Young Broke & Investing

Financial freedom can mean different things for everyone so we decided to have that conversation for ourselves.  We also want to know what it means to you?  Be sure to visit our website for more content and other ways to support the channel:   youngbrokeandinvesting.com           Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_dw​          M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​          M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​          Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​11

Hello everybody,  today's episode is all about the credit cards that we both use and also some of our mistakes and things that we learned along the way.  What were some of your starter credit cards and mistakes you made along your credit journey?  Be sure to visit our website for more content and other ways to support the channel:   youngbrokeandinvesting.com           Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_dw​          M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​          M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​          Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​11

Market Sectors can be a good building stone for your portfolio and it is how Roman has set his up that we see on the M1 portfolio episodes.  Understanding market sectors and how they move and even researching the relationships between each other could help you maximize your portfolio's returns.   Be sure to visit our website for more content and other ways to support the channel:   youngbrokeandinvesting.com           Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_dw​          M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​          M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​          Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​11

The portfolio from the M1finance portfolio. How is your portfolios going let us know in the discord. We are excited to see what the end of the year looks like. Be sure to visit our website for more content and other ways to support the channel:   youngbrokeandinvesting.com         Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_dw​        M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​        M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​        Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​11

This is a review of how our portfolios performed in July. We had some excellent results and if you've been following along you should see some growth as well! Let's keep it going and grow our wealth.   Our website for more content and other ways to support the channel:   youngbrokeandinvesting.com   The Discord Channel to chat with us, other cool friends: https://discord.gg/rDGySuVc   Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_...   M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx

So exactly how much money do you need to retire?  Also what milestones or short goals should I be reaching to make sure I retire with enough?  These are the go-to questions that pops up when you thinking about your retirement future.  We were thinking about it as well and figured it was time we talked about it.

Today's episode reviews Fingerhut and how we feel about it.  After watching the video you will see the pro and cons that we saw in the company as a whole and with the app.  If you decide to use them and have questions please seek professional financial advice. Both Roman and Zion have used their services for several years before this episode so if you have questions please leave a like and a comment and we will respond.     Be sure to visit our website for more content and other ways to support the channel:   youngbrokeandinvesting.com       Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_dw​      M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​      M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​      Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​

This is a review of how our portfolios performed over the last quarter. We had some excellent results and if you've been following along you should see some growth as well! Let's keep it going and grow our wealth.   Our website for more content and other ways to support the channel:   youngbrokeandinvesting.com   The Discord Channel to chat with us, other cool friends: https://discord.gg/rDGySuVc  Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_...   M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​​​  Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​​​

A lot of us are super excited that the world has started back reopening and with summer quickly going by we want to get out travel and see the world behind our screens.  However, the price for everything in travel has increased and going on vacation without breaking the bank seems to be harder so we decided to give some quick money hacks for traveling for cheaper and having your money go farther.  Stay safe and have fun. Our website for more content and other ways to support the channel:   youngbrokeandinvesting.com The Discord Channel to chat with us, other cool friends: https://discord.gg/rDGySuVc Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_... M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​​​ Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​​​

A question that popped up as people asked us which is better for the long term for their goals.  Of course, there is pro and cons to both ways so have to take the time to the way those out. Our website for more content and other ways to support the channel:   youngbrokeandinvesting.com       The Discord Channel to chat with us, other cool friends: https://discord.gg/rDGySuVc      Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_...           M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​​​            M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​​​            Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​​​

Zion has decided to sell everything in his Coinbase portfolio for a reason most investors when their money had too much risk and was time to get out.  Is now a good time to get back in the market? Let us know what you think. Our website for more content and other ways to support the channel:   youngbrokeandinvesting.com      The Discord Channel to chat with us, other cool friends: https://discord.gg/rDGySuVc     C oinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_...           M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​​​           M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​​​           Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​​​

We brought Chef Lanre onto the show to talk about his experience making a career in the sound industry.  A good conversation to hopefully also get you thinking about a way to grow yourself in this industry if you were interested.  Let us know what you think in the comments please like share and subscribe.  Instagram: @cheflanre Our website for more content and other ways to support the channel:   youngbrokeandinvesting.com      The Discord Channel to chat with us, other cool friends: https://discord.gg/rDGySuVc      Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_...           M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​​​           M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​​​           Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​​​

