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Unemployable | Take control of your work, finances, and freedom in the new economy
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Unemployable | Take control of your work, finances, and freedom in the new economy

Author: Opolis

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Welcome to Unemployable - the podcast for professional freelancers, independent contractors, gig workers, solopreneurs, sole practitioners, and digital nomads who control their work, finances, and freedom in the new economy. The future of work is changing. We're no longer tied to offices, corporations, or traditional forms of income and employment. Join us as we explore how to thrive with freedom, control, and security in the new economy. We speak with thought leaders, experts, and successful Unemployables to share the top strategies and insights that are driving self-employment success and freedom.


If you listen to Freelance To Founder, The Hectic Podcast, Being Freelance, Bankless, Smart Passive Income, or The Future of Work Podcast With Jacob Morgan then you’ll love Unemployable.


Unemployable is brought to you by Opolis. To learn more visit https://opolis.co/podcast/

30 Episodes
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Tune into Unemployable's Episode 11: "Empowering the Independent Workforce," featuring a powerful discussion with Rafael Espinal of Freelancers Union and John Paller of Opolis. Host Josh leads the conversation on revolutionizing the gig economy: An insightful look at Opolis' cost-effective payroll services and how they alleviate tax and compliance burdens. The Freelancers Union's advocacy for policy reform and member support—no dues, just empowerment. Exclusive health insurance benefits starting immediately, and a sneak peek into February's eth Denver hackathon. Advice on navigating legal woes as a freelancer and the potential of a united freelancers’ marketplace. Celebrate the mutualism model in employment, as endorsed by our guests and their organizations. Episode sponsored by: Opolis (http://opolis.co) Darian Advisors (http://darianadvisors.io) Discover the future of freelance with insights from Rafael Espinal and John Paller. For all aspiring and current independent workers, this is your playbook for success. Connect with our host and guests: Joshua Lapidus (Host): https://twitter.com/0xJoshuaSL Rafael Espinal (Freelancers Union): https://twitter.com/RLEspinal John Paller (Opolis): https://twitter.com/PallerJohn Opolis: https://twitter.com/opolis Freelancers Union: https://twitter.com/freelancersu Get ready to join a community that supports your freelance journey. Get more Unemployable episodes here: https://opolis.co/resources/podcast/
Strap in as Unemployable brings you a conversation that could revolutionize the way you work and earn as a freelancer. Host Joshua Lapidus welcomes Jonathan Stark to the show, a man who has declared war on the traditional hourly billing system. In an episode that's all about maximizing your value and ditching those restrictive hourly limits, 'How Freelancers can Ditch The Hourly Billing Model and Earn More by Working Less' is the freelancer's key to unlocking a more lucrative, freedom-filled career. Are you ready to stop watching the clock and start creating value that pays off big? Jonathan Stark is here to show you how. Prepare to dive into: Mastering the art of the 'why conversation' for deeper client engagement. Understanding the urgency-value connection for better project pricing. Exploring the hidden costs of hourly rates and how to break free for bigger earnings. Secrets to productizing your expertise for passive income streams. Leveraging AI advances to supercharge your productivity and profit. For actionable insights and exclusive content from Jonathan, head over to jonathanstark.com and sign up for the value-packed course at valuepricingbootcamp.com. Also, join the Ditcherville community where like-minded professionals share and learn at Ditcherville.com. This episode is brought to you by Opolis—check them out at opolis.co for health insurance and benefits tailored for the self-employed. And remember, after tuning in, visit opolis.co/podcast for even more gems. If this episode resonates with you, we'd love a review – your feedback not only supports us but guides others to this valuable resource.
