Yo Quiero Dinero

This week on Yo Quiero Dinero, Jannese is joined by the brilliant and unfiltered Eduek Brooks, a Canadian financial educator and founder of Two Sides of a Dime. Sis does not play when it comes to money — and in this episode, she gets real about how she paid off $47,000 of debt in just 20 months, turned her financial rock bottom into a thriving business, and created the Surplus Method — a roadmap that’s helping women all over reclaim their money power.If you’ve ever felt like traditional personal finance advice wasn’t built with you in mind, this episode is your antidote. Eduek throws out the cookie-cutter advice and breaks down why building wealth as a woman of color requires a whole new approach — one rooted in mindset, community, and actual surplus (aka: MONEY LEFT OVER after your bills are paid!). What We Cover:The exact moment Eduek decided she was DONE being brokeWhy she still invested while paying off debt (and how it paid off big)Her no-fluff guide to building a plan you can actually stick toCelebrating small wins & avoiding burnout on your debt-free journeyThe truth about high earners still living paycheck to paycheckA breakdown of the Surplus Method (S.U.R.P.L.U.S.) and how to use itHow Eduek knew it was time to quit her 9-5 and go full-time in her bizCanadian investment accounts 101 (hello, tax-free savings!)Why mini-retirements are part of her wealth strategyQuote:“Your income builds wealth, but your surplus is what gets you to your goals.”👑 Meet Our Guest:Eduek Brooks is a financial educator and the powerhouse behind Two Sides of a Dime. Through her membership community, Surplus Stack Society, she helps women ditch debt, build savings, and invest confidently — without sacrificing the joy of living. She’s not here to make you feel guilty about Starbucks. She’s here to help you stack, save, and spend with intention.📲 Follow Eduek:Instagram: @twosidesofadimeJoin the Surplus Stack Society: surplusstacksociety.comMore from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.

What happens when you do everything “right”—go to college, land the six-figure job, make your family proud—and still end up buried in debt, burned out, and feeling trapped? In this episode, Jannese sits down with Rose Han, a first-gen wealth builder, YouTuber, and now author of Add A Zero. Rose opens up about her journey from over $100K in student loan debt to becoming a self-made millionaire, and the mindset shifts, financial strategies, and rebellious choices that made it possible.We talk about:The real impact of student loan debt on millennials & Gen Z’s version of the American DreamWhy “employee income” is the least free kind of income (and what to focus on instead)Rose’s Add A Zero framework for going from negative net worth to your first million—step by stepHow money identity, family conditioning, and cultural expectations shape our financial choicesWhy sometimes you have to ignore your parents’ advice and carve your own pathThe freedom and fulfillment that come when you stop playing small and start building wealth on your own termsIf you’ve ever felt stuck in debt, confused about money, or pressured to follow someone else’s script for success, this conversation is your permission slip to rewrite your financial story.📘 Grab your copy of Add A Zero at addazero.com and get access to Rose’s bonus content.📺 Follow Rose on YouTube and socials: @itsrosehan Hosted on Acast. See acast.com/privacy for more information.

