DiscoverAverage Joe Finances
Average Joe Finances

Average Joe Finances

Author: Mike Cavaggioni

Subscribed: 5Played: 28
Share

Description

On this podcast, we discuss how to beat debt, real estate, investing, side hustles, and more... Our mission is to help people realize their growth potential no matter their income level. We want you to become financially independent and build your wealth. Leave us a review if you can on the podcast platform that you are listening with.
60 Episodes
Reverse
Join Mike Cavaggioni and Brendan Lee Young on the 59th episode of the Average Joe Finances Podcast as they talk about what DIY investors need to succeed. Brendan is the CEO and co-founder of Passiv, a portfolio management tool designed to help self-directed investors manage and grow their wealth. At Passiv, they believe that our money should work hard for us and not the other way around. And so, Passiv allows investors to easily manage their portfolios by automatically calculating trades and bringing their portfolio back on track with just one click. Today, Brendan shares experience building the software and working with DIY investors on the platform.In this episode, you’ll learn:● The benefits of managing your own portfolio as a self-directed investor● The importance of being “financially woke” before using Passiv to manage your portfolio● What other premium features Passiv provides under their yearly flat-fee subscription● Why you should focus your allocations on index funds as opposed to speculative bets.● How you can get started as a DIY investor with the help of Passiv and their team● And much more!About Brendan Lee Young:Brendan Lee Young is originally from Trinidad and Tobago, a small twin-island in the Caribbean. He migrated to Canada to become an entrepreneur, which stemmed from his passion for financial independence. Brendan worked in the tech industry for a few years to learn how large tech corporations run. And eventually, he co-created Passiv, a portfolio management tool for online brokers, with Brendan Wood. The idea of Passiv came about soon after Young and Wood met. They discovered they were both disillusioned with the status quo of investing: paying high fees for active management of investment products, with nothing to show for it. Then again, even when they turned to passive investing, the Brendans found there were still tedious aspects to managing their investments. And so, Young and Wood decided to build a tool to free them from monotonous tasks, a tool that automatically calculates the trades needed to keep a portfolio close to its target allocation. After that, they soon realized that other investors would benefit from this tool, so Passiv was born. Since then, their team has grown, and hundreds of Canadians manage their money with Passiv, saving on management fees and spending less time with Excel.Find Brendan Lee Young on: Website: https://passiv.com/LinkedIn: https://www.linkedin.com/in/brendanleeyoung/Facebook: https://www.facebook.com/TeamPassiv/Twitter: https://twitter.com/brendanleeyoungAverage Joe Finances:Our social media links can be found here: flow.page/avgjoefinances🌐 Check out: averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: averagejoefinances.com/passiv🏡 Buying or Selling a House? averagejoefinances.com/realtor🏘 Interested in getting your real estate license? averagejoefinances.com/prepagent🎥 Use the same Audio/Video Editing Team that I use: editpods.com📢 Host your own Podcast here: averagejoefinances.com/buzzsprout📋 Social Media Management Tool: averagejoefinances.com/social-media 💰 Free Stocks:·         Robinhood: averagejoefinances.com/robinhood·         Webull: averagejoefinances.com/webull📋 Consolidate debt: averagejoefinances.com/sofi-loans/⚠️ Life Insurance: averagejoefinances.com/ladder💎 Average Joe Finances Swag: averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧 averagejoefinances.com/disclaimerSupport the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Will Owens on the 58th episode of the Average Joe Finances Podcast as they talk about how changing your mindset can change the world. Will Owens is the CEO and founder of The Mind Creates. In 2020, he recognized the ability for people to create the life they desired with the power of the mind. And so, through this revelation, Will designed, “The Mind Creates,” to assist people in life coaching, investing, education, business consulting, and problem-solving. After all, they believe that in helping, people have a new mind and way of living, others can experience fulfilment in life and throughout eternity. In this episode, you’ll learn:●     How most of the world’s systems affect us and why we need to change them●     Why having a love for solving problems is essential when becoming a life coach?●     What the six “fears” are and how recognizing them can help you overcome them●     The value of having an abundance mindset and how money truly impacts our lives●     The importance of disciplined thinking and how the mind creates the circumstances.●     And much more!About Will Owens:Will is a millennial that is one of the top creators in the world. In addition to his Engineering degree, Will has earned various business, financial, and spiritual certifications through utilising solid business systems. He has a deep passion for educating others on mindset, spiritual relationships, money, and business.Will played College and Semi-Pro basketball before turning down his Professional Contracts to play in China to pursue a career in the corporate world. He climbed the corporate ladder for FedEx Ground Headquarters and PepsiCo before resigning and starting his business.In September of 2015, a life-changing event occurred, where Will had to move from Georgia back to Maryland to assist in raising his younger brothers. This challenging time in his life was due to his mother being diagnosed with Stage 4 Liver Cancer at the age of 44 and eventually passing away ten months later on June 11, 2016.Will turned the devastating situation of his mother’s passing into a positive opportunity for impact by creating his first company WOW Mentoring, LLC. After properly operating WOW Mentoring, LLC for four years, Owens founded The Mind Creates in 2020 to address new mindset development and opportunity creation needs.Find Will Owens on: Website: themindcreates.comLinkedIn: linkedin.com/in/will-owens-wowInstagram: instagram.com/will_owensFacebook: facebook.com/owenswill Twitter: twitter.com/will_owens Average Joe Finances:Our social media links can be found here: flow.page/avgjoefinances🌐 Check out: averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: averagejoefinances.com/passiv🏡 Buying or Selling a House? averagejoefinances.com/realtor🏘 Interested in getting your real estate license? averagejoefinances.com/prepagent🎥 Use the same Audio/Video Editing Team that I use: editpods.com📢 Host your own Podcast here: averagejoefinances.com/buzzsprout📋 Social Media Management Tool: averagejoefinances.com/social-media 💰 Free Stocks:·         Robinhood: averagejoefinances.com/robinhood·         Webull: averagejoefinances.com/webull📋 Consolidate debt: averagejoefinances.com/sofi-loans/⚠️ Life Insurance: averagejoefinances.com/ladder💎 Average Joe Finances Swag: averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧 averagejoefinances.com/disclaimerSupport the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Brian Dress on the 57th episode of the Average Joe Finances Podcast to discuss long-term investing and what to look out for when working with fiduciaries. A futures trader for nearly 15 years, Brian is an investment advisor and Director of Research at Left Brain Wealth Management. He and his team select individual stocks and bonds to outperform benchmark indexes and use compounding to build wealth in client portfolios. Nowadays, Brian takes on new clients for wealth management and other financial planning services. And so, if you need help reaching your financial goals, feel free to contact him after the episode. In the meantime, make sure to tune in and enjoy the show!In this episode, you’ll learn:The advantages of long-term investing as opposed to its short-term counterpartWhat “growth stocks” are and some tenets to keep in mind when investing in themHow to manage the risk in growth stocks by finding a trajectory towards profitabilityThe importance of educating yourself before investing and the best way to get startedHow to differentiate a fiduciary from someone who just wants to sell you a productAnd much more!About Brian Dress:Brian Dress has about 15 years of experience in the investments industry.  