The Notorious Banker

I very rarely am anti-customer as you can tell by my content, but a local El Paso TV report about how over 100 cannabis dispensaries have NOT paid their State of NM taxes last year, has made me change my mind on allowing them to bank. Taxing pot has long been a talking point for pro-cannabis folks in their fight to legalize pot. While I am pro-legalization, and am happy new small businesses are popping up everywhere, I would say to be cautious before allowing them to bank just based on this news about the lack of tax paying. I feel seeking that business is more trouble than its worth, and I explain why. Plus, I talk about some awesome bank bonus offers out there, and why I plan to do a couple, and why you should do too, especially if you are looking to switch banks NB Has recovered over $4 Million from big banks back to consumers 40k+ Followers on TikTok, Twitter and Instagram ⁠⁠⁠Buy My Book "High-Risk Transaction"⁠⁠⁠ Find all my social media and other links at: ⁠⁠⁠⁠⁠⁠TheNotoriousBanker.Org ⁠⁠⁠⁠⁠⁠ ⁠⁠⁠Substack - "Consumer Beast" ⁠TheConsumerBeast.com⁠⁠⁠⁠⁠ MY PATREON Page! For as little as $1, you can help James in his fight against big banks. ⁠⁠⁠http://patreon.com/NotoriousBanke⁠⁠⁠r --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

According to an article in the WSJ and Gizmodo, Goldman Sachs, the humongous Mega-Bank, wants out of the Apple Card and Apple Savings business. Facing tough earnings this week, a lot of people who are familiar with GS expect them to try to offload them to another bank, likely AmEx. In this podcast, I will talk about how I predicted that Apple Card would succeed like the GS and Apple CEOs said it would in changing how we use cards, although Covid had a big part of that as well. I also talk about how the bread and butter of GS is hedge funds, big companies, and rich a-holes, so the fact they want to dabble in little $500 credit cards never made sense to me. I discuss how they saw an opportunity, but realized it wasn't worth their time. I saw it coming in 2019! :) Plus, I talk about my new book, "Predicando" out November 13th, and how you can purchase it and help a worthy cause! :) NB Has recovered over $4 Million from big banks back to consumers 40k+ Followers on TikTok, Twitter and Instagram ⁠⁠⁠Buy My Book "High-Risk Transaction"⁠⁠⁠ Find all my social media and other links at: ⁠⁠⁠⁠⁠TheNotoriousBanker.Org ⁠⁠⁠⁠⁠ ⁠⁠⁠Substack - "Consumer Beast" TheConsumerBeast.com⁠⁠ MY PATREON Page! For as little as $1, you can help James in his fight against big banks. ⁠⁠⁠http://patreon.com/NotoriousBanke⁠⁠⁠r --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

Mike Lindell, the loud, creepy guy who owns MyPillow and is known for his 2020 Election crusade or misadventures, wherever you come from, had his AmEX credit line slashed from $1 Million to $100,000. He cites politics as the reason American Express did it. As I have mentioned in many podcasts before, it's NEVER about politics, because banks want to make money with you. It is however something where if the line he was referring to has a points/miles/rewards system, and his successes selling old people foam pillows makes him millions, and he uses the line to funnel the purchases through there for free travel/cash back/etc and pays in full, banks HATE that, and that is likely the reason why it happened. They are losing money on his relationship so they try to cut ties. I explain why without defending the man. He can defend himself. Plus, my yearly Bank of America is giving a pay raise tweet. I explain how an announcement several years ago of a $25/hr minimum wage would have been awesome if they had just started paying them the raise when announced instead of making a press release spectacle out of it every damn year. Ugh. NB Has recovered over $4 Million from big banks back to consumers, with nearly $800k of it being Zelle fraud! 30k+ Followers on TikTok, Twitter and Instagram ⁠⁠⁠Buy My Book "High-Risk Transaction"⁠⁠⁠ Find all my social media and other links at: ⁠⁠⁠⁠TheNotoriousBanker.Org ⁠⁠⁠⁠ ⁠⁠⁠Substack - "Consumer Beast" - ⁠TheNotoriousBanker.Substack.com⁠⁠⁠⁠ MY PATREON Page! For as little as $1, you can help James in his fight against big banks. ⁠⁠⁠http://patreon.com/NotoriousBanke⁠⁠⁠r --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

