Unlock Your Life

This episode dives into one incredible transformative real estate deal: an innovative 103-unit motel-to-apartment conversion with creative zero-interest financing. Learn how this deal was structured to minimize risk while maximizing returns, and discover the strategies that can help you identify similar opportunities in today's market.   Also, Jennings provides an update on his ongoing flex warehouse project that successfully raised $1.5M with a 12% guaranteed return on investment.    If you're looking for some inspiration on creative financing, you don't want to miss this episode. Thanks for listening!

In this week's episode, Jennings dives into smart real estate investment strategy beyond the typical "buy and hold" approach. He breaks down the three essential income buckets every investor needs: immediate cash for bills, mid-term income for reinvestment, and long-term passive income for retirement. Jennings shares a cautionary tale about a property where doubling insurance costs decimated cash flow, and reveals crucial advice from a billionaire investor about establishing "bomb-proof" passive income before taking bigger risks. Learn why liquidity might be your most valuable asset and how a balanced investment approach creates both financial security and growth opportunities. Thanks for listening!

Let's be real- it's a tough real estate landscape right now. We've seen people leaving real estate, struggling to keep money in the bank, pay investors/lenders, etc. But we've seen good times, bad times, bubbles, and corrections, and real estate is all about the long game! 3 things from this episode: 1. If you're still in the real estate game, or have expanded during difficult seasons, hats off to you! 2. If you're newer and you're hanging in there now, you may not even know what the great times are like. So keep going! 3. If you've given up, let it be for a season. There's always time to come back. Real estate is a long-term industry, and you still have dreams to fulfill. Remember, it's better to buy in the trough than to buy at the top, but fear keeps people out of the game and in the near future, real estate will get very crowded again. As the current administration faces pressure to lower interest rates, the best way to hedge against inflation is to own and sell real estate! If you're hanging on or thinking about getting back in, you need to be in the rooms where deals are being discussed, negotiated, shared, and partnered on. We'd love to see you in the Deal Room. Visit MFMIM.com or find My First Million in Multifamily on Facebook. Thanks for listening!

Do you find yourself struggling to find motivation? Do you see others who appear to be insanely disciplined and ask yourself, "What is their secret to success?" On today's episode, we look at the mindset with which we approach things like discipline, laziness, and motivation. Maybe you're not actually lazy or lacking motivation and discipline! Maybe you've allowed yourself to focus on the stress/obstacle of the cost instead of letting yourself be driven and inspired by the outcome! This mindset shift has helped others step off the struggle bus and start making meaningful moves in their lives and businesses.  Thanks for listening!

In this week's episode, Jennings is joined by real estate investor Ben Gammon. Like many of you, Ben looked at his long term financial outlook and considered what his retirement would look like. He began asking himself if he would be financially ready to retire when the time came. With a background in property management, Ben saw others realizing the financial goals he had for himself in the world of real estate investment. This began the journey that would eventually lead Ben into full time real estate. In this episode, Ben shares insights into how he made this transition, pitfalls he encountered, and creative ways he overcame obstacles.  If you're on the sidelines watching others realize the dreams you have for yourself and your family, this episode is for you. Or if you're interested in creative ways to find deals, how to tackle heavy renovations, and how to keep your investors happy, you're going to love this one, also! Connect with Ben Gammon at Facebook.com/gammon.ben or at queencityinvest.ben@gmail.com Thanks for listening!

In this week's episode, Jennings is joined by real estate investor and entrepreneur, Jonathan Tuttle. Having previously invested largely in mobile home parks, Jonathan has more recently found success investing in commercial flex spaces. In this episode you'll learn creative financing, how to maximize the value of your investment, and tips to accurately forecast the future of your projects. Jonathan leverages high-growth areas and creativity for high value commercial development.  Learn how to decide on the long term investment vs the quick flip when the best strategy isn't in the short term- and much more!  Thanks for listening!

We truly live in a digital age. Many might say that the days of the "handshake deal" have long since passed. But if you want people to trust you, respect you, and work with you-- your reputation is just as important as ever, and a man (or woman) is only as good as his or her word. In today's episode, learn the importance of dealing with "the thing" (whatever that may be) on the same day you learn about it. Jennings also breaks down the importance of conducting your business and handling your personal matters in such a way that guards your reputation and shows people that you are a person of character, integrity, and that you're worthy of their trust. Your network and your networth absolutely depend on this. But this isn't just necessary for business. It's essential for life. So make the call that you need to make. Handle the mess that you've been putting off. Tell the truth.  Thanks for listening!

Why would you get into an expensive, "unexciting" deal that barely offers you any cash flow? Is it paying down the principal? Are rents going up?  Is the value of the property going up?  Are you building equity? Is it a desirable location? Jennings breaks down why a seemingly "unexciting" deal with minimal cash flow actually makes sense and positions you for longterm success. In this episode you'll learn the slow, grueling process of building and ultimately maintaining the momentum that can change your life and your future. Thanks for listening!

Have you ever found yourself facing the anxiety of a new challenge or opportunity? Maybe you've decided you want something bigger? You're ready to move to bigger opportunities with bigger risk and (hopefully) reward. But you're realizing how crippling that fear can be. The worst case scenarios keep playing in your head and you don't know if it's the right decision. In this episode, Jennings discusses calculated risks and the thought processes you need to go through to make an educated decision. We're comfortable with risk, but we always want to be wise.  Also, there's incredible power in "borrowed belief." When you're facing new challenges, don't be afraid to go at it with partners who compliment you and supplement your areas of limitation. Most importantly, identify your first step and just do that! Thanks for listening!

