DiscoverThe Script-Notes Show
The Script-Notes Show
Claim Ownership

The Script-Notes Show

Author: Matt Tilmann

Subscribed: 32Played: 94


The Script-Notes Show was founded under the premise of helping others improve their life's script by highlighting ways to save both time and money with some of the best stories, tips and advice in technology, personal finance, current events and more. Support this podcast:
43 Episodes
Budgets can be daunting.  It might seem like there is an endless laundry list of categories to keep track of at times.  That's where the 50-30-20 budget can come in handy.  The goal, is to limit your after tax income to 50% being allocated to needs, 30% to wants and 20% to savings (extra debt payments can count as savings).  As a Microsoft Excel junkie, after learning more about this method, I came up with a template that can mirror a lot of the techniques as it relates to this method of budgeting.  It's available on Etsy.  As a special thank you to my listeners, be sure to click the link here (if you have any issues with the link, don't hesitate to send an email to and get 20% off the template!  This link is for podcast listeners only.  Be sure to listen for the coupon code!  I hope this can help you, and others out, so please feel free to share!  I have other templates in the pipeline as well, so any proceeds will go to further that work, so thank you in advance!On a previous episode, I mentioned the concept of financial freedom, which got me to thinking about how it might relate to podcasting.  I asked if podcasting has led to being more financially free for you in Anchor's Slack channel for podcasters (sign up at, it's a great community!).  I wanted to share a response that I received.  I loved his response.  At this moment, it's helping to fund his creativity, but he already feels rich because of the connections he's made.  How cool!  So would love to throw it to you out there.  Are you pursuing your passions?  Do you feel rich even if it's not allowed you to be financially independent?  Send a voice message or email!  Your story might get featured in another episode, like Mat's!Finally, if you haven't been to the blog lately, be sure to sign up for our newsletter so you don't miss out!  Recent posts have included what to do if you need to retire earlier than you expected (and maybe not in a good way), how to save money on Halloween and other forthcoming holidays, Jony Ive leaving Apple and the correlation between financial freedom and credit cards.  Thank you as always for listening, and for your support.  If you get a chance, and could leave a review and subscribe, we would greatly appreciate it! Have a great week!--- This episode is sponsored by · Anchor: The easiest way to make a podcast. --- Send in a voice message: this podcast:
“If you think it’s hard to meet new people, try picking up the wrong golf ball.” – Jack Lemmon I shared this quote today on the blog, and thought it was very appropriate for many aspects of life.   Frequently I like to share quotes from the site BrainyQuote, on Instagram, mainly because I like that so many quotes can have so many different meanings to different people. Today’s stuck out to me though. Yes, there’s a bit of good ol’ Jack Lemmon humor behind it, but it got me thinking more about the times in life when we’ve “picked up the wrong golf ball,” only to have it lead to even better moments.  What about you? Have you had any moments like this in your life? Let’s hear them! Remember to utilize the voice messages link below, and you might get a shout out on a future episode! --- Send in a voice message: this podcast:
Financial Freedom Friday