Before joining Left Brain, he spent nearly a decade managing an independent portfolio of derivatives, focused mainly on oil/gas, commodities markets, equities, and fixed income. Brian earned his B.S. in International Relations, with a concentration in International Economics, from Georgetown University in Washington, DC. He is currently a candidate for the Chartered Financial Analyst (CFA) designation. Nowadays, Brian resides in Chicago with his wife, Michelle, and two daughters, Juliette and Alexandra. He also enjoys spending time with family, working out, cooking, and travelling.Find Brian Dress on: LBWM Website: https://www.leftbrainwm.com/ LBWM Investment Research: https://leftbrainir.com/ Twitter: https://twitter.com/LeftBrainIRLinkedin: https://www.linkedin.com/in/briandressYouTube channel: https://www.youtube.com/channel/UC6bqGg_VfmuCH7E-s7rNUxQAverage Joe Finances:Our social media links can be found here: flow.page/avgjoefinances🌐 Check out: averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: averagejoefinances.com/passiv🏡 Buying or Selling a House? averagejoefinances.com/realtor🏘 Interested in getting your real estate license? averagejoefinances.com/prepagent🎥 Use the same Audio/Video Editing Team that I use: editpods.com📢 Host your own Podcast here: averagejoefinances.com/buzzsprout📋 Social Media Management Tool: averagejoefinances.com/social-media 💰 Free Stocks:Robinhood: averagejoefinances.com/robinhoodWebull: averagejoefinances.com/webull📋 Consolidate debt: averagejoefinances.com/sofi-loans/⚠️ Life Insurance: averagejoefinances.com/ladder☕️ Support the Show: buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧 averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact--------------Tropical Sensation by Mike Leite soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation Support the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Nathan Webb on the 56th episode of the Average Joe Finances Podcast to discuss the nuances of performing a 1031 exchange to get the most out of your commercial investments. Nathan has been an international entrepreneur and investor for over seven years now. While running a successful business overseas, he fell in love with real estate and immediately began investment projects in the US market. At first, Nathan chose multifamily for its stability and ability to force appreciation. But eventually, he also pursued 1031 exchanges for the tremendous tax advantages and exponential growth potential they provide. Today, Webb shares how he put those two passions together, providing multifamily acquisition and 1031 exchange services.In this episode, you’ll learn:Why “Rich Dad, Poor Dad” is often recommended to people just getting into real estateThe benefits of falling in love with project management when renovating a propertyWhat a “1031 Exchange” is and how to get the most out of your investment propertiesWhen you should contact a qualified intermediary when planning to do an exchangeThe importance of preparation in a 1031 and how to understand the nuances of its rules.And much more! About Nathan Webb:Nathan Webb is a 1031 Exchange Accommodator. He and his team are the qualified intermediaries required to perform your 1031 Exchange. They leverage their Exchange Software and FinTech to make clients’ exchange 100% electronic, seamless, and secure, providing over $100MM in FDIC protection. Nathan also provides 1031 Exchange services all over the United States, specialising in California’s highly nuanced tax code. So far, he and his team have a 20-year track record of performing successful exchanges. They pride themselves on their service, always putting the client first. As an accommodator, Nathan always makes sure to walk his clients through the entire exchange process from one closing table to another.Find Nathan Webb on: LinkedIn: linkedin.com/in/nathan-webb-gccFacebook: facebook.com/nathan.webb.58323431Average Joe Finances:Our social media links can be found here: flow.page/avgjoefinances 🌐 Check out: averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: averagejoefinances.com/passiv🏡 Buying or Selling a House? averagejoefinances.com/realtor🏘 Interested in getting your real estate license? averagejoefinances.com/prepagent🎥 Use the same Audio/Video Editing Team that I use: editpods.com📢 Host your own Podcast here: averagejoefinances.com/buzzsprout📋 Social Media Management Tool: averagejoefinances.com/social-media 💰 Free Stocks:Robinhood: averagejoefinances.com/robinhoodWebull: averagejoefinances.com/webull📋 Consolidate debt: averagejoefinances.com/sofi-loans/⚠️ Life Insurance: averagejoefinances.com/ladder☕️ Support the Show: buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧 averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact--------------Tropical Sensation by Mike Leite soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation Support the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Brandon Magierowski on the 55th episode of the Average Joe Finances Podcast to discuss the power of networking and what to keep in mind when partnering up for joint ventures. Brandon is a real estate investor, entrepreneur, podcast host, and co-founder of Real Focus Capital. There, he helps fellow and aspiring investors generate passive income through multifamily and commercial property investments. After all, Brandon believes that nothing great is ever achieved by ourselves and that we need to surround ourselves with great people to achieve great things. Today, he shares his journey, from working in the baseball industry to getting into multifamily. In this episode, you’ll learn:·  Why building the right team is essential when starting a venture in real estate·  How leveraging your team’s skills can help you achieve your goals and grow as entrepreneurs·  The value of developing relationships with brokers from the area of your target market·  What to look out for when scoping out deals at sub-markets of specific areas·  The importance of time commitment when getting into real estate as W2 employees·  And much more!About Brandon Magierowski:A native of Lethbridge, Alberta, Canada, Brandon Magierowski came to Shreveport, Louisiana, in 2004 to join the LSU-Shreveport Pilots Baseball Program. After three years with the Pilots, Brandon graduated with a Bachelor’s Degree in General Business Administration. In 2008, Brandon joined the Prairie Baseball Academy (Junior College) as an Assistant Coach before returning to the LSUS-Baseball Program in 2010 as the Graduate Assistant Coach. Magierowski’s coaching position with the Pilots ended in 2011 after Brandon graduated with his Masters in Business Administration (MBA).Upon graduation in the Spring of 2013, Brandon turned his attention to hosting baseball tournaments in the deep south region to provide players a better opportunity for exposure to next-level recruiters. In 2014, Brandon helped create Diamond Dynasty (2D Sports) and currently serves as its acting CEO. Since its inception, the company has grown 25% year after year and hosts over 100 events. Nowadays, Brandon is an active partner in Real Focus Capital Investments and a co-host of the Gorilla State Podcast. He is also a graduate of Multifamily University, a member of the MultifamilyU investor group, and leads the MultiFamily Mastermind 318 meetup group in North Louisiana. Brandon currently owns several multi-family properties in Louisiana, residing in Shreveport with his wife and three sons. Find Brandon Magierowski on: Website: realfocus.org/Facebook: facebook.com/brandon.magierowski Instagram: www.instagram.com/bmags1984Flow Code: flow.page/brandon-magierowskiCheck out