Trying something different today. I am doing a podcast about something I would do a column on. The Starbucks near my house, inside a grocery store has not been open during the hours you would expect a coffee shop to be open lately. I am assuming it was staff going back to school and not being able to do morning shift. Last few times I have gone to that store, a homemade sign was taped to the door (I hate homemade signs btw) informing the customers of the store, "Due to lack of certified staff at Starbucks, we would be closed today" and in another case, opening late. The wording is such that it actually doesn't give me closure as a consumer advocate and customer service expert. It actually makes me thing of more questions, and for someone not enlightened as me, it gets them mad, which means they get mad at staff that is working at the store, or worse yet, take it out on future baristas who are hired to make sure the sign never exists again. It's a weird quandry, and I just wanted to talk it out to you, and give you a podcast. NB Has recovered over $4 Million from big banks back to consumers, with nearly $800k of it being Zelle fraud! 30k+ Followers on TikTok, Twitter and Instagram ⁠⁠⁠Buy My Book "High-Risk Transaction"⁠⁠⁠ Find all my social media and other links at: ⁠⁠⁠TheNotoriousBanker.Org ⁠⁠⁠ ⁠⁠⁠Substack - "Consumer Beast" - TheNotoriousBanker.Substack.com⁠⁠⁠ MY PATREON Page! For as little as $1, you can help James in his fight against big banks. ⁠⁠⁠http://patreon.com/NotoriousBanke⁠⁠⁠r --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

My grandpa passed on July 16th, and what I can help with, I have helped from afar in Las Cruces, NM, 150 miles away, with my mom handling the bulk of the issues. But she calls me out of the blue the other day and tells me that First Financial Credit Union who holds my grandpa's car note is demanding immediate payment without allowing his estate to go through probate. Also, Melloy Nissan told my mom to take the car into the dealership to fix an issue that was on a recall notice. The car was not driveable, so she paid $400 for a tow. Melloy in Albuquerque, 80 miles away says they can't help her with the recall repair and to pick up her car. Since Gramps died, she hasn't had time, so Melloy is threatening her with "Storage Fees" if she isn't going to pick it up any time soon. Dude... NB Has recovered over $4 Million from big banks back to consumers, with nearly $800k of it being Zelle fraud! 30k+ Followers on TikTok, Twitter and Instagram ⁠⁠⁠Buy My Book "High-Risk Transaction"⁠⁠⁠ Find all my social media and other links at: ⁠⁠⁠TheNotoriousBanker.Org ⁠⁠⁠ ⁠⁠⁠Substack - "Consumer Beast" - TheNotoriousBanker.Substack.com⁠⁠⁠ MY PATREON Page! For as little as $1, you can help James in his fight against big banks. ⁠⁠⁠http://patreon.com/NotoriousBanke⁠⁠⁠r --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

I lost my Grandpa Candy last Sunday. He was 85. While of course we prep for the end always, it is never easy when it gets here. In this podcast, I share a couple personal stories about the day he passed, and the day after, which saw some interesting things at a local bank in Socorro NM where my cousins work and the bank felt a little...off. Plus I also talk about the sales pitches of being a funeral arranger, and how it is something I could never do because of my past experiences. You will enjoy this podcast... Listen in honor and respect of my Grandfather. RIP Candy Zamora. --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

Live from Fort Worth, a very truncated Emergency Podcast about Bank of America. Bank of America fined $200 Million by CFPB for unauthorized credit card accounts, double dipping fees, and so so much more. CFPB Article Here In this podcast, I explain that most of this had to have been when I was still there (I left in 2018) because aside from allegedly no sales goals now, BofA has internal controls in branches that almost eliminate this problem on a grand scale. While it still happens, I think a lot of this comes from years ago when the Customer Authorization Form was not a thing for bankers and they had checks and balances to get them and their bosses fired. It's a quick 30m podcast on my iPhone, check it out! NB Has recovered over $4 Million from big banks back to consumers, with nearly $800k of it being Zelle fraud! 30k+ Followers on TikTok, Twitter and Instagram ⁠⁠⁠Buy My Book "High-Risk Transaction"⁠⁠⁠ Find all my social media and other links at: ⁠⁠⁠TheNotoriousBanker.Org ⁠⁠⁠ ⁠⁠⁠Substack - "Consumer Beast" - TheNotoriousBanker.Substack.com⁠⁠⁠ MY PATREON Page! For as little as $1, you can help James in his fight against big banks. ⁠⁠⁠http://patreon.com/NotoriousBanke⁠⁠⁠r --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

