Money & You with Michelle Perkins

Episode 127: Motivators, metrics, and money

Michelle Perkins shares ways to future-proof yourself in our changing world. She talks about the  importance of developing future job skills. The discussion focused on various skills such as AI, sustainability, social media, communication, and trade-related skills. She emphasized the need to understand and improve financial skills as a crucial aspect of personal and career development. Her company Limit Free Life® was created to help people to live their best work lives and find more than money from their work. Staying on top of the ever changing job landscape will keep you able to find or create work you love.The podcast highlighted the significance of staying up to date with evolving trends in the job market to remain competitive. Michelle also mentioned the importance of having a better understanding of one's financial situation to make informed decisions about career choices and earning potential. Overall, the podcast emphasized the importance of continuously upgrading skills, including financial literacy, to thrive in the ever-changing work environment and create the freedom you want.Summary of podcast tips:Some skills that can help future-proof your career include AI skills, sustainability skills, social media skills, communication skills, and trade-related skills.AI can be used to support and assist in various jobs, even if it's not the main profession. Learning how to use AI as a tool can be a valuable skill to bring to the table.Understanding your money is as big a skill as any other when it comes to developing yourself. It can help you determine if you need to earn more money, how much you need, and how to make more money in different ways and in different industries.Trade-related skills, such as fashion, plumbing, and electrical work, are considered important for the future because there will always be a need for people in construction, maintenance and manufacturing roles. These skills are evolving technologically with the changing times, making them valuable areas to get into.Improving financial skills can lead to better understanding of one's financial situation, potentially leading to career changes or job satisfaction improvements. By learning how to make more money and manage finances effectively, individuals can make  more informed decisions about their professional paths.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your Money Date™” program and I’ll help you make the shift.  https://limitfreelifeworkshops.com/money-date/ The next one begins soon!  For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Mistakes have been the key way we learn about money since we aren’t well-educated on the topic. They serve a valuable purpose, the bad ones, we never make again, hopefully. This show outlines 5 big mistakes that you can easily avoid. This solo show highlighted the significance of being intentional with money, avoiding money avoidance, and understanding one's beliefs and emotions around finances to get you closer to financial freedom. The podcast focused on the impact of understanding oneself in relation to money and the benefits of addressing financial issues proactively. The podcast provided insights into common mistakes people make with money and offered strategies for improving financial well-being.Summary of tips from the podcast: One common mistake is waiting to try to understand oneself with money.Don’t be avoidant -  look at, speak about, collaborate, and address financial matters. Understanding yourself with money leads to positive changes and better financial decisions. Engaging with financial experts is seen as an investment (not an expense) in one's financial future and can lead to better returns.Feelings are the more important factors in making financial decisions, and understanding one's feelings about money is crucial to financial decision-making.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next-level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your Money Date™” program and I’ll help you make the shift.  https://limitfreelifeworkshops.com/money-date/ The next one begins soon!  For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Episode 124: Navigating The Intersection of Money and Life

How do we live a more Limit Free Life ® ? A great relationship with money is key, and how we earn money, whether through a job or our own business, is an essential part. This episode provides valuable insights into the job market, sales proficiency in business, and strategies for both candidates and employers to navigate the challenges and achieve success in their careers and financial goals.The podcast featured Michelle and guest Kathy Hammond.  Kathy, an award-winning author and international speaker, known for her revolutionary recruitment system, "Predictable Profits" discusses career transitions, business, and money. They talked about the importance of sales in business, the challenges in hiring the right salespeople, and the need for proactive career management. The conversation emphasized the significance of continuously improving skills and staying prepared for changes in the job market. Kathy shared insights on her recruitment system, Predictable Profits, which helps companies find high-performing sales professionals. The discussion highlighted the importance of standing out in job searches, being proactive in career development, and delivering value to employers. Overall, the podcast provided valuable advice for job seekers, hiring managers, and entrepreneurs on navigating the ever-changing landscape of the job market and business world. The podcast is highly relevant for individuals looking to enhance their career prospects and financial well being.00:00 - Revolutionizing recruitment for success 07:50 - Mastering the art of sales16:00 - Screening for sales excellence23:24 - Crafting effective resumes and profiles29:48 - Standing out on Linkedin36:35 - Proactive career management strategies46:56 - Gratitude and call to action Key Points:The significance of sales in business and the need for skilled sales professionals. Only 20% of people in sales are currently selling the right thing and know how to sell.The challenges in the job market, including turnover rates and the mismatch between job description requirements and actual skills.The importance of proactive career management for individuals and the impact of complacency.Strategies for candidates to stand out in the job market, including optimizing LinkedIn profiles and networking effectively. Avoid regurgitating job descriptions on LinkedIn and resumes, and to focus on showcasing their capabilities and successes.How employers can more readily identify the right candidates and create successful recruitment processes.