Average Joe Finances:Our social media links can be found here: flow.page/avgjoefinances🌐 Check out: averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: averagejoefinances.com/passiv🏡 Buying or Selling a House? averagejoefinances.com/realtor🏘 Interested in getting your real estate license? averagejoefinances.com/prepagent🎥 Use the same Audio/Video Editing Team that I use: editpods.com📢 Host your own Podcast here: averagejoefinances.com/buzzsprout💰 Free Stocks:Robinhood: averagejoefinances.com/robinhoodWebull: averagejoefinances.com/webull⚠️ Life Insurance: averagejoefinances.com/ladder☕️ Support the Show: buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧 averagejoefinances.com/disclaimerSupport the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Rick Mazur on the 54th episode of the Average Joe Finances Podcast to discuss what you need to know when getting into day trading. Rick Mazur is a financial trader, investor, mentor, and podcast host. Over the years, Rick has owned multiple businesses, creating a diverse portfolio of investments. Nowadays, he helps people become more knowledgeable in the trading space. Today, Rick shares his journey, from starting up an ISP, learning about different investments, and choosing the ones that work for him. In this episode, you’ll learn:•       How diversifying investments is vital when working towards financial freedom•       What vehicles to use when structuring your portfolio for long-term investments•       Why you should take time to educate yourself before getting into trading•       The biggest pitfalls people fall into when trying to trade in financial markets•       How to pick the right plan when getting into trading as a busy professional•       And much more! About Rick Mazur:Rick Mazur is an entrepreneur who owned his first business as a teenager before starting a tech company focusing on internet solutions in the mid-90s. Rick began to investing about 25 years ago, first with stocks. He then experimented with options and forex, all part-time as more of a hobby. After finding out that combining the proper trading mentors with replicable processes that work, Rick turned the trading dream into reality. Rick currently has a mix of long-term stocks consisting of directional plays, dividends, staples, and multi-sector index funds. On the options side, he utilizes medium-term options positions capitalizing on index volatility. For short-term day trading, Rick trades the futures market, which is typically closed by the end of the day.He grew up and spent most of his life around the Chicagoland area in Illinois. But now, Rick resides in Naples, Florida, opting to be closer to family, warmer weather, and the beach.Find Rick Mazur on: Website: https://www.rickmazur.life/ LinkedIn: https://www.linkedin.com/in/rickmazurlife/ Twitter: https://twitter.com/rickmaz1106Check out Average Joe Finances:Our social media links can be found here: averagejoefinances.com/links🌐 Check out: averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: averagejoefinances.com/passiv🏡 Buying or Selling a House? averagejoefinances.com/realtor🏘 Interested in getting your real estate license? averagejoefinances.com/prepagent🎥 Use the same Audio/Video Editing Team that I use: editpods.com📢 Host your own Podcast here: averagejoefinances.com/buzzsprout📋 Social Media Management Tool: averagejoefinances.com/social-media 💰 Free Stocks:Robinhood: averagejoefinances.com/robinhoodWebull: averagejoefinances.com/webull 📋 Consolidate debt: averagejoefinances.com/sofi-loans/⚠️ Life Insurance: averagejoefinances.com/ladder☕️ Support the Show: buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧 averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact--------------Tropical Sensation by Mike Leite soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation Support the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Karena Calhoun on the 53rd episode of the Average Joe Finances Podcast to discuss how to crush your goals unhindered by marrying your purpose with your authentic self. Karena is a certified mindset and life coach who guides women entrepreneurs to develop their businesses. She helps unveil their authentic selves, discover their purpose, increase their self-confidence, and destroy self-defeating obstacles. In turn, her coaching aids women in reaching their goals and pull their vision towards them. Today, Karena shares her journey, from discovering her authentic self to finding her purpose in helping others do the same. In this episode, you’ll learn:●     What inspired Karena to become a mindset coach, and what it is like being one.●     The difference between passion and purpose, and why the two need to work together.●     How to peel back the layers of external influences and find your authentic self.●     The importance of having the right mindset in serving and impacting where you belong.●     Why you are not defined by the mishaps in your life but by your mindset after the fact.●     And much more! About Karena Calhoun: In 2017, Karena Calhoun began a journey of unveiling her authentic self and discovering her true purpose. During this time, she understood that what she had been doing to help women since 2009 through outreach was her purpose and calling. Today, Karena helps women entrepreneurs destroy negative self-talk, overwhelm, and other malicious obstacles that come against their purpose. In addition, she is an international podcast host and rising transformational speaker. Find Karena Calhoun on: Website: https://warkry.comInstagram: https://instagram.com/coach.karenaLink Tree: https://linktr.ee/coachkarena Check out Average Joe Finances:Our social media links can be found here: averagejoefinances.com/links🌐 Check out: averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: averagejoefinances.com/passiv🏡 Buying or Selling a House? averagejoefinances.com/realtor🏘 Interested in getting your real estate license? averagejoefinances.com/prepagent🎥 Use the same Audio/Video editing team that I use: editpods.com📢 Host your own Podcast here: averagejoefinances.com/buzzsprout📋 Social Media Management Tool: averagejoefinances.com/social-media 💰 Free Stocks:Robinhood: averagejoefinances.com/robinhoodWebull: averagejoefinances.com/webull 📋 Consolidate debt: averagejoefinances.com/sofi-loans/⚠️ Life Insurance: averagejoefinances.com/ladder☕️ Support the Show: buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧 averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact--------------Tropical Sensation by Mike Leite soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation Support the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Prashant Kumar on the 52nd episode of the Average Joe Finances Podcast to discuss why it is never too late to invest in real estate and how to get started. Prashant is the CEO and founder of My Realty Gains. Here, he assists ultra-busy professionals in identifying excellent investment opportunities, providing stable cash flow, and long-term capital appreciation by purchasing assets. Not only that, Prashant has acquired and managed over $32 million in real estate while running webinars and meetups, speaking on the subject of investing across the country. Today, he shares his journey, from immigrating to the United States to now investing in multifamily. In this episode, you’ll learn:●     How “assisted living” works and what goes into managing such properties●     The abundance mindset and how helping others attracts more wealth●     Ways to use your IRA to invest in different asset classes, including real estate●     The importance of taking things slow when learning to invest in any asset class●     How to build generational wealth from the compounding effect of passive cash flow●     And much more! About Prashant Kumar:Prashant Kumar is an enthusiastic, passionate, and goal-oriented multifamily operator. He applies his 25+ years of experience in corporate America to analyzing income and expenses, calculating Net Operating Income (NOI), and calculating purchase prices based on NOI and Market Cap rates. Prashant acquires and holds