Send us a text Freddie Smith joins me on ZFS 24 to pull back the curtain on what life really costs in America right now. We walk through the data on wages, rent, mortgage payments, child care, used cars, utilities, and why a “starter home” now requires starter-CEO money. If you’re under 35 and feel like you have to be extraordinary just to live an ordinary life, this one’s for you. We break down how interest rates and the bond market feed straight into monthly payments, why builders keep cha...
Send us a text Our economy is cracking, and the headlines don’t even cover half of it. I sat down with Robert from @Infranomics to break down what’s really happening with inflation, debt, housing affordability, and the Fed’s next moves. We talk about why families are struggling, what the numbers actually show, and how the cracks in the system are starting to widen. If you’ve been wondering about the future of the US economy, whether a recession is coming, or what rising rates and consumer de...
Send us a text America isn’t just “cooling off”—it’s stuck in a full-on housing emergency. The real blockers aren’t headlines or rate cuts; they’re zoning walls, builder costs, and broken first-time buyer financing. Until policy hits those three levers—reforming zoning, incentivizing truly affordable builds, and giving first-time buyers a real rate/closing-cost edge—prices won’t budge in any meaningful way. Call it what it is: an affordability crisis that needs structural fixes, not soundbite...
Send us a text The economy isn’t shaped like a “V” or a “U” anymore—it’s a K. The top keeps rising through asset ownership, while the bottom gets stuck paying higher costs with fewer chances to build wealth. Housing, stocks, cars, childcare—every entry point into the American dream has gotten more expensive, while the wealthy own more of it all. The divide isn’t about working harder—it’s about who owns assets and who doesn’t. The question is: which side of the K are you on? https://www.washi...
Send us a text Trump Tracker document https://docs.google.com/spreadsheets/d/1VNPGRB5ZcrxxIk_27Mmbe10nxc5wyCuHJPpD4ZGSvEU/edit?usp=sharing We’re seven months into the Trump administration and keeping a close eye on his five big housing promises. From affordability to supply, rates, and regulatory costs, I’ve built the Trump Tracker to cut through the noise with raw, unbiased data. In this update, I break down Zillow’s shifting price forecasts, what’s happening with new construction versus re...
Send us a text Robert, better known online as Infranomics (@infraa_), is a Southern California-based macroeconomics commentator and self-described "macro nerd" who joined X in June 2021 and began on youtube just a few months ago. With a background in analyzing financial systems, he gained prominence as a contributor to discussions on the "Silent Depression"—a term he uses to describe the ongoing erosion of American purchasing power, wage stagnation, and economic inequality despite nominal gr...
Send us a text Will the Fed lower its rate? And should it even matter to you? https://fred.stlouisfed.org/series/UNRATE https://www.bls.gov/charts/consumer-price-index/consumer-price-index-by-category-line-chart.htm https://www.newyorkfed.org/markets/reference-rates/effr https://fred.stlouisfed.org/series/MORTGAGE30US https://www.marketwatch.com/investing/bond/tmubmusd30y?countrycode=bx We break down housing, growing wealth gaps, and the economy in a simple, meaningful way. Clear, hone...
Send us a text We pulled together what I’m calling the Avengers of housing and private equity — James Lee, Tiffany C, and Freddy Smith — to have the kind of conversation the headlines won’t give you. We’re talking about the real drivers behind the housing affordability crisis, why the wealth gap just keeps getting bigger, and how private equity keeps winning while first-time buyers can’t even get in the game. From what’s happening on the ground to the boardrooms making the calls, we break do...
Send us a text Big questions are swirling after a major jobs report revision cast doubt on the numbers. Tariffs are moving through the supply chain and could drive housing costs higher. Meanwhile, new developments tied to the Epstein network are fueling calls for more transparency and accountability. Stay tuned, because here, we break down housing, growing wealth gaps, and the economy in a simple, meaningful way. Clear, honest, and structured for real people. Document to follow along = Tra...
Send us a text America’s most followed real estate agent joins the show—and doesn’t hold back. Glennda Baker and I talk about everything that’s really broken in today’s housing market: investor takeovers, Gen Z getting priced out, seller delusion, and why we’re headed toward a generation of renters if nothing changes. Glennda drops wisdom, numbers, and real stories that hit hard—from butter prices to mailbox bombs to how the system keeps first-time buyers locked out. If you’re a young buyer,...