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your Money Date™” program and I’ll help you make the shift.  https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Today’s conversation highlighted common mistakes people make with Medicare that can really cost you. The importance of understanding the basics of Medicare (before signing up), and the need to strategize for optimal health care coverage were valuable conversations that most people don’t even know they should have. Not knowing how to best navigate this system can cost you all the money you’ve painstakingly saved for old age. Emily Gang, the “Medicare Coach”, and Michelle Perkins discuss the complexities of navigating Medicare decisions. Emily, a former risk manager at Goldman Sachs, now helps people make informed choices about Medicare.. The speakers shared personal experiences and emphasized the value of proper guidance in making Medicare decisions. The discussion underscored the significance of being well-informed about Medicare options to ensure cost-effective and efficient healthcare coverage. The podcast aimed to provide valuable insights and guidance to listeners facing Medicare decisions, or helping parents and others with those decisions. They emphasized the importance of utilizing resources like webinars and coaching services for informed decision-making.00:00 - Medicare decisions - expert insights 05:06 - Avoiding costly Medicare mistakes18:24 - Navigating Medicare for families25:56 - Understanding original Medicare plans38:17 - Maximizing Medicare benefits tips Notes:Emily has guided over 100,000 people across the country through navigating Medicare.What is one of the biggest mistakes people make when it comes to Medicare?Treating Medicare like an employer health insurance plan is one of the biggest mistakes people make.Why do some people delay enrolling in Medicare after 65?Some people delay enrolling in Medicare after 65 to avoid paying for both an employer plan and Medicare.What is the benefit of being on the original Medicare route with a Medicare supplement plan?Being on the original Medicare route with a Medicare supplement plan makes it possible that pre-existing conditions will not preclude you from getting Medicare down the line.What is the goal of the https://www.themedicarecoach.com/ website?The goal of the Medicare coach website is to help individuals figure out how to use Medicare correctly and get the most out of it. Once signed up, it can be too late.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances…Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your Money Date™” program and I’ll help you make the shift.  https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

This podcast gets into passive real estate investing with guest Paul Dircks, CFA. Paul is an experienced passive Income Investor, registered representative and he’s on a mission to help 1000s of people maximize their investment dollars. His goal is to help people use alternative investments to achieve financial freedom. We talked about the importance of diversifying investment portfolios and the accessibility of real estate investments to individuals. The conversation highlighted the benefits of passive income investing and the potential for financial growth outside of traditional stock market investments. The discussion provided valuable insights into real estate investing and encouraged listeners to explore various investment options. The episode emphasized the importance of learning, networking, and taking proactive steps towards financial independence.The focus is on passive real estate investing and exploring alternative investment opportunities as well as the accessibility issues in traditional real estate investments which highlight the potential in passive income investing.What are some examples of asset classes in passive real estate investing?Examples include apartment buildings, self-storage facilities, industrial real estate, and other commercial real estate assets. Financial planners often lack experience, interest, or resources to research and recommend due diligence on these investments.What advice is given for individuals interested in real estate investing?Networking, seeking advice from accountants with real estate experience, and exploring diverse investment options are recommended for those interested in real estate investing.00:01 - Introduction to passive real estate 07:29 - Transition to real estate investing 19:23 - Exploring the variety of passive real estate investments 31:57 - Networking for real estate investing 46:02 - Empowering future financial freedom Show Notes- Paul Dircks CFA shares their journey from active real estate investing to passive income investing.- Emphasis on the importance of understanding different investment opportunities available to investors.- Discussion on the shift in mindset from traditional paper assets to passive real estate investments.- Highlighting the benefits of passive income investing for financial goals and wealth growth.- Passive real estate investing offers an alternative path to grow wealth beyond traditional investments.- Syndications and funds provide opportunities for passive real estate investments as a limited partner.