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From fallen empire to new beginnings, Lamine Zarrad, the Founder and CEO of StellarFi, has one of the most unusual stories. And an incredibly inspirational one. Don’t miss this week’s One Vision episode, where Mary Wisniewski and myself chat with Lamine on his banking journey, entrepreneurship, and the fintech promise. Hint: We cannot change things with just technology.  Hosted on Acast. See for more information.
How does our lived experience shape us, in the path that we follow and the people that we surround ourselves with? How do we instill kindness in the next generation, and teach them to be mindful? In this episode of One Vision, Theo and Stephanie chat with Genevieve Dozier, speaker, board director of PayTech Women, and founder & CEO Warpaint Consulting, on her past, present and future, playing by the rules, and leading with authenticity. Prepare to be inspired. Hosted on Acast. See for more information.
The proliferation of digital assets has accelerated rapidly in recent years. From crypto and NFT to CBDC, security tokens, and beyond, digital assets are disrupting the financial services ecosystem. While blockchain might have begun as a cryptocurrency payment platform, it has evolved to cover much wider and interesting use cases. Going back to the original roots of One Vision (originally known as Rhetoriq), we are delighted to introduce our new regular co-host, Max Tee, to join us on the show and to bring us new storylines from the digital assets and web3 world. Get ready to mix things up and get max’ed out — right here on One Vision. Hosted on Acast. See for more information.
What does the future hold for the world of payments? How might we leverage technology to enable opportunities for more people, in particular the small business sector, which is the backbone of our economy? In this episode of One Vision, Theo chats with Shilpa Bangera, Chief Revenue Officer of Finastra on digital transformation and the future of finance. From the rise of open banking to the proliferation of super apps and embedded finance, there is hope for a more customer centric and seamless experience.  Hosted on Acast. See for more information.
What attracts you to a company and what makes you stay? In the chaotic world of startups, what are the essential elements that enable teams to not only survive, but thrive? In this episode of One Vision, Theodora Lau and Stephanie Foster chat with Sophie Theen, a Strategy, People & Culture Leader, on her latest book, The Soul of Startups: The Untold Stories of How Founders Affect Culture. We went down the memory lane (or rabbit hole) of some of our shared experiences, and the good, bad, and ugly in fintech startups. Spoiler alert: All hope is not lost. Always the optimist, Sophie reminds us that it is indeed never too late to change. Hosted on Acast. See for more information.
Running is about belief, determination, and community. How we get to the finish line and who joins us along the way are memories we all want to cherish. Have you ever wondered about the humans behind the marathon and the technology that brings them together? In this episode of One Vision, Theo and Bradley chat with Frank Diana, Managing Partner and Futurist at TCS, as well as Susanna Sullivan, a public school teacher and competitive runner, and part of a group of teachers sponsored by TCS, about the upcoming TCS New York City Marathon and the tech innovation that serves to enrich the race experience. As in years past, technology will play a key role in bridging our physical and digital worlds and creating lasting memories of key moments. From the past, to the present and the future, the way we connect to each other will continue to evolve and be reinforced — from bits and bytes to true human connections — with the power of data. Hosted on Acast. See for more information.
When you invest in an early-stage startup, you are making a bet on the founder and the co-founding team — the humans who are authentically connected to the mission. It is a privilege to be an angel investor, a unique role that can make a real difference for a startup, not only because of cash flow, but because of non-financial support — including the real world knowledge and experience you have earned through your own journey. In this episode of One Vision, Theo chats with Maya Ghosn Bichara, an early-stage, purpose-driven investor and advisor, on the ins and outs of angel investing. Have you ever wondered what it takes to be an angel investor? Tune in to find out! It is an absolutely inspirational conversation that you would not want to miss. Hosted on Acast. See for more information.