Financial Freedom Friday


Lately I’ve become more intrigued by the concept of financial freedom or financial independence, and the varying forms that that can take on when it comes to personal finance. I’m in the midst of reading Grant Sabatier’s Financial Freedom, and it has really brought back to life the concept of “a penny saved is a penny earned.” Given Anchor has now made voice messages more accessible to users of other podcast platforms (see link below in show notes), I would love to take this opportunity to put it to use and have you share what financial freedom means to you! Is it getting out of debt? Traveling the world? Pursuing your passion that you haven’t had time for? Have you reached financial independence? If so, let me know, and I’d be more than happy to share your thoughts in a future episode! Or if you’d prefer to email, just send an email to you been to the blog lately?  Articles this week have included a couple of ideas to make some money this summer, including garage sale flipping tips and starting your own business reselling items on Amazon.  On the topic of financial freedom, you'll also see some great financial security tips as well.  Make sure to check those out!Finally, Happy Father's Day to all Dads, Dads to be and Dads yet to be out there.  As a Dad myself, I can honestly say there is no greater joy than time spent with your little one.  That's truly the gift that keeps on giving.  Of course, if you're still in need of some last minute gift ideas, check out this guide from Amazon.  Have a great weekend!--- This episode is sponsored by · Anchor: The easiest way to make a podcast. --- Send in a voice message: this podcast:
Do you sometimes feel like your smartphone has become the boss of you, versus it actually being a tool for you to use?  I recently happened upon a Medium article, titled “How To Configure Your iPhone To Work for You, Not Against You.”  The post is a bit of a lengthy read, but the author recognized this and decided to break it up into three sections, based on how far you wanted to go.  The post was from late 2018, so it is fairly up to date for the latest iteration of iOS.  As a bit of a segue then, Anchor recently rolled out an update to their Voice Messages feature, available anywhere on web or mobile.  You may have heard about the new feature in an ad read, but basically the feature allows listeners to submit one minute voice messages to podcast creators, by clicking the link below in the notes here.  You used to have to download the app, but not anymore!  Anchor does state, "to ensure everyone has a great experience on Anchor, we do not permit anonymously sent Voice Messages — senders will need to sign up or log into an Anchor account in order to send a message, so you can see who it’s coming from."So with that, what are your thoughts about the state of our smart phone usage?  What 'hacks' do you use to limit your screen time, increase productivity and more?  Leave a voice message and I'll include it on a future episode!Finally, if you follow along on Instagram, you'll see I frequently like to share quotes for the day.  I'd like to start integrating that into the podcast to wrap up episodes, and to encourage engagement.  To get the ball rolling, let's use a quote attributed to Benjamin Franklin, "beware the little expenses.  A small leak will sink a great ship."  What's your take?  What little expenses have you eliminated?  As always, if you'd prefer not to leave a voice message, but want to participate, send a message via the site!     --- This episode is sponsored by · Anchor: The easiest way to make a podcast. --- Send in a voice message: this podcast:
A couple weeks ago, Apple made one of its largest forays into services, a change from their usual events regarding new hardware products or OS updates.  While the changes to their TV offerings and News app were widely suspected, there was one announcement that raised some curiosity.  Apple announced their  own credit card, the Apple Card.Our thanks to Audible as well for sponsoring the show.  If you'd like a 30 day trial and a free book, be sure to click here.As always, thank you for listening, and we'd love to hear your feedback about the Apple Card!  Be sure to send an email to and please consider our Listener Support feature below as well!  Supporters will get shoutouts in future episodes.  If listening on Apple Podcasts, please be sure to rate the show as it will help us to further spread the word.--- This episode is sponsored by · Anchor: The easiest way to make a podcast. --- Send in a voice message: this podcast:
Social media.  Bank accounts.  Subscriptions.  Credit cards.  You name it, you probably have a log in for it.  Here’s food for thought though.  While none of us ever want to ponder what might happen after we leave this mortal coil, there will be those left behind that may have the inevitable task of needing to handle your finances, log ins and more.  The question is, do you have all this documented?  More than likely not. Enter the My Lifetime Financial Organizer - listen in for more!Also, while most would argue that it would make a lot more sense to pay off your debt first, particularly if it’s a high interest credit card debt, could a case be made to also increase your savings as well?Finally, Starbucks is rolling out changes to their rewards program in participating locations.  Do you think you'll visit the chain more?  Less?  What are some of your other favorite loyalty programs?  Send a comment with your thoughts!It's spring, and with that can come some rainy days inside.  So why not curl up with Audible and get a free day 30 trial and book today?  As mentioned, Anchor has a great listener support feature - and if you make a contribution, you'll get a shout out on the show as well as the chance to be a co host if interested!  If you have a small business with a product or service that saves consumers time and money, we'd love to highlight you!--- This episode is sponsored by · Anchor: The easiest way to make a podcast. --- Send in a voice message: this podcast:
I recently wrote a piece about the web app, and how it can really help expedite your social media strategy, particularly when it comes to Instagram.  The main goal is that you're leaving your "two cents" on posts that are within your niche or brand, but nothing "spammy." Actual, meaningful posts.  Listen in for more, and how this might be able to help you.Also, the podcast has a new website!  I'm really excited about its initial features and launch, with more to come down the road!  Finally, I'd like to ask are there more topics you'd like to hear about?  How can I help you?  Contact us and let us know!  Have a great weekend!--- Send in a voice message: this podcast:
Does it ever feel like you have a “case of the Mondays”? Does the weekend ever feel like it flies by “way too fast”? If that sounds familiar, you’re definitely not alone for one thing. What about though, if it was just a matter of changing your mindset about the weekend, that could potentially make weekends a little more tolerable? Listen in for more.Our thanks to this week’s sponsor – Audible. Get a free 30 day trial, and a book of your choice when you click here today.  Finally, have you heard about the FI/RE Movement, a hot phrase within the personal finance circle lately? What’s your take? Leave a voice message if listening in via Anchor, otherwise, send a message to our Facebook page or Instagram with your thoughts! The premise of retiring early may sound nice to everyone, but it certainly has its critics, as well as books singing its praises.Thank you listeners for your time, and certainly if there are additional topics you might like to hear about, let us know. And certainly if you would ever like to be a part of the podcast, and would enjoy sharing your take and time and money saving tips, we’d love to hear it! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. --- Send in a voice message: this podcast:
From the blog this week, we shared an article about a recent survey from Bankrate that says that 3 in 10 Americans have more credit card debt than emergency savings.  Which leads to the question, what are your financial priorities?  Is it saving?  Paying down debt first?  Saving, then paying down debt?  Send an email and let us know!Finally, make sure to follow along on social on Facebook, Instagram and Twitter, as deals and savings will be shared there that don't always make it to the site or podcast in time - such as this week's eHarmony deal for Valentine's Day!Sponsored by: Audible - Get a free audiobook with a 30-day trial.--- This episode is sponsored by · Anchor: The easiest way to make a podcast. --- Send in a voice message: this podcast:
Usually there a couple things that go together with the Super Bowl. Food and ads. In recent years, Super Bowl ads have come under fire for being lame and boring, with only a select few making the cut of being memorable. So in today’s episode, I would like to pose the question, have the ads lost their way from a creative standpoint? Or is it because our attention spans have evolved, and thus marketers have tried to do the same?  On Instagram, I shared the quote, “marketing is enthusiasm transferred to the customer.” I am curious to know what you think about this, especially if you are in business or marketing. Or even if you’re a general consumer, what marketing techniques work to get you excited about a product or service? What has been successful for you and your business or product? If you’re listening on the Anchor app, be sure to leave a voice message with your thoughts, or send an email to and would love to feature your take in a future episode! On the site this week, I shared a post about tips for making sure your car remains in top shape for winter, as well as some additional ways you can pad your Acorns account. As a reminder, if you would like to consider becoming a friend of the show, and receiving a subsequent shout out, please consider our Listener Support feature!  Make sure to follow along on social on Facebook, Instagram and Twitter, as deals and savings will be shared there that don't always make it to the site or podcast in time due to being time sensitive!Have a great week!--- This episode is sponsored by · Anchor: The easiest way to make a podcast. --- Send in a voice message: this podcast:
Download from Google Play
Download from App Store