I am back from a hiatus! Thanks for everyone who asked me, "James... Where's your podcast?" Been busy and working through some writer's block issues, but I am here to talk about things I love...Like arguing about shitty customer service. First, we will talk about how a local CU near my house ripped out the Drive-Up mechanisms, installed full-service ATMs in its place, and became everything those small bank clients hated about a place like my former bank. I will explain how post-COVID, poor customer service has crept into smaller institutions, impacting their once proud reputation as being different that most banks! Plus, I describe an incident I had at Panda Express where I discovered that associates there fudge their wait time numbers to make it look like they are more efficient at the detriment of their clients, myself included. I am going to describe how a mobile order was allegedly put together and ready in two minutes, yet 15 minutes later when I arrived, my order was never started. I explain the managerial bad habits that led to something like this. I promise it is interesting. NB Has recovered over $4 Million from big banks back to consumers, with nearly $800k of it being Zelle fraud! 30k+ Followers on TikTok, Twitter and Instagram ⁠⁠Buy My Book "High-Risk Transaction"⁠⁠ Find all my social media and other links at: ⁠⁠TheNotoriousBanker.Org ⁠⁠ ⁠⁠Substack - "Consumer Beast" - TheNotoriousBanker.Substack.com⁠⁠ MY PATREON Page! For as little as $1, you can help James in his fight against big banks. ⁠⁠http://patreon.com/NotoriousBanke⁠⁠r --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

Hello All! Back from my book sabbatical to talk about 2 topics (While Under the Weather) I discuss my thoughts on the Louisville Bank Shooting and things that triggered me about how and when it happened, plus discussing how big bank policy would have never let that man in the door after getting rid of him. Plus, I talk about turning 40 years old today. HOLY CRAP! I explain what I feel about life as I turn this magical number. It's not always fun, but it is enlightening. NB Has recovered over $4 Million from big banks back to consumers, with nearly $800k of it being Zelle fraud! 30k+ Followers on TikTok, Twitter and Instagram ⁠Buy My Book "High-Risk Transaction"⁠ Find all my social media and other links at: ⁠TheNotoriousBanker.Org ⁠ ⁠Substack - "Consumer Beast" - TheNotoriousBanker.Substack.com⁠ MY PATREON Page! For as little as $1, you can help James in his fight against big banks. ⁠http://patreon.com/NotoriousBanke⁠r --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

Crazy Breaking News:  Silicon Valley Bank, a bank with hundreds of billions of assets, went into FDIC Receivership today, after a run on the bank starting yesterday, led by Peter Thiel and his VC Buddies. This left this bank reeling and the feds to come in midday (normally wait until end of business) and take over this bank. People's money will be available in 3 days, but needless to say this is a huge fall for this bank. Whoa. Blows my mind.  Will have more on a future podcast but this one explains what it means for the laymen. Thank you so much! NB Has recovered over $4 Million from big banks back to consumers, with nearly $800k of it being Zelle fraud! 30k+ Followers on TikTok, Twitter and Instagram Buy My Book "High-Risk Transaction" Find all my social media and other links at: TheNotoriousBanker.Org  Substack - "Consumer Beast" - TheNotoriousBanker.Substack.com MY PATREON Page! For as little as $1, you can help James in his fight against big banks. http://patreon.com/NotoriousBanker --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

Back from a mini-sabbatical as I write my NMSU Basketball book to get it out ASAP. I discuss Bank of America's role in Don Van Natta's AWESOME story about the turmoil with the Washington Commanders team and the beef minority owners had with the main owner, Dan Snyder. At the center is a $55 Million Loan that Snyder took out with the NFL's backing without informing his partners, which is leading to an even bigger beef, and also has the feds looking into Snyder for falsifying information.   Don can handle the NFL side of things, but I wanted to give my two cents worth on BofAs role, and how they likely felt pressured to do the loan without proper paperwork justifying the loan as to not lose trust in Snyder, his team or the NFL as a whole. I explain why the paperwork matters. I give an example of how an LLC signer can theoretically steal from his partners by creating another LLC and move money elsewhere, and the bank would not be on the hook for it.  Plus, I talk about a lawsuit that alleges BofA gave incorrect information to business owners who applied for PPP Loans in 2020. American Banker has the story. (Paywalled, but you can read it for free with an email address) It was said in the complaint that the business owners were told 1099 employees were included in the calculating of PPP Loans, when they are not, leading to people not getting their whole loan forgiven as a result of information. I explain why businesses have an uphill battle to fight on this one, although I explain how BofA used branch employees working from home during COVID to test PPP Loans, when that was not their field of expertise. I also explain how goals/high sales pressure tactics likely had a hand in it as well. NB Has recovered over $4 Million from big banks back to consumers, with nearly $800k of it being Zelle fraud! 30k+ Followers on TikTok, Twitter and Instagram Buy My Book "High-Risk Transaction" Find all my social media and other links at: TheNotoriousBanker.Org  Substack - "Consumer Beast" - TheNotoriousBanker.Substack.com MY PATREON Page! For as little as $1, you can help James in his fight against big banks. http://patreon.com/NotoriousBanker --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