- Networking and seeking advice from professionals like accountants can help in understanding real estate investments.- Importance of educating oneself and exploring diverse investment options in the real estate market.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxAnd don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your Money Date™” program and I’ll help you make the shift.  https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Michelle Perkins interviews Dean Inniss, a successful entrepreneur and financial strategist, discuss living financially free through discipline, mindset, and proactive strategies. Dean shares his personal journey of witnessing his father's lack of financial planning, which motivated him to start planning early for his own financial future. The podcast aims to educate and inspire listeners to improve their relationship with money and achieve financial independence. He emphasizes the importance of participating in a 401k and becoming debt-free. Dean also talks about investing in assets like dividend stocks and real estate notes.The conversation highlights the power of starting small and making consistent financial decisions over time. They emphasize:The need for discipline and making small changes to achieve financial goals Setting goals and being consistent in financial habits The importance of financial education, discipline, and goal-setting in achieving financial successWhat is the average amount that most Americans spend on lunch and coffee per week? Most Americans spend 50 to $60 a week on lunch and coffee. What if they took that money and started saving it in a 401k? They would be millionaires by the time they were 65. Dean and Michelle talk about the need to connect disliked tasks with desired outcomes, and highlight the importance of alignment, simplicity, and foresight in business success. Dean offers advice on managing time and discipline while running a business and encourages listeners to start making small changes and celebrate progress. He also provides advice on finding part-time work and implementing financial strategies for retirees. Overall, the podcast provides practical advice and strategies for individuals to take control of their finances and work towards a financially free life. 00:00 - Money relationship matters: Introduction 06:19 - Financial journey: From recession to success 13:24 - Building wealth: Tips and strategies 22:15 - Overcoming financial setbacks: Discipline 28:30 - Mastering discipline for success 38:47 - Business success: Simplicity and foresight 44:08 - Achieving success: Mindset and strategies 49:24 - Inspiration and celebration: Conclusion Key Takeaways:Start early, stay disciplined, and connect actions to results for financial successSmall steps and the right mindset can lead to significant changes at any ageIt's never too late to make positive financial changes and see resultsCelebrate successes and learn from failures to continue growing and improvingFor much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

What is the biggest misconception about retirement? The biggest misconception is that people think they need a specific dollar amount to retire, like a million dollars, when in reality it's more about designing a retirement lifestyle and matching it with the available funds. Derek Mozzarella, a certified financial planner and author of his book titled "Just Retire Already" joined Michelle to have a candid and insightful conversation about retirement planning, everything from when to retire, understanding social security, and building wealth. Derek discusses and emphasizes the need to plan for retirement and financial freedom. He explains how retirement has evolved over the years and how it no longer follows a traditional model. While social security, medicare and other aspects of retirement may be misunderstood, we get into all the details that you’ll want to know before you make decisions about retiring. We talked about working at whatever you like in your retirement years and being financially free enough to make the choices you want to make! This episode:  Provides valuable information and tips for listeners to feel more confident and prepared for retirement. Emphasizes the importance of learning about finances and building a positive relationship with money. Aims to continue bringing informative episodes and guests to help listeners enhance their financial knowledge and enjoy their money throughout their lives and into retirement. 00:00 - Retirement planning and financial readiness  06:48 - Maximizing social security benefits  13:13 - Understanding money baggage and goals  19:60 - Challenges of long-term care  27:53 - Tax strategies for retirement  36:06 - Investing tips and takeaways to create financial freedom Key Takeaways: Start retirement planning early to save and invest consistently. Social Security should be carefully considered, and strategies for maximizing benefits should be explored. Open communication and shared financial goals are crucial for couples to manage their finances effectively. Long-term care planning to avoid financial burdens and ensure a secure retirement. Diversify investments and consider tax strategies to have flexibility and peace of mind during retirement.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.”  Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature  “Your Money Date™” program and I’ll help you make the shift.  https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

