Wealth Pathways: The Affluence Science Insights Podcast

As the influencer marketing industry matures into a multi-billion dollar powerhouse, more brands than ever are investing in creator partnerships. But, is it really essential for every business model? In this episode of Wealth Pathways: The Affluence Science Insights Podcast, host Marie Stella interviews digital marketing lecturer Dr. Kristen Marshall to find out more. Based at Heriot Watt University, Dr. Kristen Marshall is an assistant professor and digital marketing lecturer, with experience teaching across various marketing subjects, from global strategy and marketing communications to marketing ethics and innovation. Her research interests include how digital platforms and mediums are used by consumers to explore identity and make purchase decisions. In this episode, Dr. Kristen Marshall sheds light on the explosive growth and transformation of influencer marketing, and reveals the importance of understanding a brand’s audience for marketing success. Additionally, Kristen shares tips on what to consider when determining if influencer marketing is right for your business. Together, Marie and Dr. Kristen Marshall exchange fascinating influencer marketing case studies, from the infamous Kendall Jenner Pepsi advertisement, to more unconventional examples like Brittney Saunders’s Fayt The Label. So, whether you’re a business leader, marketer, or entrepreneur, this episode will help you decide if it’s a critical pillar for your brand’s future, and if so, how to go about it —  don’t wait, tune in today! Follow Dr. Kristen Marshall’s work: https://www.hw.ac.uk/ebs/people/faculty/kristen-marshall.htm Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

Dreaming of leaving the 9-to-5 behind to build something of your own? This week on Wealth Pathways: The Affluence Science Insights Podcast, host Marie Stella consults entrepreneurship lecturer Geremy Farr-Wharton on what it really takes to move from clocking in for someone else, to calling the shots for yourself. Also serving as director of engagement at the School of Business and Law at Edith Cowan University, Geremy Farr-Wharton has gathered working experiences in various government and private sector positions, such as CSIRO, Queensland Health, and Griffith University. Previously, Geremy Farr-Wharton’s PhD focus was on environmental sustainability, as well as factors that influence behavior, ubiquitous computer, and human-computer interaction. In this episode, Geremy Farr-Wharton sheds light on the psychological traits and skills that are crucial for successful entrepreneurship, and reveals the most common challenges that employee-turned-entrepreneurs should prepare to face. Together, Marie and Geremy Farr-Wharton answer questions from curious netizens about the transition from employee to entrepreneurship. So, whether just starting to dream, or are ready to take action, tune in to this episode for practical tips and real-world advice to make your transition to entrepreneurship smart, strategic, and successful! Follow Geremy Farr-Wharton’s work: https://www.urbaninformatics.net/about/team/geremy/ Connect with Geremy Farr-Wharton via LinkedIn: https://www.linkedin.com/in/geremyfarrwharton/ Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

Ever wondered what truly drives modern investing success? This week on Wealth Pathways: The Affluence Science Insights Podcast, host Marie Stella interviews finance lecturer Dr. Gertjan Verdickt about what lies at the heart of modern investing. Dr. Gertjan Verdickt is an assistant professor and lecturer of finance at the University of Auckland, where he explores the intersection of finance and history through both research and teaching. Having earned his Ph.D. in financial economics from the University of Antwerp in 2019, Dr. Gertjan Verdickt’s research is driven by a deep passion for economic history, complemented by behavioral finance, asset pricing, and wine economics interests. As an assistant editor at the Financial History Review, Dr. Gertjan Verdickt also shapes scholarly discourse in the field. In this episode, Dr. Gertjan Verdickt addresses some of the biggest misconceptions he’s heard about investing and offers his simplest explanation for what it means to purchase a stock. Additionally, Dr. Gertjan Verdickt reveals the core principles of modern investing, and sheds light on the most common mistakes novice investors make. Together, Marie and Dr. Gertjan Verdickt discuss potential financial trends to expect in the next decade, as well as useful habits to practice when investing in stocks. So, whether you’re a beginner or seasoned investor, tune in to this episode to learn more about the core principles of modern investing! Follow Dr. Gertjan Verdickt’s work:  Dr. Gertjan Verdickt: https://sites.google.com/view/gertjan-verdickt/ The Passion Portfolio: https://sites.google.com/view/gertjan-verdickt/book?authuser=0 Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