Gartner predicts that 25% of people will spend at least one hour a day in the Metaverse by 2026 either for work, shopping, education, social or entertainment. McKinsey found that the Metaverse could be worth US $5 trillion by 2030 and the opportunity is simply ‘too big to ignore’. But what exactly is the Metaverse, how does it work, and what are its key building blocks? What are the seven layers of Metaverse and why are the big technology firms taking such a keen interest in them? In this episode of One Vision, Theo and Arun chat with René Schulte, Director of Global Innovation at Valorem Reply and Leader of the Spatial Computing and Metaverse practice at Reply, on the opportunities and challenges of this new immersive Internet. From form factor and social acceptance, to interoperability and responsible usage, what does the future hold? Do we need virtual bouncers for the Metaverse? Tune in and find out! Hosted on Acast. See for more information.
Web3 has been called a lot of things: the future of a decentralized web, the money layer for the internet, and the identity layer for the internet. Some see Web3 as a new patron model for the internet—a way for artists and creators to get compensated for their work through new communities and cooperative ownership, as well as the sale, trading and ownership of NFTs and other digital goods. Much of the gaming economy is centered around these types of communities, as are the half dozen or more versions of the metaverse, in which avatar-led facilitators act as the primary-user experiences, and digital goods can be acquired and communities formed. But web3 and the metaverse can mean a lot more for banking. In this episode of One Vision, Bradley hosts a conversation with Caroline Hughes, Co-Founder and CEO of Lifetise, a metaverse that is focused on financial education and helping people create the opportunity to be financially secure and create a life they love. You’ll be sure to love what they are doing.   Hosted on Acast. See for more information.
In recent years, artificial intelligence has become an integral part of our daily lives, driving much of what we do and what we experience. Financial services is no exception. To meet the needs of changing demographics, being able to attract and retain the right talent is crucial. In this episode of One Vision, Theo chats with Abhijit Bose, MVP, Head of Center for Machine Learning and Enterprise ML Platforms at Capital One, on financial services innovation and how the bank is leveraging AI and machine learning to improve customer experiences. As the line between banking and technology continues to blur, the time is now for banks to nurture talent of today to tackle the challenging questions of tomorrow. Hosted on Acast. See for more information.
4 years. 200 episodes. From “Blockchain and Financial Inclusion”, to “Shades of Grey”, “Judge me by my cover”, “Red Envelope”, “The Other 50”, and finally “One Vision”, it has been our privilege to share the platform with over 170 guests on the show to talk about wide-ranging topics from innovation and fintech to the future of work and emerging technologies; from founders to funders and evangelists across geographical boundaries, we were united with a common goal: to tell stories with purpose. Thank you for your support through the years. It has been an honor to bring you the show every week and we look forward to the next 200. Hosted on Acast. See for more information.
We consume a lot of information each day. When we read the latest news about what’s going on in fintech, venture capital, and the different spectrums of new technology, we aren’t always provided context around the broader story, nor are we often brought into the lives of those building what’s next. Context is important, as is understanding how technologies are impacting our lives. Those that shape the news can either remove or fan the flames of biases around our perception of these changes and how they impact our communities. In this episode of One Vision, Bradley chats with Mary Ann Azevedo, Senior Report at Techcrunch, about how she sees the current fintech landscape, and how she approaches the craft and responsibility of reporting the changing face of technology.  Hosted on Acast. See for more information.
Our world has changed, and along with it, our workforce and their expectations. Employees are increasingly looking for purpose beyond a paycheck. "Make inclusiveness part of your culture" is a crucial cornerstone of successful companies; yet, driving a long-term D&I strategy is easier said than done. In this episode of One Vision, Theo welcomes Vanice Hayes, Chief Culture, Diversity and Inclusion Officer at Dell Technologies, to discuss how businesses can break through and lead with empathy – from reskilling to more diversity to digital inclusion. Vanice also shares insights from Dell’s Breakthrough Study and the company’s latest efforts in advancing digital inclusion and education for underserved communities around the world.  Hosted on Acast. See for more information.