This week on the podcast we are joined by Cameron Browne, a small business and crypto CPA serving Unemployables with tax expertise as a Founder of Darien Advisors.  Cameron is here to discuss all things crypto tax strategies - payroll, trading, selling, and scams.   In this episode, we talk about:  Whether you really need to pay taxes when trading crypto Tips on minimizing your crypto taxes  How to handle crypto scams and “rug pulls” on your taxes Connect with Cameron: LinkedIn Website Connect with Josh: @@0xJoshuaSL on Twitter Connect with Opolis: Website Twitter You can listen to all episodes of Unemployable, view episode clips, watch the full video episode, and read the Unemployable blog at opolis.co/podcast.  Unemployable is sponsored by Opolis - an employment cooperative bringing healthcare, retirement, and benefits to freelancers and independent workers.  Explore our benefits packages at opolis.co or follow us on twitter @Opolis.
It's tax season and we know all too well the dread that comes with taxes when you're a freelancer, gig worker, or self-employed. If you are wondering how to handle tax season or looking for strategies to maximize your return, this is your episode! Join us as host Joshua Lapidus connects with Cameron Browne – a Crypto & Small Business CPA – about filing taxes right. We'll be covering all sorts of tips that could help you make sure nothing gets missed out when it comes to deductions and credits, plus find out what's different if you've switched from submitting W2s to 1099s. This episode will give anyone feeling overwhelmed by doing their own taxes some real clarity on understanding exactly where they stand come April 15th. In this episode, we talk about:  The taxes you need to file as a freelancer, gig worker, or self-employed worker How to maximize your tax deductions and credits How to adjust from W2 to 1099 when filing taxes Connect with Cameron: LinkedIn Website Connect with Josh: @0xJoshua.eth on Twitter Connect with Opolis: Website Twitter You can listen to all episodes of Unemployable, view episode clips, watch the full video episode, and read the Unemployable blog at opolis.co/podcast.  Unemployable is sponsored by Opolis - an employment cooperative bringing healthcare, retirement, and benefits to freelancers and independent workers. Explore our benefits packages at opolis.co or follow us on twitter @Opolis.
On this episode of Unemployable, we address a question we're hearing more often: what does it mean to be an employee in the era of democratized employment? What are the advantages over traditional corporate structures for workers who want autonomy and control over their work life balance? Tune in as we break down self sovereignty versus being employed by someone else, plus why Gen Z is choosing freelancing or starting businesses instead. Get ready for key insights about how Opolis helps you have both freedom & security! In this episode, host Josh Lapidus is joined by John Paller - the Co-Founder of both Opolis and ETHDenver - as we unpack all things democratized employment. Josh and John cover: What is democratized employment  What is a self sovereign worker  Why decentralized employment matters for workers  How Opolis is building the missing infrastructure for the future of democratized work  Future of Work, Web3, DAOs and the role of democratized employment Generational trends in work  Connect with Josh: @0xJoshua.eth Connect with John: @PallerJohn Connect with Opolis: Website Twitter You can listen to all episodes of Unemployable, view episode clips, watch the full video episode, and read the Unemployable blog at opolis.co/podcast.  Unemployable is sponsored by Opolis - an employment cooperative bringing healthcare, retirement, and benefits to freelancers and independent workers. Explore our benefits packages at opolis.co or follow us on twitter @Opolis.
Protecting your business as a freelancer doesn't have to feel overwhelming. This week, Joshua Lapidus and Yev Muchnik - a Web3 lawyer - are here with the ultimate guide for setting up legal entities, contracts & documents that will help make sure you're ready for anything! Plus insights on taxes specific to freelancing. Don't miss it: You'll leave this episode feeling confident about protecting yourself and your business from any potential harms or risks down the road. In this episode, Josh and Yev cover: strategies to secure your assets the necessary information for doing taxes as an independent worker why you should be using client service agreements. All these topics are essential to protecting yourself from potential risk as a freelancer! A disclaimer on this episode: While Yev is a lawyer, she isn't your lawyer. Her insights and strategies in this conversation do not constitute legal advice. Connect with Josh: @0xJoshua.eth Connect with Yev: LinkedIn Twitter Connect with Opolis: Website Twitter You can listen to all episodes of Unemployable, view episode clips, watch the full video episode, and read the Unemployable blog at opolis.co/podcast.  Unemployable is sponsored by Opolis - an employment cooperative bringing healthcare, retirement, and benefits to freelancers and independent workers. Explore our benefits packages at opolis.co or follow us on twitter @Opolis.
