The Woman & Finance Podcast

I had the pleasure of sitting down with Gugu Mfuphi; an award-winning broadcaster and financial journalist to discuss managing money as a freelancer.

Today I am joined by Boniwe Dunster, who is a HR specialist. We had such a good conversation on navigating the workplace! She answered some of the following questions:1. What information should you include in your CV?2. What is the most common mistake young people make on their CV's?3. How does one answer "why should we hire you?"4. Should you accept the first offer they give you?5. Why do recruiters ask for your current payslip? Should you do this? Or is there a way not to give them your current payslip? (There is potential to be lowballed) 6. How do you know if you are getting paid a fair salary when many company's policies are to NOT discuss your pay with colleagues? 7. How does one deal with rejection and not get disheartened while seeking employment?8. Should you tick all the boxes of a job description before you apply?9. When should you ask for a raise? And how?10. If you are denied a salary increase, what should you do next?11. How does one build a personal brand within a company?12. Is job hopping a bad thing? 13. How can you deal with jealous colleagues as a top performer?14. How can one deal with a toxic work environment?  Bullying in the workplace (effects: stress, low self-esteem, etc) and how to build your confidence?15. Tips to deal with imposter syndrome in the workplace?16. Social media: should you follow colleagues on social media? Does what you post matter? 

Send us a textJoin myself and Maya Fisher-French reflect on the transformative journey of Santam staff who participated in the six-month Santam Insure Your Future Money Bootcamp. This empowering initiative culminated in a celebration honouring individuals who bravely shared their financial challenges, embraced change, and achieved remarkable personal growth.In this episode, hear firsthand the inspiring testimonials of participants who gained financial confidence and clarity. Discover how the ...

Send us a textWhile previous episodes have focused on building wealth, this time we’re shifting the conversation to succession planning and creating intergenerational wealth. How can you protect your family while ensuring your assets benefit future generations?Joining us is fiduciary expert Moremadi Mabule, who sheds light on wills, estate planning, and the crucial yet often-overlooked tax implications that arise upon death.Estate planning isn’t just for the wealthy—it’s about making sure you...

Send us a textIn this episode, we dive into the world of retirement planning with Johann Steyn, a certified financial planner at Rainmaker Bluestar by Sanlam. As retirement draws near, having a well-thought-out financial strategy becomes more crucial than ever. It’s not just about understanding where you stand financially but also knowing how to make the most of your tax options. Johann shares valuable insights on getting retirement-ready, whether you’re five years away or just one. He stress...

Send us a textIn the last two episodes, we explored saving and investing for goals we aim to achieve during our working years. However, there comes a time when we want to relax and retire, or at least have the option to choose whether to keep working or not.One of the major challenges with retirement funding is that people are living well beyond the traditional retirement age. Many companies set retirement at 60, yet with life expectancy nearing 90 years, that leaves us with around 30 years o...

Send us a textIn our last episode, we focused on saving for those shorter-term goals, but today we’re diving into those medium to longer-term ones—like funding your child’s university education in 10 years, leaving a financial legacy, or maybe even starting your own business. So, how do you begin?We kick off by emphasizing the importance of setting clear and realistic financial goals. We provide a real-world example of how to calculate future education costs, demonstrating how inflation can d...

Send us a textIn this episode, we guide listeners on breaking free from debt reliance by establishing a solid savings plan. We explore the importance of saving, what goals to aim for, and the necessity of an emergency fund—why it’s crucial and how to create one. Contrary to common belief, a credit card should not be mistaken for an emergency fund!We share practical tips for building an emergency fund and discuss the advantages of having a financial safety net for unexpected expenses. We also ...

Send us a textIn this video, Dr. Lekalakala takes us through her inspiring journey to becoming a homeowner. From unexpected shocks to costly mistakes, she shares the highs and lows of the process, what she wishes she knew before starting, and the valuable lessons she's learned along the way. Whether you're a first-time homebuyer or just curious about the realities of owning a home, this conversation is packed with practical advice and real-life insights. Don't forget to like, comment, and sub...