Have you ever splurged on clothes you only wore once? Fast fashion is designed to tempt us, but it comes at a cost—to both our wallets and the environment. In this episode, host Sarah Stancombe chats with Dr. Patsy Perry, an expert in sustainable fashion, about how to make smarter, more mindful style choices. Dr. Patsy Perry is a Reader in Fashion Marketing at the Manchester Fashion Institute, with a PhD focused on corporate social responsibility in fashion supply chains. She has published extensively, served as an Associate Editor for the Journal of Fashion Marketing and Management, and shared her expertise across global media and academic conferences. In this conversation, Dr. Patsy Perry explains how small changes—like buying fewer but higher-quality pieces, repairing old clothes, or shopping second-hand—can make a big difference. Together, she and Sarah explore practical ways to reduce textile waste, embrace clothing swaps, and reconnect with repair traditions that keep garments in use longer. They also dive into the psychology behind fast fashion—how marketing, trends, and social media fuel our urge to buy more, and how awareness can help us break the cycle. By shifting focus from quantity to quality, we can find more joy and creativity in how we dress, while spending less in the long run. Dr. Patsy Perry’s passion and insight make this episode a must-listen for anyone looking to balance style, savings, and sustainability in a fast-fashion world. Follow Dr. Patsy Perry’s work: Manchester Fashion Institute Staff Profile: https://fashioninstitute.mmu.ac.uk/our-staff/dr-patsy-perry/  Connect with Dr. Patsy Perry on LinkedIn: https://uk.linkedin.com/in/dr-patsy-perry-18358614  Resources mentioned by Dr. Patsy Perry in the episode: Website for Sophie Benson’s book “Sustainable Wardrobe”: https://sophiebenson.com/book/ Documentary: The True Cost: https://truecostmovie.com/ Dr. Patsy Perry’s short form articles: The Conversation - The Environmental Costs of Fast Fashion: https://theconversation.com/read-this-before-you-go-sales-shopping-the-environmental-costs-of-fast-fashion-88373and  The Conversation - Online Returns May End Up in Landfill: https://theconversation.com/fast-fashion-why-your-online-returns-may-end-up-in-landfill-and-what-can-be-done-about-it-188090 Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

Misinformation can lead to costly mistakes, missed opportunities, or unnecessary fear. With the hype, confusion, and persistent myths surrounding cryptocurrency, it’s a great challenge to separate fact from fiction. So, this week on Wealth Pathways: The Affluence Science Insights Podcast, host Marie Stella is joined by postdoctoral researcher Maximilian Brichta to cut through the noise to reveal what smart investors need to know before jumping on the crypto bandwagon. Based out of the University of Virginia, Maximilian Brichta is a postdoctoral researcher with the Thriving Youth in a Digital Environment initiative. His research focuses on how people come to the crypto world for profit and play, but end up staying for purpose and polemic. Meanwhile, his newer research concerns the nature of parasitic behavior in crypto ecosystems and how financial literacy can be updated for the era of digital finance.  In this episode, Maximilian Brichta asserts the importance of clarifying the cacophony of myths surrounding cryptocurrency, addressing the various common misconceptions that persist. Additionally, Maximilian Brichta reveals some of the most common mistakes investors make during their first forays into cryptocurrency. Together, Marie and Maximilian Brichta discuss the best habits to practice when investing in cryptocurrency. So, whether you’re a crypto skeptic or curious investor, tune in to this episode for an enlightening data-driven conversation that’ll equip you with the knowledge to make informed crypto investments. Follow Maximilian Brichta’s work: maxbrichta.com Connect with Maximilian Brichta via LinkedIn: https://www.linkedin.com/in/maximilian-brichta-7b5586a9/ Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

