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What The Finance (WTF) Podcast
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What The Finance (WTF) Podcast

Author: Lampson Retirement

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With a combined 45 years experience and expertise, Tracie Lampson and Rahnie Sandhu sit down with guests of all areas of life to talk finance, retirement, and all things money. With many laughs along the way, we guarantee you will leave every episode with a new view on finance that will truly make you say, "WTF". 

48 Episodes
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Send us a textMERRY CHRISTMAS AND HAPPY HOLIDAYS WTF FAMILY! 🎙️ Today, we’re tackling the holiday season head-on by discussing “Holiday Cheer Without Financial Fear”. 🎄💰The holiday season brings joy and togetherness ✨, but it also comes with a hefty dose of stress—balancing family obligations, gift-giving, and long-term financial goals. 🎁📈 Tracie and Rahnie share practical tips for creating a holiday budget that prioritizes savings 💵 and avoids debt while making space for connection and grati...
Send us a textWelcome to Episode 46 of What The Finance (WTF) Podcast. Join us as we get into the holiday spirit with a twist! While everyone’s out buying the latest gadgets and gift cards, we’re focusing on financial gifts that grow over time. Think annuities, life insurance, and investment accounts! These gifts don’t just fill stockings—they build futures. So grab your hot cocoa ☕️, settle in, and learn how to give the gift of financial security this holiday season! 🎄💸PLUS: We’ve got our WW...
Send us a textHappy Monday finance fam! It’s time for another episode of What the Finance with your hosts Tracie Lampson and Rahnie Sandhu! ✨ In this episode, we’re breaking down Social Security strategies for married, divorced, and widowed folks. Want to maximize your benefits? We’ve got you covered! 📈We also discuss a 35-year-old’s 20 year-retirement plans. Find out what we’d suggest for him during one of our strategy sessions in this weeks episode. 💸Plus, should you really be taking f...
Send us a textWelcome to Episode 44 of the What The Finance podcast! Today, we're diving into the sandwich generation—those juggling the responsibilities of caring for both their kids and aging parents. It's a tough spot to be in, and we’ll explore the financial implications of this unique situation. Plus, we’ll tackle a financial scenario for a couple looking to retire in 10 years but facing a $1,200 deficit. And don’t miss our discussion on whether feminism is losing its true meaning and be...
Send us a textIn Episode 43 of the What The Finance (WTF) Podcast, we dive into the world of bonus products—are they really as good as they seem? 💰 Join us as we break down what these products are and how to figure out if they’re worth your time and money 💸 We also meet a 30-year-old businesswoman with big retirement dreams and hear Tracie and Rahnie’s strategy for her future 📈 And hey, when is it actually okay to deck the halls with Christmas decorations? We’ve got some hot takes o...
Send us a textGet ready for Episode 42 of What The Finance! We’re tackling the issue of financial advisor bullies—those who make it hard to leave their services without a guilt trip. If you’ve ever felt stuck, this discussion is for you! We also explore a retirement hypothetical for a couple planning to retire at 65, with Tracie and Rahnie sharing their insights on creating a solid retirement plan. And of course, we’ll discuss the recent election news with Trump winning the 2024 Presidential ...
Send us a textGet ready for a spooktacular episode of the What The Finance (WTF) Podcast! 🎃 In our HALLOWEEN SPECIAL, we’re diving into the eerie world of retirement finance! Ever heard of ZOMBIE ACCOUNTS? 🧟‍♂️ Those dusty old 401ks might be lurking in the shadows, but we’ll show you how to bring them back to life! Plus, we’ll tackle the "New Client Scaries" and how to build trust with your financial advisor 🕸️Join Tracie and Rahnie as they navigate a haunting hypothetical about an inher...
Send us a textAre you aware of the retirement income gap? In this exciting episode 40, we break down what it is and how it could impact your finances. We also offer prospects a new worksheet - find out how to access it within E40. Rahnie and Tracie return with another "What would you do" segment, where they discuss strategies for a hypothetical client. We also delve into the fascinating Phantom Time Hypothesis—could history be different than we think? And we’ll catch you up on the latest in t...
Send us a textWelcome back to E39 of What The Finance (WTF) Podcast! This week, we’re tackling the topic of boredom in retirement. It’s not all beach days and relaxation for everyone, and we’re here to discuss the challenges some retirees face. Rahnie and Tracie will share insights on how to find purpose and fulfillment after leaving the workforce and what you should consider BEFORE making such a big step. We’ll also run through a hypothetical client case to show how our company, Lampson...
