THE MMG - The Millennial Money Guide

Being mindful about your life choices is key to success in every aspect of life. When you date, you need to have set standards not based on shallow things like height or physical features that eventually fade with age. But based on values. For example, can this man build an empire with you? Can this man insure that your children are born into wealth? If you’re over the age of 24 you have no business dealing with men who aren’t winners! The days of “I like him because he’s cute and funny” are over. Generationally you need to build a partnership with a man who brings more to the table than just “I love you.” Listen to this episode if you want to attract a provider man into your life. If your man isn't making your life easier, sorry to say it, but he ain't the one.Topics Covered In This Episode:How To Attract a Provider ManWhy You're Attracting All The Wrong MenHow Your Childhood Impacts Your Dating ExperiencesHow To Identify a Provider Vs a Lovebomber Heartwarming Examples of Providers From Ginas FollowersEpisode Sponsor:Monisha Kumar is a birth attendant, postpartum doula, and womb body worker. She supports and celebrates women and their whole beings and story, not just symptoms. In reverence to women’s physiology, nature, and earths cycle, she specializes in serving the womb continuum. Bringing you in touch to your body, fluid, and soul. Monisha’s approach is slow, gentle, and nourishing. She holds space for women to unfold in their truth and vulnerability, not healing YOU, but reminding you of the healer and women within.Services:- Womb Body Work- Womb Steaming- Birth Support- Postpartum Support- Full Spectrum Womb SupportWebsite: https://www.monishakirankumar.com/Instagram: MonishaKiranKumarTHE MMG RESOURCES:Gina's 5 Month Mentorship Program - Learn MoreBook a one on one session w/ Gina (1 Hour)Course on InvestingFree Mortgage Preapproval / RefinanceGet $25 From Wealth SimpleRelationship Coach: @from.aishwaryaBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

It’s estimated that Canadians lose billions of dollars annually due to mistakes, missed deductions, and unclaimed credits on tax returns. Studies suggest that Canadians are leaving hundreds of millions to billions of dollars unclaimed each year. The reality is that you’re probably leaving money on the table. Some of the largest expenses that are missed include medical expenses, charitable donations, employment expenses, educational and so much more. Ensuring that all eligible expenses are properly documented and claimed can help taxpayers like you maximize your tax refund or minimise your tax liability. Tune into today’s episode where I dive deeper into how you’re going to maximize your tax return!Episode Sponsor:It's everyone’s favourite time of the year, tax season! Lucky for you MMG has partnered with Mandeep Sandhu a Chartered Professional Accountant (CPA) with over 10 years of in depth tax experience. This tax year if you need a professional to take care of your personal or corporate taxes, bookkeeping, trust returns or general tax advice reach out to Mandeep Sandhu. His knowledge from working at a globally recognized accounting firm and CPA In-Depth Tax Program will ensure that your taxes are completed diligently. Avoid the hassle of waiting at an accountants office to complete your taxes and have Mandeep complete your taxes remotely. Call or email today. Mention the MMG podcast and get 10% off your service.Instagram: @msandhucpaEmail: Mandeep@msandhucpa.comTopics Covered In This Episode:Tax Deductions Vs CreditsCommonly Missed Deductions & CreditsA Note For Small Business Owner'sResources:The Fundamentals of Wealth WebinarGina's 5 Month Mentorship Program - Learn MoreCourse on InvestingFree Mortgage Preapproval / RefinanceGet $25 From Wealth SimpleBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Have you ever stopped to think about how your childhood experiences can affect your romantic relationships? Did you know that our upbringing can affect the way we behave in adult relationships, including how we handle our finances? While your parents might not have known what an attachment style was, they shaped yours as a child. The fact is, we don’t just have relationships with people, we have relationships with money too! And how you feel and what you believe can have a big impact on whether you earn, save, invest, or even lose money. To understand how trauma impacts your money habits we need to understand the different attachment styles people develop when they’re young. Whether you're anxious, avoidant, disorganized or secure, your attachment style will often dictate how you relate to money. Is your attachment style making you rich or broke? There's only one way to find out, hit the 'play' button now, thank me later.Episode Sponsor:Rhea Kallar is an investment and insurance advisor who specializes in critical illness, disability, and life insurance to help you secure your wealth and navigate towaards prosperity. To book a free consultation and begin growing your wealth today, DM her my name, Gina, to receive a free insurance and investment toolkit to learn more about the benefits of insurance and investing. Contact Rhea today, to step into a new era of wealth and prosperityServices:Life InsuranceDisability InsuranceCritical Illness InsuranceHealth & Dental CoverageRRSPRESPTFSABudgetingInstagram: @Rhea_KallarEmail: Rhea@portfolioplanning.caCalendly Link: https://calendly.com/rheakallar/consultTopics Covered In This Episode:Money Attachment StylesMoney ScriptsBuilding Financial Intimacy In Your Relationship Based On Your Attachment StyleResources:One on One Session w/ GinaGina's 5 Month Mentorship Program - Learn MoreCourse on InvestingFree Mortgage Preapproval / RefinanceGet $25 From Wealth SimpleLet's Connect:Instagram - @iamginajudgeThe MMG WebsiteLearn About The MMG Mentorship ProgramApply For The MMG Mentorship ProgramNeed Advice? Want To Share A Story? Leave An Anonymous Submission HereBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

