Catapult | ED: NextGen

In this epsiode, your host Christina sits down with Marianna Danby, a expert in the realm of Wills and Estate Planning. Marianna unravels the layers of importance that surround this often-overlooked aspect of financial planning.Join us as we delve deep into the heart of the matter, exploring how Wills and Estate Planning transcend mere legal documents to become powerful tools for shaping the future. Marianna's wealth of knowledge and experience shines through as she discusses the crucial role these plans play in safeguarding your hard-earned assets, ensuring your wishes are honored, and granting peace of mind to your loved ones.Marianna addresses common misconceptions, highlights key considerations for different life stages, and emphasises the empowering nature of taking control of your legacy.Whether you're a young professional taking your first steps toward financial planning or someone who's been contemplating the importance of Wills and Estate Planning for years, this episode offers a wealth of guidance and inspiration. Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

In this episode, host Christina Tran sits down with special guest Megan Mashford, a passionate self-managed superfund Accountant. Megan shares valuable insights on all things self-managed superfunds, demystifying the complexities and shedding light on the benefits and considerations of managing your own superannuation. Whether you're a young investor looking to explore investment options or a business owner seeking to leverage the advantages of a self-managed superfund, this episode is filled with expert advice and practical tips. Tune in to gain a deeper understanding of self-managed superfunds and their potential for long-term financial success.Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Join us in this episode as we delve into the world of real estate with our guest speaker, Vincent Doran, a remarkable sales agent who has achieved great success by combining new-school tools with old-school sentiment. Vincent shares his journey and inside tips on getting into the housing market and buying your first home. Tune in to discover the secrets to navigating the real estate industry and achieving your homeownership goals. EDIT: Since this has been recorded, the SA Government has changed the first home owner's grant to keep up with rising house prices. Read more here. Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

In this episode, Christina is joined by Kosta Petrovic, Financial Planner at Catapult Wealth, to discuss all things related to property investment. From saving for a house and understanding mortgage structures to using equity to invest and protect your wealth, Kosta shares his expert insights and tips for navigating the complex world of property. Whether you're a first-time homebuyer or an experienced investor, this episode is a must-listen for anyone looking to build wealth through property. Tune in to learn how to make smart financial decisions and achieve your property investment goals.Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

In this episode, we chat to Josh Snelling, Client Services Manager at MasterTax. We cover the basics of the Australian taxation system, including an overview of the tax brackets, how the Medicare levy works, and whether you should do your own taxes or use a professional. We also discuss some of the most common misconceptions about taxes, such as whether you get taxed more if you have a second job, and offer tips on how to minimise your taxes by contributing to super and claiming deductions. We also dive into the HECs debt and repayment system, explaining how interest rates are linked to inflation and when and how to make extra repayments. Whether you're new to the workforce or just need a refresher on taxes, this episode is packed with valuable information to help you navigate the Australian tax system.Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Join us for the next episode of Catapult Ed: NextGen Podcast where we delve into the world of side hustles and entrepreneurship. Our guest, Alex Dickson shares his personal journey and experiences with his side hustles, including what inspired him to start, where he got his ideas from, and the challenges he faced before diving in. We also discuss some of the failures he faced and the valuable lessons he learned along the way. We'll also learn about the time commitment involved and what to keep in mind around tax time. Finally, Alex shares his tips and words of wisdom for budding entrepreneurs out there. Looking to start a side hustle? Don't miss out on this exciting episode filled with inspiration and lessons. If you would like to check out Alex's latest side hustle project, check out this link: https://devoteskincare.com.au"Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Are you wondering why there have been big increases in your life insurance premiums this year?Are you wondering what you should do if your own premiums are rising?In today’s podcast, Christina Tran talks to Dale Martens, Financial Adviser (insurance expert) at Catapult Wealth about what is currently going on in the insurance industry and what you can do to keep your wealth protected.Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Welcome to the first episode of Season 2! In this episode, we go through two different ways to help you get into your first home. We cover HomeStart and the First Home Save Super Scheme (FHSSS), two solutions that are often discussed amongst millennials.The First Home Saver Super Scheme (FHSSS) is what, exactly? The Federal Government has recently extended the rules for you to use your super to accelerate your savings towards a deposit on your first property.What is HomeStart? In South Australia, you may acquire a loan with a deposit as low as 2% and no lender mortgage insurance (LMI). Alex Dickson, Financial Adviser from Catapult Wealth talks to Christina Tran on the benefits and potential drawbacks of HomeStart.Calculator below: https://www.csc.gov.au/assets/fhsss-calculator/index.html#/calculator/ ATO Website info: https://www.ato.gov.au/individuals/super/withdrawing-and-using-your-super/first-home-super-saver-scheme/Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Season 1 of Catapult | ED: NextGen has come to an end. Tony Catt welcomes Christina Tran, the new host of Season 2.Christina, previously known as Catapult Wealth's 'Super Expert' is eager to host Season 2 and share all her financial tips and insights to help guide the next generation towards a successful financial future.Christina is a big believer in financial education and teaching people the benefits of starting young and the vast difference it can make over your lifetime. She is excited to help empower everyday people to understand and manage their personal finances. She believes there is nothing more satisfying than helping others take control and leaving a positive impact on their lives.This new season will discuss topics such as the First Homeowners Scheme, Rent vs Buy debate, different types of Debt, Cryptocurrency and starting your investment journey.Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