Happy Holidays from Unemployable! We're taking a holiday break and replaying our community's favorite episodes from Season 2 for the last two weeks of the year. If you missed this one on finding work in Web3, be sure to catch it this time! We'll be back on January 4 with new episodes. The future of work is in Web3 and DAOs. Both are revolutionizing employment and work. After listening to today’s episode you’ll be better prepared for that future. In this episode, host Joshua Lapidus covers all things DAOs and Web3. How to get started, the best places to look, and how to get paid - we get into detail on all of that - and more - on this week’s episode - How to find work in Web3 and DAOs. In this episode, we cover:  What is Web3 What are DAOs The role of DAOs in the future of work  The best ways to get started in DAOs and where to look for work The pros and cons you need to know about DAOs before joining How to get paid working for a DAO, and How to get benefits while working with a DAO Connect with Josh: @0xJoshua.eth on Twitter Connect with Opolis: Website Twitter You can listen to all episodes of Unemployable, view episode clips, watch the full video episode, and read the Unemployable blog at opolis.co/podcast.  Unemployable is sponsored by Opolis - an employment cooperative bringing healthcare, retirement, and benefits to freelancers and independent workers. Explore our benefits packages at opolis.co or follow us on twitter @Opolis.
Happy Holidays from Unemployable! We're taking a holiday break and replaying our community's favorite episodes from Season 2 for the last two weeks of the year. If you missed this one on freelancer and indie healthcare, be sure to catch it this time! We'll be back on January 4 with new episodes. Self-sovereignty, health insurance, and work benefits for indies -- we get into all of that on this week’s episode with Eddie Pastore.  Podcast host Joshua Lapidus sits down for an interview with Opolis co-founder Eddie Pastore to discuss all things healthcare for indies. We talk about:  Some of the challenges freelancers face getting health insurance coverage Some of the best and worst healthcare options available The typical costs associated with health insurance How Opolis reimagines healthcare benefits for the self-employed Connect with Josh: @0xJoshua.eth on Twitter Connect with Opolis: Website Twitter You can listen to all episodes of Unemployable, view episode clips, watch the full video episode, and read the Unemployable blog at opolis.co/podcast.  Unemployable is sponsored by Opolis - an employment cooperative bringing health insurance, retirement, and benefits to freelancers and independent workers. See how much you can save on health insurance for your family at opolis.co or follow us on twitter @Opolis.
This week on the podcast we talk about retirement plans for freelancers and indie workers. We discuss opening a 401k as an independent worker, contribution strategies, and crypto and Web3 integration into these retirement plans with Opolis. Host Joshua Lapidus and Opolis Co-Founder Eddie Pastore explain how to set up your retirement plan through Opolis. We talk about:  How an independent worker can open a 401k Some of the best retirement plan options for self employed workers Crypto and Retirement Eddie’s top self-employment retirement strategies Connect with Josh: @0xJoshua.eth on Twitter Connect with Opolis: Website Twitter You can listen to all episodes of Unemployable, view episode clips, watch the full video episode, and read the Unemployable blog at opolis.co/podcast.  Unemployable is sponsored by Opolis - an employment cooperative bringing healthcare, retirement, and benefits to freelancers and independent workers. Explore our benefits packages at opolis.co or follow us on twitter @Opolis.
This week on the podcast, we are joined by Mantis Clone to talk about making a living in Web3 as a web developer. From new freelancers to seasoned professionals, don't miss out on these lessons, strategies, and insights from someone who is owning their work, finances, and freedom as an indie web development worker. Host Joshua Lapidus and Web3 developer Mantis Clone explain how to find work as a freelance web developer. In this episode, We talk about:  Top strategies for finding work as a freelance web developer Tips for presenting your portfolio for web development work Special insights for seasoned professionals when looking for Web3 work Tips for obtaining a steady salary like in a traditional job, and The differences between freelance and in-house work Connect with Josh: @0xJoshua.eth on Twitter Connect with Mantis: Website Twitter Connect with Opolis: Website Twitter You can listen to all episodes of Unemployable, view episode clips, watch the full video episode, and read the Unemployable blog at opolis.co/podcast.  Unemployable is sponsored by Opolis - an employment cooperative bringing healthcare, retirement, and benefits to freelancers and independent workers. Explore our benefits packages at opolis.co or follow us on twitter @Opolis.
