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Loan Officer Lounge

Author: Valorey Salter, The Mortgage Navigator - NMLS 2160067

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Welcome to "The Loan Officer Lounge" hosted by Valorey Salter, The Mortgage Navigator - NMLS 2160067. Dive into the world of mortgages and real estate with insights for professionals (loan officers, real estate agents, title agents) and home buyers (first-timers, seasoned buyers, and investors). Explore market trends, regulatory updates, and success strategies in candid conversations with industry leaders. Whether you're a seasoned pro or a home buyer, discover valuable tips, tricks, and insider knowledge. Join us in this community where industry experts and home seekers connect and thrive. Support this podcast: https://podcasters.spotify.com/pod/show/loanofficerlounge/support
14 Episodes
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75 Hard with me

75 Hard with me

2020-01-0312:14

It is 2020 and I have started it off doing 75 hard. In this episode I’m going to share with you the first two days results and how I’m feeling. I know you want to know what I’m doing, how I’m doing it, and while I’m doing it... While I’m doing. it. --- Support this podcast: https://anchor.fm/valorey/support
Do you know the phases of social media marketing? Do you know what phase of social media marketing you or your clients are in?  Knowing the phases of social media marketing can help you better determine how to manage your social media better. In this podcast, I will explain the three phases of social media marketing and give you insight on how to improve your social media accounts.  Want more?  Join me in my free Facebook group The Digital Marketing Lounge  Need more advanced training? Visit www.thedigitalmarketingclassroom.com  --- Support this podcast: https://anchor.fm/valorey/support
Social Media on a Shoestring Budget Are you limited on resources? Do you feel that social media is a pay to play environment?  Are you new to social media management and just aren't comfortable with Facebook ads?  I get you!  Over the last 9 years, I have been managing social media for many businesses, companies, and corporations from small mom and pops to multi-million dollar, multi-locations, worldwide brands.  Some had ad spend, some had none.  In the beginning of my career, I learned and mastered the art of organic social media marketing. My clients wanted to grow their social media accounts and grow brand awareness. Facebook ads were very new at this point in history and a lot of people were wary of the newness and perform-ability.  I spent years testing the algorithm, studying what people want to see and what they want to engage with online. Then I discovered a pattern that eventually led to the creation of the 3+1Method.  In this podcast, I will share with you:  Myths of social media  Managing expectations  The who, what, when, where, why, and how of social media content  Solutions to managing social media organically  Got questions? Connect with me on Instagram: @valoreyisaboss  --- Support this podcast: https://anchor.fm/valorey/support
These are the four pillars you should focus on in order for you to become a successful  blogger.    When you are getting started blogging, it can be overwhelming. I offer a free blogging course to help you get a better understanding of what you can do to eliminate the unnecessary stress.   Your dream of becoming a blogger is simple and you do it for free.  Take my free course a www.valoreymedia.com. There is no upsell course. It's just free content to help you where you are and there is more free content and training coming your way!  --- Support this podcast: https://anchor.fm/valorey/support
Why Would a Potential Employer Need to Check My Credit? “I lost my job due to COVID-19, so I’ve been desperately seeking employment. I’ve put out several applications and finally got a call back to interview. During the interview, they told me that they perform a credit check on the person that they choose. Why would a potential employer need to check my credit?” Thank you to a loyal friend and client for this question. There are many reasons why a potential employer will want to check your credit before you are officially hired. We will go over those reasons in this blog post, as well as what they can see, your rights, and if the state of your financial health will cost you a great job. According to HR.com, in 2018 approximately 95% if employers used some type of background screening in their employment process. However, only 16% will ask to pull your credit. Background checks are needed for a multitude of reasons and resources such as: Criminal background Identity verification Credit report Education verification Driving records Drug & Alcohol testing Sex Offender Registry Professional License Verification International check Social Media But, why would they need to check my credit in the first place? This practice is most common where you are being considered for a leadership position, jobs that involve money, jobs where you would be responsible for confidential information, and many more. If it doesn’t make sense to you, be honest and ask why they perform credit checks and what they are looking for. This is a great way to set your mind at ease while you await to complete the employment process. For example, if you are being considered for a position in a bank, it would make sense that they wouldn’t want someone with a background of embezzlement. It can also give a good indication if you are truthful with the information on your application and what you told them during your interview. For more information, visit valoreysalter.com  Follow me on Instagram and TikTok - @itsvalorey  --- Send in a voice message: https://podcasters.spotify.com/pod/show/loanofficerlounge/message Support this podcast: https://podcasters.spotify.com/pod/show/loanofficerlounge/support
002 - Stress and Money