Send us a textDive into Episode 38 of What The Finance Podcast, where Tracie and Rahnie break down the crucial impact of retirement timing on your financial returns. This episode is packed with insights that could change how you view your retirement strategy. Plus, they tackle the burning question: do you really need to be debt-free before you start saving for retirement? Tune in to hear their thoughts and get some practical advice!But that's not all! The duo also engages in a fun debate abou...
Send us a textDive into the latest episode of WTF, where we tackle the pressing issues of market volatility and retirement planning in Episode 37: Market Volatility and Good Manners! Discover strategies to mitigate market risk and learn how the "Power of Zero" can transform your investment approach. Join the lively discussion on the realities of working during retirement, and engage in a fun debate about who would survive a zombie apocalypse. Plus, Tracie shares invaluable tips for busy moms,...
Send us a textDive into Episode 36 of What The Finance Podcast, where we break down the impact of fees in retirement investment vehicles. Discover how just a 1% fee can seriously eat into your savings and learn about Fixed Index Annuities, which offer a zero floor guarantee to shield you from losses. Not sure if you need to be a financial whiz to start planning for retirement? We’ve got you covered! Plus, Tracie and Rahnie tackle the hot topic of minimum wage and share their thoughts on ...
Send us a textWelcome to Episode 35 of What The Finance podcast, where we unravel the complexities of taxes in retirement. This episode covers essential topics like managing retirement income, understanding social security taxes, tax implications on qualified versus non-qualified funds and navigating the impacts of COLA changes. We also tackle the intriguing question of whether businesses truly receive a $50k tax credit for supporting Kamala and explore the debate on freezing or ending proper...
Send us a textWelcome to Episode 34 of the What The Finance (WTF) Podcast! This week, we tackle the FIVE Challenges of Retirement. Discover how to turn potential pitfalls into opportunities for growth and happiness in your golden years. We’re also excited to offer a FREE PROMO CODE for The Baby Boomer Dilemma! Additionally, we’ll explore Medicare enrollment and the conversation around kneeling during the National Anthem. Don’t miss this engaging episode! #RetirementPlanning #WTFPodcast #LifeA...
Send us a textWelcome to What The Finance (WTF) E33, where hosts Rahnie and Tracie unravel FIVE investing facts that are sure to surprise even the most seasoned investors! Whether you're a seasoned investor or just starting out, this episode is packed with insights that can help you navigate the often confusing world of finance. Plus, they tackle the burning question: is Social Security really enough to sustain you in retirement? It's a must-listen for anyone looking to secure their financial...
Send us a textJump into Episode 32 of WTF, where we unravel the mysteries of college endowments and their staggering funding advantages over K-12 schools. Discover the reasons behind the disparity in 401k and Roth IRA contribution limits, and whether your living expenses genuinely drop in retirement. Plus, get our take on the Olympic opening ceremonies and insights on Kamala Harris's chances in the upcoming election. Tune in for an engaging discussion that tackles these pressing topics head-o...
Send us a textGet ready for a wild ride with Episode 31 of the WTF Podcast, where we dive deep into the chaos of inheritance and the shocking reality of a market crash that’s leaving parents scrambling to afford groceries while shelling out for school supplies. We tackle the absurdity of skyrocketing grocery prices—seriously, who knew Snickers could cost an arm and a leg? But don’t worry, we’ve found a silver lining: pizza is somehow inflation-proof! As we navigate through the madness, we als...
Send us a textWelcome to the latest episode of the What The Finance (WTF) Podcast, Episode 30! After a brief hiatus, we are back and ready to dive into some exciting topics. In this episode, we catch up on where we've been, engage in some lively discussions, and share our plans for the future. From Hurricane Beryl to politics, sharks, and even some friendly banter between Tracie and Rahnie, this episode is packed with entertainment and thought-provoking conversations.Whether you're a long-tim...
Send us a textIt's time for another exciting episode of What The Finance (WTF) Podcast! In Episode 29, we tackle topics like debt relief companies, credit cards, and generational retirement norms. Discover the importance of keeping your financial documents organized for a brighter financial future. Plus, we delve into the mystery of the Megalodon. And don't forget to catch Tracie's Houston driving tips and Rahnie's unfiltered political rant!Support the show
Send us a textWelcome to What The Finance (WTF) Podcast Episode 28! In this exciting episode, we delve into the frequently asked questions about Lampson Retirement Solutions, providing listeners with valuable insights into our company and the path to retirement. Discover who we are, our mission, and how we can help you navigate through the complexities of retirement planning. We also debunk common retirement misconceptions that could impact your financial future. Whether you are a seasoned in...
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