Jennings is joined by Joey Muré, co-founder of Wealth Without Wall Street, an online community aimed at reeducating business owners and families about how money works and teaching people to build passive income and increase cash flow. Several years back, Joey found himself making good money but generally frustrated with being a slave to the coporate grind. He was working for his money but his money wasn't working for him. On top of that, he was seriously second guessing the typical retirement model of pouring your cash into an inaccessible account with no guarantee of the taxable conditions when it came time to cash-out.  Rethink retirement and deferred compensation, grow your wealth, and put your money to work.  Joey's team has built a site exclusively for our listeners at wealthwithoutwallstreet.com/unlockyourlife. There you can learn all about the work Joey is doing and connect with him and his team.  Thanks for listening!

Learn to leverage commercial assets, develop partnerships, and scale outside of your state! Jennings is joined by investor and entrepreneur, Jason Cousineau. For the last few years, Jason has been converting commercial properties into salon suites, and has multiplied his cash flow in the process. Jason discusses how he plans to scale to 50 locations in 5 years.  Learn how to use creativity in your real estate business and how to scale through partnerships.  Find Jason Cousineau on socials or email him, Jason@thesuitesco.com Thanks for listening!

In this week's episode, Jennings is joined by investor, Chris Rood. Jennings and Chris discuss the importance of learning the "gradient scale" to set yourself up for big business: Learn how to buy right Learn how to raise capital Learn the construction process  This will allow you to scale a business sustainably and responsibly--one you can grow without stressing about foreclosures. You'll also hear how to leverage things like depreciation and hedge against inflation. This is a conversation for everyone from tire kickers to seasoned investors! Thanks for listening!

In this episode, Jennings talks about the ability to: Start something new, learn the new skill, start investing in real estate. Stick with it and be consistent. It can be scary to take a leap into new and unknown territory, but if you don't take the leap, you'll always wonder "what might have been?" And it's incredibly tempting to give up when things seem too difficult. But the ones who persevere are the ones who reach their goals. Remember, it takes years of grind to become an "overnight success." If you're on the sidelines wondering when to jump in, this conversation is your permission slip to start. If you're a business owner or serious investor looking to get into multifamily real estate, visit mfmim.com. Thanks for listening!

In this episode of Unlock Your Life, Jennings sits down with Zach Gordon, co-founder of Forward- a CPA firm tailored for real estate professionals, crypto investors, and high-growth entrepreneurs. Zach shares actionable insights on minimizing tax liability, the pros and cons of cost segregation, and how to avoid massive depreciation recapture surprises. They also explore crypto tax strategy, entity structure best practices, and why traditional CPA firms are failing today's investors. If you're building wealth through real estate or digital assets, this conversation is packed with practical advice to help you stay compliant, strategic, and ahead of the game. Thanks for listening!

Are you struggling to find deals that make sense in this market? Can't get over how expensive it is to borrow money? Learn how to lower the cost of capital and increase your profit margins by up to 6 figures! If you can control the cost of capital, you increase your power to get deals across the finish line, and get more returns for your investment. As always, thank you for listening to the show!      

The investing access and strategies of the mega-rich, made available to you! Welcome back to Unlock Your Life! This week, Jennings talks with Mark Miller, CEO of Hilton Tax & Wealth Advisors, about the service and financial education Hilton is providing to investors across multiple levels of wealth tiers.  If you're interested in de-complicating diversification and elite investing strategy, Mark is the guy for you. You can find more and connect with Mark Miller at Hiltonwealth.com. Find Mark's book at https://book.hiltonwealth.com. Thanks for listening!

Do you want to win? So does everyone else. It's not enough to want to win.  You have to love the work. You have to be willing to be uncomfortable for as long as it takes. In this episode, Jennings is joined by author, coach, and pickleball guru, Dayne Gingrich. Learn some valuable insights that will benefit you in life, in business, and--of course--on the pickleball court.  Find Dayne at coachdayne.com and check out his book, Pickleball Mindset at pbmindset.com As always, if you're a business owner or real estate investor and you're interested in The Deal Room, head to mfmim.com. Thanks for listening!

Are you struggling to raise capital and grinding through outdated sales strategies?  This week, Jennings breaks down the mistakes that are killing your sales and your attempts to raise valuable capital. Learn the strategy that will lift your status, allow you to control negotiations, and let investors know that you have something they want.  If you're a single-family investor and are serious about advancing into commercial and multi-family real estate, visit mfmim.com Thanks for listening!

Sometimes you stumble into the one deal (or opportunity) that could change your entire financial future! This week Jennings discusses the deal that did just that for him and his partners. But it wasn't easy- and that's the point! Most things worth having don't come easily. Listen and learn as Jennings navigates the twists and turns that it took to get through this deal, the creative ways they saved it from collapse, and the ultimate pay off for seeing it all the way through.  Thanks for listening! 

What are you doing to build your marriage?  In this week's episode, Jennings shares 6 intentional disciplines that he implements to keep his marriage strong and growing.  If you practice these in your relationship, you will experience a greater bond with your spouse and you will reap benefits down the line: your kids, your business, etc.  Are you single? Don't worry! We haven't forgotten about you. There's plenty of valuable wisdom for you, as well.  Thanks for listening! You'll be glad you did!