002 - Stress and Money

2020-05-0410:45

Living paycheck to days before the next paycheck, having no savings, no emergency fund, your credit is shot. I’ve been there. I had dream boards with all of these out-of-reach desires staring me in the face everyday. I even wrote myself a check for $1 million dollars. The future date on that I put on that check expired 3 years ago. I’ve even switched banks since then. And yet, still not a millionaire. I was completely stressed out about money, finances, and my credit. My credit report once filled with negative remarks, delinquent accounts, closed accounts, mountains of student loan debt yet. My BSBA//Business Marketing was being put to work as a Content Manager at the age of 37 for a marketing agency at a lousy $13 per hour. As a single mother with two teenage boys and a darling little girl, this wasn’t going to cut it. College educated women who desire and deserve to work in the upper-management or executive leadership roles tend to approach their goal right around the time they want to start their families according to Tiffany Dufu, author of Drop the Ball. She goes on to report that women make up 53% of corporate entry-level positions, but only 14% in the executive levels. Nearly 95% of male executives are married with children. All of this math and statistics tell us that 7% of corporate executive women are married and less than 4% are married with children. This is a huge problem. Why are these women opting out, or not being allowed or limited to meet diversity laws (in some companies)? I have taught many other women to fix their credit and buy a home all while I was running marketing agency, and it gave me a great feeling inside. I was doing something out of love instead of just know-how. I know marketing inside and out, but I was losing passion for it. I was gaining weight, losing hair, my sleep sucked, I was working around the clock. It no longer served me in a way it had done before. I actually started to hate it. I chose to opt-out. I decided to create a whole new system and my health is thanking me for it. I wish the corporate world would recognize the there is a better way of doing things. For more insightful content, visit www.valoreysalter.com Connect with me on Instagram @valoreyisaboss --- Send in a voice message: https://anchor.fm/valorey/message Support this podcast: https://anchor.fm/valorey/support
The most important role of the Financial Counselor is to motivate you to work towards your goal and break the negative money mindset that has been holding you back. Financial Counselors take an holistic approach to discovering financial problems. Most people have an emotional bond with money through some sort of trauma or past negative experience that led them on a journey of financial self-destruction. While some people spend their money as fast as they can, other people hoard their money and even go without basic needs in order to not go without money. Both behaviors are triggered out of fear. The journey of self-discovery and breaking bad money habits is very personal. Just like a cut – it’s painful, you nurture it, medicate it, and it heals. While the cut is healing, if you touch it or bump into something, it hurts, but over time the pain becomes more tolerable and then it goes away. You are healed and sometimes there is a scar, but that scar should always be seen as a victory mark. Why are some people “rich” and some people “poor” even though the “poor” person may be smarter or more talented than the “rich” person? Mindset. Learn more at www.valoreysalter.com Connect with me on Instagram @valoreyisaboss --- Send in a voice message: https://anchor.fm/valorey/message Support this podcast: https://anchor.fm/valorey/support
Latest episode of valorey --- Support this podcast: https://anchor.fm/valorey/support
Learn How to Manage Social Media Valorey started freelancing social media management in 2012 and successfully scaled into a full service marketing agency. Over the past few years she has contracted acquired over 8o social media clients, dozens of websites and logo designs, and worked on or consulted for organizations such as The Hangout Music Festival, Lucy Buffett’s LuLu’s, several Chamber of Commerce, and many more exclusive events!   Her clients range from attorneys, retail shops, restaurants, network marketers/direct sales representatives, life coaches, HVAC companies, plumbers, and more! Valorey has helped many businesses and influencers to increase their audience size and engagement, increase sales, and see the significance in social ROI.  Since she successfully grew her freelancing into a full service marketing agency, she aspires to teach others how to do the same! socialonfire.com --- Support this podcast: https://anchor.fm/valorey/support
ValoreyMedia's CEO, Valorey Salter, interviews Brittany Keller of iambrittanykeller.com about what it takes to be a Difference Maker from being under estimated and overlooked. Brittany is a cancer survivor, overcame a drug and alcohol addiction, and was even homeless that has defeated the odds to become a Difference Maker. Learn how Princess Diana influenced her vision to be more, do more, and help more people. Ignite your fierce and just get real with ValoreyMedia and Brittany Keller. --- Support this podcast: https://anchor.fm/valorey/support
Episode 7 - How to Organize Your Goals and Action Plan --- Support this podcast: https://anchor.fm/valorey/support
Tips to a well performing + profitable blog. Read more at www.valoreysalter.com/blogging-for-beginners --- Support this podcast: https://anchor.fm/valorey/support
Are you marketing in the year we live in? --- Support this podcast: https://anchor.fm/valorey/support
What Marketers and Lawyers Have in Common --- Support this podcast: https://anchor.fm/valorey/support
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