stable, income-producing multifamily apartment complexes in emerging US markets with long-term capital appreciation. He runs meetups in NY and online masterminds with many groups while doing JV and syndication deals. In addition, Prashant has a passion for purchasing Assisted Living Properties.Find Prashant Kumar on: Website: www.myrealtygains.comMultifamily Realty Gains: www.multifamilyrealtygains.comPersonal Loving Care: http://www.plccarehomes.comLinkedIn: www.linkedin.com/in/prashant-at-myrealtygainsFacebook: https://www.facebook.com/prashant.myrealtygainsCheck out Average Joe Finances:Our social media links can be found here: https://averagejoefinances.com/links🌐 Check out: https://averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv🏡 Buying or Selling a House? https://averagejoefinances.com/realtor🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent🎥 Use the same Audio/Video editing team that I use: https://editpods.com📋 Social Media Management Tool: https://averagejoefinances.com/social-media 💰 Free Stocks:Robinhood: https://averagejoefinances.com/robinhoodWebull: https://averagejoefinances.com/webull 📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/⚠️ Life Insurance: https://averagejoefinances.com/ladder☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: https://averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧 https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please visit https://averagejoefinances.com/contact--------------Tropical Sensation by Mike Leite https://soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation Support the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Amy Farrow on the 51st episode of the Average Joe Finances Podcast as they discuss how expanding your knowledge of people opens up more opportunities in real estate. Amy is a real estate lawyer, a former law enforcement officer, and a mother to four great kids. She often spends her time helping fellow investors, whether aspiring or experienced, pursue their real estate journey, from defending them in court to drafting their agreements. Today, Amy shares her journey, from flying commercial planes and working for the FBI to eventually manage rental properties.In this episode, you’ll learn:● How Amy got into real estate through buying and flipping rental properties● The importance of adaptability as an investor, given the fluctuations of specific markets● Why you should go beyond “making money fast” and focus on your business’ longevity● The difference between treating real estate as a hobby and as a business● How to have a comprehensive view of real estate and be flexible in your exit strategies● And much more!About Amy Farrow:Amy Farrow spent years learning real estate business, running a brokerage firm, and studying real estate law. Now, she is an experienced attorney with a demonstrated history of working in the real estate industry. Amy specializes in Judgment Collections, Negotiation, Team Building, Foreclosure, and Estate Planning. She has also handled complex litigation, creative financing commercial transactions, and title issues and defects.Find Amy Farrow on:Website: www.amyfarrow.comEasy Button REI: www.easybuttonrei.comFacebook: https://www.facebook.com/martin.amy.bInstagram: https://www.instagram.com/amyfarrownowCheck out Average Joe Finances:Our social media links are all on our Flow Page: https://flow.page/avgjoefinances🌐 Check out: https://averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv🏡 Buying or Selling a House? https://averagejoefinances.com/realtor🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent🎥 Use the same Audio/Video editing team that I use: https://editpods.com📋 Social Media Management Tool: https://averagejoefinances.com/social-media💰 Free Stocks:Robinhood: https://averagejoefinances.com/robinhoodWebull: https://averagejoefinances.com/webull📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/⚠️ Life Insurance: https://averagejoefinances.com/ladder☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: https://averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧 https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬 mike@averagejoefinances.com--- Support this podcast: https://anchor.fm/averagejoefinances/supportSupport the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni with his guests, Suzy Sevier and Michael Barnhart, on the 50th episode of the Average Joe Finances Podcast as they discuss investing in apartments overseas and achieving a “Return on Impact”. Michael is an Air Force Officer and Biology Professor, while Suzy is a Supply Chain Coordinator and Program Manager. Both serve as the founders of Adventurous Real Estate Investors, specializing in multifamily investment opportunities that offer lucrative returns by implementing a business model that provides value to both residents and the local community. Today, Suzy and Michael share their journey, from closing their first multifamily deal to helping others do the same.In this episode, you’ll learn:• How Suzy and Michael got into real estate with a “be 1% better every day” mindset• What “Return on Impact” is and how it influenced their value-adding process• The importance of mentorship in propelling your growth as a multifamily realtor• Why the best partnerships are found outside of your comfort zone• The value of raising capital and due diligence in commercial real estate• And much more!About Suzy Sevier and Michael Barnhart:Suzy Sevier is a real estate investor currently living in Cambridge, England. In 2019, Suzy graduated from the University of Denver with an MBA with a concentration in Marketing. Nowadays, she works for a large biotechnology company as a supply chain coordinator and program manager. In the meantime, Suzy also guides students from the Daniels College of Business at the University of Denver thru her mentoring.Michael Barnhart is a US Air Force Officer with over 15 years of military experience. In 2011, he graduated from the United States Air Force Academy as an Academy Scholar and, two years later, earned a master’s degree at Colorado State University. Currently, Michael is a Ph.D. student in biochemistry at the University of Cambridge. He is said to return to the U.S. Air Force Academy as an assistant professor once he completes his doctorate. There, he will finish out his military career before transitioning to real estate investing full-time.Find Suzy Sevier and Michael Barnhart on:Website: https://adventurousrei.comInstagram: https://www.instagram.com/adventurous.reiFacebook Page: https://www.facebook.com/adventurousREILinkedIn: https://www.linkedin.com/company/adventurous-real-estate-investorsCheck out Average Joe Finances:Our social media links are all on our Flow Page: https://flow.page/avgjoefinances🌐 Check out: https://averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv🏡 Buying or Selling a House? https://averagejoefinances.com/realtor🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent🎥 Use the same Audio/Video editing team that I use: https://editpods.com📋 Social Media Management Tool: https://averagejoefinances.com/social-media💰 Free Stocks:Robinhood: https://averagejoefinances.com/robinhoodWebull: https://averagejoefinances.com/webull📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/⚠️ Life Insurance: https://averagejoefinances.com/ladder☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: https://averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧 https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬 mike@averagejoefinances.com--- Support this podcast: https://anchor.fm/averagSupport the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni with Michael Soroko and Zach Zenda on the 49th episode of the Average Joe Finances Podcast, as they discuss the benefits of working with financial advisors—or, as per Soroko, "the CFOs of your finance."In recent media, subjects like DOGE Coin and GameStop have created non-stop buzz in business and investing. As a result, more people are getting into cryptocurrencies and the stock market from their homes. For our guest financial advisors, this is both good and potentially dangerous.Today, Michael Soroko and Zach Zenda talk more about retirees' common regret, the Robinhood-Era of stock market investing, and the High-Earners-Not-Rich-Yet demographic, better known as the HENRYs.In this episode, you'll learn:● Coming from families with business and finance DNAs; Why you need to work with a financial advisor● The dangers of the different media hype(s) to your finance and how financial advisors come in as your guidance● Here's what most retirees regret not doing with their money at an early age; Your money needs to have its 'why' and compass● When taking out from your retirement plan or 401(k), there are factors you need to take into consideration to ensure what you're nettinggoes a long way● Mike and Zach: On portfolio diversification and where financial advisors go to invest.