Wealthy AF Podcast

Are the keys to your dream home slipping through your fingers as mortgage rates climb? This week's episode tears into the real estate market's latest numbers, offering an eye-opening perspective on what those soaring rates really mean for prospective homeowners. With a candid look at the cold, hard data—from a marginal uptick in mortgage applications to a worrying dip compared to last year—we're laying it all out on the table. If you're part of the average American household pulling in $70,000 annually, you'll want to lean in as we dissect what these financial gymnastics mean for your shot at the white picket fence dream.But it's not all doom and gloom; there are glimmers of hope amidst the market mayhem. We navigate through the murk of single-family home construction declines and the curious case of immigration's effect on housing shortages. Amidst this topsy-turvy landscape, we also spot rays of resilience shining from the manufacturing sector, hinting at an economic stability that belies the housing hustle's current tremors. Whether you're a seasoned investor or a first-time buyer, this episode serves up insights and strategies that could help you make your next move with confidence. Join us as we break down if it's wise to play the real estate game now or if you'd be better off sitting on the sidelines, waiting for the dust to settle.This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

This week, chat with real estate professional and lender, Jorge Almonte. We break down why getting a loan for a house is trickier these days - think higher interest rates and picky lenders.But fear not! Jorge gives us the lowdown on how to value a fixer-upper to impress even the strictest loan sharks.This episode is basically your guide to avoiding financial disaster when buying property. We talk about how a housing crash could affect businesses too, so listen up if you're worried about the economy.Plus, is the government playing fair with investors? We discuss a story about someone fined for supposedly lying about property value.   Is the system rigged?This episode is your key to navigating the crazy world of real estate investing without getting soaked.This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! Introducing the 60 Day Deal Finder!Visit: www.MartinREIMastery.comUse the Coupon Code: WEALTHYAFfor 20%  off! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

Discover the seismic shifts in tech and finance that are redefining our world, as we examine Apple's struggle in the dragon's lair—China. With Samsung's tech wizardry casting spells in the form of advanced AI, we ponder the potential magic Apple must conjure at their developer conference to combat this formidable foe. Our journey through the economic realm uncovers the mysteries of consumer spending and the Fed's cryptic signals, leaving you equipped to navigate the tumultuous waters of interest rates and investments. Whether you're a Silicon Valley devotee or a Wall Street warrior, this episode is your map to the treasure trove of knowledge about today's market dynamics.Feel the pulse of your wallet tighten as we dissect the repercussions of soaring treasury notes, the likes of which we haven't seen since 2006. This isn't just a story about numbers; it's a narrative of how these digits dance through our daily lives, from job prospects to the roofs over our heads. As we traverse the economic landscape, our insights into inflation and the housing sector will illuminate the path for your financial planning. Tune in and emerge more informed, more prepared, for the economic odyssey that lies ahead.This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

This episode is your financial and faith reset. We ditch the guilt trip and explore a fresh take on Christian stewardship with none other than Pastor Scott LaPierre. Here's the lowdown:Adulting 101: We break down the idea that everything you own is basically on loan from God. Kinda mind-blowing, but hear us out. It's about managing your resources (hello, side hustle!) with purpose.Materialism vs. Meaning: We're bombarded with "get rich quick" schemes, but what if true wealth is about something bigger? We'll chat about using your resources to make a real difference, not just buy the latest gadget.Faith in a Frayed World: We'll get real about the Middle East - a place where religion and conflict collide. Exploring figures like Abraham and Moses, we'll see how Judaism, Christianity, and Islam are all connected.Beyond the Sermons: We ditch the boring lectures. Pastor Scott and I will share our own stories of faith helping us navigate life's curveballs. Plus, I'll spill the tea on raising a whole family on one income (spoiler: it's doable!). This isn't your average church podcast - it's a heart-to-heart with actionable insights.So, ditch the hustle culture and join us for a conversation that goes beyond the pulpit and straight to your soul (and maybe your bank account).This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! Introducing the 60 Day Deal Finder!Visit: www.MartinREIMastery.comUse the Coupon Code: WEALTHYAFfor 20%  off! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