Decision-making is at the heart of success, whether in business, investing, or everyday life. And one of the best teachers of high-stakes decision-making is found at the poker table. In this episode of Wealth Pathways: The Affluence Science Insights Podcast, host Marie Stella consults management and organizational behavior professor Marvin Karlins about the psychology of gambling and the important life lessons that come with playing poker. With 33 books and over 150 articles to his name, Dr. Marvin Karlins is not only a professor at the University of South Florida, but also a renowned author and journalist. Additionally, Dr. Marvin Karlins is active in the gaming industry as a poker player and ambassador, having authored poker books and articles. But it doesn’t stop there: Dr. Marvin Karlins is also an international consultant in the aviation industry, serving as head trainer for Singapore Airlines’ operational staff — from pilots and cabin crew, to ground engineers and station managers — for 20 years.  In this episode, Dr. Marvin Karlins highlights the humility, patience, and behavioral skills that are equally pertinent in playing poker and leadership roles. He sheds more light on reading “tells” or non-verbal cues, and how to use them to your advantage — both at the poker table and in the boardroom. Together, Marie and Dr. Marvin Karlins discuss various habits that may prove useful in high-stakes decision-making, whether it’s risk assessment or learning from losses. So, whether you’re a card shark or a curious beginner, tune in to this episode to discover how the lessons of poker can help you stack the odds in your favor and beyond! Follow Dr. Marvin Karlins' work: https://www.usf.edu/business/about/bios/karlins-marvin.aspx Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

Planning luxury travel can be exhilarating. But without the right planning tactics, it’s easy to lose precious time and overspend. So, this week on Wealth Pathways: The Affluence Science Insights Podcast, host Marie Stella interviews tourism and travel management expert Ms. Sumiran Maheswari for advice on optimizing luxury travel, particularly for travel bloggers. Based at Central University of Jammu, India, Ms. Sumiran Maheswari is currently pursuing a Ph.D. in social media influencer marketing in the field of tourism and hospitality. Previously, she has held several roles across the tourism industry, from a year-long stint at Balmer Lawrie in Mumbai, to positions at Lemon Tree Hotels, Vacation Exotica, and more. As someone who constantly learns and evolves, Ms. Sumiran Maheswari remains passionate about bridging academic insights with industry practices, hoping to contribute meaningfully to the field of tourism and digital marketing. In this episode, Ms. Sumiran Maheswari reveals the biggest misconceptions about travel blogging, especially on the business end, and offers useful tips and tricks to get cash flowing. On top of that, she sheds light on the most common mistakes travel bloggers make when planning for their travel, and offers advice on overcoming these challenges — both pre-emptively, and on the go. Together, Marie and Ms. Sumiran Maheswari exchange travel anecdotes, discuss apps and tools that assist with travel planning, and share best practices for streamlining travel planning. So, whether you’re a seasoned travel blogger or just starting out, tune in for this episode that is packed with actionable insights on elevating your trips abroad! Follow Ms. Sumiran Maheswari’s work: https://www.researchgate.net/profile/Sumiran-Maheshwari Connect with Ms. Sumiran Maheswari via LinkedIn: https://www.linkedin.com/in/sumiran-maheshwari/ Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

In this episode of Wealth Pathways, expert Robert Heath, Sr. guides host Sarah Stancombe through his journey to becoming a leader, and his present work in coaching leaders to be better and more empowered people. Robert Heath, Sr. is an author, engaging communicator, and leading expert in Empowering Leadership. His work is centered on helping leaders get the best out of themselves and those that work for them. Robert Heath, Sr. received his JD, cum laude, from the University of Illinois College of Law. He also holds an MA in Teaching from Christian Brother’s University, as well as dual Bachelor degrees in Economics and Speech Communications from the University of Illinois at Urbana-Champaign. Robert Heath, Sr. served for 8 years as a United States Marine Corps Officer and was awarded the Navy and Marine Corps Commendation Medal for his leadership as a Commander of one of the largest companies in the Marine Corps. Combining the Leadership principles he learned as an Officer and Company Commander in the United States Marine Corps with the personnel development strategies he has mastered over 20 years of leading, teaching, and coaching, Robert Heath, Sr. works with leaders who desire to increase productivity, initiative, and follow through; reduce stress; and get the very best out of their team on every project, regardless of who they may lead. In this episode, Robert Heath, Sr. reveals that seeing the greatness in others is key to being an excellent leader. Facilitating the success of others also lessens the workload of the leader. Robert Heath, Sr. further encourages leaders to build trustworthy relationships with others, taking action on constructive feedback given to them by their team, instead of always being the ones to give the feedback. Often, team members only need simple things from their leaders, and do not seek to overwhelm them by requesting company-wide changes.  Together, Sarah and Robert Heath, Sr. explore what leaders can practically do to foster a sense of belonging in the team, and encourage team members to access their greatness. Robert Heath, Sr. suggests learning coaching questions, probing, expanding, and closure, and to avoid ‘why’ questions, to open up an honest conversation. He also suggests listening attentively with the goal of actually understanding, rather than listening mindlessly, or listening to respond.  Connect with Robert Heath, Sr. via LinkedIn: https://www.linkedin.com/in/robertheathsr007/ Email for The Legacy Leadership Consulting Group: support@tllcg.com  Ready to lead with greater clarity, confidence, and purpose? Take your leadership to the next level with two free tools from Robert Heath Sr., as mentioned in the episode: Complete this form for instant access to the following resources: https://forms.gle/8gJaUX9cxdyRBUhM6 The Defining Success Self-Reflection Tool - A workbook to help you clarify your values, align with your purpose, and lead with intention. The Courageous Communication Primer - A practical guide for navigating tough conversation and building trust. Website: https://tllcg.com/about-us/  Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