 As a lot of you know, I have been on sabbatical from my podcast and social media availability because I'm  currently writing a book about NMSU Men's Basketball and a couple other things. Plasma donations are part of my supplemental income, and I have become a huge advocate for the process since I started donating 20 years ago. Recently, changes in center policy have caused the equipment to screen individuals of their vitals before they donate to be switched out. A $1000 BP monitor/Temp Checker was replaced by a shoddy $70 available on Amazon to everyone BP monitor with 1 star reviews as far as the eye can see. My arms are 19 inches wide. The cuff is rated for 16.9". The machine they are using takes batteries. They use rechargeable batteries which are not powerful enough to use consistently on the equipment and are also not recommended by the company who makes the machine.  Yet, I am getting deferred based on all these factors, causing a huge dent in my income. As someone who fights for the little guy usually, this seems like something so easy to discuss, but as of right now, it has become a point of contention in my life.  I have dedicated almost 11,000 words to it on my substack. I created a website for the content: 800-ml.com  which is the amount of plasma that is taken out of me with every donation.  Listen to me work through my frustration and try to find common ground to dispute this issue with. I am so frustrated. Back with a bank themed pod this week! Crazy week. Thanks for following! NB Has recovered over $4 Million from big banks back to consumers, with nearly $800k of it being Zelle fraud! 30k+ Followers on TikTok, Twitter and Instagram Buy My Book "High-Risk Transaction" Find all my social media and other links at: TheNotoriousBanker.Org  Substack - "Consumer Beast" - TheNotoriousBanker.Substack.com MY PATREON Page! For as little as $1, you can help James in his fight against big banks. http://patreon.com/NotoriousBanker --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

First off. PLEASE SUBSCRIBE TO MY SUBSTACK. I talk Bad Banks, Unethical Businesses and more in a Hilarious Way. Free of Charge. Tons of content. The Biden Admin. has proposed capping CC Late Fees to $8 per missed payment from as much as $41. It is in an effort to reduce or eliminate "Junk Fees". Big banks and their lobbying arms claim that lowering the fee will encourage more late payments and cause people bad credit.  Umm.. Ok?  I discuss how ridiculous that is, plus I compromise by proposing something that will help both banks and consumers in my eyes! WSJ Article Plus, I touch on a story I read online the other day. Pop Star Aaron Carter, who passed away recently is having his estate sued by Wells Fargo for nonpayment of $2800+ credit line. I briefly explain how the business of death is something that a lot of people don't know about and I give examples. Crazy week. Thanks for following! NB Has recovered over $4 Million from big banks back to consumers, with nearly $800k of it being Zelle fraud! 30k+ Followers on TikTok, Twitter and Instagram Buy My Book "High-Risk Transaction" Find all my social media and other links at: TheNotoriousBanker.Org  Substack - "Consumer Beast" - TheNotoriousBanker.Substack.com MY PATREON Page! For as little as $1, you can help James in his fight against big banks. http://patreon.com/NotoriousBanker --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

First and foremost: Subscribe to my new Substack called "Consumer Beast" I will discuss bank issues in longform there, plus I will also rant about customer service issues in other fields! Now, let's get to the business at hand. Wednesday, January 18th, Bank of America had a major outage with Zelle, causing transfers that happened the previous four days to reverse, leading to negative balances and missing money.  It was one of the biggest social media days of my existence, with some posts getting tens of thousands of views on Twitter and hundreds of new followers. I was able to make a debut on a national newscast as a "consumer advocate" and banking expert talking about it. Thank You Scripps News! I also was able to do a long form interview on a Youtube show called The Plainest Jane! Time Article about the story Yahoo News Article about the story My blog was cited in the Daily Dot's story as well I discuss what I think happened, and how BofA being apathetic to clients is par for the course here. It was ridiculous. Plus more news about EWS, The parent company with Zelle. They made a prediction of mine true. They are rolling out a payment wallet which will compete with Apple Pay and Paypal. Integrating customers bank cards in the app, The new unnamed Zelle Wallet will let clients pay for things directly through them. I am skeptical about the adoption of this by clients, coupled with the poor customer service with Zelle fraud that currently exists. I discuss why. Crazy week. Thanks for following! NB Has recovered over $4 Million from big banks back to consumers, with nearly $800k of it being Zelle fraud! 30k+ Followers on TikTok, Twitter and Instagram Buy My Book "High-Risk Transaction" Find all my social media and other links at: TheNotoriousBanker.Org  Substack - "Consumer Beast" - TheNotoriousBanker.Substack.com MY PATREON Page! For as little as $1, you can help James in his fight against big banks. http://patreon.com/NotoriousBanker  --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