Send us a text All sources used in today's show: https://nymag.com/nymetro/news/people/n_7912/ https://cbs12.com/news/local/judge-releases-2006-pbc-grand-jury-documents-in-jeffrey-epstein-criminal-case-sex-trafficking-and-rape-allegations-palm-beach-county-south-florida-news-july-1-2024?utm_source=chatgpt.com https://en.m.wikipedia.org/wiki/Maison_de_L%27Amitie?utm_source=chatgpt.com https://www.nytimes.com/2025/07/31/us/politics/virginia-giuffre-family-trump-epstein.html https://youtu.b...
Send us a text Home prices are crazy high right now, and the drama between Donald Trump and Jerome Powell over interest rates is heating up. Trump wants lower rates, but does the Fed really have the power to make that happen? We're diving into how the bond market, inflation, and the Fed’s decisions are impacting mortgage rates, and why a quick fix could make things worse. Let's break it all down in this episode so you’re not left wondering what’s really going on. We break down housing, growi...
Send us a text Home prices are at an all-time high, but sales are at an all-time low. Let's dive into why that’s happening and what it’ll take for the market to shift. Could it take a major financial crash like 2008, or is there a different path? Let's also explore how corporate investors are impacting affordability and whether new solutions can help get homes into the hands of first-time buyers. The struggle’s real, and we’re here to break it all down. We break down housing, growing wealth ...
Send us a text Ep. #11 | Reacting to the Week (Jerome Powell, Housing Market, & Trump DRAMA) We’re diving into the ongoing drama between Donald Trump and Jerome Powell, looking at the fiery exchange and what it means for the economy. Trump is threatening to fire Powell, and we’re breaking down the fallout from that—along with the $2.5 billion renovation of the Federal Reserve’s headquarters. Is this all about Powell’s interest rate policies, or is there something deeper at play here? St...
Send us a text It’s been 178 days since Trump took office, and his promises to slash rates, cut regulatory costs, and make housing more affordable are still in play. Today, we’re diving into the numbers—home prices, mortgage costs, bills in Congress, and whether a housing crash is on the horizon. With a healthier market than we saw in January, we’ll break down what’s actually happening and whether we’re closer to affordable homes or facing more uncertainty. Stay tuned as we review housing aff...
Send us a text Jerome Powell’s got an impossible decision to make. Should he lower rates or hold steady? Donald Trump’s pushing for cuts, but Powell’s sticking to his guns—for now. With high rates and a tough housing market, what’s next? Will prices drop enough to make homes more affordable, or are we stuck in a never-ending cycle of uncertainty? Let’s break it down and figure out what this all means for you and your financial future. ep 9 Zach Foust show We break down housing, growing weal...
Send us a text The Epstein cover-up is happening right in front of our eyes. We are being instructed to follow the misspoken and nervous words of Pam Bondi; the seemingly defensive words (and hands) of Donald Trump; and to accept that Mrs. Maxwell is not really behind bars for orchestrating an organized s** ring. No, instead it was only Epstein, the CCTV footage of him is legit and Alexander Acosta has no clue what he is talking about, when referencing the sweetheart slap on the wrist he gav...
Send us a text We’re at a crossroads in the economy, and there’s drama brewing between Jerome Powell and Donald Trump. This time, the stakes are even higher. We're looking at a future where the age of easy money could be back, and while that sounds good on the surface, it comes with serious consequences. Home prices may rise, the wealth gap will widen, and inflation could get worse. But what does this all mean for your next five years? I’ve got some uncomfortable predictions to share, and I'l...
Send us a text The Federal Reserve is flying blind right now. Jerome Powell’s been called out by Trump, and I’m not seeing anyone talking about the real economic evils we’re facing. Stagflation is creeping in—stagnant wages and skyrocketing costs—and the Fed’s tools are barely keeping us afloat. They’re basing everything on outdated survey data that’s not even capturing the full picture. This is a mess, and we need to talk about how inflation is being misrepresented, how housing is out of con...
Send us a text Is housing about to flip? | Ep #5 Zach Foust Podcast The housing market is facing some tough questions: Are prices going to drop? Is this a repeat of 2008? With affordability at an all-time low, I dive into what’s really happening in the market right now. Despite rising fears, we're not seeing a nationwide crash just yet—though cooling prices in certain regions suggest a shift is happening. I break down the key factors driving these changes, including the struggles of new con...