Bang on the Money

Alex Holder is a freelance journalist, consultant and author of Open Up: The Power of Talking About Money. In her book, she shares her thoughts on the emotions that surround money and gives her advice on splitting bills, navigating unpaid internships and those £400 hen dos.https://linktr.ee/alexandreholderhttps://twitter.com/AlexandreHolder https://www.instagram.com/alexandreholder/BooksOpen Up: The Power of Talking About Money, Alex Holderhttps://www.hive.co.uk/Product/Alex-Holder/Open-Up--The-Power-of-Talking-About-Money/23289514Queenie, Candice Carty-Williamshttps://www.hive.co.uk/Product/Candice-Carty-Williams/Queenie/23449724WebsitesYour Mental Wealth, Dr Brad Klontzhttps://www.yourmentalwealth.com/about-us/dr-brad-klontz/ArticlesWomen need to talk more openly about pay, Emma Gannonhttps://www.thetimes.co.uk/article/emma-gannon-women-need-to-talk-more-openly-about-pay-lzpxbdvg7AppsSplitwisehttps://apps.apple.com/gb/app/splitwise/id458023433The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for.

Anna Codrea-Rado is a freelance journalist, campaigner and founder of FJ&Co, through which she organises panel discussions meet-ups. Earlier this year, she launched the #FairPayForFreelancers campaign to call for an end to payment on publication, respect to late payment fees and updates to outdated payment systems. She also a runs weekly newsletter, the Professional Freelancer and a podcast, Is this working?https://www.annacodrearado.com/https://twitter.com/annacodhttps://www.instagram.com/annacod/Host: Charlotte LorimerMusic: Milly AshbridgeArtwork: Amber HaasResourcesFirst Aid for Freelancershttps://www.annacodrearado.com/first-aid-for-freelancersArticlesHow I Hacked My Most-used Apps to Calculate My Day Ratehttps://contently.net/2019/02/21/resources/rates/how-i-hacked-my-most-used-apps-to-calculate-my-day-rate/NewslettersThe Professional Freelancerhttps://www.annacodrearado.com/newsletterAnn Friedmanhttps://www.annfriedman.com/weeklyQuartzhttps://qz.com/emails/daily-brief/PodcastsIs this working?https://podcasts.apple.com/gb/podcast/is-this-working/id1473508626Instagram accountsFJ&Cohttps://www.instagram.com/fjandco/?hl=enFacebook groupsFreelance Journalists UKhttps://www.facebook.com/groups/FreelanceJournalistsUK/Freelance Heroeshttps://www.facebook.com/groups/freelanceheroes/AppsClockit: the Pomodoro timerhttps://apps.apple.com/us/app/clockit-the-pomodoro-timer/id1126290740Monzohttps://apps.apple.com/gb/app/monzo-bank/id1052238659Starling Bankhttps://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430First Directhttps://apps.apple.com/gb/app/first-direct/id405905004The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for.

Mariam Jimoh is a social entrepreneur. She is the founder of Women in the City Afro-Carribbean Network, known as WCAN, the ethnic food delivery service Oja, and the publisher Onwe Press. When she set up WCAN at university in 2013, it was the first organisation of its kind. Six years on, WCAN supports 4000 black women in their professional and personal development.https://twitter.com/TheArtofMariamhttps://www.wcan.uk/https://www.my-oja.com/https://www.onwepress.com/preorderHost: Charlotte LorimerMusic: Milly AshbridgeArtwork: Amber HaasDefinitionsFundraising: Seeking financial support for a charity, cause, or other enterprise.Bootstrapping: Starting up with minimal financial resources.BooksDaughters of Nri, Reni K Amayohttps://www.onwepress.com/books/daughtersofnriQueenie, Candice Carty-Williamshttps://www.hive.co.uk/Product/Candice-Carty-Williams/Queenie/23449724"I Will Not Be Erased": Our stories about growing up as people of colour, gal-demhttps://www.hive.co.uk/Product/gal-dem/I-Will-Not-Be-Erased-Our-stories-about-growing-up-as-people-of-colour/23674482What We're Told Not to Talk About (But We're Going to Anyway): Women's Voices from East London to Ethiopia, Nimko Alihttps://www.hive.co.uk/Product/Nimko-Ali/What-Were-Told-Not-to-Talk-About-But-Were-Going-to-Anyway/20394734The Multi-Hyphen Method, Emma Gannonhttps://www.hive.co.uk/Product/Emma-Gannon/The-Multi-Hyphen-Method--The-Sunday-Times-business-bestseller/23289114The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for.