This week, Jannese is joined by Victor Zeledón (@ourjourneywithless) a husband, dad, and Airbnb mentor who proves you don’t need six figures, a trust fund, or a fancy investing background to build wealth through real estate.Victor started with what most of us already have: a home, two extra rooms, and a need to build an emergency fund. Fast forward seven years and those two rooms turned into five cash-flowing rentals, a fully retired wife, homes in multiple states, and a roadmap to financial freedom.This convo is packed with gems, game-changing strategies, and the kind of transparency that our comunidad NEEDS to hear — because real estate is not “just for other people.” It’s for us, too.What We Get Into04:30 — Who’s actually renting rooms on Airbnb? (It’s not who you think!)05:50 — How they scaled from 1 room to 5 properties.06:40 — The real talk on hosting strangers: Safety, locks, boundaries, and vibes.08:15 — Airbnb vs. traditional renting: Why Airbnb was the wealth-building accelerator.09:20 — The Airbnb landscape in 2025: Regulations, fees, and why boring listings get no love.13:00 — Wild host lessons: What every new host should prepare for (yes, including tias who leave surprises).14:30 — Emergency funds + financial safety nets: How to protect your pockets.16:20 — Is Airbnb still worth it today? Victor breaks it down.17:30 — Why they bought in Waco & Tulsa: Out-of-state investing made simple.19:10 — How they bought a house in Tulsa with $0 out-of-pocket.20:40 — How to manage rentals remotely without losing your mind.24:00 — The family vision: From paying off debt → replacing his wife’s income → full financial freedom.26:00 — How Victor mentors new Airbnb hosts for FREE through the Airbnb Ambassador Program.Top TakeawaysStart where you are. A spare room can be your entry point into real estate — not a barrier.Airbnb hosting is work, but the income potential is REAL. Many hosts earn 2–3x a traditional rental.2025 is still a viable year to invest, especially if you explore mid-term rentals and lower-cost markets.About Our GuestFollow Victor: @ourjourneywithless He offers free Airbnb mentorship in English & Spanish through the Airbnb Ambassador Program.Links MentionedFree Financial Guide: courses.yoquierodineropodcast.comOrder Financially Lit!: FinanciallyLitBook.com Hosted on Acast. See acast.com/privacy for more information.

In this powerful episode, Jannese sits down with Jessica Fick of The Fioneers to break down one of the most game-changing concepts in the financial independence movement: Coast FI.If the traditional FIRE path has ever felt too intense, too extreme, or too unrealistic (hello, $20k/year budgets and biking everywhere), this conversation will feel like a breath of fresh air.Jessica shares how she and her husband hit COAST-FI in their early 30s, how stepping off the corporate treadmill unexpectedly increased their savings rate, how they stopped using money to cope with burnout, and how Coast FI ultimately gave them the freedom to build a life aligned with their values — travel, entrepreneurship, flexibility, and joy.If you’ve ever wondered: “Is early retirement even realistic for me?” or “What would it take to never HAVE to work again?” this episode is your blueprint.💬 What We Get Into01:20 — What The Fioneers are all about: designing lives you love02:09 — Are they OGs? A look back at the early FIRE movement03:25 — Why extreme frugality turned so many people off04:31 — What Coast FI actually means (hint: not living on the coasts!)05:20 — The “aha moment” that changed Jessica’s entire financial life06:50 — The freedom Coast FI gives: sabbaticals, risks, lifestyle design07:37 — Why retirement is NOT an age — and how to rethink it16:08 — Their financial starting point + saving 30–35% on nonprofit salaries17:57 — Were they over-saving? Money dynamics in their marriage19:42 — How their savings rate hit 50% without trying27:30 — Her husband’s sabbatical → entrepreneurship → more freedom28:44 — They haven’t contributed to retirement in 2 YEARS… and still on track?!35:10 — Coast FI for older adults (yes, even if you’re 45+)37:22 — It all comes back to: know your numbers + intentional spending47:20 — Proactive ways to prep for healthcare costs48:25 — Why uncertainty shouldn’t stop you from pursuing FI49:53 — “If you lost everything, you could rebuild.” A listener storycheck out Jessica’s previous episode herehttps://yoquierodineropodcast.com/podcasts/episode-84/📌 Links MentionedThe Fioneers Coast FI CalculatorThe Fioneers on YouTube @PhioneersTheFioneers.com📚 Resources to Check Out✨ Get my FREE financial freedom guide: courses.yoquierodineropodcast.com📘 Grab my book: FinanciallyLitBook.com🔥 Join the Black Friday waitlist: yoquierodineropodcast.com/friday Hosted on Acast. See acast.com/privacy for more information.