● And much more!About Michael Soroko:Mike grew up in Kinnelon, NJ. Mike attended Rider University in Lawrenceville, NJ, where he was the Captain of the Cross Country and Track and Field Teams. After graduating from Rider University with his Bachelor's in Finance and M.B.A. in Entrepreneurship, Mike entered the Financial Services Industry in 2013.Mike is one of the founding partners of Emeritus Wealth and holds his Life, Health, Series 6, Series 63, and Series 65 Licenses. In addition, he obtained his "Certified Family Business Specialist "designation (CFBS) through the American College in Philadelphia in 2015. Mike has developed a unique ability to work directly with close-knit family businesses to help them become aware of financial strategies that will be instrumental in their success.Mike has spearheaded the charge in bringing financial awareness to the students, faculty, and alumni within the Rider University community by working closely with the athletic department and alumni association. Mike currently resides in Morristown with his wife Nicole and their dog Hannah.About Zach Zenda:Zach was born and raised in South Brunswick, NJ. Zach attended Rutgers University in New Brunswick, where he was a member of the Men's Lacrosse Team. He graduated with his Bachelor's Degree in 2012 and began his career in the Financial Services Industry.Zach has been a registered representative of MML Investors Services, LLC. since 2013 and is one of the founding partners of Emeritus Wealth. Zach holds his Life, Health, Series 7, and Series 66 licenses, and he obtained his "Certified Family Business Specialist" designation (CFBS) through the American College in Philadelphia in the summer of 2015.Outside of the office, Zach is an avid golfer, enjoys working out at the Jersey Strong, and something you may not know is he an avid Watch enthusiast on all things surrounding the watch industry. Zach resides in Red Bank, NJ, with his wife Zara and their dog Cali and cat Wolfie.Find Michael Soroko and Zach Zenda on:Website: www.emerituswealthgroup.comInstagram: www.instagram.com/thefinancialguides@mikesoroko / @zzenda5Check out Average Joe Finances:Our social media links are all on our Flow Page: https://flow.page/avgjoefinances🌐 Check out: https://averagejoefinanceSupport the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Melissa Johnson on the 48th episode of the Average Joe Finances Podcast, as they discuss how she abandoned the safety walls of a nine-to-five to fully get into the game of real estate investing. Being a real estate investor doesn’t always have to be about closing hundreds of transactions. Instead, for Melissa, the lifestyle it enables for herself and her family holds the real reward far beyond profit she can get from any deal. Today, Melissa shares the prerequisites of finding mentorship, the education-action balance, the importance of market adaptability, and the understanding of exit strategies and when to deploy them.In this episode, you’ll learn:● The fear of losing the security blanket of corporate work hinders the transition to real estate.● In a constantly evolving market, having the ability to adapt and strategize accordingly to the market is critical.● On Keeping It Simple: There is value in mastering, maximizing, and staying in your market.● About Glice; The other asset classes and businesses outside of house-flipping that yield potential for investments.● The importance of knowing when to take action during the phase of self-education.● And much more!About Melissa Johnson:She has been flipping houses in San Antonio, TX, since 2003, growing and expanding the business into a thriving real estate investment operation. With close to a thousand real estate transactions under her belt, she has also built a portfolio of rental properties and real estate notes while raising five children.She provides coaching, support, and education for other high-level real estate investors nationwide. She enjoys giving back to the REI community by hosting the E3 podcast for women and the MORE (Moms of Real Estate) podcast and running the San Antonio InvestHer meetup group. As an active member of the Forbes Council on Real Estate and NAWBO (National Association of Women Business Owners), she is dedicated to the success and empowerment of women in business!Find Melissa Johnson on:Website: www.themelissajohnson.comLinkedIn: https://www.linkedin.com/in/melissa-mcray-johnson-8794827YouTube: https://www.youtube.com/channel/UCciaP9ER_iA5a2WzFy4bcBQ/videosInstagram: www.instagram.com/melissajohnson8Facebook: https://www.facebook.com/melissajohnsonreiCheck out Average Joe Finances:Our social media links are all on our Flow Page: https://flow.page/avgjoefinances🌐 Check out: https://averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv🏡 Buying or Selling a House? https://averagejoefinances.com/realtor🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent🎥 Use the same Audio/Video editing team that I use: https://editpods.com📋 Social Media Management Tool: https://averagejoefinances.com/social-media💰 Free Stocks:Robinhood: https://averagejoefinances.com/robinhoodWebull: https://averagejoefinances.com/webull📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/⚠️ Life Insurance: https://averagejoefinances.com/ladder☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: https://averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬mike@averagejoefinances.com--------------Tropical Sensation by Mike Leite https://soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sSupport the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Ramsey Blankenship on the 47th episode of the Average Joe Finances Podcast as they discuss the scalability of multi-family and the signs of a thriving real estate market. Ramsey Blankenship is a Navy Explosive Ordinance Technician, diving instructor, and one of the founders of Real Focus Capital. Here, they acquire and manage value-add, commercial multi-family properties in the Southeast. The company aims to provide high-yield risk-adjusted returns and generate passive income for its investors. Today, Ramsey shares his journey, from getting into real estate through house-hacking to investing in multi-family properties.In this episode, you’ll learn:● “How I can afford this?” mentality and how to live the life you want while investing in anything, real estate, stock market, etc.● The value of “putting yourself out there” and how the best partnerships are outside your comfort zone.● The five market vital signs and how understanding macrostatistics can tell you what markets to invest in.● What goes into transitioning from residential to commercial real estate and the economy of scale.● The difference between investing in real estate versus other assets and the different cash flow means it provides.