The Woman & Finance Podcast

🎧 Episode 4: Budgeting as a homeowner Buying your first home is exciting — but it can also be overwhelming if you don’t know what to look out for. In this episode of the Insure Your Future Money Bootcamp, Maya Fisher-French and I chat about the home-buying journey of one of her mentees, who’s right in the middle of it all. We share the real stuff — the lessons, the “I wish I’d known” moments, and the practical tips that can save you a lot of stress (and money) down the line. From und...

💬 "If I knew then what I know now…" In this Women’s Month special, I sit down with Michelle Green, Credit Analyst at Prescient Investment Management, to unpack the money lessons she wishes she’d learned in her 20s and 30s. From early financial mistakes to building confidence as an investor, Michelle shares practical tips, personal reflections, and why she believes the future is female and financially secure. We talk about: ✅ Lessons from her money journey ✅ Why financial independence is no...

Episode 3: In this episode of the Insure Your Future Money Bootcamp, we speak to Thokozani, one of my former mentees, about her journey from financial stress to confidently managing her money. She shares practical budgeting techniques using a combination of apps, spreadsheets, and traditional methods, as well as how she manages unexpected expenses and uses her side hustle income intentionally. Thokozani also reflects on how budgeting has changed her family's approach to money, encouraging o...

Episode 2: Tax season is here and often brings stress and confusion — but it doesn’t have to. In this episode of the Santam Insure Your Future Money Bootcamp, my co-host Maya Fisher-French and I are joined by tax expert @AndreBothmaTax to simplify the filing process and empower you to handle your taxes with confidence. We cover everything from SARS auto assessments and why you should review them carefully, to the importance of filing — even if you’re a student or freelancer. Andre al...

Episode 1: Money isn’t just about numbers — it’s emotional. In this episode of the Santam Insure Your Future Money Bootcamp, my co-host, Maya Fisher-French and I, explore the hidden impact of financial trauma. From the money messages we absorbed as children to the silent promises we made to ourselves (like "I’ll never be broke again"), our past experiences often shape how we earn, spend, save, or avoid money altogether. We talk about how these deep-rooted patterns show up in adulthood —...

A breakdown on how to read your Pension/Provident fund statement. Watch the video here: https://www.youtube.com/watch?v=XCgEplpYyRk #pensionfunds #retirementplanning #riskbenefits

Retirement is a major life shift—and if your parent is about to retire, you need to be part of the conversation. In this episode, I break down the key decisions they’ll face (like choosing between a life or living annuity), tax implications, estate planning tips, and how you can guide them with confidence. 💼✨ #RetirementPlanning #AnnuitiesExplained #WomanAndFinance #FinancialWisdom

Are you raising a money-smart child? 💰 Teaching kids about money isn’t just about giving them an allowance—it’s about shaping lifelong habits that lead to financial independence! In this video, I share practical, everyday ways to teach your kids how to manage money, make smart spending choices, and develop a healthy relationship with finances. #personalfinance #moneytips #kidsandmoney

Ever wondered about the difference between Tax-Free Savings Accounts and Retirement Annuities? In today's podcast, I discuss the benefits and limitations of both these investment vehicles. Enjoy! Don't forget to follow me on: Instagram: https://www.instagram.com/mapalomakhu/ TikTok: https://www.tiktok.com/@mapalomakhu?_...

1. Get Married in Community of Property 2. Take on Credit in Your Name for Someone Else – redflag!!!!! 3. Lend Money to Friends and Family 4. Ignore SARS! 5. Give Up Your Power – Don’t Be a Damsel in Distress

I had the pleasure of sitting down with Gugu Mfuphi; an award-winning broadcaster and financial journalist to discuss managing money as a freelancer.