In this episode, Michelle Perkins discusses the unique topic of gaining tax advantages for student athletes and how you can see the parallels for entrepreneurs. The guest for this episode is Chase Insogna, an expert in “name image likeness” (NIL) deals and wealth building strategies for student athletes. A CPA, Chase also joins the conversation to provide insights on tax planning and financial management for student athletes as well as business owners.. Chase is passionate about athletics and entrepreneurship, specializing in NIL deals and guiding student athletes through tax implications and wealth building strategies. Chase focuses on the unique needs of student athletes, ensuring compliance with tax laws and strategic wealth growth. We discussed the importance of Tax Planning for Small Business Owners and ways to create and implement a tax strategy that would save taxes and avoid unnecessary taxes. Chase's mantra is to not live a lifestyle you can't afford and to reserve taxes to pay at the end of the day. The importance of discipline in saving money for taxes, even when there are other needs in the business, was an important topic. For the entrepreneurs listening we talked about why the majority of small businesses are not sellable, which is important for retirement planning as so many business owners have factored a business sale into their retirement plans. 00:04 - Introduction to Chase and Sonia 06:40 - Importance of saving for taxes and how to do it 14:20 - Preparing for the future and retirement 22:19 - Benefits of working with licensed professionals 28:08 - Avoiding financial mistakes many make 37:43 - The value of a good CPA Key Takeaways: Student athletes and small business owners, including those with NIL deals, should have a tax plan and save money for taxes throughout the year. Setting up an LLC and making an S Corp election can help save on unnecessary payroll taxes for self-employed individuals. How working with licensed professionals, such as CPAs, ensures comprehensive tax planning and financial advice. Building a strong financial foundation and saving for retirement early on is crucial, as selling a business is not guaranteed.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. Once you begin to get to know yourself with money, learn the fundamentals of money management, and operate in a new way with money, everything will open up. Join my signature “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ The next one begins soon! For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Michelle Perkins and Kathryn Alice discuss the importance of having a positive relationship with money and how it can impact one's life. Kathryn Alice is an expert in love and relationships, while Michelle Perkins is an expert in money. They emphasize the need to change negative beliefs about money and set intentions for financial success. The conversation highlights the parallels between relationships with money and relationships with people, emphasizing the importance of communication, spending time together, and addressing issues constructively. They suggest incorporating rituals and mindset shifts to improve one's relationship with money. they also touch on the idea that money is not inherently bad and that having more money can provide freedom and choices (a good thing). The podcast aims to help listeners develop a healthy and positive relationship with money to achieve financial success and a fulfilling life.The conversation also explains the concept of manifestation and setting intentions to attract abundance, sharing examples of individuals who have experienced positive changes in their financial situations through mindset shifts and manifestation techniques. The podcast aims to help listeners recognize and change patterns to create a more positive and abundant relationship with money. The podcast emphasizes finding joy and fulfillment in both love and money and how these aspects can positively impact one's life.00:04 - Building a money relationship 12:34 - Shifting patterns for better relationships21:50 - The love and money connection 33:46 - Appreciation and creative solutions 39:13 - Connecting with financial advisors Main Topics Discussed:1. Having regular "money dates":- The importance of having weekly money dates to develop a healthy relationship with money.- The significance of rituals and setting oneself up for these money dates.2. Money as a lifelong relationship:- Money is something we have a relationship with from a young age, and it continues throughout our lives.- The need to address money desires openly, just like we do with desires for romantic relationships.3. Giving attention and care to money:- Money should not be ignored or neglected; it requires attention and nurturing.- Dealing with money issues in a calm and rational manner, rather than reacting with anger or depression.4. Shifting beliefs about money:- Similar to relationships, money should be seen as exciting and worth tending to.- Changing negative beliefs and thoughts about money to create a more positive and abundant mindset.5. Recognizing patterns and creating new ones:- The importance of recognizing patterns in our relationship with money and finding ways to create new, better patterns.- Our upbringing and past experiences can influence our money patterns, making it necessary to seek outside perspectives.For much more on ALL things money mindset, money management, how to earn a great living, and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxPlease give us a 5-star review if you loved the show - it will help us to continue this valuable podcast.And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & and learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