When searching for a place to call home, most tend to focus on monthly rent or mortgage payment. But what about all the other expenses and trade-offs that come with moving, settling in, and maintaining your new space? In this episode of Wealth Pathways: The Affluence Science Insights Podcast, host Marie Stella consults economics professor Yogi Vidyattama on the true cost of a home. Currently based at the University of Canberra, Yogi Vidyattama focuses his work in spatial and geographical economic analysis, particularly in economic growth, income and wealth distribution, and more. Having joined the university in 2008, Yogi Vidyattama has since been responsible for developing and enhancing NATSEM’s spatial microsimulation model. Previously, Yogi Vidyattama was affiliated with the Institute of Economic and Social Research and University of Indonesia. In this episode, Yogi Vidyattama addresses common misconceptions about housing expenditures, shedding light on the biggest costs that homeowners fail to account for. To add, Yogi Vidyattama highlights the importance of considering lifestyle factors, such as commute or access to amenities. Together, Marie and Yogi Vidyattama break down the real price tag of home-hunting and share useful practices for smarter, more financially feasible housing choices.. So, if you’re ready to look beyond the listing price, tune in this week to discover how understanding the true cost of a home can help you build wealth and well-being! Follow Yogi Vidyattama’s work via the following links: University of Canberra: https://researchprofiles.canberra.edu.au/en/persons/yogi-vidyattama Google Scholar: https://scholar.google.com.au/citations?user=vQD6j-YAAAAJ&hl=en Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs. Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

In this episode of Wealth Pathways, expert Art Durnev guides host Sarah Stancombe through the challenges of investing in stocks, and gives advice on how we can be best prepared to invest. In this episode, Art Durnev reveals how investing is far easier than it used to be thanks to the development of apps that anybody can keep in their pocket to track markets and use to invest. He advises staying disciplined by reading the news, but staying alert to fake news and panic-inducing headlines. Art Durnev also gives fascinating insights into how economics have developed throughout history, and how modern technology will impact its development in the future. Together, Sarah and Art Durnevt discuss the emerging world of modern technology in the field, including cryptocurrency and AI. Art Durnev gives advice on investing in AI and cautions younger listeners on how AI might impact their futures. Connect with Art Durnev via the following links:  Facebook: https://www.facebook.com/artem.durnev.31 Instagram: https://www.instagram.com/art_durnev Follow Art Durnev’s work via the following links:  University website: https://robins.richmond.edu/faculty/adurnev/ Scholarly work: https://scholar.google.com/citations?user=n3ZGqWQAAAAJ&hl=en Link to new textbook: https://he.kendallhunt.com/search?search_api_views_fulltext=durnev Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