Dive headfirst into the perplexing world of the San Francisco housing market with us, where the once-booming sellers' haven is now a landscape of potential fiscal pitfalls. We've got all the latest figures that show a stark decline in mortgage applications juxtaposed with an uptick in Google home searches—a true paradox that signals a sustained hunger for homeownership against the backdrop of economic adversity. As we wade through the muddy waters of median sale prices and the daunting challenge of saving for down payments in an inflation-riddled economy, we're not just handing you data; we're arming you with insights to make sense of these dizzying market trends.In this candid conversation, we're not shying away from the hard truths. With interest rates hitting their highest since last November and a surge in new listings, we're seeing homes sell at breakneck speeds. But what does this mean for you, the buyer, the seller, the daydreamer of Bay Area living? We're dissecting economist predictions, federal rate cuts, and the ongoing housing shortage that's been intensified by recent immigration waves. And remember, we're not just here to report—we're here to strategize. Whether you're contemplating a property sale or on the cusp of buying, this episode is your guide through the turmoil, loaded with strategic takeaways to navigate the Bay Area's real estate roller coaster.This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

This episode is your guide to financial freedom, led by Navy veteran turned real estate boss Tim Kelly. Forget boring investment talk, this is about completely changing your life (and your bank account).Veterans? Tim shares how to use your benefits to crush it in real estate, from house hacking (living in part of a property you rent out) to bigger commercial buildings.Feeling lost? We get it. This episode's about changing your mindset to ditch the dead-end job and finally be your own boss. We'll talk about different ways to make money, including passive income (money that flows in without you needing to work all the time), and why owning stuff (like real estate) is the key to financial peace.Stressed? We got you covered there too. Learn how meditation, chilling out, and being grateful can boost your brainpower and help you make even more money. Plus, Tim's a super nice guy and is offering a free coaching call to help you get started on your financial journey. Don't miss out!This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! Introducing the 60 Day Deal Finder!Visit: www.MartinREIMastery.comUse the Coupon Code: WEALTHYAFfor 20%  off! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

Could Uncle Sam be getting outplayed in the global economic arena by China? Strap in as we unravel the gritty details of the US-China trade tensions, where accusations of unfair practices by China have American businesses on edge. We're not just theorizing; we're unpacking the complex nuances of capitalism's influence on this high-stakes tug-of-war. From the Federal Reserve's cryptic hints about potential interest rate hikes to Jamie Dimon's financial forecasts, we dissect the intricacies of inflation, the dollar's fluctuating value, and how market sensitivities might be more transparent than the Fed's poker face.This week's Biden Watch might just ruffle some feathers as we scrutinize President Biden's controversial student loan relief plan. It's a narrative of financial relief and rancor, as millions with student debts could see a silver lining, while voices like Senator Cassidy echo the concerns of taxpayers and those who took alternative paths to higher education. Expect a no-holds-barred debate that goes beyond dollars and cents, diving into the very ethos of American education and the economy's future. So, let your curiosity lead the way and join us for a conversation where we dissect the fairness of it all and explore whether this plan could signify a more equitable horizon for education in America.This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

Feeling stressed AF as a leader?  Juan Alvarado Jr. gets it. This former soldier battled his own demons with PTSD, but instead of letting it sink him, he used it to build a unique leadership style.In this episode, we'll dive deep into Juan's story, unraveling the secret sauce of communication that keeps teams tight and explore the age-old question: are leaders born with a silver leadership spoon, or can anyone learn to be awesome?By the end, you'll walk away feeling empowered to lead with authenticity, inspired by Juan's journey and your own leadership potential, and most importantly, connected to the power of intergenerational wisdom and building strong teams. Plus, your host gets real about personal growth and the magic that happens when you embrace diverse perspectives.This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! Introducing the 60 Day Deal Finder!Visit: www.MartinREIMastery.comUse the Coupon Code: WEALTHYAFfor 20%  off! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

Could your next home purchase leave more money in your wallet? We’re pulling back the curtain on an explosive lawsuit that's rocking the real estate world and what it could mean for your bank account. As housing market data reveals a slowdown, with mortgage applications at a standstill and Google house searches dipping, this week’s episode dissects the ongoing affordability crisis and the silver lining of increased market inventory. Despite median house prices hitting the roof, the quick turnover of homes suggests the market is still hot – but don't ignore the uphill battle against today's steep interest rates.The real tea, however, is the legal challenge to the National Association of Realtors (NAR) that might just flip the home-buying game on its head. Imagine a world where competition amongst realtors drives down commission rates, potentially changing the face of home purchases for everyone – especially cash-strapped millennials. But as we look closer, could this transparency in realtor fees make the quest for a quality agent tougher? Weighing the pros and cons, this episode is a must-listen for anyone with a stake in the real estate hustle or just curious about where the market is heading. So buckle up as we navigate the twists and turns of this industry-shaking lawsuit and what it could mean for the future of buying homes.This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