If you live in Metro Vancouver or the Greater Toronto area, there's a good chance that you've either been invited to an Indian wedding or attended one. They're often lavish, extravagant, week-long affairs with anywhere from 500 to 1,200 guests. An Indian wedding can last from three days to even a full week. There is a lot to love in an Indian wedding, but with all the extravagance and glamor, the cons of a big, fat Indian wedding are not always considered. But here’s the harsh truth: such weddings burn a hole in the family’s pocket and no matter how hard they try, keeping every guest happy is next to impossible. Throughout this episode, you’ll hear anonymous submissions from couples about their challenges and pain points. Today, we’re getting into the nitty gritty of indian weddings between the nosy relatives who always find a reason to be unhappy, the flaunt factor, the traditions and culture, the maddening preparations, pricey and unprofessional vendors, familial expectations, bachelorettes gone wrong, getting into debt, and finally teaching you how to set clear boundaries with your family— we’re covering it all. Today, I’m Unveiling South Asian Weddings for all that they are.Episode Sponsor:The team at Kash Aesthetics and Medica Spa is conveniently located in Langley, a nurse directed clinic with certified medical aesthicians that truly want to help you. They provide: dermaplaning, chemical peels, microneedling, and laser hair removal with the Alma Soprano Ice Platinum. As a thank you for listening, here's a gift for you:For the month of February book a facial with your special someone or a friend and both of you will get pampered for $195.Receive a brazilian laser treatment on promo for $99.Interested in another treatment? Mention my name "Gina" and get $20 off of your first serviceKash WebsiteKash Instagram - @kash_aestheticsPhone: 604-371-1032Email: kashaesthetics.info@gmail.comTopics Covered In This Episode:What's causing such steep wedding expenses?Negative vendor expensesPast brides share their biggest regrets & advice for future bridesBachlorettes gone wrong - choose your bride tribe wiselyFamilies going into 6 figure debt - drowning in HELOCS & second mortgagesFinancial advice from Gina on how to budget for your big fat indian weddingResources:One on One Session w/ GinaGina's 5 Month Mentorship Program - Learn MoreCourse on InvestingFree Mortgage Preapproval / RefinanceGet $25 From Wealth SimpleLet's Connect:Instagram - @iamginajudgeThe MMG WebsiteLearn About The MMG Mentorship ProgramApply For The MMG Mentorship ProgramNeed Advice? Want To Share A Story? Leave An Anonymous Submission HereBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Do you make million dollar decisions or do you make penny decisions? The difference between the two determines what your life looks like and it’s one of the most important areas of your life that you have control over. Success isn’t just about working hard; it’s about the choices we make. Who you spend your time with matters. Did you know that up to 95% of our success or failure in life can be attributed to our peer group? If the circle you're in consistently makes Broke Ass Decisions chances are you will too. Negative naysayers can hinder growth, and it’s paramount to reassess the relationships in your life. Millionaires aren’t simply born, they emerge from the daily decisions they make. They’re bold, taking calculated risks that other’s might shy away from. In this episode, I dive deeper into the daily decisions you should be making if you aspire to hit millionaire status in your life. The sooner you adopt these habits, the quicker you’ll achieve your goals. Hey, before you know it you’ll be rolling around in money. Topics Covered In This Episode:Million dollar decisions you should be making everydayHow to scale your business and make more incomeSetting and enforcing boundariesThe importance of a routine and how to develop a healthy oneBuilding a million dollar networkThinking million dollar thoughtsResources:One on One Session w/ Gina Course on InvestingFree Mortgage Preapproval / RefinanceGet $25 From Wealth SimpleLet's Connect:Instagram - @iamginajudgeThe MMG WebsiteLearn About The MMG Mentorship ProgramApply For The MMG Mentorship ProgramNeed Advice? Want To Share A Story? Leave An Anonymous Submission HereBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