This week, Jannese sits down with therapist, writer, and Latina mental health educator Israa Nasir for a conversation that is about to drag all of us (in the best way). We're talking toxic productivity—why we glorify burnout, why rest feels like a sin, and why so many of us (especially first-gen, immigrant, and women-of-color communities) feel like the whole world will fall apart if we slow down for 5 minutes.if you feel guilty taking a nap, or if your self-worth is low-key tied to your to-do list… yeah. This episode is for you.What We Get Into02:02 – The Moment She Realized Productivity Was Becoming Toxic03:41 – First-Gen & Immigrant Upbringing + Hustle Culture05:48 – Rest = Laziness? The Messages We Grew Up With07:34 – The Emotional Payoff Behind Chronic Busyness10:32 – Toxic Productivity vs. Healthy Productivity14:44 – When Work Becomes a Coping Mechanism16:56 – The Financial Pressure to Keep Producing18:06 – Creativity as a Tool for Emotional Regulation21:42 – Stop Monetizing Your Joy22:43 – Social Media, Comparison, & Overstimulation27:00 – It’s Not a Willpower Issue28:41 – Separating Your Worth from Your Achievements31:38 – How Busyness Is Breaking Community & Connection34:33 – Israa’s Personal Boundaries & How She Stays Healthy37:03 – Jannese’s Own Experience with Burnout & Book Tour Story.39:23 – Breaking the Cycle as Parents43:23 – Screens, Exhaustion & Parenting in Survival ModeAbout Today’s GuestIsraa Nasir is a therapist, writer, and the author of Toxic Productivity. Her work focuses on emotional wellness, preventative mental health, and giving people the language they need to understand themselves. Her Substack dives deeper into culture, identity, emotional regulation, and community care.📘 Book: Toxic Productivity 🌐 Website: israanasir.com 📝 Substack: longform insights + tools 📲 IG: @well.guideJoin the Black Friday Waitlist!Don’t miss the biggest deals of the year! Get early access to my exclusive Black Friday offers, available ONLY to waitlisters.👉 Join here: yoquierodineropodcast.com/fridayGrab My FREE Guide: The Financially Lit Latina!If you're ready to start building wealth but don’t know where to begin, download my free step-by-step dinero guide.👉 courses.yoquierodineropodcast.com📚 Get the Financially Lit! BookMy new book, Financially Lit!, is your roadmap to money confidence, wealth building, and financial freedom.👉 FinanciallyLitBook.com Hosted on Acast. See acast.com/privacy for more information.

Today’s episode is one for the books. Jannese sits down with The legendary María Elena Salinas — award-winning journalist, storyteller, trailblazer, and one of the most influential voices in Latino media. For over four decades, María Elena has informed, empowered, and represented nuestra comunidad on the world stage. And now, she’s keeping it real about career, identity, retirement, money, motherhood, and the power of telling our own stories. If you’ve ever questioned your path, your voice, or the value of your cultura in your career… this conversation is going to recharge your spirit.TakeawaysTu cultura is your power — not something to tone down.Financial preparation gives you freedom.Never be the first person to say no to your dreams.Representation isn’t enough — our stories need to be told by US.Timestamps00:00 – Welcome & Introduction02:08 – “Voice of Hispanic America”04:02 – Why Latino Stories Matter14:44 – “You Can’t Go Because You’re a Woman”20:59 – Telling Latino Stories in Mainstream Media29:24 – Why She Eventually Left After 37 Years32:34 – Life After Univision: Reinvention & Retirement34:07 – Freedom, Flexibility & Money Lessons43:47 – Why She Launched Cinco Preguntas50:53 – The Future of the Latino Community🎧 Where to Find María ElenaListen to Cinco Preguntas con María Elena Salinas on YouTube, Spotify, and Apple Podcasts.Follow her on social media: @MariaASalinas Join the Black Friday Waitlist!Don’t miss the biggest deals of the year! Get early access to my exclusive Black Friday offers, available ONLY to waitlisters.👉 Join here: yoquierodineropodcast.com/fridayGrab My FREE Guide: The Financially Lit Latina!If you're ready to start building wealth but don’t know where to begin, download my free step-by-step dinero guide.👉 courses.yoquierodineropodcast.com📚 Get the Financially Lit! BookMy new book, Financially Lit!, is your roadmap to money confidence, wealth building, and financial freedom.👉 FinanciallyLitBook.com Hosted on Acast. See acast.com/privacy for more information.