Happy 2023! We lead with the story of Dion Rabouin, an awesome WSJ reporter who was in Phoenix with family over the holidays when he decided to do work on a story about low interest rates on savings accounts at big banks. The Chase bank he went to on 12038 N 32nd St in Phoenix asked him what he was doing. He told him. They said nothing. They called their corporate security and then they called the cops where an overzealous idiot detained Dion for 15 minutes despite never being asked to leave or anything. I discuss the role the branch had, but mainly how "The telephone game" with corporate security led to this, and how similarities to the Ryan Coogler incident are obvious with lazy lazy employees not actually trying to understand what was going on. I break it down like no one else can. Story from CNN Video from incident Plus, I dive into the story of Wells Fargo executive Shankar Mishra, arrested in India on charges he urinated on a 70 year old woman in a flight from New York to New Dehli and how WF did something right for a change. I discuss how ridiculous this story was. NYT Link Here NB Has recovered over $3.7 Million from big banks back to consumers, with nearly $700k of it being Zelle fraud! 29,000+ Followers on TikTok, Twitter and Instagram Buy My Book "High-Risk Transaction" Find all my social media and other links at: TheNotoriousBanker.com (Links to YouTube, my book's page, podcast links, and how to contribute by Venmo/Cashapp and much more!!!) MY PATREON Page! For as little as $1, you can help James in his fight against big banks. http://patreon.com/NotoriousBanker --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

 Big news in the world of banking today. Wells Fargo, who set aside $2 Billion last quarter to cover any potential penalties that the CFPB would impose on them, got hit with 2x that amount, $3.7 Billion for those violations in a stunning news release by CFPB Read CFPB Release Here. Denying mortgage modifications, charging surprise overdraft fees, and illegally repossessing vehicles are just the tip of the iceberg with Wells Fargo, who was called out for not fixing their issues fast enough.  AP Article from Ken Sweet CFPB Head Rohit Chopra's Tweet Thread In this podcast, I discuss the situation, how the things they got in trouble for have been seen by me for years while a bank manager. I discuss the lackadaisical attitude they have about this, and I discuss how the neediest people who got hit with fees might never see a penny of this. I also make the bold prediction that CEO Charles Scharf may not survive into 2023. Listen now!  NB Has recovered over $3.7 Million from big banks back to consumers, with nearly $700k of it being Zelle fraud! 29,000+ Followers on TikTok, Twitter and Instagram Buy My Book "High-Risk Transaction" Find all my social media and other links at: TheNotoriousBanker.com (Links to YouTube, my book's page, podcast links, and how to contribute by Venmo/Cashapp and much more!!!) MY PATREON Page! For as little as $1, you can help James in his fight against big banks. http://patreon.com/NotoriousBanker --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

Thanks for listening. I start the podcast off with a book update, and another book idea that has popped up. Next, I discuss how Brian Moynihan, CEO of Bank of America, has a lot of buzz that he may be the next Treasury Sec. if Janet Yellen leaves. Charles Gasparino with the scoop tweet on 12-9. I discuss how mind blowing that is, how of course Joe Biden's former nickname "Senator from MBNA" comes into play, an why I think he wouldn't leave BofA for it, simply because of pay reasons, and I use Howard Stern as my example of why I feel that way. Fox Business Article about Moynihan potentially being Treasury Sec Plus, I talk about a Brian Moynihan appearance on Neil Cavuto's show where he mentions how Bank of America isn't "for" cryptocurrencies, despite us knowing BofA has 200-300 blockchain patents. I discuss how he alludes to the current paying system and how it is great, and why they small percentage interchange fees that banks get from debit/credit card make it unlikely for a major bank to embrace crypto so deeply. I also talk about my crappy work experience having to rat out pimply faced teens for dabbling in crypto while at BofA. NB Has recovered over $3.7 Million from big banks back to consumers, with nearly $700k of it being Zelle fraud! 29,000+ Followers on TikTok, Twitter and Instagram Buy My Book "High-Risk Transaction" Find all my social media and other links at: TheNotoriousBanker.com (Links to YouTube, my book's page, podcast links, and how to contribute by Venmo/Cashapp and much more!!!) MY PATREON Page! For as little as $1, you can help James in his fight against big banks. http://patreon.com/NotoriousBanker --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