FSA and HSA, what’s the difference? This week we talk about the pros and cons of Flexible Spending Accounts and Health Savings Accounts, as well as how to choose the right one for you. Host Joshua Lapidus and Opolis CoFounder Eddie Pastore explain how healthcare plans work for indie workers. We talk about:  HSA vs FSA plans including the pros and cons of each  Tax benefits of HSA v FSA, and How to open an FSA or HSA while self-employed Connect with Josh: @0xJoshua.eth on Twitter Connect with Opolis: Website Twitter    You can listen to all episodes of Unemployable, view episode clips, watch the full video episode, and read the Unemployable blog at opolis.co/podcast.  Unemployable is sponsored by Opolis - an employment cooperative bringing healthcare, retirement, and benefits to freelancers and independent workers. Explore our member benefits at Opolis.co or follow us on twitter @Opolis.  #Unemployable
The future of work is in Web3 and DAOs. Both are revolutionizing employment and work. After listening to today’s episode you’ll be better prepared for that future. In this episode, host Joshua Lapidus covers all things DAOs and Web3. How to get started, the best places to look, and how to get paid - we get into detail on all of that - and more - on this week’s episode - How to find work in Web3 and DAOs. In this episode, we cover:  What is Web3 What are DAOs The role of DAOs in the future of work  The best ways to get started in DAOs and where to look for work The pros and cons you need to know about DAOs before joining How to get paid working for a DAO, and How to get benefits while working with a DAO Connect with Josh: @0xJoshua.eth on Twitter Connect with Opolis: Website Twitter You can listen to all episodes of Unemployable, view episode clips, watch the full video episode, and read the Unemployable blog at opolis.co/podcast.  Unemployable is sponsored by Opolis - an employment cooperative bringing healthcare, retirement, and benefits to freelancers and independent workers. Explore our benefits packages at opolis.co or follow us on twitter @Opolis.
Self-sovereignty, health insurance, and work benefits for indies -- we get into all of that on this week’s episode with Eddie Pastore.  Podcast host Joshua Lapidus sits down for an interview with Opolis co-founder Eddie Pastore to discuss all things healthcare for indies. We talk about:  Some of the challenges freelancers face getting health insurance coverage Some of the best and worst healthcare options available The typical costs associated with health insurance How Opolis reimagines healthcare benefits for the self-employed Connect with Josh: @0xJoshua.eth on Twitter Connect with Opolis: Website Twitter You can listen to all episodes of Unemployable, view episode clips, watch the full video episode, and read the Unemployable blog at opolis.co/podcast.  Unemployable is sponsored by Opolis - an employment cooperative bringing health insurance, retirement, and benefits to freelancers and independent workers. See how much you can save on health insurance for your family at opolis.co or follow us on twitter @Opolis.
Unemployable is a new podcast for indie workers, freelancers, DAO contributors, and other self-employed folks who want to own their employment and become self-sovereign.   The future of Work is Web3 and we’re here to get you prepared for that future. In our first episode, host Joshua Lapidus, Executive Steward at Opolis, sits down for an interview with Spencer Graham to discuss the future of working in Web3.   Spencer Graham is a Web3 solopreneur and product manager that’s made the switch from traditional employment to independent work. In this episode, he shares his lessons and insights on taking control of your work, finances, and freedom in the new economy.   In this episode we talk about: Making the transition from a corporate employee to self-sovereign worker Navigating work for multiple projects simultaneously Replacing your traditional income with Web3 compensation, and What it’s really like to work in DAOs full-time (the good, the challenging, and everything in between) Connect with Spencer:  Website: https://spengrah.mirror.xyz/collection Twitter: https://twitter.com/spengrah Connect with Josh: Twitter: https://twitter.com/0xjoshuasl Connect with Opolis: Website: https://opolis.co/ Twitter: https://twitter.com/opolis You can listen to all episodes of Unemployable, view episode clips, watch the full video episode, and read the Unemployable blog at https://opolis.co/podcast.  Unemployable is sponsored by Opolis - an employment cooperative bringing health insurance, retirement, and benefits to freelancers and indie workers. Explore our benefit packages for indie workers at https://Opolis.co.