In this episode, Jannese Torres chats with marketing strategist Kar Brulhart, who turned a COVID layoff into a major glow-up story. Kar went from corporate burnout to building her dream business on Instagram and she’s spilling all the tea on how she did it.They get real about what it takes to show up online with confidence, why networking matters (even if it scares you!), and how to stop scrolling and start using social media to make money. Kar also breaks down her go-to strategies for building a personal brand, growing an audience, and using email marketing to boost sales. If you’ve ever doubted that you can start late, pivot careers, or make money being you, this one’s for you.You’ll Learn:💡 How Kar went from corporate life to full-time entrepreneurship after being laid off💡 Why Instagram is still a powerful tool for business growth💡 The secret to sharing your story and building trust with your audience💡 How to network without feeling awkward or fake💡 Tips for treating your social media presence like a real business💡 Why email marketing is a must for long-term success💡 How to stay consistent and show up even when you’re over it Hosted on Acast. See acast.com/privacy for more information.

In this week's episode of Yo Quiero Dinero, host Jannese Torres sits down with Andrea Ramos, founder of Building Gen Wealth, to talk about her journey from a first-gen saver to a full-time entrepreneur and money coach. Born in Peru and raised in the U.S., Andrea shares how her parents’ example of hard work and quiet money lessons sparked her own path toward financial independence—and how a moment of family crisis led her to reimagine what building wealth truly means. Andrea opens up about the challenges of leaving her 9-to-5, becoming a mom, and redefining success on her own terms. From navigating variable income to healing generational scarcity mindsets, she reminds us that wealth isn’t just about numbers—it’s about peace, possibility, and purpose.💡 You’ll Learn [07:15] The turning point that changed how she viewed saving, wealth, and security [09:00] Why representation matters in the personal finance space [16:30] How she built Building Gen Wealth while working full-time [20:30] The key lessons she learned transitioning from employee to entrepreneur [23:30] The “third skill” of money everyone needs to master—how to make more of it [25:50] Managing money as a business owner and paying yourself with discipline [34:00] How motherhood reshaped her relationship with money and ambition [37:20] The mindset and practical steps to go from saver to investor [42:30] The importance of being a lifelong learner when it comes to money🔑 Key TakeawaysMaking money is a skill. Whether you’re in a 9-to-5 or running a business, it’s something you can learn and grow.Saving is your foundation. It’s not the finish line—it’s what allows you to invest, build, and sustain wealth.Healing scarcity takes time. Emotional regulation around money is part of the work, especially for cycle breakers.Entrepreneurship isn’t easy, but it’s empowering. Building income from your ideas takes grit, adaptability, and faith.Your season matters. Success looks different in every phase of life—especially in motherhood.📲 Connect With AndreaFollow Andrea at @building.gen.wealth on Instagram for relatable financial education and visual breakdowns of investing, saving, and wealth-building.❤️ Connect With Yo Quiero DineroFollow @YoQuieroDineroPodcast on Instagram and subscribe on YouTube for weekly money convos with Latinas who are owning their financial power. Hosted on Acast. See acast.com/privacy for more information.

On this episode of Yo Quiero Dinero, Jannese chats with Norma Rapko, who proves that creativity and faith can change your life. Norma went from being a high school dropout battling anxiety and depression to becoming a multi-million dollar inventor, author, and creator of the revolutionary Crystyler tool—featured in 1,100+ Michael’s stores and on HSN!Norma’s story is a masterclass in resilience, self-belief, and breaking cultural expectations. She opens up about growing up as a first-gen Mexican-American in L.A., overcoming mental health struggles, and learning how creativity can literally rewire your brain. We also talk about the power of networking, owning your story, and redefining what success looks like on your own terms.This convo is your permission slip to chase your wildest ideas — even if no one else believes in them yet. 💡✨✨ You’ll Learn:[02:17] Growing up first-gen in L.A. — how Norma’s family business and work ethic shaped her entrepreneurial mindset[04:40] Turning pain into purpose — how she faced anxiety, depression, and dropping out of high school and still built a new path[07:03] From crafts to cash — how selling picture frames at a local fair led to $3K in one day and a nationwide business[11:48] The birth of The Crystiler — how a tedious task became a million-dollar invention 💎[13:29] “We’re all inventors” — why the best businesses are born from your personal problems[14:38] Why creativity makes you uncontrollable (and why society tries to silence that power)[17:33] How art and creativity can rewire your brain and support mental health, backed by neuroscience 🧠[23:06] The divine $25K connection — how faith and community opened doors for her invention[27:05] Norma’s real talk: nothing worthwhile happens overnight — consistency is key[32:34] Networking for introverts — how to show up, give value, and attract the right people[41:08] The power of storytelling and authenticity in connecting with your audience[42:06] Only 2% of Latina inventors hold patents — and why Norma is on a mission to change that 🇲🇽[45:08] Redefining success — what “enough” looks like when you build on your own terms[53:39] Norma’s message to her younger self: “Love yourself, believe in yourself, and know it’ll all work out.” 💖👉 Connect with Norma Rapko:🌐 Website: normarapko.com📸 Instagram: @normarapko💫 Join Creativa The Movement — a free creativity & journaling program on her site💌 If this episode lit a fire in you, share it with your comadres and tag us @YoQuieroDineroPodcast! Hosted on Acast. See acast.com/privacy for more information.