In a solo show about "Money Conversations," host Michelle Perkins emphasizes the importance of productive discussions about money. She advises listeners to understand their own emotions and fears before engaging in these conversations, so it can be productive and not combative. Having hard conversations and reaching agreements is crucial in your financial life. She highlights that money conversations can occur in various contexts, such as with partners, family members, or business associates, and improving these conversations can lead to better outcomes and relationships. The podcast provides practical advice for individuals seeking more effective and positive discussions about money.Michelle mentioned a previous episode (ep. 112) with Wendy Wright, a financial therapist, who discussed the importance of productive self-reflection and self talk about money. The importance of the topic lies in the fact that money conversations are crucial for financial well-being, and having productive discussions can lead to better outcomes and healthier relationships with money.Key Takeaways: - Money conversations should be productive and result in action, not frustration. - Being aware of emotions and beliefs can improve money conversations. - Conversations with oneself about money are also important and should be productive. - Managing conversations around money is crucial for overall money management and a better relationship with money. For much more on ALL things money mindset, money management, how to earn a great living, and take control of your finances… Subscribe to my weekly podcast, Money and You: https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_box Please give us a 5-star review if you loved the show - it will help us to continue this valuable podcast.And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/ Get to know yourself with money & and learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/ I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change.For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.com LinkedIn: https://www.linkedin.com/in/limitfreelife/ Instagram: https://www.instagram.com/livealimitfreelife You Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

In this episode, Michelle Perkins interviews Chris Vermuelen, the founder of TechnicalTraders.Com, about his alternative investment style called asset "revesting."- Chris shares his expertise in using technical analysis and risk management to achieve higher returns and lower drawdowns in the stock market.- He emphasizes the importance of controlling emotions and understanding market trends to make informed investment decisions.Main Topics Discussed:1. Chris's Background and Investment Journey:Chris has been involved in trading and investing for 26 years and has explored various styles, including options, futures, swing trading, day trading, and scalping. He has devised his own technique of participating in the market highs and staying out of market downturns to optimize your investing experience and results.He is passionate about sharing his knowledge and helping investors achieve financial independence.2. Emotional Aspects of Investing:-Chris highlights the emotional nature of the stock market and how it can affect investors' decision-making.He recommends taking assessments such as the Myers Briggs personality test to understand how your brain perceives and senses events such as market movements.By controlling emotions, investors can achieve clarity and freedom in their investment strategies.3. Asset "revesting" and Market Trends:Chris explains asset "revesting" as a strategy that focuses on identifying strong trends in the stock market.He compares the stock market to the ocean, with wave patterns representing market movements.By identifying assets with significant upward trends, investors can ride the wave and profit while avoiding market declines.Chris emphasizes the importance of recognizing when a trend is weakening to protect profits and exit trades.4. Technical Analysis and Indicators:Chris discusses the use of technical analysis and indicators in his investment approach.He explains that most indicators are based on the price of the asset being analyzed.By understanding the layers of the stock market and how different factors interplay, investors can make more informed decisions.5. Diversification and Multiple Investment Opportunities:Chris addresses the misconception of diversification by highlighting that the stock market is one asset class.He suggests diversifying by focusing on assets with strong trends rather than spreading investments across various stocks or sector ETFs.Chris also emphasizes the importance of pursuing multiple passions and leveraging opportunities to make money.Key Takeaways:- Emotional control is crucial in investing, and understanding one's personality can help manage emotions effectively.- Asset "revesting" focuses on identifying strong trends in the stock market and profiting from them while avoiding the "buy and hold" pitfalls.Technical analysis and indicators can provide valuable insights into market movements and asset performance.Diversification should be based on assets with strong trends rather than spreading investments across different stocks or sectors.Pursuing multiple passions and leveraging opportunities can lead to a fulfilling and financially rewarding life.00:05 - Introduction to asset "revesting" 07:17 - Managing emotions in trading 20:52 - Understanding market trends 29:49 - The importance of diversification 38:60 - Finding passion in financial success Guest: Chris, founder of TechnicalTraders.Com and author of several books on investing.Additional Information:The podcast host, Michelle Perkins, is passionate about helping people achieve financial independence and invites experts to share their insights on the show. Email: michelle@limitfreelife.comChris's alternative investment style, asset investing, aims to achieve higher returns, lower drawdowns, and profit from bear markets.The episode provides valuable advice on controlling emotions, understanding market trends, and making informed investment decisions.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxPlease give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