New year, new me?! Is 2024 your big break when it comes to transforming financially? Listen, I know 2023 felt like a bit of a rollercoaster but it's up to you to get your sh*t together. And what better way to start than by setting some solid new years resolutions that revolve around money? This New Year, New Money Mindset is EVERYTHING. Tune into this episode to learn more about actionable steps you can take to start the new year off successfully, these tips will set you up for 2024 and years to come!Episode Sponsor:S.R.RAINE - Author of The Knighthood of BarklazeThe Knighthood of Barklaze on AmazonTopics Covered In This Episode:New Years Resolutions Related To MoneyHow to Budget SuccessfullyHow to Pay off Debt in 2024How To Start Investing in 2024How Automation is a Game Changer for Your FinancesAnonymous Submission: Financial AbuseResources:One on One Session w/ Gina Course on InvestingFree Mortgage Preapproval / RefinanceGet $25 From Wealth SimpleMBNA Truline Mastercard - 0% for 12 MonthsLet's Connect:Instagram - @iamginajudgeThe MMG WebsiteLearn About The MMG Mentorship ProgramApply For The MMG Mentorship ProgramNeed Advice? Want To Share A Story? Leave An Anonymous Submission HereBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

80% of millionaires in the US are first generation rich, meaning they didn’t inherit their wealth, instead they built it. Tune into this episode where I explore the intersection of mindset and money. Learn personal tips, mindset shifts, and financial strategies that'll help you achieve millonaire status in your life time. Whether you're navigating financial challenges or aiming for financial freedom, this episode is your guide to rewriting your financial story.I dedicate this episode to all of the women who dont come from money. Although you may not come from money, today I'm teaching you 3 steps, where if followed, you'll BUILD wealth.Topics Covered In This Episode:The Hardest Lessons I Learnt at 63 Steps To Build WealthWhy You Should Hire a Mentor or Financial CoachLet's Connect:Instagram - @iamginajudgeThe MMG WebsiteLearn About The MMG Mentorship ProgramApply For The MMG Mentorship ProgramNeed Advice? Want To Share A Story? Leave An Anonymous Submission HereBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

We’ve all heard the saying that money can’t buy love but can love survive the financial rollercoaster? Do you think combining money and marriage is a disaster? Financial stress is the second leading cause of relationship breakdowns, behind infidelity. 73% of couples say stress related to money is the root cause of their issues. Financial compatibility means you and the person you are in relationship with are on the same page about money. We all have our own opinions and habits when it comes to saving or spending, and if your partner's views are very different than your own, it could cause conflict and be a sign of financial incompatibility. In this episode, you're going to learn how to talk money with your person.Episodes Sponsor:Bosa Properties is a top real estate developer based out of the lower mainland. Connect with them on instagram: Bosa PropertiesTopics Covered In This Episode:Financial CompatabilityMoney Questions To Ask While DatingDiscussing Debt As A CoupleSecrets to managing money as a coupleLet's Connect:Instagram - @iamginajudgeBook A Session With Gina HereThe MMG WebsiteNeed Advice? Want To Share A Story? Leave An Anonymous Submission HereBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