In this powerful and deeply healing conversation, Jannese sits down with Priscilla María Gutierrez, a certified trauma-informed life coach and keynote speaker known online as The Cycle Breaker Coach. Together, they unpack what it really means to be a cycle breaker — especially as first-gen Latinas navigating cultural expectations, family pressure, and inherited trauma.Priscilla opens up about her personal journey through childhood abuse, unhealthy relationships, and the moment she chose to reclaim her voice and purpose. She shares how she transformed her pain into her profession, helping others break free from toxic patterns and live authentically aligned lives. From healing your relationship with money to setting boundaries with family and unlearning generational beliefs — this episode is your reminder that it’s possible to break cycles and still love where you come from.🔑 In This Episode, You’ll Learn:(00:02:00) How Priscilla discovered her calling after walking away from law school(00:06:30) The connection between unresolved childhood trauma and adult coping mechanisms(00:10:45) The pivotal moment that led her to finally leave a toxic relationship(00:14:30) Why self-validation is the foundation of healing and empowerment(00:17:30) How first-gen trauma shows up in our relationship with money(00:23:00) Setting boundaries with family and learning to say “no” without guilt(00:28:30) How to parent with a trauma-informed lens and break harmful patterns(00:31:20) The cultural belief Priscilla had to unlearn to step into her full power🔗 Connect with Priscilla María:🌐 PriscillaMaria.com 📸 Instagram: @cyclebreakercoach Hosted on Acast. See acast.com/privacy for more information.

In this powerful and eye-opening episode, we’re diving into one of the most avoided — yet absolutely essential — conversations in personal finance: estate planning. Host [Your Name] sits down with Alexandra Sepulveda, Head of Legal at Trust & Will, to break down the myths, cultural taboos, and emotional barriers that often keep us from preparing for the inevitable.Alexandra shares her deeply personal journey that began after a close brush with tragedy in her own family — and how that experience ignited her passion for helping others protect their legacy. Together, they discuss how to start the conversation with loved ones, why estate planning isn’t just for the wealthy, and how digital tools like Trust & Will are breaking down barriers to make legacy planning more accessible than ever.From defining what an “estate” really is (hint: it’s everything you own!) to understanding the difference between a will and a trust, this episode is your crash course in protecting your hard-earned assets and ensuring your loved ones are cared for — without the financial chaos.💬 In This Episode, You’ll Learn: [00:03:25] Why talking about death and money doesn’t have to be scary — it’s an act of love 💛 [00:08:10] How Alejandra’s family story inspired her mission to make estate planning accessible [00:15:20] The difference between a will and a trust (and why you might need both) [00:22:45] When to create or update your estate plan (hint: it’s sooner than you think!)✨ Key Takeaways:Estate planning isn’t about death — it’s about legacy.You don’t need to be wealthy to need a will or trust.Life changes fast — keep your estate plan updated!Digital platforms like Trust & Will make it easier than ever to protect what you’ve built.🛠️ Resources Mentioned:Visit trustandwill.com to start your estate plan today.Explore the Trust & Will blog for guides on wills, trusts, and family planning.💌 Let’s Keep the Conversation Going: DM us or tag @YoQuieroDineroPodcast to share your estate planning journey! Your story could inspire someone else to take action. Hosted on Acast. See acast.com/privacy for more information.