Ashley Agwuncha and Eve Obasuyi are pharmacists by day, bloggers by night and savers, always. In 2018, they founded the online money tips platform Money Medics, along with Ashley’s brother and Eve’s fiancé Nicholas Agwuncha. Their aim is to debunk millennial money myths.https://linktr.ee/moneymedicshttps://www.instagram.com/moneymedics/Host: Charlotte LorimerMusic: Milly AshbridgeArtwork: Amber HaasDefinitionsHelp to Buy: A government-backed initiative designed to help people get on the property ladder or buy a new home without a large deposit.Mortgage: An agreement that allows you to borrow money from a bank or similar organisation, especially in order to buy a house.Interest: Money that is charged by a bank or other financial organisation for borrowing money or money that you earn from keeping your money in an account in a bank or from investments.Credit Score: A number based on information which financial organisations consider in making decisions about lending money.ETF: Exchange-Traded Fund, a fund that follows the level of share prices on a stock market, and that is also traded on a market.ArticlesHow to become a property developer in your twenties: Trio debunk myth that millennials can’t get on housing ladder after saving for a £750k portfolio by ditching lunches out, avoiding peak travel times and only buying clothes in the saleshttps://www.dailymail.co.uk/news/article-6683857/Three-millennials-debunk-myth-home-ownership-building-property-portfolio-worth-750k.htmlAppsMonzohttps://apps.apple.com/gb/app/monzo-bank/id1052238659Starling Bankhttps://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430Plumhttps://apps.apple.com/gb/app/plum-grow-your-money/id1456139507Moneyboxhttps://apps.apple.com/gb/app/moneybox-save-and-invest/id1049797239ClearScorehttps://apps.apple.com/gb/app/clearscore-credit-tracker/id1056640628Hargreaves Lansdownhttps://apps.apple.com/gb/app/hargreaves-lansdown/id450465506Wealthifyhttps://apps.apple.com/gb/app/wealthify-saving-investments/id1204332482Wealthsimplehttps://apps.apple.com/ca/app/wealthsimple-invest-and-save/id948087968Nutmeghttps://apps.apple.com/gb/app/nutmeg-saving-investment/id1127250193WebsitesEventbritehttps://www.eventbrite.co.uk/Shoptagrhttps://beta.shoptagr.com/?source=old_shoptagrFacebook Marketplacehttps://www.facebook.com/marketplace/Gumtreehttps://www.gumtree.com/eBayhttps://www.ebay.co.uk/Trainlinehttps://www.thetrainline.com/The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for.