Hello, this was an episode close to us here at the YBI family. We are excited that Juneteenth is now a Federal Holiday and hopefully it will lead to the future growth of America as a whole.  https://www.nytimes.com/article/junet...  https://www.history.com/news/black-wa...  Our website for more content and other ways to support the channel:   youngbrokeandinvesting.com      The Discord Channel to chat with us, other cool friends: https://discord.gg/rDGySuVc         

This is a look into our May portfolio this quarter has one left to go.  Let's see how it goes.

Learning how to make a budget is probably the first step most people take in taking control over their money.  Whether it's written down, on a spreadsheet, or on an app.  Making a budget is a key part of taking control of your finances.  This is was an easy template that google sheets have that is free for anyone to use but let us know in the comments if you all know of others or even favorite ways to make your budget. Our website for more content and other ways to support the channel:   youngbrokeandinvesting.com        The Discord Channel to chat with us, other cool friends: https://discord.gg/rDGySuVc          Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_...               M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​​​               M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​​​               Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​​​

If you have been following any business news over these last couple of weeks about the crypto craziness of the world.  Then Coinbase probably came up somewhere along the way.  Coinbase is a crypto brokerage that allows users to trade and store crypto within a wallet.  This our review after using if and getting started with the platform let us know what you think and if you know of any others we should. Our website for more content and other ways to support the channel:   youngbrokeandinvesting.com      The Discord Channel to chat with us, other cool friends: https://discord.gg/rDGySuVc        Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_...             M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​​​             M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​​​             Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​​​

Art has been an asset that most have not been able to reach during their years.  It was reserved for the upper class who had the money to purchase them.  We were interested in art investing and especially with the rising popularity of NFTs.  We wanted to know if there were any platforms that offered art investing at a more affordable option to allow an easier barrier of entry.  The main one that popped up was Masterworks and after some research Roman decided to try the platform and interview process.  Lets us know if you all have any other ways to get into art investing as well. https://www.masterworks.io/ Our website for more content and other ways to support the channel:   youngbrokeandinvesting.com     T he Discord Channel to chat with us, other cool friends: https://discord.gg/rDGySuVc      Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_...           M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​​​           M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​​​           Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​​​

This is our check in with you all for our M1 portfolios this year so far another month in the green.  Let's see how the end of the quarter goes.  Let us know about your journey in this market as well. Our website for more content and other ways to support the channel:   youngbrokeandinvesting.com    The Discord Channel to chat with us, other cool friends: https://discord.gg/rDGySuVc    Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_...         M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​​​         M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​​​         Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​​​

Today we are talking about NFTs what they are and then also how artists can make from them.  We believe that NFTs will be great for all the social media artists that we all follow every day and like their content but sometimes have no other to support if they don't offer prints or commissions.  In addition, for the artist that does offer those services, NFTs could be the next move to sell one-of-a-kind pieces of art that will never go away. Our website for more content and other ways to support the channel:   youngbrokeandinvesting.com       The Discord Channel to chat with us, other cool friends: https://discord.gg/rDGySuVc​​       Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_...​            M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​​​​​            M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​​​​​            Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​​​​

Thinking about buying a home this year?  Well, the housing market is on fire right now with money being so cheap to borrow people.  Today we are talking about it and looking at some other industries that were affected by this.  Please comment like share and subscribe. Our website for more content and other ways to support the channel:   youngbrokeandinvesting.com     The Discord Channel to chat with us, other cool friends: https://discord.gg/rDGySuVc​​     Coinbase link if you want to get started in crypto with a free 10 dollars: https://www.coinbase.com/join/montag_...​          M1 finance link if you want another free 30 dollars for getting started in investing/IRA:  https://m1.finance/3Dh5nozcs2jc​​​​​          M1 finance portfolio after you sign up using the link above: https://m1.finance/79FtSNoNVLR0​​​​​          Stash Invest Link if M1 didn't meet your fancy or if you want more free stock 20 dollars worth:  https://get.stash.com/romanj6ovx​​​​