When an ASX-listed company says it’s undertaking a capital raising, it simply means it's selling more shares to raise more money – the shares are usually offered at a discount to the firm's current share price to tempt new and existing investors.Tony Catt brings back Catapult Wealth's Portfolio Manager, Tim Haselum to discuss the different types and what investors should ask themselves when making a decision. Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

In this episode, Tony Catt interviews James Juers, a Commercial Real Estate specialist. The dispute over whether to invest in residential or commercial real estate, like many other hot button issues in real estate investing, continues to split investors.Residential investors think that it is the least hazardous alternative, however commercial investors argue that commercial is safer because of its cash flow potential.Listen to find out some of the positives of buying commercial property and the types of commercial property you can invest in. Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Welcome to our special edition Market update with Portfolio Manager, Tim Haselum and Max Riaz, Director and Co-Founder of Banyantree Investment Group. In this Market Update, we discuss the Blockchain and Cryptocurrency trends we're seeing today.Please note this was recorded on the 24th of January 2022. Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

What happens when they are conflicting risk profiles? When couples come in and one is classed as Conservative, and the other is Growth, how do you help them agree with an investment strategy? Tony Catt discusses risk profiles with Catapult Wealth's Senior Paraplanner, Damian Braiotta. Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Why is time so important in compound interest?The more time that an investment has to compound, the greater the potential return will be. This explains why compound interest is a suitable concept for young investors. The sooner YOU begin saving, the more return you'll have come at the time of your retirement.Part 2 of discussing NextGen: Misconceptions. In this episode, Tony interviews Sam Crugnale, Associate Adviser from Catapult Wealth about the power of time and compounding.Click here for the notes referenced in the episode here. Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

There are a lot of misconceptions about Financial Advisers. Because of this, the “next generation” are hesitant or downright resistant to speaking to one, based on inaccurate perceptions.Managing your money is one of the most impactful and important skills but you can’t do it alone, nor should you have to. In this episode, Tony chats to Kosta Petrovic, Financial Adviser for Catapult Wealth about the myths surrounding Financial Advisers. SPOILER: You might be pleasantly surprised at how accessible, valuable and enjoyable it is to work with a great Financial Adviser!Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Financial health and mental health are intrinsically linked. Whether you’re worried about paying rent or paying a mortgage, finances can weigh on your mind and affect both your mental and physical health. The state of your mental health can lead to making decisions out of character and lead to many health issues including anxiety and depression.In this episode, we chat with John Mannion, Executive Director of Breakthrough Mental Health Research Foundation about the foundation and how their research is helping Australia tackle mental health head-on. Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Starting your first job means getting your first paycheck and your first super payment. There are a few things to look out for when choosing your super fund. Instead of taking the first one that's offered to you, take some time to figure out which super fund is actually best for you. In this episode, Tony chats to Catapult Wealth's super expert, Christina to discuss how to compare and choose super funds.Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

Why are things like GAMESTOP and ROBINHOOD making headlines? What behaviour is driving it? In this episode, we chat with Catapult Wealth's Portfolio Manager, Tim Haselum about the current investment trends and what to look out for before getting involved. Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

What do insurance brokers do? And when do you need to use one? Yes, insurance isn’t the most exciting topic, but it certainly something worth discussing sooner rather than later.   In this episode, Tony Catt picks the brain of Managing Director of Safeguard Insurance, Daniel Bullock about using an insurance broker and understanding insurance.  Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.

What is diversification? And how does diversification help you reduce risk in your investments?It's normal to invest in instruments that offer high returns, but you want to avoid putting all the eggs in one basket. In this episode, Tony Catt chats to Catapult Wealth's expert in investment management, Dylan Evans to discuss the pros and cons of diversifying your assets. Disclaimer: This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax/or legal advice prior to acting on this information.