In this podcast episode, Michelle Perkins serves as the host and discusses the importance of reflecting on one's relationship with money and creating a budget for the new year. She encourages listeners to break down their expenses into smaller increments to gain a better understanding of their financial situation. Perkins emphasizes the need to assess past expenses and identify areas where expenses can be reduced or adjusted to align with financial goals. The episode targets individuals who are looking to organize their finances and set financial goals for the new year. It provides practical advice and insights on budgeting and managing personal finances, offering listeners a framework to improve their relationship with money and work towards financial success.Michelle also discusses various financial goals and strategies for the year. She emphasizes the importance of having an emergency fund for financial security in case of unexpected events. Michelle advises listeners to consider other savings goals, develop a strategy for managing and reducing debt, and prioritize retirement savings. She urges young listeners to start saving early to benefit from compounding interest and suggests setting up automatic deposits into a worthwhile investment. Michelle concludes by offering her assistance and inviting listeners to contact her for personalized financial advice.The specific date of the podcast and information about the speakers involved are not provided in the transcript. However, the topic is important as it provides practical guidance on budgeting, managing personal finances, and setting financial goals for the new year. It aims to help individuals gain control of their finances, make intentional choices, and work towards financial stability and future aspirations.00:02 - Reflecting on your relationship 06:47 - Understanding your numbers 19:10 - Setting financial goals What is the Money In New podcast about?The Money In New podcast is about breaking down your relationship with money, offering tough love, money tips, and a money dating plan to help pave the way for better money practices and increased wealth.Why is it important to reflect on your relationship with money?Reflecting on your relationship with money is important because it allows you to understand your thoughts, feelings, and behaviors around money. It helps you identify any barriers to success and make improvements.How can journaling help with gaining clarity about financial struggles?Journaling is a fantastic way to gain clarity around your thoughts and emotions. It can help you unpack and understand why you may be struggling with certain financial decisions or investments.What is the first step in creating a budget for the new year?The first step in creating a budget for the new year is to assess your expenses from the previous year. This can be done by tracking your expenses using apps or spreadsheets, or by reviewing your bills and receipts.Why is it important to break down expenses into different time frames?Breaking down expenses into different time frames, such as monthly, weekly, or daily, can create a different emotional perspective. It helps you understand the cost of being you and allows you to make adjustments or plan for future goals.

Michele Blood is a successful, multi-talented and super successful songwriter and rock singer in Australia. After a near-fatal car accident, while in the hospital with many serious injuries, she created positive Affirmation Songs which not only healed her body but also took her to worldwide success. Her songs about being a "magnet for money" are universally loved and we had a great conversation about "thoughts and money" as well as how her music can transform your money relationship.She has been on stage with Bob Proctor, Jack Canfield and many of the greats of the transformational, self-development world. These Affirmation songs affect the left and right hemispheres of the brain. Lyrics, the left hemisphere, and melody and music, the right hemisphere so the new, positive messages go straight to the subconscious mind. This is why millions of people worldwide have downloaded her Affirmation Power songs. These songs cover healing, success, money, joy, confidence and they uplift the person immediately.In addition to creating Magnet To SuccessTM products and seminars worldwide, her public "Mystical Success Events" have been held in over 26 countries. Michele has co-written and created over 80 books, music CDs, audio programs, TV shows, and videos on positive thought, mind transformation, and meditation.She's offered a very generous free gift to my audience - follow the link below to access your amazing, transformational gift.https://MicheleBlood.com/MoneyAndYouHer latest work is a truly powerful and magical App.Check out her www.MagnetToMoneyApp.com for ongoing spiritual support.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxPlease give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Have you considered seeing a financial therapist? Wendy Wright is a Financial Therapist known for her expertise in merging psychology and finance. She's a trailblazer in her field and leverages her diverse background as a former mortgage loan officer, business proprietor and licensed marriage and family therapist. She pioneers and integrates transformative financial therapy and money consulting. She explains her process and her use of compassionate curiosity, non judgement and to help reduce or eliminate money chaos.Her "10 Principles of Financial Therapy" are instrumental to addressing the emotional aspects of financial decision-making. She joins me to discuss how to achieve a harmonious relationship with money and navigate the complexities of financial well-being. Highlights include:6:07 - Food and Money7:15 - Negative Self Talk and Money9:28 - Main Problem with Money10:17 - 10 Principles of Financial Therapy14:00 - Magical Thinking20:05 - Money Shame and the Impact27:35 - How to Make Sustainable Change34:36 - Business Owners Unique Issues35:22 - "I Wish Your Hair Got Purple When..."37:53 - Small Changes Make Big Differences in Finance39.09 - Money Work is Never DoneCheck out: https://financialtherapysolutions.com to find free resources and learn about the workshop "Money Talk Makeover" and "The Intersection of Money and Milkshakes."For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxPlease give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Jason Brown, stock market coach, was a special guest on today's show. He's created financial freedom from very little capital and very early in life. He teaches what he's learned and does it