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© 2025 Wealth Roadmap with Jeff & Steve
Description
Discover the proven strategies employed by affluent individuals for wealth accumulation and preservation. Join Jeff and Steve as they engage with industry experts on topics such as investment strategies, financial planning, asset protection, tax optimization, and estate planning. Beyond the numbers, Jeff & Steve maintain an approachable, laid-back demeanor as they explore financial topics, weighing the pros and cons of various concepts and strategies.
15 Episodes
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In this episode of Wealth Roadmap Podcast, Jeff and Steve break down the essentials of tax rates to help you better understand how taxes impact your financial future. They explain the difference between marginal tax brackets and effective tax rates, walking you through how each affects the amount you pay in taxes. Whether you're filing as an individual or managing your finances as a business owner, this episode will equip you with the knowledge to navigate the tax landscape with confid...
By the end of this episode, we hope you will have a comprehensive understanding of tax loss harvesting and how to leverage it effectively to enhance their investment returns while minimizing tax burdens. Whether you're a DIY investor or work with a financial advisor, this podcast helps equip you with the knowledge needed to navigate the intricacies of tax-efficient investing confidently. Tune in to our podcast episode on tax loss harvesting today to help unlock the potential of maximizing yo...
Description: In this episode of "Wealth Roadmap with Jeff & Steve," we delve into the intricate world of mutual funds, shining a light on a lesser-known but significant phenomenon: phantom gains. Join us as we dissect real-life examples of how phantom gains can stealthily accrue within mutual funds, especially when invested using non-retirement dollars. Discover the surprising reality of receiving a tax bill even when your investments suffer losses and gain insights into navigating this c...
In this episode of "Wealth Roadmap with Jeff & Steve," we embark on a foundational exploration of beneficiaries and the crucial role they play in estate planning. Join us as we unravel the intricacies of primary and contingent beneficiaries, shedding light on the differences between per stirpes and per capita distribution methods. Whether you're new to the concept or seeking a refresher, this introductory course equips you with essential knowledge to navigate the complexities of leaving m...
Podcast Description: Welcome to Wealth Roadmap with Jeff and Steve, your guide to mastering personal finance and building lasting wealth. In this episode, we unveil the 13 essential steps to creating financial security and abundance in your life. From establishing an emergency fund to paying off high-interest debt and creating a comprehensive financial plan, we leave no stone unturned in our quest to help you achieve your wealth-building goals. Join us as we delve into practical strategies, ...
In this insightful episode of Wealth Roadmap, hosts Jeff and Stephen explore the landscape of secure investments, guiding listeners through the strategies for achieving guaranteed financial returns. They provide an in-depth analysis of the most reliable investment vehicles, offering their insights, real-world examples, and a clear breakdown of each option's advantages and potential drawbacks. From the basics of Certificates of Deposit (CDs) and the safety of government bonds to the nuanced be...
In this enlightening episode, hosts Jeff Costello and Stephen Bene dive deep into the intricacies of the 4% rule, a strategy that has long been a cornerstone of retirement planning. With pensions becoming a relic of the past and the reliance on 401ks and investment accounts on the rise, the fear of outliving one's savings has never been more palpable among retirees and pre-retirees. The 4% rule, developed in the 90s by financial advisor Bill Bengen, suggests that withdrawing 4% of your retire...
Description: Join Jeff and Steve on Wealth Roadmap as we uncover the transformative benefits of optimizing your retirement assets, whether through consolidating into an Individual Retirement Account (IRA) or keeping them in your 401(k). In this eye-opening episode, we'll explore six and a half compelling reasons why strategic management of your retirement savings could be the key to unlocking financial freedom and maximizing your retirement goals. 1. Simplified Management and Enhanced C...
Description: Join Jeff and Steve on the Wealth Roadmap Podcast as we unravel the mysteries of Required Minimum Distributions (RMDs) in plain language. In this episode, we cover everything you need to know about RMDs:- Which retirement accounts need RMDs? - What happens if you miss your RMD? - Can you reinvest your RMD? - Strategies for managing RMDs. - When do you start taking RMDs? - How do you calculate RMDs? - Dealing with RMDs across multiple accounts. - Can you delay your first RMD? - Im...
Join Jeff and Steve on this episode of "Wealth Roadmap" as they delve into the rollercoaster ride that was the S&P 500 during the Lost Decade from 2000 to 2010. While recent years have seen impressive gains, it's crucial to remember the challenges investors faced during this period of stagnant growth. Jeff and Steve explore the importance of diversification beyond the S&P 500, highlighting the need to consider alternative asset classes for a well-rounded investment strategy. Tune in t...
Welcome to "Wealth Roadmap with Jeff and Steve," where we demystify the complexities of retirement planning. In this episode, we tackle a crucial aspect of post-retirement life: Medicare. Join us as we provide essential tips and answer common questions for those approaching Medicare eligibility. From understanding enrollment deadlines to navigating coverage options, we break down the basics to ensure a smooth transition into this vital healthcare program. Whether you're nearing retirement age...
Welcome to this week's episode of “Wealth Roadmap with Jeff and Steve” as they dive deep into the concept of the Bucket Plan. Join them as they dissect the three-bucket strategy designed to provide retirees with a worry-free retirement. From understanding asset segmentation to practical implementation tips, we've got you covered. Whether you're just starting your retirement journey or looking to optimize your existing plan, tune in to discover how the bucket approach can transform your financ...
Ep.3 - Tackling Sequence of Return Risk Podcast Description: Embark on a journey of financial enlightenment with Jeff and Steve on the Wealth Roadmap podcast. In this episode, our hosts demystify the crucial concept of sequence of return risk, making it accessible to all listeners. Whether you're a seasoned investor or just starting to plan for retirement, understanding this risk is essential for safeguarding your financial future. Join Jeff and Steve as they simplify the complexi...
In this episode of "Wealth Roadmap with Jeff and Steve," we delve into the complex world of taxes and unveil essential strategies to maximize your wealth. Join us as we explore the three buckets of assets—Pre Tax, Post Tax, and Tax-Free—and understand the nuances between Capital Gains and Ordinary Income. We break down the differences between Qualified and Ordinary Dividends and present a compelling case study with Amy's portfolio allocation. Discover how taxes can have trickle-down effects,...
Navigating Financial Success The Power of Planning to Avoid Pitfalls and Anxiety Description: Join Jeff and Steve in Episode 1 as they draw on their experiences as financial advisors to explore the critical role of planning in achieving success, whether it's for retirement or any other aspect of life. They share real-life success stories and cautionary tales, emphasizing the importance of having a solid plan to secure your financial future. Don't miss this insightful conversation on the keys...
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