There are so many interesting paths that financial services and fintech have taken the past decade. How we serve customers across the landscape of products and services has seen a sea of change and the addition of digital experiences as the business model has changed. Yet, when we think about the ways that financial brands can go down the wrong path, the list of lessons is a long one indeed. To avoid some of these pitfalls, it is important to truly understand and appreciate your customer experiences, those journeys that shape the connectivity between brands and the customers and communities they serve. In this episode of One Vision, Bradley speaks with Steven Ramirez, CEO of Beyond the Arc, as he speaks about how his firm works with financial brands to better understand their data, their technologies, and their relationships with the people they serve.   Hosted on Acast. See for more information.
When was the last time you applied for a loan or some form of credit? Was it a magical experience? Did it take just a few minutes from application to funding? What if robotic process automation could mimic the human element for the more common requirements for lending and what if the majority of these, often tedious, parts of the loan application process could be done simply through a mobile phone? There are many efficiencies still to discover in financial services, and automating more and more of the customer experience can make perfect sense while it frees up real well-trained humans to talk to customers when they need you most. In this episode of One Vision, Bradley chats with Joseariel Gomez Ortigoza, founder of Shastic, a companion application that helps make any process at your financial institution or fintech that much more efficient and customer-centric. Join us to hear why this matters, and how more processes can go Beyond Good when it comes to customer experience.   Hosted on Acast. See for more information.
When we think about the way we spend money, we might think that the opportunity cost of that spending is what we cannot save or what we cannot invest. But what about the opportunity cost of not giving? Think about how much you have donated to charities or causes throughout your life, whether it was in the form of money or your time. What if every time we spent money, we saved some and simultaneously helped the organizations that take care of people in the most need across our communities? This needs to become standard practice within the financial services ecosystem, because we can make banking better. In this episode of One Vision, Bradley chats with Susan Langer, the CEO of Spave – recent winner of Best of Show at Finovate Spring – as she talks about how her team has built a way to integrate spending and savings activities that help share purpose and value everyday. It’s time to rethink spending and savings and giving – now we can do all three at once.  Hosted on Acast. See for more information.
Data is central to everything that we do. But as we go about our daily lives, how do we ensure we are protected? It’s not just about what data is being collected and what is being done with it; it’s also about who holds the power to make those decisions. And what guardrails do we have in place to ensure companies are acting ethically? Can we push them to change? In this episode of One Vision, Theo chats with Joe Toscano, author of Automating Humanity, on data privacy and rights. When we don’t have protected communications, we lose democracy and freedom. As Joe said, “Democracy is an active fight.” Hosted on Acast. See for more information.
If you could be anyone in the world, who would you be? Would you be a spy, a lead singer in a rock band, a legendary product designer, or something else? What happens when fintech minds collide in the most random fashion? In this episode of One Vision, which at times feels more like a family dinner conversation, Theo reunites with Barb MacLean and Chris Garrod to talk about our virtual selves, technology, and Barb’s fintech playlist. While we might all be at different physical locations, fintech will always be the common bond that brings us back together. All aboard the crazy train, shall we? Hosted on Acast. See for more information.
Can we create a positive impact through dialogue and mindset change? How does our supply chain impact sustainability? How does our marketing campaign impact diversity, equity, and inclusion? From governance structure to financial metrics, how are we sparking economic growth for the entire ecosystem? In this episode of One Vision, Theo chats with Nima Farshchi, Director of the Center for Social Value Creation at the University of Maryland - Robert H. Smith School of Business, on creating a better world through what we do. It’s time to re-imagine our impact and grow the pie, one action at a time. Hosted on Acast. See for more information.
Recent market volatility has decimated fintech valuations and funding has become harder to come by. Instead of growth at all costs, startups are facing increased pressure to show profit. In this new episode of One Vision, Theo chats with Tiffani Montez, Principal Analyst at Insider Intelligence, on the era of uncertainty. Can neobanks continue to drive user growth rates and move to black fast, while weathering regulatory changes and intense competition? How will BNPL evolve as delinquency goes up and economic uncertainty continues? And as big tech pushes further into financial services, how will the industry respond? Hosted on Acast. See for more information.
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