This came out of left field today. According to David Benoit and AnnaMaria Andriotis of the WSJ,  Zelle is purportedly creating a "playbook" for banks and themselves to have systems to refund victims of Zelle fraud, particularly the "me to me" scam that has been going on for years. In this emergency podcast, I will tell you everything that is wrong with this supposed thing Zelle is doing. I don't believe them for one second, and I will explain in detail. Whether it is simply the fact that the money has to come from SOMEWHERE, it means banks are going to incur "policy losses" in the millions of dollar range for someone who may not even be their own client who got their money stolen using a banks account that also may have been a victims account? Makes no sense. I also explain how typos not being covered as a means of refunding tells me how ridiculous this all is, and I explain how "mobile phone data" that Zelle claims to be using to get these refunds out has already been used by banks for years to deny people's claims. This is all so ridiculous, and I spell it out for you in this podcast. Thanks for listening! NB Has recovered over $3.7 Million from big banks back to consumers, with nearly $700k of it being Zelle fraud! 29,000+ Followers on TikTok, Twitter and Instagram Buy My Book "High-Risk Transaction" Find all my social media and other links at: TheNotoriousBanker.com (Links to YouTube, my book's page, podcast links, and how to contribute by Venmo/Cashapp and much more!!!) MY PATREON Page! For as little as $1, you can help James in his fight against big banks. http://patreon.com/NotoriousBanker --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

Sorry about the long layoff... I was sick with COVID :( In today's episode, I discuss how since Elon took over, it has been impossible to do my "The Notorious Banker" work because of people trolling Elon, BofA for lending Elon and a bunch of pointless convos. It seems hard to get a couple of simple things completed, especially when it comes to helping people. Then, I briefly talk about Wells Fargo offering a short-term loan product, which can be $250 or $500. I discuss how the criteria used to approve you for the loans seems broken as all hell. I also discuss how they possibly might not report to the credit bureaus which makes no sense to lenders. It mimics a BofA product which recently came out, and it is just as bad, if not worse! (Article about Wells Fargo Loan Product in Charlotte Observer) Finally, a final rant about SBF and FTX. Why I feel no sympathy for those who lost money, because they were basically playing all-in poker with their life savings every day with a volatile crypto market... I expand on that briefly in the segment. NB Has recovered over $3.7 Million from big banks back to consumers, with nearly $700k of it being Zelle fraud! 29,000+ Followers on TikTok, Twitter and Instagram Buy My Book "High-Risk Transaction" Find all my social media and other links at: TheNotoriousBanker.com (Links to YouTube, my book's page, podcast links, and how to contribute by Venmo/Cashapp and much more!!!) MY PATREON Page! For as little as $1, you can help James in his fight against big banks. http://patreon.com/NotoriousBanker --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support

I briefly talk about Elon Musk and Twitter just in the sense of how it impacts me and my project. Note: It won't and it can't. I then talk about interest rates. As we all know, it's really expensive to buy a house now simply on interest rate hikes alone. I think it's bad, and it is only going to get worse. That being said, the American public always discusses these things collectively as a whole without addressing the issue in their own household. In the first segment, I talk about how credit card debt impacted me, and impacts others. I also talk about how tricks with interest rates, especially during car buying already puts consumers behind the 8-ball, and then I discuss how people should remedy things in their own household as the country gets worse with the rates! Finally, I have a brief book update, and I explain why it is taking so long. Writer's block SUCKS!!!! NB Has recovered over $3.7 Million from big banks back to consumers, with nearly $700k of it being Zelle fraud! 29,000+ Followers on TikTok, Twitter and Instagram Buy My Book "High-Risk Transaction" Find all my social media and other links at: TheNotoriousBanker.com (Links to YouTube, my book's page, podcast links, and how to contribute by Venmo/Cashapp and much more!!!) MY PATREON Page! For as little as $1, you can help James in his fight against big banks. http://patreon.com/NotoriousBanker --- Support this podcast: https://podcasters.spotify.com/pod/show/thenotoriousbanker/support