Have trouble working for a middle manager in a BS job?🙄 Us too.🤝  We’re Unemployable and proud of it. 💪 📣 Unemployable used to mean you couldn’t find a job to support your family. Now, we’re changing the narrative. To be Unemployable By Choice is to be in control of your finances, freedom, and employment.   Unemployable is a new podcast that offers strategies to help indie workers thrive in the new economy with freedom, flexibility, and security. 👂 Subscribe to Unemployable Podcast to get connected with a vibrant community of freelancers, and to hear from experts sharing top insights on leveling up from work-life balance to work-life integration.💥 While you may work alone, we can be Unemployable together.   Visit http://Opolis.co/podcast to subscribe and get updated on episode releases!
On Opolis Public Radio (OPR), we dig into how changes in the world are changing people’s lives with a focus on freelancing, finances and the future of work. With Opolis, freelancers and gig workers everywhere have access to the same health benefits, life and disability insurance, and other services that only corporate employees have had access to traditionally. Subscribe to Opolis’ YouTube channel here to stay in the loop and join the discussion on Twitter at https://twitter.com/Opolis.   Speaker: Kevin Owocki is the founder of Gitcoin.co, a blockchain-based network for growing open source software with incentivization mechanics. Kevin has a BS in Computer Science, 10 years of engineering leadership experience in startups and Open Source Software, and is a community organizer in the Boulder Colorado Tech Scene. You may remember Kevin from Episode 6- we’re happy to welcome you back for some exciting updates Kevin! Follow John Paller on Twitter: https://twitter.com/PallerJohn Follow Kevin Owocki on Twitter: https://twitter.com/owocki Abstract: On this episode of Opolis Public Radio (OPR), we dive into the Employment Commons coalition, Opolis’ channel partnership with Gitcoin, how Gitcoin users can access Opolis benefits, ETHDenver’s upcoming event, and more. This talk was recorded on January 20, 2021.  About Opolis: Opolis is the next generation employment ecosystem for the self-sovereign worker. With Opolis, freelancers and gig workers everywhere have access to the same health benefits, life and disability insurance, and other services that only corporate employees have had access to traditionally. Learn more at https://www.opolis.co/.
On Opolis Public Radio (OPR), we dig into how changes in the world are changing people’s lives with a focus on freelancing, finances and the future of work. With Opolis, freelancers and gig workers everywhere have access to the same health benefits, life and disability insurance, and other services that only corporate employees have had access to traditionally.  Subscribe to Opolis’ YouTube channel here to stay in the loop and join the discussion on Twitter at https://twitter.com/Opolis.  Speaker: David Gold is an entrepreneur, venture capitalist, angel investor and the CEO of Dapix. Dapix built the first version of what became the initial software driving the FIO Protocol. The idea for the FIO Protocol was incubated while he was a Managing Director of Access Venture Partners, an early stage venture capital fund where he served for over 11 years. Prior to joining Access Venture Partners, Mr. Gold was an angel investor and board member in a number of successful technology companies with multiple exits. During the dot com era, Mr. Gold was founder and CEO of ProSavvy Inc. a web-based procurement software company that raised over $25M in venture capital and had a successful merger.  Follow John Paller on Twitter: https://twitter.com/PallerJohn Follow David Gold on Twitter: https://twitter.com/davidmgold Abstract: On this episode of Opolis Public Radio (OPR), we dive into Dapix and FIO Protocol, their upcoming plans with The Employment Commons & more! This talk was recorded on November 25th, 2020. About Opolis: Opolis is the next generation employment ecosystem for the self-sovereign worker. With Opolis, freelancers and gig workers everywhere have access to the same health benefits, life and disability insurance, and other services that only corporate employees have had access to traditionally. Learn more at https://www.opolis.co/.