This episode is dedicated to the all the girlies who grew up without a strong male figure in their life. To all the women who navigated the journey of life without their father by their side. Today, we celebrate your resilience and the unique experiences that shape you into the remarkable woman you are. This episode celebrates your story, your strength, but more importantly the power of sisterhood. To all the women listening and navigating through life today without a father, brother, or significant other, I understand your pain, your struggles, and challenges that shape the lens through which you view the world. But today, I’m here to remind you that you are the author of your story. Today, I share tips designed to empower you, Today, I’m teaching you how to own your financial journey by inspiring you with my own. Topics Covered In This Episode:Overcoming AdversityFinancial HardshipBuilding A CommunityThe Importance of Financial LiteracyLet's Connect:Instagram - @iamginajudgeThe MMG WebsiteNeed Advice? Want To Share A Story? Leave An Anonymous Submission HereBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

A sinking fund isn't traditional savings. Instead, it's money that's meant to be spent — the idea is that you already have it set aside when you need it. It's a buckets of savings set aside for significant expenses.I don't feel guilty dipping into my sinking funds. Unlike my emergency savings, I'm not setting money aside for a worst-case scenario. Instead, it's cash I know I'll need.Because of this system, I was able to travel all throughout 2022 while simultaneously saving to move to Miami. You can open up sinking funds for: travel, home repairs, car maintenance, home insurance, property taxes, gifts, clothing, insurance and so much more. Listen to this episode if you want to learn more about how to set these up!---Purchase my virtual course on investing: https://www.themmg.ca/investingmasterclassFollow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: gina.judge@cleartrust.caBook a consulting session with Gina: https://calendly.com/themmgBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

How often do you indulge when it comes to spending recklessly? Sometimes it's intentional other times it's impulsive. Sometimes we buy things to impress people we don't even like. Tune into this episode where I get interviewed by Areena Antoine, host of the Self Love Lounge Podcast.---Purchase my virtual course on investing: https://www.themmg.ca/investingmasterclassFollow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: gina.judge@cleartrust.caBook a consulting session with Gina: https://calendly.com/themmgBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Are you thinking about becoming a mortgage broker? Are you on the fence about whether this career path is for you? Do you want to make 6 figures? Let's talk about the pro's & con's of pursuing a career as a mortgage broker.Episode Highlights: 04:40 - What does a mortgage broker do?10:50 - What skills does a mortgage broker need?14:50 - How much do mortgage brokers make?15:22 - Can you work as a mortgage broker part time?17:55 - Licensing process explained20:10 - Pros & cons of being a mortgage brokerDailyhive Article: https://dailyhive.com/vancouver/scotiabank-mortgage-mistake-payment-increase---What other topics do you want me to cover? Share your questions here: https://ngl.link/iamginajudge (anonymous)This episode of The MMG podcast is sponsored by Quadency, Quadency is a one stop trading platform for investors of all levels. Trade crypto with a few clicks or connect to their pro tools like bots and trading automation. To create a free account with Quadency click here: https://bit.ly/QuadencyxGina---Purchase my virtual course on investing: https://www.themmg.ca/investingmasterclassFollow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: gina.judge@cleartrust.caBook a consulting session with Gina: https://calendly.com/themmgBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Passive income is the Holy Grail of the business world—it’s income that takes little or no effort to bring in. This is the kind of income people make without doing much work or limited effort. It includes renting out real estate, selling digital products, investing in dividend paying stocks & so much more.This episode of The MMG podcast is sponsored by Quadency, Quadency is a one stop trading platform for investors of all levels. Trade crypto with a few clicks or connect to their pro tools like bots and trading automation. To create a free account with Quadency click here: https://bit.ly/QuadencyxGina--Purchase my virtual course on investing: https://www.themmg.ca/investingmasterclassFollow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: gina.judge@cleartrust.caBook a consulting session with Gina: https://calendly.com/themmgBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