In this episode of Wealth Pathways, expert Dr. Elaine Ritch takes host Sarah Stancombe through how the fast fashion industry is impacting our decision making when it comes to shopping for clothes.  Dr. Elaine Ritch is a Reader in Fashion, Marketing and Sustainability at Glasgow Caledonian University. She has made significant contributions to the sustainable fashion literature over the last decade and has adopted novel methodologies to explore consumer perceptions, including with young children as they reflect on Eco-School activities. Dr. Elaine Ritch is also a Fellow of the Higher Education Academy. She leads the research group ‘Consumer Lifestyles and Experiences’ and teaches ‘New Perspectives in Critical Marketing and Consumer Society.’ Dr. Elaine Ritch has co-edited four academic textbooks related to fashion, marketing and sustainability, published her research in international journals and presented her work at international conferences. Her approach to research and teaching is very much driven by the ‘Common Weal’ (Scots for Common Good), and the United Nations Sustainable Development Goals. In this episode, Dr. Elaine Ritch highlights how fast fashion is stopping us from buying with autonomy. From online quick sales to phrases like ‘only 2 left’ and ‘already in 3 people’s baskets’, shopping online may lead to impulsive decisions driven by panic. Dr. Elaine Ritch gives advice on how to stay calm and think about purchases more intentionally. Together, Sarah and Dr. Elaine Ritch discuss research that showed how during COVID-19 lockdowns, people were able to spend more time considering the clothes they already had in their wardrobe and make more intentional purchases based on their own personal style. This often leads to the choice of a more quality item, enabling people to wear it for longer and feel more satisfied. Follow Dr. Elaine Ritch’s work via the following links: https://www.gcu.ac.uk/staff/elaineritch   https://www.gcu.ac.uk/aboutgcu/academicschools/gsbs/research/consumer-lifestyles-and-experience  Connect with Dr. Elaine Ritch via LinkedIn: https://www.linkedin.com/in/dr-elaine-ritch-86a44a29/ Read Dr. Elaine Ritch’s article about the true costs of fast fashion: https://www.economicsobservatory.com/fast-fashion-what-are-the-true-costs    Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

This week on Wealth Pathways: Affluence Science Insights Podcast, host Sabrina Oktavelia is joined by Sean Godoy, founder of Divercity Property Solutions and cofounder of the Proptech Africa Association, to explore the dynamic relationship between real estate investment and urban affluence. Sean Godoy is a leading African proptech researcher, advisor, and lecturer in property and technology at the University of Cape Town. With experience working across Sub-Saharan Africa, the UK, and Europe, he offers a uniquely global perspective on real estate strategy, innovation, and emerging market entry. In this episode, Sean Godoy and Sabrina dive into what defines urban affluence and the role real estate plays in shaping affluent neighborhoods and cities. They discuss the opportunities and risks of investing in high-value urban areas, from gentrification to oversaturation, and unpack the practical considerations behind successful real estate investment. The conversation also touches on global trends influencing the future of urban living, including sustainable development, smart cities, and proptech innovation. Sean Godoy shares key insights on identifying promising markets, navigating international investment, and the evolving skill set required for real estate professionals in a rapidly changing world. Whether you're an investor, urban strategist, or simply curious about how affluence is built through real estate, this episode offers actionable insights into one of the most tangible pathways to long-term wealth. Tune in this week to understand how real estate intersects with urban affluence, innovation, and opportunity. Link: http://www.divercityproperty.com/ Connect with Sean Godoy on LinkedIn: https://www.linkedin.com/in/sean-godoy-6270582a/  Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

This week on Wealth Pathways: Affluence Science Insights Podcast, host Sabrina Oktavelia is joined by Asmiati Malik, Assistant Professor of International Political Economy at Universitas Bakrie, to explore how innovation and creative entrepreneurship can serve as powerful engines of modern affluence. Asmiati Malik is an accomplished scholar and policy advisor with a deep background in public policy, international political economy, and sustainable development. With a Ph.D. from the University of Birmingham and experience advising top government institutions in Indonesia, she brings both academic and real-world expertise to the conversation. In this episode, Asmiati Malik unpacks the evolving definition of affluence in an era where creativity, innovation, and inclusivity are as important as economic output. Together, Asmiati Malik and Sabrina discuss how innovative entrepreneurs can build wealth, power, and reach—while also contributing to broader societal goals like the Sustainable Development Goals (SDGs). They explore how figures like MrBeast have turned digital platforms into expansive business empires, and how creative entrepreneurship is shaping the future of economic opportunity. The conversation also covers common challenges faced by creative entrepreneurs, strategies for overcoming them, and how technologies such as AI, IoT, and blockchain are disrupting traditional industries and opening new paths to prosperity. Looking forward, Asmiati Malik shares her insights on the emerging trends that will define the next generation of innovators and changemakers. Whether you're an aspiring entrepreneur or simply interested in the future of wealth and innovation, this episode delivers valuable insights on how creativity and strategy can redefine success in the modern world. Tune in this week for a compelling look at how innovation and entrepreneurship are transforming what it means to be affluent. Connect with Asmiati Malik: https://www.linkedin.com/in/asmiatimalik/?originalSubdomain=id  Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