On Opolis Public Radio (OPR), we dig into how changes in the world are changing people’s lives with a focus on freelancing, finances and the future of work. With Opolis, freelancers and gig workers everywhere have access to the same health benefits, life and disability insurance, and other services that only corporate employees have had access to traditionally.  Subscribe to Opolis’ YouTube channel here to stay in the loop and join the discussion on Twitter at https://twitter.com/Opolis.  Speaker: Barry Goers is a partner with Merkle Mountain, a blockchain consulting firm based in Boulder, CO. Barry was an early adopter of bitcoin and a big proponent of blockchain technology. He successfully invested in the creation of Ethereum, Antshares (now Neo), and many other notable blockchain projects. He is on the Opolis Employment Commons Board of Stewards, and is a former professional hockey player. Follow John Paller on Twitter: https://twitter.com/PallerJohn Follow Barry Goers on Twitter: https://twitter.com/BGHOCKEY6  Abstract: On this episode of Opolis Public Radio (OPR), we dig into Barry’s professional hockey career, the Employment Commons Board of Stewards, and Open Enrollment. This talk was recorded on November 11th, 2020.  About Opolis: Opolis is the next generation employment ecosystem for the self-sovereign worker. With Opolis, freelancers and gig workers everywhere have access to the same health benefits, life and disability insurance, and other services that only corporate employees have had access to traditionally. Learn more at https://www.opolis.co/.
On Opolis Public Radio (OPR), we dig into how changes in the world are changing people’s lives with a focus on freelancing, finances and the future of work. With Opolis, freelancers and gig workers everywhere have access to the same health benefits, life and disability insurance, and other services that only corporate employees have had access to traditionally. Subscribe to Opolis’ YouTube channel here to stay in the loop and join the discussion on Twitter at https://twitter.com/Opolis.   Speaker: Auryn Macmillan is the product manager for Gnosis' Conditional Token Framework. After creating DAOhub in 2016, and retiring from his professional basketball career in 2017, Auryn's primary focus has been on DAOs and Ethereum-based governance and fund allocation models.  Follow John Paller on Twitter: https://twitter.com/PallerJohn Follow Auryn Macmillan on Twitter: https://twitter.com/auryn_macmillan Abstract: On Opolis Public Radio (OPR), we dig into platform cooperativism, governance of the Employment Commons, and the Opolis Rewards Program and upcoming token launch.  This talk was recorded on October 14th, 2020. About Opolis: Opolis is the next generation employment ecosystem for the self-sovereign worker. With Opolis, freelancers and gig workers everywhere have access to the same health benefits, life and disability insurance, and other services that only corporate employees have had access to traditionally. Learn more at https://www.opolis.co/.
On Opolis Public Radio (OPR), we dig into how changes in the world are changing people’s lives with a focus on freelancing, finances and the future of work. With Opolis, freelancers and gig workers everywhere have access to the same health benefits, life and disability insurance, and other services that only corporate employees have had access to traditionally. Subscribe to Opolis’ YouTube channel here to stay in the loop and join the discussion on Twitter at https://twitter.com/Opolis.  Speaker: Eric Arsenault has been working in the DAO space since early 2019. He currently works at DAOstack, a governance protocol for blockchain projects, and spends most of his time designing governance and incentive structures for early projects and getting involved with community growth efforts. In his spare time, he likes collecting NFTs and scouting for investment opportunities as part of MetaCartel Ventures. Follow John Paller on Twitter: https://twitter.com/PallerJohn Follow Eric Arsenault on Twitter: https://twitter.com/eric_rsno Abstract: On Opolis Public Radio (OPR), we dig into the Opolis Rewards Program and upcoming token launch. This talk was recorded on September 30th, 2020. About Opolis: Opolis is the next generation employment ecosystem for the self-sovereign worker. With Opolis, freelancers and gig workers everywhere have access to the same health benefits, life and disability insurance, and other services that only corporate employees have had access to traditionally. Learn more at https://www.opolis.co/.
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