in a way to make it accessible to everyone willing to learn and integrate the knowledge into action.He speaks compellingly about stock trading and options, in a way people can understand. He's making complicated financial trading strategies easier to understand so more people can use these techniques to build wealth. He shares the emotional side of money (check out his podcast - "Money, Markets and Mindset" - I loved episode #135)and teaches how to do an emotional analysis to help you in your financial life. As a stock market coach, he claims that stock trading strategies are for everyone, and how you implement them depends on you and your lifestyle. He goes on to explain, in plain language, how to start, stay in the game and protect yourself from serious losses that he also experienced. Some show highlights:10:14 If it works for others, it can work for you!15:14 Profits - Range vs. Perfection31:33 We are all participating in the stock market already, so why not build wealth from it31:56 Difference between investing and trading33:25 What are call and put options? Just because you don't own a stock, you can take advantage of appreciation and how to make money when a stock is dropping.39:15 Why not go to a financial planner?42:45 Why stock trading doesn't require a high risk toleranceHead over to the TheBrownReport.com to learn more and connect with Jason BrownFor much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxPlease give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Mindset shifts can make the biggest difference in our lives. In our financial life, how you think about money and financial freedom will dictate your actions and take you to a new place - hopefully the place you want to go.What if you don't think big enough? Maybe that's hard for you to do. Mindset shifts can help.Maybe your dreams are massive and almost overwhelming. Big dreams with small goals might be the best way to build your vision. Think small to achieve great things.Financial freedom means something different to everyone, how can you explore that? As we close the year, we know we'll be spending, but what else can we do? How can we make the end of the year a positive for your financial health and well being?Listen in for end of the year mindset shifts that will set you up for next year and financial freedom.For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxPlease give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Have you ever wondered about Franchising? Faizun Kamal is an expert in the franchise world and she shares so much knowledge on today's show.She tells her story of career transition from corporate to entrepreneur in the unique space of franchise businesses.Her company, The Franchise Pros, delivers a range of services, including (12:50):1. Helping people find the right franchise opportunity (listen in to find out how she helps with this type of "matchmaking".)2. Working with business owners to turn their businesses into national franchise brands.3. Finding and acquiring businesses that they then optimize to turn into national brands.4. Working with established and emerging franchise brands and helping them grow in various ways to create the footprint of their brand.Have you gone back and forth about the kind of entrepreneur you'd like to be? Listen as Faizun describes franchising as "entrepreneur light." (16:45)(27:13)Do you have to own multiple franchises to make money?What kinds of franchise myths are out there? How to "stack" franchising opportunities and other ways to maximize profits?Find Faizun and The Franchise Pros @ www.TheFranchisePros.net ________For much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxPlease give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446

Returning guest Kurt Altrichter joined me to talk about 401k's, HSA's and other ways to have a dignified retirement. It was even more interesting than I'd hoped. I love having Kurt Altrichter, President of Ivory Hill, an investment advisory firm in Minnesota, on the show. There is so much to learn about 401k's that most don't know and he did a great job educating people which led to related discussions about:401k's - what to know as a participant401k's - what to know as a business ownerHSA's - How beneficial these accounts are for retirementPension plans for the small business ownerRoth vs. traditional IRA'sHow to prioritize your savings/debt payoffKurt is very knowledgeable, clear and relatable when talking money which makes money conversation so much more fun to have. Guaranteed you'll learn something interesting that you didn't know but wish you had. Connect with Kurt at: 952-828-5336 or kurt@ivoryhill.comFor much more on ALL things money mindset, money management, how to earn a great living and take control of your finances… Subscribe to my weekly podcast, Money and You:https://podcasts.apple.com/us/podcast/money-you-with-michelle-perkins/id1365907575?ign-itscg=30200&ign-itsct=podcast_boxPlease give us a 5 star review if you loved the show - it will help us to continue this valuable podcast.And don’t forget to join the Limit Free Life email community for valuable, usable content and to learn about upcoming events: Let’s Connect… https://limitfreelife.com/newsletter/Get to know yourself with money & learn the fundamentals of money management in my signature program. Operate in a new way with money, and everything will open up. Join the “Your Money Date™” program and I’ll help you make the shift. https://limitfreelifeworkshops.com/money-date/I’m excited to offer you a proven way to develop a next level relationship with money that will empower your mindset and financial mastery by “dating your money.” Until you understand how YOU relate to money and what you believe about money, nothing will change. For more information on Limit Free Life & Michelle Perkins: https://limitfreelife.comLinkedIn: https://www.linkedin.com/in/limitfreelife/Instagram: https://www.instagram.com/livealimitfreelifeYou Tube: https://www.youtube.com/@michelleperkins-limitfreel2446