● And much more!About Ramsey Blankenship:From Southwest Louisiana, Ramsey Blankenship joined the US Navy shortly after graduating high school. He is currently a Master Chief Petty Officer Explosive Ordinance Disposal (EOD) Technician in the US Navy Special Operations. Ramsey understands the importance of paying attention to detail while working under pressure as a free-fall parachutist and Navy diver.Ramsey is also an experienced investor specializing in converting distressed properties into income-producing assets. He currently owns multiple rental units across three states, is a graduate of Multifamily University, and is a member of the MultifamilyU investor group. Mr. Blankenship now lives in San Diego, California, is a father of two, and is married to his beautiful wife, Hope.Find Ramsey Blankenship on:Website: https://realfocus.orgLinkedIn: https://www.linkedin.com/in/ramsey-blankenship-35a56137Check out Average Joe Finances:Our social media links are all on our Flow Page: https://flow.page/avgjoefinances🌐 Check out: https://averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv🏡 Buying or Selling a House? https://averagejoefinances.com/realtor🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent🎥 Use the same Audio/Video editing team that I use: https://editpods.com📋 Social Media Management Tool: https://averagejoefinances.com/social-media💰 Free Stocks:Robinhood: https://averagejoefinances.com/robinhoodWebull: https://averagejoefinances.com/webull📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/⚠️ Life Insurance: https://averagejoefinances.com/ladder☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: https://averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬mike@averagejoefinances.com--------------Tropical Sensation by Mike Leite https://soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation--- Support this podcast: https://anchor.fm/averagejoefinancSupport the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Elaine Eugenio on the 46th episode of the Average Joe Finances Podcast as they discuss short-term rental insurance for property owners and managers. Elaine Eugenio is the founder of Insurance For Hosts, where they make insuring short-term rentals easy. The agency is open to clients all across the United States, whether Airbnb, Homeaway or an independent website. Today, Elaine shares her journey, from turning down an insurance job offer, taking different career paths, and eventually starting an insurance agency herself.In this episode, you’ll learn:• Why a regular landlord rental policy is not sufficient for short-term rental properties.• The four basic coverages of a short-term rental policy and how it differs from a landlord policy.• How not every guest will be mindful of the property and why insurance rates for short-term rentals are higher.• What goes into becoming a short-term rental host and setting realistic expectations for your property.• The spectrum of short-term rental arbitrage and why you should not rent out a property you do not own.• And much more!About Elaine Eugenio:Elaine Eugenio is the founder of Insurance For Hosts. What sparked the agency’s creation was a situation Elaine found herself in back in 2011. Like many, she was familiar with short-term rental sites, such as Airbnb and VRBO, and how they could further help others with a love of travel stretch their travel dollars. But unlike most travelers, Elaine’s mind automatically went from thinking about trips to asking questions like “How does the insurance work if you are a host?”, “How are losses covered in case of emergencies?”, “What happens if a host is renting out their primary residence?” so on and so forth.Elaine knew she could not possibly be the only insurance agent asking these same questions. But, she was surprised to find that there were not many in her immediate area or even across her state who knew the answers or were even willing to find out the answers to these questions associated with insuring a short-term rental property. And so, throughout the years, Elaine has committed to answering her initial questions all those years ago and the ones most property owners would never even think to ask. Hence, to properly insure and protect her clients, Elaine earned a Short Term Rental Property Inspector certificate so that she can offer more insight into possible claims, issues, and concerns.Find Elaine on:Website: https://www.insuranceforhosts.com/LinkedIn: https://www.linkedin.com/in/elainejeugenio792678/Facebook: https://www.facebook.com/elainejeugenio/Check out Average Joe Finances:Our social media links are all on our Flow Page: https://flow.page/avgjoefinances🌐 Check out: https://averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv🏡 Buying or Selling a House? https://averagejoefinances.com/realtor🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent🎥 Hire my Audio/Video editing team: https://averagejoefinances.com/podcast-editing📋 Social Media Management Tool: https://averagejoefinances.com/social-media💰 Free Stocks:Robinhood: https://averagejoefinances.com/robinhoodWebull: https://averagejoefinances.com/webull📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/⚠️ Life Insurance: https://averagejoefinances.com/ladder☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: https://averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧https://averagejoefinances.com/disclaimer--- Support this podcast: Support the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Kelly Madden on the 45th episode of the Average Joe Finances Podcast as they discuss the world of virtual assistants and working from home as a military spouse. Kelly Madden is an Air Force wife, a licensed realtor, and virtual assistant. Kelly aims to help fellow realtors and small business owners manage their administrative tasks to increase their bottom line and their time to do other jobs. She also serves as Active-Duty Passive Income’s Community Manager, providing customer support, resources, and helpful information to clients. Today, Kelly shares her story of being a stay-at-home mom, getting a real estate license, moving to Japan, and now working from home as a virtual assistant.In this episode, you’ll learn:● The advantages of working as a virtual assistant and how to get started.● How networking is essential in starting an independent virtual assisting service.● Why people outsource jobs and why freelancers and contractors deserve more recognition.● The importance of consistency and support when working as an independent contractor.● How you can work from home and the different ways you can get started, whether a military spouse or not.● And much more!About Kelly Madden:Kelly Madden is a 14-year Air Force spouse, real estate agent, real estate investor, and virtual assistant. In 2007, Kelly graduated with a bachelor’s degree in Psychology at North Carolina State University. Years later, she earned her master’s in education, majoring in Curriculum and Instruction at the American InterContinental University.Before Active Duty Passive Income and her virtual assistant career, Kelly worked as a realtor at Kelly Williams Realty, assisting buyers and sellers in marketing and purchasing property for the best price and terms. However, in late 2019, she started her internship at ADPI and acted as ADPI’s blog coordinator in January the following year. Nowadays, Kelly serves as ADPI’s new Community Manager and offers independent virtual assistant services to fellow realtors and other business owners.Find Kelly Madden on:Website: http://www.kellymaddenva.com/LinkedIn: https://www.linkedin.com/in/kellymaddenva/Facebook: https://www.facebook.com/kellymaddenva/Check out Average Joe Finances:Our social media links are all on our Flow Page: https://flow.page/avgjoefinances🌐 Check out: https://averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv🏡 Buying or Selling a House? https://averagejoefinances.com/realtor🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent🎥 Hire my Audio/Video editing team: https://averagejoefinances.com/podcast-editing📋 Social Media Management Tool: https://averagejoefinances.com/social-media💰 Free Stocks:Robinhood: https://averagejoefinances.com/robinhoodWebull: https://averagejoefinances.com/webull📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/⚠️ Life Insurance: https://averagejoefinances.com/ladder☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: https://averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬 mike@averagejoefinances.comTropical Sensation by Mike Leite https://soundcloud.com/mikeleite Creative Commons — AttributioSupport the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Larry Pendleton on the 44th episode of the Average Joe Finances Podcast as they discuss the tax benefits of investing in real estate and the scalability of multifamily. Larry Pendleton is a real estate investor and CPA with a passion for adding value to fellow investors through tax consulting and accounting services. Along with PC Financial Services, he is currently Director of Finance for real estate investment firm RIZE Equity Holdings. Today, Larry shares his journey, from helping others minimize their tax liabilities to eventually investing in real estate himself.In this episode, you’ll learn:● The abundance mindset and why sharing information with others helps you grow as an investor and an individual.