The Money Puzzle

So you started late as an investor: Don't panic, you are not alone and help is at hand. Olivia Maragna of Aspire Retire joins Associate Editor, James Kirby in this episode. In today's show, we cover: How to catch up on the mortgage and your super What to do with student debt The traps to avoid for the active investor Beyond negative gearing - optimising your best earning years  See omnystudio.com/listener for privacy information.

Rising rates and falling property prices always trigger a flood of refinancing, but many of the best deals are done in the early phase of the cycle - like right now! Rasti Vaibhav of the Get RARE buyer's agency joins Associate Editor, James Kirby in this episode.In today's show, we cover: The magic words...Mortgage Discharge Authority...do they still work? Getting the best deal from any bank, including your own lender Exploring refinance alternatives such as lengthening your mortgage period Optimising the offset - Securing your repayments by using the equity you've accumulated See omnystudio.com/listener for privacy information.

The queue of listener questions at [email protected] has been building up. It's time to tackle the task with one of the best advisers in the market.  Hugh Robertson, CEO of Centaur Financial Services joins Associate Editor, James Kirby on this special episode. In today's show, we cover: Assessing the Anthropic IPO The aftermath of the Bathla collapse CGT post Budget. Too much of a good thing: the listener overloaded with Google shares And much, much more See omnystudio.com/listener for privacy information.

Most people focus on hitting a dollar figure when it comes to super savings, but a closer look at the system shows a 'sweet spot' for pension access that serves as the crucial issue for most Australians. Financial adviser, James Gerrard of www.financialadviser.com.au joins Associate Editor, James Kirby in this episode. In today's show, we cover: How much should you have in super Finding the 'sweet spot' for pension access Avoiding 'the worst of all worlds' where you miss out on easy money How to assess 'pension boost' products from the big funds See omnystudio.com/listener for privacy information.

As trillions of dollars begin transferring to the next generation, is it only a matter of time before Australia joins other nations to tax an inheritance? Morgan Solomon, Director at Solomon Hollett Lawyers joins Julie-anne Sprague, Wealth Editor in this episode. In today's show, we cover:  The rise of testamentary trusts The importance of having a will Estate planning and the great wealth transfer See omnystudio.com/listener for privacy information.