This week on Yo Quiero Dinero, Jannese sits down with Cristina Olivarez—award-winning visibility and leadership coach, TEDx speaker, and founder of The Social Butterfly Gal and Hustle + Socialize. Cristina shares her journey from chasing the “perfect” career path in broadcast journalism to building her own platforms that empower Latinas and women of color to step into visibility unapologetically.From navigating rejection in traditional media to creating her own conference, Cristina opens up about the power of storytelling, embracing pivots in business, and how authenticity builds lasting leadership. If you’ve ever struggled with showing up online, owning your voice, or figuring out how to lead in your community, this episode will inspire you to embrace your visibility as a superpower.What You’ll Hear in This Episode:15:49 The “cookie-cutter” script many Latinas are given—and how Cristina rewrote it for herself.23:52 Giving yourself permission to pivot in business and in life.24:56 The origin story and impact of the Hustle + Socialize conference.26:11 Why centering Latinas and women of color in business is both revolutionary and necessary.28:45 Why visibility is more than marketing—it’s about legacy and leadership.33:54 Practical first steps to start building your personal brand and showing up online.Resources & Links:Follow Cristina on Instagram: @thesocialbutterflygal | @hustleandsocializeListen to her podcast: Unapologetically Visible (Apple, Spotify, YouTube)Visit: thesocialbutterflygal.netGet your free guide: The Financially Lit Latina Hosted on Acast. See acast.com/privacy for more information.

In this episode of Yo Quiero Dinero, host Jannese Torres sits down with Elena Gergis, the creator behind Made With Sazón, to talk about the journey from beauty blogging to becoming a viral Puerto Rican food content creator. Elena shares how rediscovering her cultural roots led to explosive growth online, why niching down matters, and how consistency pays off when building a brand. From her viral coquito recipe to monetizing her website and landing brand deals, Elena gives a real look into what it takes to grow as a solo creator while balancing motherhood and entrepreneurship. This conversation is full of practical lessons for anyone thinking about launching their own content brand.What You’ll Hear in This Episode:2:01 Elena’s transition from beauty and lifestyle blogging to food content4:30 The power of embracing your culture and niche to stand out online7:26 What it feels like to go viral—and how to prepare for it13:30 Elena’s income streams: ads, brand partnerships, and social media monetization21:13 What she's accomplished so far24:34 What Inspired her to build on Youtube26:21 How she structures her days as a mom and creator35:00 The role of AI and automation tools in her business37:46 Elena’s vision for the future—including cookbooks, TV appearances, and moreResources & Links:Follow Elena on all platforms:@madewithsaz0nVisit her website for recipes: https://curlsnpearlsss.com/Learn more about Jannese: yoquierodineropodcast.com Hosted on Acast. See acast.com/privacy for more information.

In this week’s episode of Yo Quiero Dinero, Jannese sits down with economist, author, and changemaker Anna Gifty to unpack the hidden costs women of color face in every stage of life — what Anna calls “The Double Tax.”From beauty standards and career hurdles to childbirth, caregiving, homeownership, and even retirement, Anna breaks down how racism and sexism compound to leave women of color overcharged and underpaid — and what we can do about it.You’ll hear:[05:00] Anna’s personal story of navigating wealth gaps from childhood through academia[20:00] The shocking reality of how inequality shows up in parenting, childbirth, and childcare costs[29:00] How empathy reshaped Anna’s perspective on her own family — and why men must read this book too[32:00] Why retirement hits women of color harder — and the data that proves it[44:00] Practical steps you can take — individually and collectively — to close the gapAnna reminds us that we’re not imagining the struggle, and we’re not alone in it. With empathy, community, and action, we can begin to dismantle the structures that hold us back.📚 Grab your copy of Anna’s new book, The Double Tax: How Women of Color Are Overcharged and Underpaid, available September 16 wherever you buy books.🔗 Follow Anna: Instagram | BlueSky | LinkedIn Hosted on Acast. See acast.com/privacy for more information.

