Bitcoin educator who runs the Bitcoin Mentor Spaces sessions on X. He's obsessed about educating new bitcoiners on how bitcoin can provide freedom and has been doing so for over 10 years! Edward can be found on X at @LiveFreeBTC or you can book a session with him at Bitcoin Mentor here. You can follow Edward's writing at https://www.edwardcafarella.com/You can follow me on⁠⁠⁠⁠⁠ ⁠⁠www.x.com/⁠Dale21M ⁠⁠⁠⁠⁠⁠⁠⁠or visit⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠www.whybitcoinshow.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for any feedback. I'm on a mission to help people understand "why Bitcoin". If you could like, comment and share this episode with friends, it's the single most valuable thing you could do to help spread the message.Need a hand with self-custody? Book a⁠⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

Today’s guest is Nathan Fitzsimmons, the operations director at Bitcoin Mentor and decade-long advocate for sound money, specializing in Austrian Economics and Libertarian Philosophy. Since 2007, he has been working in medical research, but after falling deep down the Bitcoin rabbit hole in 2020, he’s pivoted to educating others on Bitcoin, the importance of self-custody, and best practices for security. From the madness of 2020, to thinking for yourself to Bitcoin moon maths, this episode covered it all. Nathan runs the Bitcoin Mentor X account and can be followed here - @theBTCMentor. If you want to learn more about his antics in the Bitcoin world or want to get to know him better, check out this fun podcast. You can follow me on⁠⁠⁠⁠ ⁠⁠www.x.com/⁠Dale21M ⁠⁠⁠⁠⁠⁠⁠or visit⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠www.whybitcoinshow.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for any feedback. I'm on a mission to help people understand "why Bitcoin". If you could like, comment and share this episode with friends, it's the single most valuable thing you could do to help spread the message. Need a hand with self-custody? Book a⁠⁠⁠⁠ ⁠session ⁠⁠⁠⁠⁠with me to get your Bitcoin security house in order.

Today’s guest is Mike Leftakes - a finance graduate with experience in FX markets who shifted focus and moved entirely to the Bitcoin world. Today, he’s an Account Manager for the Bitcoin Conference and is also a colleague of mine at Bitcoin Mentor. In this discussion with Mike we touched on Bitcoin strategic reserves, what aligns us as Bitcoiners, hyperbitcoinization, what lies ahead in 2025 and why we’re hopeful in the future. Mike is a thoughtful individual with some well-considered views and I thoroughly enjoyed the conversation. You can follow him on X at @hodlologist or book a session with him at Bitcoin Mentor. You can follow me on⁠⁠⁠ ⁠⁠www.x.com/⁠Dale21M ⁠⁠⁠⁠⁠⁠or visit⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠www.whybitcoinshow.com⁠⁠⁠⁠⁠⁠⁠⁠⁠ for any feedback. I'm on a mission to help people understand "why Bitcoin". If you could like, comment and share this episode with friends, it's the single most valuable thing you could do to help spread the message. Need a hand with self-custody? Book a⁠⁠⁠ ⁠session ⁠⁠⁠⁠with me to get your Bitcoin security house in order.

Today’s guest is Andrew Page, the founder and managing director at Strawman, one of Australia’s leading private investment clubs specialising in small cap ASX listed equities.  Andrew is one of the rare equity analysts who fundamentally gets the bitcoin thesis and it was fascinating diving into all things Bitcoin and traditional financial markets. In this episode we touched on a range of topics including:  Bitcoin price action ETFs  AMP Superannuation allocating to Bitcoin  The Australian economy To learn more about Andrew follow him on X or visit his website. You can follow me on⁠⁠ ⁠⁠www.x.com/⁠Dale21M ⁠⁠⁠⁠⁠or visit⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠www.whybitcoinshow.com⁠⁠⁠⁠⁠⁠⁠⁠ for any feedback. I'm on a mission to help people understand "why Bitcoin". If you could like, comment and share this episode with friends, it's the single most valuable thing you could do to help spread the message. Need a hand with self-custody? Book a⁠⁠ ⁠session ⁠⁠⁠with me to get your Bitcoin security house in order.

Welcome to the Christmas Special, a casual AF laugh on all things Bitcoin with some of my favourite people in the Bitcoin space - Daz Bea, Bitcoin Brendo and Stacking Hats.  This is not your typical episode - it’s more akin to a bunch of a Bitcoiners gathering around, having a drink and talking all things Bitcoin.  It’s wild and loosey goosey, so you surely shouldn’t expect any timestamps!  You can get in touch with the guests:  Daz Bea - @dazbea, https://lookingglasseducation.com/, https://www.amazon.com.au/dp/B0C1JDKS7Q Brendo - @BitcoinBrendo, https://content.thebitcoinadviser.com/brendo Stacking Hats - @StackingHats, https://bitcoin-first.com/ You can follow me on⁠⁠ ⁠⁠www.x.com/⁠Dale21M ⁠⁠⁠⁠⁠or visit⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠www.whybitcoinshow.com⁠⁠⁠⁠⁠⁠⁠⁠ for any feedback. I'm on a mission to help people understand "why Bitcoin". If you could like, comment and share this episode with friends, it's the single most valuable thing you could do to help spread the message. Need a hand with self-custody? Book a⁠⁠ ⁠session ⁠⁠⁠with me to get your Bitcoin security house in order.