In this episode of Wealth Pathways, expert Saul Eslake takes host Sarah Stancombe through the role of gold in the economy and financial markets, throughout history and today.  In 2016, Saul Eslake was appointed as the University of Tasmania's inaugural Vice-Chancellor’s Fellow. Saul Eslake is also an independent consulting economist and has worked as an economist in the Australian financial markets for 25 years, including 14 years as Chief Economist at the Australia & New Zealand Banking Group (ANZ). After leaving ANZ in mid-2009, Saul was Director of the Productivity Growth program at the Grattan Institute, a non-aligned public policy 'think tank' affiliated with the University of Melbourne.Saul is currently a member of the Parliamentary Budget Office's Expert Advisory Panel, and of the Australian Taxation Office's "Tax Gap" Expert Panel. He is also Chair of the CSIRO's Decadel Forecasting Project Advisory Board.  In this episode, Saul Eslake highlights the history of gold in financial markets - how it has changed over time, its role in early human history, and under what circumstances its value is most likely to increase or decrease. Together, Sarah and Saul Eslake discuss how learning about the financial market can be tricky, but staying disciplined by keeping up with gold prices and reading widely about the financial field are important elements of researching and opening oneself to new ideas. Follow Saul Eslake’s work via the following links:  Website: https://www.sauleslake.info/ YouTube: https://www.youtube.com/channel/UC9m8n7dDpiB0WLWtHWIBQMA Connect with Saul Eslake via LinkedIn: https://www.linkedin.com/in/saul-eslake/ Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

This week on Wealth Pathways: Affluence Science Insights Podcast, host Sabrina Oktavelia is joined by Jamal Abarashi, Lecturer in International Business, Strategy, and Entrepreneurship, to discuss the evolving role of social media in building personal brands and generating income in the digital age. Jamal Abarashi holds a PhD from the University of Otago, New Zealand, and an MBA in Management and Marketing from Multimedia University, Malaysia. With academic expertise and practical insight into global business trends, Jamal Abarashi brings a sharp, research-backed lens to the world of digital marketing and entrepreneurship. In this episode, Jamal Abarashi breaks down how social media has become a foundational tool in digital marketing and how personal branding plays a central role in establishing credibility and creating financial opportunities. He explains the key steps to building a personal brand from scratch, how to identify the right platform for your goals, and why authenticity has become more valuable than ever in today's attention economy. Jamal Abarashi and Sabrina explore the monetization potential of social platforms, from advertising revenue and brand deals to digital products and memberships. He outlines common pitfalls beginners face when trying to earn income online and offers practical advice on navigating sponsorships, content strategy, and audience engagement. The conversation also looks ahead to how AI is reshaping content creation, branding, and digital influence, as well as the essential knowledge areas—like media law, ethics, and taxation—that every aspiring creator or entrepreneur should understand before turning their presence into a business. Whether you're starting from zero or refining your digital footprint, this episode offers a strategic guide to using social media not just for visibility, but for long-term wealth creation. Tune in this week to discover how to turn your online presence into your most valuable asset. Link: https://academics.aut.ac.nz/jamal.abarashi  Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

In this episode, we dive into the fascinating world of real estate investing, through the lens of behavioral science, economics, and emerging technologies. Gone are the days of location alone being the golden rule of property investment. Today’s savvy investors are employing a range of insights and tools to stay ahead of the game and we’re here to learn more. Guiding us through this is property and real estate lecturer Yang Shi, who sits on the faculty of Deakin University’s Department of Finance. Coming from a background in mathematics at undergraduate level, Yang Shi recently received her PhD degree in finance from The University of Melbourne, and her primary research interests lie in real estate finance and behavioral economics in housing markets.  In this episode, Yang Shi explains the common behavioural biases at play in the real estate investment world, such as recency and overconfidence. She explains how we can harness PropTech (property technology) to advantage us and do our own research on the market, keep on top of the news, but also take into account historical data.  Together, host Sarah Stancombe and Yang Shi discuss seeking advice from professionals on financial matters. While you should do your one research to avoid paying a premium for the ‘information cemetery’ that a professional might charge, you should also listen to their advice and not be over-confident in what you’ve been able to research yourself. It is good to be aware, be careful of believing you know everything.  Follow Yang Shi’s work via the following links: https://sites.google.com/view/yangshi/home https://experts.deakin.edu.au/67781-yang-shi  Connect with Yang Shi on LinkedIn: https://www.linkedin.com/in/shiyangnicole/  Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