In this episode of the Yo Quiero Dinero Podcast, host Jannese Torres sits down with relationship coach, podcaster, and corporate baddie Karina F. Daves to talk about balancing it all—motherhood, marriage, and entrepreneurship—without losing yourself.Karina shares how she built a six-figure business while working full-time, what it really takes to stop “doing it all,” and why outsourcing, building support systems, and setting boundaries are non-negotiable for women chasing big dreams. From navigating mom guilt and missed birthdays to strengthening her marriage and growing her platform to over 240K followers, Karina keeps it real about the messy, hard, and beautiful parts of pursuing purpose.✨ What You’ll Learn in This Episode:How to build a six-figure side hustle as a busy momWhy harmony matters more than balance in motherhoodHow to navigate mom guilt and missed milestonesThe role of outsourcing, nannies, and structure in creating freedomWhy choosing the right partner is the biggest life investmentHow to align your finances and family goals to build the life you want👩🏽‍💻 About Our Guest:Karina F. Daves is a relationship expert and host who helps couples repair trust, improve intimacy, and rebuild strong partnerships. She’s also a mom of two, wife, and entrepreneur who’s passionate about helping women reclaim their time, energy, and confidence.📲 Connect with Karina:Instagram & TikTok → @karinafdavesWebsite → https://www.karinafdaves.com/ Hosted on Acast. See acast.com/privacy for more information.

What happens when you do everything “right”—go to college, land the six-figure job, make your family proud—and still end up buried in debt, burned out, and feeling trapped? In this episode, Jannese sits down with Rose Han, a first-gen wealth builder, YouTuber, and now author of Add A Zero. Rose opens up about her journey from over $100K in student loan debt to becoming a self-made millionaire, and the mindset shifts, financial strategies, and rebellious choices that made it possible.We talk about:The real impact of student loan debt on millennials & Gen Z’s version of the American DreamWhy “employee income” is the least free kind of income (and what to focus on instead)Rose’s Add A Zero framework for going from negative net worth to your first million—step by stepHow money identity, family conditioning, and cultural expectations shape our financial choicesWhy sometimes you have to ignore your parents’ advice and carve your own pathThe freedom and fulfillment that come when you stop playing small and start building wealth on your own termsIf you’ve ever felt stuck in debt, confused about money, or pressured to follow someone else’s script for success, this conversation is your permission slip to rewrite your financial story.📘 Grab your copy of Add A Zero at addazero.com and get access to Rose’s bonus content.📺 Follow Rose on YouTube and socials: @itsrosehan Hosted on Acast. See acast.com/privacy for more information.

Let’s be real… so many of us are out here chasing success, burning ourselves out, and wondering why it still doesn’t feel like enough. 👀In this episode, I’m chatting with Amina AlTai—executive coach, speaker, and author of The Ambition Trap: How to Stop Chasing and Start Living. Amina knows firsthand what it’s like to push so hard that your body literally can’t take it anymore. After a health crisis nearly landed her in organ failure at just 28 years old, she had to rethink EVERYTHING she thought she knew about success.We’re diving deep into why hustle culture is toxic AF (especially for women, immigrants & people of color), how to recognize when your ambition is actually hurting you, and how to start building a version of success that doesn’t leave you depleted.Sis, if you’ve ever felt guilty for resting, struggled with boundaries, or found yourself stuck in the cycle of “never enough,” this convo is your permission slip to stop grinding yourself into the ground and start living with more ease, joy & PURPOSE. ✨What you’ll hear in this episode:💡 Amina’s wake-up call that changed her definition of success💡 The 5 core wounds that secretly drive our hustle💡 The “ambition penalty” women & POC face in the workplace💡 Why rest = productivity (yes, really!)💡 How to shift from painful ambition → purposeful ambition💡 Practical steps to set boundaries & honor your needsResources & Links:Follow Amina on IG → @aminaaltaiGrab her book → The Ambition Trap: How to Stop Chasing and Start LivingLearn more → aminaaltai.com Hosted on Acast. See acast.com/privacy for more information.

