Today Americans Are Struggling More | California Platinum Realty

Mortgage PreApproval is usually one of the very first steps taken prior to purchasing a home, but many prospective homebuyers do not know what the PreApproval process entails. Additionally, and often confusingly, PreApproval and PreQualification are two different things. Visite Us:- https://californiaplatinumrealty.com/importance-mortgage-preapproval/?amp

When looking at mortgage rates on various types of loans, you will often run across displayed interest rates higher than the annual percentage rate (APR). The APR is defined as the interest rate of the loan, including the various fees and additional costs associated with it. These fees include closing costs, such as processing fees, insurance fees, origination fees, broker fees, etc. So, it’s understandably slightly confusing when the APR is actually lower than the interest rate. Visite Us:- https://californiaplatinumrealty.com/apr-sometimes-lower-mortgage-interest-rate/?amp

VA loan limits follow the same standards as the FHFA conforming loan limit, which is $453,100 in most parts of the United States. In higher cost areas, including a large portion of southern California, loan limits rise to $679,650 for Single Family Homes, $870,225 for Duplexes, $1,051,875 for Triplexes, and $1,307,175 Fourplex or 4-unit properties. Visite Us:- https://californiaplatinumrealty.com/can-refinance-va-loan/?amp

When looking at mortgage rates on various types of loans, you will often run across displayed interest rates higher than the annual percentage rate (apr). The apr is defined as the interest rate of the loan, including the various fees and additional costs associated with it. These fees include closing costs, such as processing fees, insurance fees, origination fees, broker fees, etc. Visit Us:- https://californiaplatinumrealty.com/apr-sometimes-lower-mortgage-interest-rate/

Mortgage preapproval is usually one of the very first steps taken prior to purchasing a home, but many prospective homebuyers do not know what the preapproval process entails. Additionally, and often confusingly, preapproval and prequalification are two different things. Pre-qualification is less thorough and oftentimes just requires a credit check. Visit Us:- https://californiaplatinumrealty.com/importance-mortgage-preapproval/

Today americans are struggling more than ever with student loan debt. As of 2017, student loan debt surpassed total credit card debt by $620 billion. Interest rates on federally subsidized student loans are relatively low, but borrowers with higher-rate, private loans may struggle under the burden of student loan debt. Visit Us:- https://californiaplatinumrealty.com/today-americans-are-struggling-more/

When looking at mortgage rates on various types of loans, you will often run across displayed interest rates higher than the annual percentage rate (APR). visit us :-  https://californiaplatinumrealty.com

California Platinum Realty offers residential and commercial properties with affordable interest rate and easy loan process. You can buy or get property on rent. Visit us for a quick appointment. visit us :- https://californiaplatinumrealty.com