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Your Money with Michelle Martin

Your Money with Michelle Martin
Author: MONEY FM 89.3
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Your Money With Michelle Martin (9am - 12pm) It’s all about Your Money with Michelle Martin from 9am to 12pm. How to save, invest and make the best financial decisions for yourself. Listen to inspiring thinkers with “Influence” and hear from great authors in “Read”.
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What work has been done in the area of large -scale electricity imports, the ASEAN power grid, regional collaboration and Keppel's first hydrogen ready plant in Singapore? Michelle Martin finds out with Janice Bong, Managing Director, Power and Renewables, Infrastructure Division, Keppel.
This SIEWCast is brought to you by Singapore International Energy Week and Money FM 89.3 in Partnership with ExxonMobil. SIEW is an annual platform for energy professionals, policymakers and commentators to share best practices and solutions within the global energy space.See omnystudio.com/listener for privacy information.
Were you called a daydreamer in school? Do you find you often regret your impulse buys? Are you missing payments on your credit card? Planning ahead and staying focused on a budget may be hard for the ADHD brain. So what are some money strategies that could work for you? Stop paying the" ADHD tax" and learn to work with the way your brain is wired in this first edition of Mind Matters. Join Michelle Martin and her guest Gail Wong, a professional investor and coach. Check out Gail's work helping everyone thrive at livetrue.sg or, learn more about living with ADHD at https://www.unlockingadhd.com/ This episode of Mind Matters was publicly taped in the heart of the CBD. See omnystudio.com/listener for privacy information.
Transitioning from fossil fuels to alternative energy solutions will not happen overnight.
In fact, according to the International Renewable Energy Agency or IRENA - over USD 24 trillion of global investment must be redirected from fossil fuels to energy transition technologies.
Here in Southeast Asia - renewable power, grids and transition-related power technologies and infrastructure alone require over USD 5 trillion by 2050.
To take a deeper dive into funding the energy transition - Host, Rachel Kelly speaks with Audra Low, CEO from Clifford Capital.See omnystudio.com/listener for privacy information.
The move to a lower-emission future requires multiple solutions that can be implemented at scale to address some of the highest-emitting sectors of the economy. This is where ExxonMobil says it is focused - leveraging its experience and long history of meeting vast complex challenges.
Here in Singapore for example - ExxonMobil has embarked on a series of initiatives that have led to energy efficiency gains of more than 25 per cent since 2002.
Rachel Kelly speaks to Geraldine Chin, Chairman and Managing Director, ExxonMobil Asia Pacific to discuss this further. See omnystudio.com/listener for privacy information.
By 2025, Asean aims to generate up to 23 per cent of its energy through renewable sources. South-east Asia is already home to several large-scale renewable power projects. Over the past few years, Singapore has increased its solar energy capacity exponentially - but this is only one pillar of the energy mix.
In a special SIEWcast brought to you by Singapore International Energy Week, Money FM 89.3 and ExxonMobil, Rachel Kelly speaks to Mr Koh Chiap Khiong, CEO, Singapore and Southeast Asia, Sembcorp Industries about the future of Singapore’s energy mix.See omnystudio.com/listener for privacy information.
The International Renewable Energy Agency is an intergovernmental organisation that supports countries in their transition to a sustainable energy future.
This year marks the second Singapore-IRENA High-Level Forum which will focus on much needed investments in the region.
IRENA has highlighted that by 2050, a total of US$33 trillion of additional investment—an increase of 30%—will be required to be on track for a 1.5°C pathway.
Rachel Kelly speaks to Francesco La Camera Director-General of the International Renewable Energy Agency to find out his vision for the energy landscape in Asia in 2050.See omnystudio.com/listener for privacy information.
Transition - A buzzword that has dominated energy conversations over the last 2 years.
Liquified Natural Gas or LNG is often seen as a valuable source that can power the shift to renewable sources.