● How scalability is essential when transitioning from single-family to multifamily.● What the best practices are to build a tax plan into real estate investments.● What depreciation is and how it benefits someone investing in real estate regarding tax.● The importance of knowing the expertise of your current tax professional.● And much more!About Larry Pendleton:Larry Pendleton has over ten years of accounting, tax, and auditing experience as a Certified Public Accountant. In addition, he brings more than seven years’ worth of real estate investing experience as the Chief Financial Officer for C.P. Realty and Next Level Investments. He oversaw the accounting and finance of over 3 million dollars’ worth of commercial real estate in that role. Simultaneously, Larry founded P.C. Financial Services, LLC., which provides nationwide tax consulting and planning for real estate professionals.Larry also has a track record of success in Internal Audits. He spent over five years as a Senior Auditor for three companies utilizing his expertise to drive cost efficiencies and grow their brands. As the Director of RIZE’s Financial Operations, his business experience in real estate, combined with his educational background of a Bachelors and Masters in Accounting, means you will be dealing with a financial professional you can trust to maximize efficiencies on every investment.Find Larry Pendleton on:Website: https://linqapp.com/larrypendletoncpaLinkedIn: https://www.linkedin.com/in/larry-pendleton-jr-cpa-msa-493aa249/Facebook: https://www.facebook.com/profile.php?id=100012395678547Instagram: https://www.instagram.com/larrypendletoncpa/Check out Average Joe Finances:Our social media links are all on our Flow Page: https://flow.page/avgjoefinances🌐 Check out: https://averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv🏡 Buying or Selling a House? https://averagejoefinances.com/realtor🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent🎥 Hire my Audio/Video editing team: https://averagejoefinances.com/podcast-editing💰 Free Stocks:Robinhood: https://averagejoefinances.com/robinhoodWebull: https://averagejoefinances.com/webullSoFi: https://averagejoefinances.com/sofi-invest📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/⚠️ Life Insurance: https://averagejoefinances.com/ladder☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinancesAct on Children’s Business Fair: www.podcast.childrensbusinessfair.org🚧DISCLAIMER 🚧https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬 mike@averagejoefinances.com--------------Tropical Sensation by Mike Leite https://soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation--- Support this podcast: https://anchor.fm/averagejoefinances/supportSupport the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Bernard Reisz on the 43rd episode of the Average Joe Finances Podcast as they discuss providing unbiased and innovative strategies to optimize your finances. Bernard Reisz is a certified public accountant, financial advisor, and ReSure’s founder. The company focuses on self-directed retirement accounts, giving investors the ability to put their money in assets they understand best. Today, Bernard shares his story of working towards his certification, turning down big companies, and starting a financial solutions firm himself.In this episode, you’ll learn:● How financial certifications can only do so much and how learning starts on the job.● The value of going back to the basics when solving unique financial cases.● What to know when optimizing your finances and the limitations of corporate procedures.● Where to find guides with financial expertise when most companies only sell paperwork.● How sharing and scaling your “expertise” can lead you and others to financial freedom.● And much more!About Bernard Reisz:Bernard Reisz is a financial and tax expert who focuses on investing, due diligence, alternative assets, and entity structuring. He believes tax strategy and financial advisory needs guidance from an expert who knows every neck of the woods and has nothing to sell them, delivering unbiased information. Hence, Bernard aims to empower clients to optimize their finances using proactive and innovative strategies.Before founding ReSure, Bernard served as Director of CoMetrics Partners, managing various engagements involving financial consulting and due diligence. Bernard advised owners of closely-held middle-market companies on advanced tax mitigation strategies. As a guest on numerous economic, tax, real estate, and legal forums, he delivered straight talks and unique insight on 401KCheckBook’s Website.Find Bernard Reisz on:401k CheckBook Website: https://www.401kcheckbook.comAgent Financial Website: https://www.agentfinancial.comLinkedIn: https://www.linkedin.com/in/bernard-reisz-cpaFacebook: https://www.facebook.com/profile.php?id=100018434525079Check out Average Joe Finances:Our social media links are all on our Flow Page: https://flow.page/avgjoefinances🌐 Check out: https://averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv🏡 Buying or Selling a House? https://averagejoefinances.com/realtor🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent🎥 Hire my Audio/Video editing team: https://averagejoefinances.com/podcast-editing💰 Free Stocks:Robinhood: https://averagejoefinances.com/robinhoodWebull: https://averagejoefinances.com/webullSoFi: https://averagejoefinances.com/sofi-invest📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/⚠️ Life Insurance: https://averagejoefinances.com/ladder☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: https://averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬mike@averagejoefinances.com-------------Tropical Sensation by Mike Leite https://soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: httSupport the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Lane Kawaoka on the 42nd episode of the Average Joe Finances Podcast as they talk about turning your earnings into passive cashflow streams to set you for life. Lane Kawaoka is a syndicator, mentor, and podcaster at Simple Passive Cashflow, providing free real estate education. Today, Lane shares his journey from working as a licensed engineer to becoming an accredited real estate investor.In this episode, you’ll learn:• The different market tiers in real estate and which one you should invest in.• How to turn your savings into cashflow streams through properties and assets.• What classes of properties to consider when achieving passive cashflow.• The value of networking when looking for a deal as a passive investor.• Why you should not wait until retirement to invest in real estate and how to get started.