Many of us have dreamed of starting a blog, or a social media presence, and making a living through content creation. So, this week on Wealth Pathways: The Affluence Science Insights Podcast, host Sarah Stancombe consults travel blogger Sydney Bonner on what it takes to get your travel content seen. A nomadic copywriter and consultant of over nine years, Sydney Bonner has been exploring the world and writing remotely for Fortune 500 clients, from Nike to Airbnb, and even Microsoft. When she’s not writing, Sydney Bonner is traveling to destinations like Japan, New Zealand, and Guatemala, and covering those experiences on her travel blog, Out of Nowhere Travel. She never travels without her Fujifilm camera, and enjoys learning local languages—even if she pronounces them with an American Southern accent.  In this episode, Sydney Bonner expands on the importance of keywords - a concept many of us have heard about in relation to SEO, but not fully understood. She explains how the online landscape has changed from valuing keyword quantity to quality content. Together, Sarah and Sydney Bonner discuss advice for beginner bloggers, how to stay authentic, reaching out to blogger friends for help, and how resources are available online to learn from. So, tune in this week for an insightful conversation on growing a travel blog! Resources mentioned by Sydney Bonner in this episode: Uji Matcha Tour: https://outofnowheretravel.com/2024/06/uji-matcha-tour-i-tried-the-best-matcha-in-the-world/ By Sophia Lee: https://bysophialee.com/blogging/ Follow Sydney Bonner’s work via the following links: Sydney Bonner: https://www.sydneybonner.com/  Out of Nowhere Travel Blog: https://outofnowheretravel.com/ Connect with Sydney Bonner via the following platforms: Facebook: https://www.facebook.com/OutofNowhereTravel Instagram: https://www.instagram.com/outofnowheretravel/ TikTok: https://www.tiktok.com/@outofnowheretravel?lang=en LinkedIn: https://www.linkedin.com/in/sydneycbonner/ Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Wardrobe sponsored by AEGENDA. Experience the fusion of art, science, and technology in fashion with AEGENDA. Elevate your wardrobe to new heights of luxury and functionality. Visit https://www.aegenda.com today. Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

Many people consider cryptocurrencies to be a scary word, and it can be true; with so much discourse around such a complicated topic, it’s hard to know what to believe. So, this week on Wealth Pathways: The Affluence Science Insights Podcast, host Sarah Stancombe consults FinTech professor Assoc. Prof. Dimitrios Salmpasis to learn more about cryptocurrency. Currently teaching emerging technologies and FinTech at the Swinburne University of Technology in Australia, Assoc. Prof. Dimitrios Salmpasis is passionate about innovation and business strategy, global affairs and geopolitics, and the digital economy. Most impressively, Assoc. Prof. Dimitrios Salmpasis is a trusted partner to C-Level Executives, CEOs and Board of Directors of leading corporations, start-ups, and government officials. In this episode, Assoc. Prof. Dimitrios Salmpasis stresses the importance of doing your own research, revealing that discipline, diligence, and patience are key to playing safe in the cryptocurrency environment. Additionally, he sheds light on the dangers of jumping on the bandwagon, as well as the importance of thinking about the long term.  Together, Sarah and Assoc. Prof. Dimitrios Salmpasis discuss the changing modern world, the perspectives of younger generations on the digital landscape, and what you can do to protect yourself from scams. The financial world is digitizing, and it’s changing rapidly, so tune in this week for crucial insights on staying grounded in the exhilarating world of cryptocurrency! Follow Assoc. Prof. Dimitrios Salampasis’ work: https://experts.swinburne.edu.au/3145-dimitrios-salampasis  Connect with Assoc. Prof. Dimitrios Salampasis via Linkedin: https://www.linkedin.com/in/dimitriossalampasis/ Get in touch with Assoc. Prof. Dimitrios Salampasis by email: dsalampasis@swin.edu.au  Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/ 

