The Cheating Debt Podcast

It's 2022 -new year, new goals, maybe a new business? We are back and what a year it was! Check out My Credit Advisor & Dispute on Demand on our website: www.cheatingdebt.comLooking to purchase or refinance a home in Texas? www.rhl.mortgageNMLS: 2106623 - Rankin Home LoansNMLS:2969649 - Brent Rankin

So you are ready to handle those scary student loans?Where do you begin to tackle this student loan debt??Student Loans can be very intimidating and a lot of times we think it’s easier to avoid them but student loans can stop you from accomplishing many goals if they aren't handled correctly. Cheating Debt has expanded its services and can assist you with your Federal Student Loans. Please use the link to see what programs you may qualify for.  www.cheatingdebt.com/studentloansBrent's favorite calculator website. www.bankrate.com

Does credit repair really work? This is a common question that we get all the time so we decided to answer our top 5 reasons why credit repair does not work. If you haven't had any success applying for a credit card apply for one at www.cheatingdebt.com/securedcardYou need credit monitoring with all 3 credit bureaus if you plan on fixing your credit. https://fico.cheatingdebt.com

Your goal is to save money, to keep money, your goal is to Cheat Debt!Before heading straight to the dealership, there are a couple of things you need to do...Get pre-approved. Check out TrueCarOnce you find the car you want to buy. Do a quick search for that car on the dealership's website. Online prices are sometimes cheaper than the sticker price.  Negotiate the overall price of the car. Don't answer how much you are willing to pay monthly, instead focus on the total amount of the car. (remember you want to pay less than the car is worth)Check out Bankrate this website can help you figure out what your payment would be with different interest rates.Now that you are a New Car Owner. Check out Root Car Insurance to see how you could save money on car insurance.How? Well, Root gives you a rate based primarily on how you drive. Changing insurance providers could help you save money monthly. Root could save you up to 52% on car insurance.

COVID-19 is testing us all. Here are some things you can do to financially protect yourself and why having your credit together is important. 

Brent and Sheala dive into credit utilization and how it affects your credit score. Cheating Debt Secured Card - www.cheatingdebt.com/securedcard

Welcome to the Cheating Debt Podcast! Husband & Wife Entrepreneurs Brent and Sheala step away from their Credit Repair Business to talk all things Credit, Budget and Finances.