Send us a textIn our previous episode, we discussed life and risk cover—insurance that provides financial support if our health takes a turn or in the event of our passing. Equally important is health insurance, which helps cover medical expenses, not just for doctor visits but also for hospital stays or chronic treatments. Unfortunately, in South Africa, relying solely on government health services isn’t always an option, so many people turn to private healthcare, making health cover essenti...

Send us a text🎙️ In Episode 6 of the Santam Insure Your Future Money Bootcamp, Maya and I are joined by Johann Steyn, a certified financial planner at Rainmaker BlueStar by Sanlam. We dive deep into the complexities of life cover—what it means, why it matters, and how to make the best choices for your financial future.#moneybootcamp #podcast

Send us a textIn this episode, we address the challenge of managing overwhelming debt, particularly as interest rates and inflation continue to rise. With many people finding it difficult to keep up with their debt payments, we're here to provide practical advice and strategies to help you take back control of your finances. We'll cover topics like the snowball method, how to negotiate with your creditors, and the benefits and drawbacks of debt consolidation. We’ll also explain what debt revi...

Send us a textIn today's episode of Santam Insure Your Future Money Bootcamp, Maya and I focuse on responsible credit use, offering insights into budgeting, borrowing, and distinguishing between good and bad debt. We provide a comprehensive guide to understanding and managing debt.Enjoy

Send us a textIn Today's podcast, I sit down with Olen Sterling, a seasoned bond originator, to explore the ins and outs of the home buying process. Olen shares expert advice on securing the best bond deals, understanding interest rates, and navigating the often complex journey to home ownership. Whether you're a first-time buyer or looking to upgrade your current home, this episode is packed with valuable tips and strategies to help you make informed decisions and achieve your dream home. Do...

Send us a textEpisode two: Budgeting – directing your moneyThe first step in gaining control of your finances is understanding where your money goes each month. In this podcast, Maya and I have an open and candid discussion about our own budgeting methods, sharing tips, hacks, and the financial mistakes we've made. We also talk to Sbongile, who began her money bootcamp journey as an intern on a small stipend. She shares her experience and how it helped her manage her finances when she receive...

Send us a textIn this insightful interview, we sit down with renowned psychologist and coach, Farhana Goga, to explore the powerful connection between your mindset and your money. Discover the different money archetypes and how understanding your financial personality can transform your relationship with money. Farhana shares practical tips on how to shift your mindset, overcome financial fears, and harness the strengths of your unique money archetype to build a prosperous future. W...

Send us a textPresenting the Santam Insure Your Future Money Bootcamp podcast series.Are you ready to seize control of your financial destiny? The Santam Insure Your Future Money Bootcamp podcast series is here to guide you through a transformative journey to help you master your finances.Hosted by Maya Fisher-French and Mapalo Makhu, this series is designed to help you build a solid financial foundation, no matter where you are on your financial journey. In the first episode, Maya and Mapalo...

Send us a textAre you making these mistakes with your Tax-Free Savings Account? Don't let simple errors sabotage your savings goals!

Send us a textJoin me as I sit down with Nkosazana, also known as "The Car Lady," a seasoned car sales expert. In this insightful interview, Nkosazana shares her top tips and invaluable advice for anyone looking to buy their first car. Learn how to navigate the car-buying process, what to look for in a vehicle, and how to get the best deals. Whether you're a first-time buyer or looking to upgrade, this video is packed with practical knowledge and expert insights to help you make a confi...

Send us a textOn today's episode of The Woman and Finance Podcast, we're joined by Ess Mukumbo, a self-taught investor and personal finance educator, who contributes to Financial Mail. Ess's approach to personal finance is not only practical and empathetic, but also incredibly accessible. During our discussion, we'll explore the concept of financial wellness, strategies to achieve it, and Ess's own methods for investing. Tune in for an enlightening conversation.