In this week’s episode,Jannese sits down with Diana Garcia, founder of Amigas y Dinero, to explore her personal journey from nonprofit work to becoming a full-time money coach helping Latinas rewrite their financial stories.Diana shares how a pivotal decision during the pandemic, choosing not to return to a two-hour commute led her to create her own income, community, and career. She opens up about growing up in an immigrant household in LA, the scarcity mindset she witnessed, and her mission to help others build wealth from a place of joy, not sacrifice.From saving $10,000 in under a year on a modest income, to helping clients break free from paycheck-to-paycheck cycles, Diana offers actionable insights for tackling debt, increasing income, and navigating the unique financial challenges first-gen families face. She also gets real about overcoming fear, advocating for yourself in the workplace, and having money conversations with your parents.What You’ll Learn in This Episode:How Diana turned a pandemic pivot into a thriving coaching businessPractical strategies to save more—without extreme sacrificeWhy growing your income can be more effective than cutting expensesSide hustle ideas based on your skills and passionsHow to address limiting beliefs that hold you back financiallyNavigating family expectations as the “first-gen retirement plan”Why community, mentorship, and environment matter for financial growthMore from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.

In this inspiring episode of Yo Quiero Dinero, host Jannese Torres sits down with Joyce Medeiros, co-founder of Investrio—a financial platform designed to help solopreneurs master both personal and business money management. From her beginnings as a first-gen immigrant working on Wall Street to taking the leap into the startup world, Joyce shares her journey of resilience, risk-taking, and purpose-driven innovation.You’ll hear how she pivoted from a failed product launch to building a tool that simplifies finances through color-coded tracking, AI-powered support, and a thriving entrepreneur community. Joyce opens up about navigating the male-dominated finance world, securing funding as a Latina founder, and the sacrifices behind the startup grind. Whether you’re a budding entrepreneur or a seasoned business owner, this episode offers practical tips, hard-earned lessons, and a reminder that experimentation and a supportive community can be the keys to success.What You’ll Learn in This Episode:How Joyce went from managing billions on Wall Street to starting her own fintech company.The importance of pivoting when your idea isn’t working (and how to know when to do it).The biggest financial mistakes solopreneurs make—and how to avoid them.How Investrio uses color coding, automation, and AI to simplify money management.The role of community in entrepreneurship and why human connection still matters in the AI age.Insights on fundraising, accelerators, and breaking barriers as a Latina founder.Resources & Links:📲 Download Investrio: investrio.io📸 Follow Investrio on Instagram: @investrio.io💼 Connect with Joyce Medeiros: LinkedInMore from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.

Mi gente, today's episode is a WHOLE vibe. Jannese is joined by Wilmarie and Adriana—aka Investing Jevas—two baddies who hit financial independence before turning 30. Yes, you read that right. These women are out here building generational wealth, breaking cycles, and reclaiming their financial power—and now they’re bringing you the blueprint.From navigating Puerto Rico's wild financial systems to shifting from scarcity to abundance, this episode is a powerful reminder that we deserve financial freedom too—not just the bros on Wall Street. 🗣️If you’ve ever thought investing was only for the rich, white, or 65 and retired—think again. These jefas are showing up in arroz con habichuela realness to break it all down. Whether you’re in the U.S. or on the island, a 9-to-5 girly or a full-time hustler, this one is for YOU. 💸What You'll Learn:What financial independence really means (and why you don’t have to wait ‘til 65)The power of compound interest (aka how your money makes more money)How to shift your money mindset from scarcity to abundanceWhy investing is a form of activism for Puerto RicansWhat “Coast FI” is and how it could change your lifeHow to invest even if you’re starting “late”The order of operations for investing accounts (401k, Roth IRA, HSA, etc.)Why financial education is the most powerful inheritance you can give👯‍♀️ Meet the Guests:Investing Jevas are personal finance educators who are on a mission to help Latinas achieve financial freedom—in Spanish, with culture, and with receipts. They offer one-on-one coaching and corporate webinars designed to simplify investing and close the wealth gap.📲 Connect with them on Instagram: @investingjevas 🛠️ Resources Mentioned:Investor.gov Compound Interest CalculatorThe Simple Path to Wealth by JL CollinsJannese’s book: Financially Lit!More from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.