When resilience and resolve forge the path to freedom, Amanda Hengst story emerges as a beacon of hope and transformation. Our latest episode uncovers her chilling narrative from a childhood overshadowed by the ATI/IBLP cult to the depths of sex trafficking and her incredible journey to advocacy. Amanda's openness about her past gives us a harrowing look at how a strict, controlled upbringing can leave scars that predators exploit, guiding us through her transition from an abusive relationship with a boxing coach to a life of entrapment, and how she bravely fought her way out.Through the darkness of human trafficking, a light shines on the techniques traffickers use to manipulate and isolate their victims, as Amanda recounts her experiences—both personal and while working undercover with Say Left Freedom. Her courageous mission led to the liberation of children halfway across the world and the empowerment of law enforcement with the tools to combat this heinous crime. Amanda's relentless pursuit of healing and her contributions to anti-trafficking efforts are nothing short of inspirational, painting a vivid picture of recovery and the power of redemption.By sharing this episode, we hope to extend Amanda's extraordinary impact to reach those who may be silently struggling, offering a lifeline to those in need.This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! Introducing the 60 Day Deal Finder!Visit: www.MartinREIMastery.comUse the Coupon Code: WEALTHYAFfor 20%  off! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

This week, we dive deep into why the old ways won't work and shows you how to build real wealth. I'm a regular person who figured it out, and now I'm sharing my secrets.Forget boring savings plans! Learn how to invest in assets that make YOU money. We'll cover emergency funds, self-improvement (because YOU are your best investment!), and smart investment strategies.  (Real estate fans, there's even a sneak peek at my course!)This ain't your parents' retirement plan. It's an actionable roadmap to financial freedom and the retirement you deserve.  Let's ditch the outdated system and build something awesome together!This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

This week we chat with Raymond Kemp, a total boss who overcame racism to become a Navy legend and successful entrepreneur.   He'll show you how to turn those setbacks into leadership superpowers.Overcoming barriers: We'll hear Raymond's story, from facing discrimination to leading across multiple presidenciesLeadership for everyone: Forget fancy suits, these lessons apply to any team or even your friend group.Building a better future: Learn how to lead with integrity, inspire others, and make a real difference. This ain't just another boring leadership talk.  It's a call to action!  Raymond's got the wisdom to help you become the leader you were meant to be.This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! Introducing the 60 Day Deal Finder!Visit: www.MartinREIMastery.comUse the Coupon Code: WEALTHYAFfor 20%  off! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

Sell now or wait? We'll break down the crazy real estate market with rising home prices, more houses on the market, and even a potential shakeup in realtor commissions.We're getting down to what they mean for you and your next big move. As the scent of spring is in the air, we're weighing the pros and cons of planting that 'For Sale' sign now versus waiting for the dust to settle after a major real estate commission reform. This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

Buckle up for a real talk with relationship expert Charlene Byers! We're ditching the "toxic masculinity" BS and redefining what it means to be a man today.Ever feel like feminism and chivalry are on opposite sides of the spectrum?  We'll explore how these forces can actually work together for a more fulfilling relationship. Dating in the digital age is a whole new ball game. We'll discuss setting boundaries, the importance of clear communication. And the often undervalued art of patience. Learn how to cultivate trust and ditch the "swipe right, ghost later" mentality.Ready to find your soul mate? This episode is your roadmap to intentional connection. We'll leave you feeling hopeful and inspired to embark on a journey towards lasting love.GET IN TOUCH WITH CHARLENE:https://www.instagram.com/mscharlenebyars/https://charlenebyars.comThis episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! Introducing the 60 Day Deal Finder!Visit: www.MartinREIMastery.comUse the Coupon Code: WEALTHYAFfor 20%  off! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

The world of money is getting shook!  This week we're diving into the drama surrounding the US dollar.  Russia and its BRICS crew are challenging the dollar's dominance, and with global use of the greenback dropping, some wonder if its reign is ending.  But hold on, America is still the land of opportunity, attracting dreamers worldwide.  We'll also explore the risky world of high-yield bonds that investors are jumping on as interest rates might fall.  Closer to home, President Biden's got a plan to help young people buy houses, with tax breaks and affordable options on the table.  This could change the housing market and the whole economy. We'll break down this complex financial situation, where money and freedom are intertwined, and show you how it might impact your future.  So buckle up and get ready for an informative ride!This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

