For episode 100, I bring back my favourite person - my wife, Sima Acharya! Sima is back by popular demand. Today we unpack some of the big decisions we've made together, discussing the factors at play and what we have learned. Discussion points: - Sima's update (2:25) - Prioritizing adventures in new places earlier in life (6:38) - Balancing now vs delayed gratification - home renovations (19:55) - Raising the kids, learning along the way (25:35) - Travel: how it's changed us, keeping the...
Today we dive back into pensions for incorporated professionals. On this ride, we compare and contrast 2 good pension options: the individual pension plan (IPP) and the Healthcare of Ontario Pension Plan (HOOPP). For today's chat I'm happy to welcome Sean Wilson (CFP, CIM), founder of Moraine Wealth Advisory, and Navaz Cassam, president & chief actuary of GBL Inc. HOOPP vs IPP White Paper: https://morainewealth.com/blog/hoopp-vs-ipp/ Discussion points: - overview of pensions (1:45) - ...
Today I welcome Mehul Gandhi (CFP, TEP, CLU) from Westmount Wealth to discuss death & taxes for incorporated small business owners in Canada. The episode is broken down into 3 parts: - the layers of tax facing the estate upon death of an incorporated professional - strategies to mitigate the tax hit - who can help us & the importance of updating our wills Discussion points: Introduction (3:05) The layers of tax on one's estate after an incorporated business owner passes away (6:08...
Thank you for joining me on this solo episode where I share my journey (and struggles) en route to finding what truly lifts me up. I'm also thrilled to share my new course (beyond Radiology), which I hope will help my colleagues with their radiology knowledge. Finally, I have a message for trainees and new staff (I hope it resonates). Contents: - overcoming challenges over the last few years (0:50) - finding more fulfillment at work (11:05) - my new course, beyond Radiology (13:45) - finall...
Hey Friends! I'm a bit delayed in releasing a new episode, so I wanted to provide you with a quick update. The next full episode will be August 14th - I hope to see you there. I hope summer is treating everyone well! Yatin
Today I host Dr. Mamta Gautam, MD, MBA, FRCPC, CPDC, CCPE, CPE. Mamta is an internationally renowned psychiatrist, consultant, certified coach, author and speaker. Focused on Physician Health and well-being since 1990, she is a trailblazer in this field and is known as the “The Doctor’s Doctor”. In the past 2 decades, she has expanded her work to include Leadership Development, to better address system-level factors that impact the wellbeing of healthcare workers. Discussion point...
Today I welcome my friend, Farrah Khimji, to the show. Farrah Khimji is a business strategist, keynote speaker, and the founder of The Wellth Experience — a business coaching platform and community that helps high-achieving women build purpose-driven businesses rooted in their story, values, and voice. With a CPA, an MBA, and a specialization in Strategy from Harvard, Farrah brings serious business credibility, backed by years of experience in private equity and commercial real estate. Today,...
Today I'm thrilled to welcome Dr. Benjamin Hutten-Czapski, founder of Rewards MD to discuss a topic that can benefit each and every one of us... ...traveling the world by paying less through optimizing credit card rewards. You will want to listen to the end. Key links are at the bottom. Discussion Points: - introduction (2:18) - Rewards MD & how it's different (5:44) - what makes a good keeper credit card? (7:55) - a summary of the various ecosystems (10:18) - Amex platinum: worth it? (13...
Welcome back to a second episode on the Canada Pension Plan (CPP). My guest is Jason Yee, a true CPP ninja. Jason guides us through CPP and its 2019 & 2024 enhancements to outline the key features of the plan & helps us understand what we will get from it in the future. Discussion Points: Jason's background (2:43) CPP basics (5:05) Key features of CPP (6:27) Why is CPP so polarising? (9:26) What determines what we will get out of CPP? (11:32) CPP enhancements: why & how do they ...
Today I welcome Promod Sharma & Jeevan Sharma to the show to discuss the immediate financing arrangement (IFA). Promod (actuary) & Jeevan (CFP) specialize in helping high-net-worth individuals & tackling their unique situations beyond basic insurance coverage. Discussion Points: What is an IFA? (2:17) Whole life (WL) vs Universal life (UL) - which is more suitable for an IFA? (3:41) What is the cash surrender value (CSW)? (7:35) How can policies be structured to allow for ...