Emilié Bellet is the author of You’re Not Broke, You’re Pre-Rich, a practical guide for streamlining your finances, and the founder and CEO of Vestpod, the digital platform and community that empowers women financially through education, workshops and events. While working for the investment bank Lehman Brothers, she became acutely aware of the financial literacy gap, especially for women. Vestpod and her You’re Not Broke, You’re Pre-Rich aim to change this.https://www.vestpod.com/https://twitter.com/emilieldnhttps://twitter.com/VestPodhttps://www.instagram.com/vestpod/Host: Charlotte LorimerMusic: Milly AshbridgeArtwork: Amber HaasDefinitionsISA: Individual savings account, a scheme allowing individuals to hold cash, shares, and unit trusts free of tax on dividends, interest, and capital gains.Stock: The capital raised by a company or corporation through the issue and subscription of shares.Share: One of the equal parts into which a company's capital is divided, entitling the holder to a proportion of the profits.Dividend: A sum of money paid regularly (typically annually) by a company to its shareholders out of its profits (or reserves).Bond: A certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time.Coupon: A detachable portion of a bond which is given up in return for a payment of interest.Fund: A supply of capital belonging to numerous investors that provides a broader selection of opportunities, greater management expertise and lower investment fees than investors might be able to obtain on their own.Portfolio: A range of investments held by a person or organisation.APR: Annual or annualised percentage rate (used typically of interest on loans or credit).Compound interest: The addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest.Impact investing: Investments made into companies, organisations, and funds with the intention to generate a measurable, beneficial social or environmental impact alongside a financial return.Net worth: Everything you own minus everything you owe.SIPP: A self-invested personal pension, a pension plan that enables the holder to choose and manage the investments made.BooksYou’re Not Broke, You’re Pre-Rich: How to streamline your finances, stay in control of your bank balance and have more GBP, Emilié Bellethttps://www.hive.co.uk/Product/Emilie-Bellet/Youre-Not-Broke-Youre-Pre-Rich--How-to-streamline-your-fi/23569589Work Like a Woman: A Manifesto For Change Paperback, Mary Portashttps://www.hive.co.uk/Product/Mary-Author-Portas/Work-Like-a-Woman--A-Manifesto-For-Change/23641476Money: A User’s Guide, Laura Whateleyhttps://www.hive.co.uk/Product/Laura-Whateley/Money-A-Users-Guide/22214660WebsitesInflation calculatorhttps://www.bankofengland.co.uk/monetary-policy/inflation/inflation-calculatorBoring Moneyhttps://www.boringmoney.co.uk/?signupfrom=https://www.google.com/AppsMoneyboxhttps://apps.apple.com/gb/app/moneybox-save-and-invest/id1049797239Wealthsimplehttps://apps.apple.com/ca/app/wealthsimple-invest-and-save/id948087968Starling Bankhttps://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430Monzohttps://apps.apple.com/gb/app/monzo-bank/id1052238659The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for.

Alice Tapper is the founder of Go Fund Yourself, an online platform and community which makes personal finance relatable. Her book, Go Fund Yourself, has five sections: Learn It, Earn It, Start It, Spend It and Invest It. It covers everything from the history of money and consumerism to financial mindsets and how to make a budget work for you.https://linktr.ee/go_fund_yourself_https://twitter.com/AliceRTapperhttps://www.instagram.com/go_fund_yourself_/Host: Charlotte LorimerMusic: Milly AshbridgeArtwork: Amber HaasDefinitionsISA: Individual savings account, a scheme allowing individuals to hold cash, shares, and unit trusts free of tax on dividends, interest, and capital gains.Pension: A regular payment made during a person's retirement from an investment fund to which that person or their employer has contributed during their working life.GDP: Gross domestic product, the total value of goods produced and services provided in a country during one year.Share: One of the equal parts into which a company's capital is divided, entitling the holder to a proportion of the profits.Compound interest: The addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest.Dividend: A sum of money paid regularly (typically annually) by a company to its shareholders out of its profits (or reserves).APR: Annual Percentage Rate, a percentage that represents the actual yearly cost of funds over the term of a loan.BooksGo Fund Yourself: What Money Means in the 21st Century, How to be Good at it and Live Your Best Life, Alice Tapperhttps://www.hive.co.uk/Product/Alice-Tapper/Go-Fund-Yourself--What-Money-Means-in-the-21st-Century-Ho/22991633Lean In: Women, Work and the Will to Lead, Sheryl Sandberghttps://www.hive.co.uk/Product/Sheryl-Sandberg/Lean-In--Women-Work-and-the-Will-to-Lead/17559860My Thoughts Exactly, Lily Allenhttps://www.hive.co.uk/Product/Lily-Allen/My-Thoughts-Exactly--The-No1-Bestseller/23016169AppsWealthsimplehttps://apps.apple.com/ca/app/wealthsimple-invest-and-save/id948087968Wealthifyhttps://apps.apple.com/gb/app/wealthify-saving-investments/id1204332482The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for.