• And much more!About Lane KawaokaLane Kawaoka was a licensed professional civil and industrial engineer. In 2009, Lane began investing in real estate in Seattle. After discovering the difference between cashflow investing and appreciation investing (gambling/speculating), he moved his portfolio into 11 single-family rentals in Birmingham, Atlanta, Indianapolis, and Pennsylvania.Today, Lane is investing in Class B & C multi-family apartments, RV parks, mobile homes. He also assisted living facilities because of the country’s demand for affordable housing. Lane figured passive income from investing in stable rental properties would make it possible for him to move back home to Hawaii.Find Lane Kawaoka on:Website: www.simplepassivecashflow.comFacebook: https://www.facebook.com/SimplePassiveCashFlowTwitter: https://twitter.com/SimplePassiveCfInstagram: https://www.instagram.com/SimplePassiveCashflowCheck out Average Joe Finances:Our social media links are all on our Flow Page: https://flow.page/avgjoefinances🌐Check out: https://averagejoefinances.com⚖️Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv🏡Buying or Selling a House? https://averagejoefinances.com/realtor🏘Interested in getting your real estate license? https://averagejoefinances.com/prepagent🎥Hire my Audio/Video editing team: https://averagejoefinances.com/podcast-editing💰Free Stocks:Robinhood: https://averagejoefinances.com/robinhoodWebull: https://averagejoefinances.com/webullSoFi: https://averagejoefinances.com/sofi-invest📋Consolidate debt: https://averagejoefinances.com/sofi-loans/⚠️Life Insurance: https://averagejoefinances.com/ladder☕️Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances💎Average Joe Finances Swag: https://averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬mike@averagejoefinances.com-----------------------Tropical Sensation by Mike Leite https://soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation Music promoted by Audio Library https://youtu.be/Hc6r06k-ADA--- Support this podcast: https://anchor.fm/averagejoefinances/supportSupport the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Anthony Pinto on the 41st episode of the Average Joe Finances Podcast as they talk about house hacking and Regulation A+ funding. Anthony Pinto is a submarine officer, real estate investor, and Pinto Capital Investment’s founder. He also founded Mission First Capital to provide real estate opportunities for active duty and military veterans. Today, Anthony shares his journey, from attending his first real estate meetup, investing in house hacking, to closing large multifamily deals.In this episode, you’ll learn:● The value of training and networking in real estate investing.● How to get started in real estate through house hacking and transition into multifamily.● What Regulation A+ is and how to use it when bringing non-accredited investors into your syndication.● The importance of understanding the market when dealing with multiple properties in different states.● How working with a team and building relationships in real estate can help you grow as an investor.About AnthonyAnthony Pinto is the Chief Operations Officer for Mission First Capital and the founder of Pinto Capital Investments. Mission First Capital's goal is to provide real estate opportunities to active duty and military veteran investors not otherwise available to our brothers and sisters. Investing in stable, real assets is no longer exclusive to the rich and powerful.Anthony specializes in investing in commercial real estate and apartment buildings. He seeks out and acquires B to C class apartment buildings as value-add acquisitions. Working with experienced syndicators and partners, Anthony continues to develop larger apartment buildings across the Southeast US, focusing on the Hampton Roads, VA, and Georgia markets. Across the Hampton Roads MSA, he has $20M in AUM and controls more than 300 units, all acquired in 2020.Find Anthony on:LinkedIn: https://www.linkedin.com/in/anthony-pinto/Website: https://missionfirstcapital.co/Facebook: https://www.facebook.com/missionfirstcapital/Check out Average Joe Finances:Our social media links are all on our Flow Page: https://flow.page/avgjoefinances🌐 Check out: https://averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv🏡 Buying or Selling a House? https://averagejoefinances.com/realtor🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent🎥 Hire my Audio/Video editing team: https://averagejoefinances.com/podcast-editing💰 Free Stocks:Robinhood: https://averagejoefinances.com/robinhoodWebull: https://averagejoefinances.com/webullSoFi: https://averagejoefinances.com/sofi-invest📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/⚠️ Life Insurance: https://averagejoefinances.com/ladder☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: https://averagejoefinances.com/resources/shop🚧DISCLAIMER 🚧 https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬 mike@averagejoefinances.com-----------------------Tropical Sensation by Mike Leite https://soundcloud.com/mikeleite Creative Commons — Attribution 3.0 Unported — CC BY 3.0 Free Download / Stream: https://bit.ly/-tropical-sensation Music promoted by Audio Library https://youtu.be/Hc6r06k-ADA--- Support this podcast: https://anchor.fm/averagejoefinances/supportSupport the show (https://www.buymeacoffee.com/avgjoefinances)
Join Mike Cavaggioni and Alex Fasulo on the 40th episode of the Average Joe Finances Podcast as they talk about getting into the freelancing marketplace. Alex Fasulo is a writer, mentor, and podcast host, who is passionate about preparing individuals for the future of remote work. Today, Alex shares her journey from applying to several different jobs, quitting the one job she got into four weeks in, to becoming a freelancer and Fiverr millionaire.In this episode, you’ll learn:• The harsh mold of corporate job hunting and how to break out of it.• The misconceptions of freelancing and how to define it for yourself as a freelancer.• How to work towards financial freedom through freelance work and passive income.• The right mindset for an entrepreneur and taking control of your time.• How to stay creative with the pressure of running a business.• And much more!About Alex FasuloAlex Fasulo is a copywriter, freelancer, and ghostwriting business manager on Fiverr, Shopify, and privately on other social media. She is also the owner of a trending photo map app, EyePop, designed to help travelers and influencers everywhere snap the best shot in any city. She also helped create Campfire Trailers, where she and her mom take old, unused horse trailers and flip them into mobile businesses. The company exploded in popularity last year due to COVID-19, given the rising demand for on-the-go food and drinks.Alex also delved into education and other forms of writing. She creates online courses on MentorCamp, an all-in-one online learning resource that provides people worldwide with the ability to leave their 9-to-5 and make money online. Her online courses mainly tackle copywriting and social media marketing, specifically on TikTok. She has also written five e-books available to anyone wanting to dive into the world of freelancing. After all, Alex believes that the future resides in a freelancing exchange, whereby every company will outsource work on a per-project basis.Find Alex Fasulo on:Website: https://alexfasulo.comLinkedIn: https://www.linkedin.com/in/alexandrafasuloTikTok: https://www.tiktok.com/@alexfasulobizThe Freelance Fairytales Podcast: https://open.spotify.com/show/0ukaBAqFz5INXwqqwoZjDMCheck out Average Joe Finances:Our social media links are all on our Flow Page: https://flow.page/avgjoefinances🌐 Check out: https://averagejoefinances.com⚖️ Balance Your Portfolio with Passiv: https://averagejoefinances.com/passiv🏡 Buying or Selling a House? https://averagejoefinances.com/realtor🏘 Interested in getting your real estate license? https://averagejoefinances.com/prepagent📚 Need to Outsource? https://averagejoefinances.com/fiverr🎥 Hire my Audio/Video editing team: https://averagejoefinances.com/podcast-editing💰 Free Stocks:Robinhood: https://averagejoefinances.com/robinhood Webull: https://averagejoefinances.com/webullSoFi: https://averagejoefinances.com/sofi-invest📋 Consolidate debt: https://averagejoefinances.com/sofi-loans/⚠️ Life Insurance: https://averagejoefinances.com/ladder☕️ Support the Podcast/Channel: https://www.buymeacoffee.com/avgjoefinances💎 Average Joe Finances Swag: https://averagejoefinances.com/resources/shop🚧 DISCLAIMER 🚧 https://averagejoefinances.com/disclaimerIf you are interested in writing for Average Joe Finances or joining us for an interview on the podcast, please email me at 📬 mike@averagejoefinances.com--- Support this Support the show (https://www.buymeacoffee.com/avgjoefinances)
loading
Comments 
Download from Google Play
Download from App Store