Sometimes the answers are right in front of us. My guest today is Dr. Hasan Merali, MD MPH, author of Sleep Well, Take Risks, & Squish the Peas. We both believe kids hold the secret to a happier & richer life. Today, Hasan provides stories & evidence from the science of toddlers to back this up. He also discusses how we can incorporate certain practices into our day-to-day routines. Discussion Points: Hasan's introduction (2:40) Benefits of training in different places (4:10) How ...
I've been investing for 7 years. When the markets get volatile & uncertainty arises, I find it informative & reassuring to sit down with another savvy mind. Today, I'm thrilled to chat with Paul Healey about questions people have related to investing in today's markets. This is jam packed with practical insights and valuable lessons Paul has learned since he started investing in 2007. Discussion Points: - What are the main questions today? (2:10) - Strategy - investing regularly vs bu...
Money is certainly something, but it's not everything. Today I review one of the best books I've read on reaching a rich & balanced life: The 5 Types of Wealth by Sahil Bloom Chapters: - Time Wealth (5:35) - Social Wealth (14:20) - Mental wealth (21:40) - Physical Wealth (28:40) - Financial Wealth (30:25) CMPA vote: https://www.cmpa-acpm.ca/en/about/governance/council-elections https://www.the5typesofwealth.com/ https://www.sahilbloom.com/newsletter
Today's interview features best selling author, Robin Taub. Robin's book is The Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life Robin is CPA by training & started her career at KPMG, pivoted into real estate, & then entered the complex world of derivatives marketing at Citibank Canada. Today, she’s a keynote speaker & award-winning author. Robin lives in Toronto, where she and her husband have raised two (mostly) money-smart youn...
Today we revisit pensions with an exploration of the Healthcare of Ontario Pension Plan (HOOPP) for incorporated Ontario physicians. My guest is Rachel Arbour, who is the Head of Plan Benefits, Design and Policy at HOOPP. Discussion points: - HOOPP overview (2:28) - What is a defined benefit pension? (4:13) - How is the defined benefit calculated? (6:23) - what to know about your best 5 years of earnings (9:35) - Is there a ceiling to the defined benefit? (10:31) - who is eligible to t...
I'm delighted to welcome back my friend and colleague, Dr. Michael Fralick, MD, PhD. Mike is a creative spirit and has a knack for finding opportunities to positively impact others through his knowledge & expertise. He is a clinician scientist, runs the Fralick lab (which covers the intersection of AI & patient care), and last year published his first book & launched his internal medicine review course. I hope you enjoy this conversation which covers creativity, productivity &...
This is a big one - what happens when we receive a malpractice claim? Medicine is a challenging field with high stakes. We all know colleagues who have been in this situation. I'm thrilled to welcome Dr. Todd Watkins, associate CEO of the CMPA (Canadian Medical Protective Association) for a 101 on what to do & what to expect if we get sued. Discussion Points: Dr. Watkins' intro (2:18) What is the CMPA (3:05) How would you hear about a case against you? (6:02) What information is on a stat...
Today I welcome back Sasha Cucuz, CEO of Greybrook Securities. The focus today is to understand the variables impacting the margins (& expected returns) on investments in real estate development. Discussion points: - Greybrook's high rise model (2:19) - understanding the value of land (3:30) - what variables are controllable? (9:25) - the outlook for pre-construction condos (15:25) - how are margins impacted for condo projects? (24:25) - has the southern Ontario investment thesis change...
I've become fascinated with productivity over the last 2 years because it's another tool in our kit to effectively increase the time we have in our lives, so that we can live life on our own terms. I share my experiences over the years & key learnings from 4 of my favourite productivity books (see below). Discussion Points: - why I'm fascinated by productivity (0:40) - hack #1: set your goals & write them down (1:55) - hack #2: figure out your next action step (4:18) - hack #3: plan...
Hey gang - this is a re-release of one of the most popular episodes ever. Not out of laziness, but because several listeners have reached out to ask about which credit cards will allow them to elevate their travel game. There's no better time than the start of the new year to talk travel :) I interviewed my guest, Ricky Zhang (founder of Prince of Travel), in the summer of 2023. Most of what's discussed here is still very relevant today. CRITICAL: In the conclusion I summarize key change...