Been gaslighted by a narcissist? This episode is your escape plan.John & Melissa Rymer, survivor coaches, share their story & the tools they used to ditch the all drama.  They'll break down the manipulation & how to become a Victim to Warrior.  Think secret online support, 10-step recovery, & how to trust again.Worried about dating post-abuse?  The Rymers got your back!  Background checks & spotting red flags - you'll be a dating pro.Heal, rebuild, & thrive.  This episode is your arsenal for a happy, narcissist-free future!Get in touch with John & Melissa:Website: www.thev2w.comTruthfinder: https://tracking.truthfinder.com/?a=1484&oc=27&c=404&s1=podcastPrivate Facebook group: https://www.facebook.com/groups/thev2wThis episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! Introducing the 60 Day Deal Finder!Visit: www.MartinREIMastery.comUse the Coupon Code: WEALTHYAFfor 20%  off! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

Sunshine State on your mind, but worried about skyrocketing prices? We got you! This episode dives deep into Florida's real estate scene.We're also talking rentals. Remember those insane rent prices? Yeah, they're finally cooling down.  But with mega landlords buying everything in sight, will your wallet ever catch a break?And let's not forget the new residents flooding in! How will they impact the market? Buckle up, because we're forecasting the future (no crystal ball needed).This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

Tired of landlord jargon and confusing housing advice?  This episode is your cheat sheet for navigating the crazy world of off-campus housing.Join us with property pro Carmelo Carrasco spills the beans on finding the perfect place, whether you're a renter or a landlord.In this episode you'll learn:Secret strategies for dealing with the ever-changing rent market (no more roommate drama!)Why colleges need to step up their housing game (seriously, more dorm rooms please!)Life lessons you WON'T learn in class (like how to handle a leaky faucet or deal with a messy roommate)The golden questions to ask before you sign a lease (avoid those hidden fees!)This ain't your parents' off-campus housing search.  Carmelo shares real-world tips and tricks to make sure your rental experience is smooth sailing.Ready to find your dream apartment (or snag the perfect tenant)? Listen to this episode and get ready to navigate the off-campus housing market like a boss.FIND YOUR OFF-CAMPUS HOME WITH AXEL PROPERTY MANAGEMENT!CALL: 610-424-3744https://www.axelpm.comhttps://www.instagram.com/axelpropmgmt/This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! Introducing the 60 Day Deal Finder!Visit: www.MartinREIMastery.comUse the Coupon Code: WEALTHYAFfor 20%  off! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

Discover how the latest economic twists could pinch your wallet as we examine the Federal Reserve's reluctance to slash interest rates amidst persistent inflation. Get ready to unwrap the not-so-sweet details behind the global chocolate crisis and how it's more than just your cravings at stake—it's a clear sign of the economic challenges we're all facing. This week, we're bringing you the inside scoop on these stories, plus a deep dive into how the legal woes of former President Donald Trump are shaking up the business world even further.As your guide through the complexities of our economy, I'll break down Goldman Sachs' revised predictions on interest rate cuts and what that means for your finances, especially with a looming Fed meeting that could set the course for the year. And for those with a sweet tooth, I'll explain why your favorite chocolate treats are about to become a luxury as we face a cocoa bean shortage that's hitting Africa's top producers hard. It's an episode packed with insights on inflation, the housing market crunch, and the policy decisions that could shape our economic landscape in an election year—critical conversations that you won't want to miss.This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show

Level up your AM game and ditch the snooze button! This episode is all about unlocking your pre-breakfast power with game-changing morning routine hacks. I'm spilling the tea on my life-changing routine (think meditation and epic workouts) that'll have you crushing your goals.Feeling extra vulnerable? I'm sharing my pre-dawn routine with you – journaling, gratitude exercises, the whole shebang. This ain't about copying me, it's about designing your own #morningmagic that fuels your hustle and ignites your inner "Wealthy AF" self.Let's start building intentional mornings, together!This episode is brought to you by Premier Ridge Capital.Sign Up for our Newsletter and get our FREE E-Book where you'll learn everything you need to know about creating financial freedom through multifamily syndication.Visit www.premierridgecapital.com now! This episode is brought to you by Premier Ridge Capital.Build Generational Wealth As A Passive Investor In Multifamily Real Estate Syndication!Visit www.premierridgecapital.com to find out more.Support the show