To find out more about the key LNG trends Rachel Kelly spoke to Martin Houston, Vice Chairman, Tellurian.
This SIEWcast is brought to you by Singapore International Energy Week and Money FM 89.3 in Partnership with ExxonMobil. SIEW is an annual platform for energy professionals, policymakers and commentators to share best practices and solutions within the global energy space.
See omnystudio.com/listener for privacy information.
Singapore aims to reach net zero by or around mid-century - And as the city state commits to doing its part to tackle climate change - the energy sector plays a key role in reaching the country's targets.
Rachel Kelly speaks to Mr Ngiam Shih Chun, Chief Executive, Energy Market Authority as he shares his views on Singapore’s future energy journey.
This SIEWcast is brought to you by Singapore International Energy Week and MONEY FM 89.3 in partnership with ExxonMobil.
01:26: What is Singapore's vision for charting the energy transition to 2050?
04:48: What are some of the key challenges when it comes to reaching energy targets for Singapore?
06:07: What are the opportunities and areas of growth for companies?
See omnystudio.com/listener for privacy information.
What happens when the private equity boom meets a world of higher rates and lower liquidity? INSEAD Professor Claudia Zeisberger returns with a rewritten edition of Mastering Private Equity for a new financial era. Discover how investors are shifting from growth to stability, embracing private debt, and navigating the surge in secondaries and continuation funds. Hear how democratising the once-exclusive world of private capital is reshaping the landscape.See omnystudio.com/listener for privacy information.
Gold surges past US$4,000. Tech valuations swing. Emerging markets rise as supply chains shift east. Are KGI’s “ACE” pillars - Alternatives, Credit, and Elite Stocks - still winning in 2025? Bryan Low, Head of International Wealth for Singapore at KGI, joins Michelle Martin to unpack opportunities driven by the AI boom, shifting geopolitical risks, emerging markets and the resilience of REITs in income portfolios. See omnystudio.com/listener for privacy information.
Gold surges, Hong Kong banks tumble, and Uniqlo hits another record - what’s really driving markets this week? HSBC’s massive Hang Seng buyout shocks investors, while Wall Street buzzes over the “debasement trade” as commodities soar. Michelle Martin and Ryan Huang unpack what’s behind gold at US$4,000, silver at US$50, and Asia’s shifting sentiment. Plus: quick takes on PepsiCo, TSMC, Delta, Ferrari, Top Glove, and Fast Retailing. From matcha trends to market turns - this is your morning market intelligence, hosted by Michelle Martin with Ryan Huang.See omnystudio.com/listener for privacy information.
Can Asia’s economic resilience and the AI revolution shield its markets from U.S. political turbulence? Morningstar’s Kai Wang joins Michelle Martin to break down where the real long-term value lies in Asia’s equity landscape. From semiconductors powering the AI wave to Macao’s gaming revival and China’s restaurant rebound, discover how investors can look past the noise. Hear insights on sectors set to thrive amid trade fragmentation, consumer shifts, and policy change. A data-driven roadmap to the next phase of Asia’s growth, hosted by Michelle Martin.See omnystudio.com/listener for privacy information.
Gold smashes through the $4,000 mark for the first time ever, igniting debate over whether this is a 1970s-style inflation hedge moment or a sign of fear overtaking fundamentals. Michelle Martin breaks down what’s driving the record surge, why Ray Dalio says investors should own more gold, and how the U.S. shutdown and Wall Street’s pause tie into this moment. Plus, Singapore’s STI rallies as DBS hits a historic S$150 billion valuation. In “Up or Down,” Michelle spotlights Grab, CapitaLand Ascendas REIT, LG Electronics, Trilogy Metals, and Dell - and what their latest moves reveal about market sentiment. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.