We're half way into 2022 and here are a few personal finance tips all YOUNG (or old) adults need to live by! Tune into this episode for some inspiration to get ahead financially.In this episode I discuss:- The average savings rate- Saving for retirement & the importance of starting to save now- Smart debt- Department store credit cards- Credit card debt- Budgeting nearing a recession& so much more-----------Purchase my virtual course on investing: https://www.themmg.ca/investingmasterclassFollow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: gina.judge@cleartrust.caBook a consulting session with Gina: https://calendly.com/themmgBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Recessions occur when growth stops and the economy starts to shrink. They're inevitable, but unpredictable. And you can take steps to better prepare your finances. This episode gives you guidance on what you need to do now!--------Purchase my virtual course on investing: https://www.themmg.ca/investingmasterclassFollow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: gina.judge@cleartrust.caBook a consulting session with Gina: https://calendly.com/themmgBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Soooo, you got a tax refund? Before you go blowing it on that Gucci purse you've been eying over the last few months, listen to this episode. Today, we discuss some SMART ways to spend your tax refund -- the future you will thank you. What are you waiting for? Hit 'play'--Purchase my virtual course on investing: https://www.themmg.ca/investingmasterclassFollow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: gina.judge@cleartrust.caBook a consulting session with Gina: https://calendly.com/themmgBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Has anyone ever slid into your DM's claiming they can help you make 10k per month? Maybe they're trying to sell you this amazing reality of working anywhere from the world while making 6 figures. All you have to do is sell their company's product? How hard could it be?Well the likelihood of you earning 6 figures and living this lavish life is slim to none. Sorry to break it to you.. in this episode Gina breaks down the pros & cons of working for a MLM, her experience, and what you should do instead.--Purchase my virtual course on investing: https://www.themmg.ca/investingmasterclassFollow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: gina.judge@cleartrust.caBook a consulting session with Gina: https://calendly.com/themmgBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Are you on the fence about getting a fixed or variable rate mortgage? Tune into this episode to learn more, in this episode I cover:- What a fixed rate is- What a variable rate is- The pro's and con's of a variable or fixed rate- Penalties when breaking a fixed rate- Penalties when breaking a variable rate- Components that impact interest rates- Should you lock into a fixed rate?This podcast episode was sponsored by Sezzle, check them out:Financial Wellness Blogs : https://my.sezzle.com/category/financial-wellness/Sign up for Sezzle: https://sezzle.com/signup?utm_source=my.sezzle&utm_medium=lp-nav--Purchase my virtual course on investing: https://www.themmg.ca/investingmasterclassFollow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: gina.judge@cleartrust.caBook a consulting session with Gina: https://calendly.com/themmgBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

Everyone wants to be financially successful. But do you ever wonder about what it takes, day in and day out, to build a money routine that works? It might be easier than you think! In this episode I deep dive into what it takes to create a great routine, habits can make our lives much easier and having a daily routine helps with that. The things that we do every day, seemingly on auto-pilot, are what make us successful. It is especially true with finances.This podcast episode was sponsored by Sezzle, check them out:Financial Wellness Blogs : https://my.sezzle.com/category/financial-wellness/Sign up for Sezzle: https://sezzle.com/signup?utm_source=my.sezzle&utm_medium=lp-nav--Purchase my virtual course on investing: https://www.themmg.ca/investingmasterclassFollow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: gina.judge@cleartrust.caBook a consulting session with Gina: https://calendly.com/themmgBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.

We all know that children are expensive, in fact the average post secondary education costs $96,000. What if I told you that the government of Canada gives away free money that can be used towards your child's education? There are a number of benefits associated with opening a RESP, listen to this episode for a brief introduction. Today, I discuss:- The benefits of a RESP- How to open a RESP- How to apply for government grants ($7200+$2000)- Flexible options associated with a RESP- Investing within a RESP (this is soo important!)Purchase my virtual course on investing: https://www.themmg.ca/investingmasterclassFollow me on instagram for free money tips 24/7: (www.instagram.com/iamginajudge)Want to start a mortgage application? Email me at: gina.judge@cleartrust.caBook a consulting session with Gina: https://calendly.com/themmgBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-mmg-the-millennial-money-guide--4452947/support.