Harriet Allner is a writer and senior account manager at Common Industry, a purpose-led communications agency. In collaboration with the app-only bank Starling, she led the#MakeMoneyEqual campaign which called out the media on speaking to men and women differently about money. Outside of Common Industry, she has written for Metro and has her own blog The Scribble Bug.https://thescribblebug.com/https://twitter.com/TheScribbleBughttps://www.instagram.com/thescribblebug/Host: Charlotte LorimerMusic: Milly AshbridgeArtwork: Amber HaasDefinitionsFinTech: Financial technology.ISA: Individual savings account, a scheme allowing individuals to hold cash, shares, and unit trusts free of tax on dividends, interest, and capital gains.Stock: The capital raised by a company or corporation through the issue and subscription of shares.Share: One of the equal parts into which a company's capital is divided, entitling the holder to a proportion of the profits.Bond: A certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time.BooksOpen Up: The Power of Talking About Money, Alex Holderhttps://www.hive.co.uk/Product/Alex-Holder/Open-Up--The-Power-of-Talking-About-Money/23289514The Money Revolution: Easy Ways to Manage Your Finances in a Digital World, Anne Bodenhttps://www.koganpage.com/product/the-money-revolution-9781789660616The Multi-Hyphen Method, Emma Gannonhttps://www.hive.co.uk/Product/Emma-Gannon/The-Multi-Hyphen-Method--The-Sunday-Times-business-bestseller/23289114Slay in Your Lane: The Black Girl Bible, Yomi Adegoke and Elizabeth Uviebinenéhttps://www.hive.co.uk/Product/Yomi-Adegoke/Slay-In-Your-Lane--The-Black-Girl-Bible/22326316Little Black Book, Otegha Uwagbahttps://www.hive.co.uk/Product/Otegha-Uwagba/Little-Black-Book/23155603When’s Happy Hour? Work Hard So You Can Hardly Work, Betcheshttps://www.simonandschuster.co.uk/books/Whens-Happy-Hour/Betches/9781501198984You’re Not Broke, You’re Pre-Rich: How to streamline your finances, stay in control of your bank balance and have more GBP, Emilié Bellethttps://www.hive.co.uk/Product/Emilie-Bellet/Youre-Not-Broke-Youre-Pre-Rich--How-to-streamline-your-fi/23569589Go Fund Yourself: What Money Means in the 21st Century, How to be Good at it and Live Your Best Life, Alice Tapperhttps://www.hive.co.uk/Product/Alice-Tapper/Go-Fund-Yourself--What-Money-Means-in-the-21st-Century-Ho/22991633Money: A User’s Guide, Laura Whateleyhttps://www.hive.co.uk/Product/Laura-Whateley/Money-A-Users-Guide/22214660Instagram accountsMoney Medicshttps://www.instagram.com/moneymedics/?hl=enGo Fund Yourselfhttps://www.instagram.com/go_fund_yourself_/?hl=enBetcheshttps://www.instagram.com/betches/?hl=enWebsitesMoney and Mental Healthhttps://www.moneyandmentalhealth.org/National Numeracyhttps://www.nationalnumeracy.org.uk/AppsDepophttps://apps.apple.com/gb/app/depop/id518684914Starling Bankhttps://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430Splitwisehttps://apps.apple.com/gb/app/splitwise/id458023433Moneyboxhttps://apps.apple.com/gb/app/moneybox-save-and-invest/id1049797239Fluxhttps://www.tryflux.com/PodcastsThe High Low: Should Celebrities Be Involved In Prison Reform?; & The Lunacy of Hen/Stag Season (41:32)https://podcasts.apple.com/gb/podcast/should-celebrities-be-involved-in-prison-reform-lunacy/id1211338187?i=1000440625458Where Shall We Begin?https://podcasts.apple.com/gb/podcast/where-should-we-begin-with-esther-perel/id1237931798The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for.