What would you do if $129,600 landed back in your account overnight? Hosted by Michelle Martin, this episode dives into the maturity of Singapore’s first-ever 10-year Savings Bond and what investors might be weighing to do next. Elijah Lee from Phillip Securities joins to unpack reinvestment strategies, the trade-offs between safety, liquidity, and yield, and how SSBs stack up against T-Bills and SGS bonds. Learn whether to hold, ladder, or redeploy your cash - and where the smartest low-risk opportunities may lie now. See omnystudio.com/listener for privacy information.
OpenAI doubles down on the AI arms race - first Nvidia, now AMD. But what does a trillion-dollar chip war mean for investors? Hosted by Michelle Martin, this episode breaks down OpenAI’s new stake in AMD, Figma’s AI moment, and record-breaking highs on Wall Street and in Tokyo. We also look at Thailand’s capital market revamp, Malaysia’s hidden gems spotlighted by UOB Kay Hian, and Singapore’s STI climbing higher. Companies featured: OpenAI, AMD, Nvidia, Figma, Spotify, LG Electronics, ST Engineering, and UOB Kay Hian.See omnystudio.com/listener for privacy information.
Meet Mr Hyun Soo Kim, Founder and CEO of Sun Biotech, who’s spent 25 years developing vaccines for diseases big pharma overlooks. From pioneering the first WHO-prequalified vaccine from China to launching affordable options for Asia, his mission is saving lives, not chasing margins. Michelle Martin explores how purpose and innovation intersect in vaccine development. Discover how one man’s conviction is reshaping public health in the Global South. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.
Markets are brushing off a U.S. government shutdown - but how long can they ignore the risks? OpenAI’s $500 billion valuation, record gold prices, and Bitcoin at $120K all raise new questions about bubbles, belief, and safe havens. Michelle Martin and Simon Ree unpack whether this is Dot-Com 2.0 or durable growth. They explore George Soros’ bubble logic, the Fed’s data blackout, and how investors can spot real earnings in the AI frenzy. Expect talk of OpenAI, Tesla, JPMorgan, Goldman Sachs, Delta, and Bitcoin as Q3 earnings season kicks off. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.
AI is reshaping everything from Foxconn’s factory floors to investors’ portfolios. Record sales, surging Nvidia demand, and OpenAI’s $400B Stargate project fuel this week’s tech momentum. Michelle unpacks whether we’re in an AI bubble - or just the next phase of growth. She also spotlights market movers including Foxconn, Nvidia, Microsoft, TSMC, Keppel, DBS, Freeport-McMoRan, and Asahi. Get her take on Singapore’s latest rally and the week’s must-watch earnings from Dell, McCormick, and Delta. Hosted by Michelle Martin.See omnystudio.com/listener for privacy information.
How far can $1,350 a month really take you in retirement? Hosted by Michelle Martin, this episode explores CPF Life and whether the Standard or Escalating Plan is better suited for your golden years. Daniel Sim, Founder of Golden Goose Properties, joins the conversation to unpack the trade-offs of starting payouts at 65 versus delaying till 70. They also discuss strategies to supplement CPF with rental income, downsizing, or non-property investments. If your retirement target is $2,500–$4,500 a month, where will the extra cash flow come from? Tune in to learn how to think of property as a secondary “CPF Life” and what other income streams can bridge the retirement gap. * The Full retirement sum is $213 000 for 2025, it will be $228 000 in 2027. This amount is the standard to set aside by age 55 on your Retirment Account to receive monthly payouts under the CPF LIFE Standard Plan upon reaching the Payout Eligibility Age. See omnystudio.com/listener for privacy information.
What if your entire business trajectory could change with one client? Meet author Tim Castle, one of the world’s Top 30 Negotiation Professionals and author of The First Domino. Tim walks us through his new playbook for anyone who wants their first big break and big client. What's the link between communication frameworks, confidence and magic in sales psychology as shared in this book? Tim shares the mindset shifts, and emotional intelligence that let small players punch above their weight in big deals. Learn how to engineer trust quickly and make the choices that can help you land that first client in under 90 days in this conversation.See omnystudio.com/listener for privacy information.
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