Today I am joined by Boniwe Dunster, who is a HR specialist. We had such a good conversation on navigating the workplace! She answered some of the following questions:1. What information should you include in your CV?2. What is the most common mistake young people make on their CV's?3. How does one answer "why should we hire you?"4. Should you accept the first offer they give you?5. Why do recruiters ask for your current payslip? Should you do this? Or is there a way not to give them your current payslip? (There is potential to be lowballed) 6. How do you know if you are getting paid a fair salary when many company's policies are to NOT discuss your pay with colleagues? 7. How does one deal with rejection and not get disheartened while seeking employment?8. Should you tick all the boxes of a job description before you apply?9. When should you ask for a raise? And how?10. If you are denied a salary increase, what should you do next?11. How does one build a personal brand within a company?12. Is job hopping a bad thing? 13. How can you deal with jealous colleagues as a top performer?14. How can one deal with a toxic work environment?  Bullying in the workplace (effects: stress, low self-esteem, etc) and how to build your confidence?15. Tips to deal with imposter syndrome in the workplace?16. Social media: should you follow colleagues on social media? Does what you post matter? 

You asked, we answered! 🙌🏾 A few weeks ago, I asked you to share your biggest questions about insurance — and wow, you came through! In this episode, I sit down with Financial Planner Maxine Muller to unpack your most common concerns. 💡 What’s the difference between life cover and funeral cover? 📈 Why do premiums go up? 🔍 What should I look for in a policy? 💬 Do I even need insurance if I’m young and healthy? We cover it all — in plain, simple language. If insurance has ever felt ...

Episode 4 of 4: No Job Left Behind – The Power of Event-Based Insurance Whether you’re a freelancer, teacher, entrepreneur, or corporate professional — your ability to earn an income matters. But what happens when an unexpected life event affects your ability to work? In this episode of The Woman & Finance Podcast, we break down event-based cover — a type of insurance designed to support every occupation, not just the traditionally insured ones. We’re joined by Bidvest Life to explore...

Episode 3 of 4: More women are becoming the main earners in their households — but this role often comes with added financial pressure and responsibility. In this episode of The Woman & Finance Podcast we focus on how female breadwinners can approach their finances with clarity and confidence. We cover: • How to create a practical financial plan based on your responsibilities • The importance of protecting your income • Managing household expenses and financial expectations • How to save ...

Episode 2 of 4: A life-changing diagnosis can affect more than just your health — it can derail your finances. In this episode of The Woman & Finance Podcast, we explore critical illness cover and why it’s one of the smartest financial moves you can make. We’re joined by Melody Cloete from Bidvest Life to unpack what critical illness insurance actually is, how it works, and why it’s essential — especially for women who are breadwinners, caregivers, or entrepreneurs. From cancer to heart d...

Episode 1 of 4: What would happen if you couldn’t work tomorrow due to illness or injury? Would your bills still be paid? Would your family be okay? In this first episode of the Woman & Finance podcast in partnership with Bidvest Life, we dive into one of the most overlooked yet essential types of cover: income protection. Many South Africans insure their cars and gadgets—but forget to insure the very thing that pays for it all: their income. Whether you're employed, self-employed, or a f...

Join myself and Maya Fisher-French reflect on the transformative journey of Santam staff who participated in the six-month Santam Insure Your Future Money Bootcamp. This empowering initiative culminated in a celebration honouring individuals who bravely shared their financial challenges, embraced change, and achieved remarkable personal growth. In this episode, hear firsthand the inspiring testimonials of participants who gained financial confidence and clarity. Discover how the bootcamp help...

While previous episodes have focused on building wealth, this time we’re shifting the conversation to succession planning and creating intergenerational wealth. How can you protect your family while ensuring your assets benefit future generations? Joining us is fiduciary expert Moremadi Mabule, who sheds light on wills, estate planning, and the crucial yet often-overlooked tax implications that arise upon death. Estate planning isn’t just for the wealthy—it’s about making sure your hard-earne...

In this episode, we dive into the world of retirement planning with Johann Steyn, a certified financial planner at Rainmaker Bluestar by Sanlam. As retirement draws near, having a well-thought-out financial strategy becomes more crucial than ever. It’s not just about understanding where you stand financially but also knowing how to make the most of your tax options. Johann shares valuable insights on getting retirement-ready, whether you’re five years away or just one. He stresses the importa...