This week on Wealth Pathways: Affluence Science Insights Podcast, host Sabrina Oktavelia is joined by Alexandros Tziamalis, Assistant Professor of Economics and Finance, to break down one of the biggest financial decisions many of us face—whether to rent or buy a home. Alexandros Tziamalis brings years of expertise in macroeconomics, behavioral economics, and housing market trends, with research featured in The Observer, Business Insider, Yahoo, International Business Times, and more. Having worked as an analyst in the UK Civil Service and as a lecturer in economics, he offers a deep, well-rounded perspective on the economic and psychological factors that influence homeownership decisions. In this episode, Alexandros Tziamalis unpacks the main and hidden costs of buying a home, comparing them with the long-term financial implications of renting. He also introduces the concept of 50% ownership, explaining why it may not be the best approach in today’s market and what alternatives can offer greater financial security. Together, Sabrina and Alexandros Tziamalis explore the economic and psychological factors that drive real estate decisions and how to approach them with a strategic mindset. Whether you're debating a home purchase or just curious about market trends, this episode is packed with practical insights to help you make informed financial choices. Tune in this week for expert advice on navigating housing costs and securing your financial future! Connect with Alexandros Tziamalis via LinkedIn: https://www.linkedin.com/in/dr-alexander-tziamalis-8b06126/  Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/

Turning a love for travel into a thriving business takes more than just wanderlust—it requires strategy, resilience, and a deep understanding of the industry. This week on Wealth Pathways: Affluence Science Insights Podcast, host Sabrina Oktavelia is joined by R. Torry Jatiprakoso, founder of It’s A Good Trip, to explore how tour guiding can evolve from a passion project into a profitable venture. It’s A Good Trip is a Jakarta-based travel operator that curates enlightening and unforgettable journeys to exotic destinations such as Sumba and Tangkahan, often overlooked by mainstream tours. Established in 2023, the company’s mission is to blend storytelling, safety, and sincere service to create truly immersive travel experiences. In this episode, R. Torry Jatiprakoso shares his journey from travel enthusiast to entrepreneur, discussing the challenges and rewards of building a tour business. He breaks down the key elements of a successful travel operation, including niche positioning, customer experience, and the business strategies that turn passion into profit. Together, Sabrina and R. Torry Jatiprakoso unpack the realities of the tour industry, from navigating logistics to standing out in a competitive market. Whether you're dreaming of starting your own travel business or simply curious about what it takes to run one, this episode is filled with valuable insights. Tune in this week for expert advice on transforming a love for travel into a sustainable and lucrative career! Follow It’s A Good Trip’s social media via following links: Instagram: https://www.instagram.com/itsagoodtrip.id/ LinkedIn: https://www.linkedin.com/company/itsagoodtrip/ Connect with R. Torry Jatiprakoso via LinkedIn: https://www.linkedin.com/in/torryjatiprakoso/  Produced by the Affluence Science Labs, a division of LMSL, the Life Management Science Labs.  Explore LMSL at https://lifemanagementsciencelabs.com/ and visit https://affluence.lifemanagementsciencelabs.com/ for additional information about Affluence Science Labs. Follow us on social media to stay updated: YouTube: https://www.youtube.com/@AffluenceScienceLabs  Facebook: https://www.facebook.com/affluence.science.labs/  Instagram: https://www.instagram.com/affluence.science.labs/  LinkedIn: http://linkedin.com/showcase/affluence-science-labs   Twitter: https://twitter.com/AFScienceLabs  TikTok: http://www.tiktok.com/@affluence.science.labs  You can also subscribe and listen to our podcasts on your preferred podcasting platforms: Apple Podcasts: https://podcasts.apple.com/us/podcast/wealth-pathways-the-affluence-science-insights-podcast/id1776049410/ Spotify: https://open.spotify.com/show/1sjHkrJioQi1EPqifOtOCB/ Amazon: https://music.amazon.com/podcasts/b42ff29e-5f29-444d-8d81-dbdf2b8ac287/wealth-pathways-the-affluence-science-insights-podcast/ iHeart Radio: https://www.iheart.com/podcast/1323-wealth-pathways-the-afflu-231093343/ Podbean: https://affluencescienceinsights.podbean.com/ PlayerFM: https://player.fm/series/wealth-pathways-the-affluence-science-insights-podcast/ Podchaser: https://www.podchaser.com/podcasts/wealth-pathways-the-affluence-5871405/