Claim Ownershiprich & REGULAR with Kiersten and Julien Saunders
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© 2025 rich & REGULAR with Kiersten and Julien Saunders
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rich & REGULAR is the podcast for people who want to take charge of their money, pay off their debt, build their wealth, and live their best lives without being obsessed with money. Every week, Kiersten and Julien Saunders show you how money intersects with everything else in your life and teach you how to use it to your advantage. They share their insights and tips on how to make, save, and invest money in creative and unconventional ways. They also help you understand the big changes that are happening in the world and how to adapt to them. Because being rich & famous is overrated. Being rich & REGULAR is where it's at.
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Sometimes you need a little extra money, but what you don’t need is another boss, a second shift, or a business plan you’ll never finish. In this episode, we’re walking through some of the most overlooked ways to earn extra income. Everything from plasma donation, junk hauling, voiceovers, waiting in line, and a few others I can’t put in the description without attracting a bunch of bots. We’re challenging the idea that income only comes from jobs. We talk about the emotional (and somet...
This week’s episode is about decision-making and how to know what’s actually worth it when you work for yourself. We recorded this right after speaking at a conference in Jamaica where we walked through some of our own real-life crossroads as business owners with a group of entrepreneurs. The talk resonated so deeply, the only feedback we got was: “Can you just put this all on one page?” This is our answer to that. We’re talking about those high-stakes, low-certainty moments every entrepreneu...
It's the last Monday of Financial Literacy Month 2025, and unless you’ve been living under a rock or blissfully disconnected, you’ve probably heard the noise about tariffs lately. U.S. tariffs on Chinese imports are climbing as high as 145%, with threats to go even higher. And while it’s tempting to think that’s a political issue, the truth is tariffs effect your wallet and budget. In this episode, we’re breaking down what tariffs actually are, how they distort prices, and why understan...
This week, we’re breaking down bankruptcy in the way it should’ve been explained all along: without shame, without legal jargon, and without the “womp womp” energy we’ve all been taught to bring to it. You’ve probably heard of Chapter 7. Maybe even Chapter 13. But unless you’ve filed for bankruptcy, or know someone who has, you’ve likely never learned what it actually means. We kick things off with the viral rise of the “debt strike” trend on TikTok and Instagram, where people are publicly de...
What if we told you there are cities in the U.S. that will pay you to live there? In this episode, we're following up on our popular expat conversation with a deep dive into domestic relocation incentives. We’re talking cash grants, down payment assistance, tax breaks, bikes, and even golf memberships offered by places you may have never considered calling home. Think Jackson, Michigan. Pawnee City, Nebraska. Topeka, Kansas. Tulsa, Oklahoma. Yes, they’re real places, and they’re putting real ...
Most people aren’t neutral about the idea of living in a car, and that’s exactly why we needed to talk about it. This week, we dig into the stigma, structure, and stories behind van life. It’s not a guide on how to gut a Sprinter or stealth-camp in a Target parking lot, it’s a deeper exploration of what it means to live differently and why that still freaks people out. From the viral story of Dawn Robinson of En Vogue (yes, *that* Dawn) who shared that she’s been living in her car by choice f...
This week, we’re sharing 3 of our best tips on how to live on a single income. It's a topic that might feel distant, perhaps even undesirable, but for many, it's becoming an increasingly relevant concern. We've lived the single-income life by choice and by circumstance. It's not always pretty, but it can be done. And sometimes, being forced to tighten your belt is the exact kick in the pants you need to get your financial house in order. Whether you choose to live on one income as some kind o...
Links: Watch the 90-second trailer of Taste the Impact Watch the full-length "Taste the Impact" mini-doc nowRegister for the Shifting Wealth, Shaping Futures info session on March 26th Become a member of Invest for Better (it’s free!)This week’s episode is about something personal, political, and, up until recently, way too overlooked: food. We spend a lot of time talking about food, but not nearly enough time talking about how it shows up in our kitchens, grocery carts, or di...
This week, we dive headfirst into the very timely topic of expating. Is it just a fantasy fueled by tough times or is there something deeper driving this urge to GTFO? In this episode, we're exploring the layers of this question. We break down the different flavors of expating, from slow travel hacks that let you vibe abroad for a few months with zero paperwork (hello, Schengen Zone!) to the allure of Digital Nomad Visas for those of us who can work from anywhere with Wi-Fi and a decent...
Join a Shifting Wealth, Shaping Futures Circle today: https://investforbetter.org/swsf/ Not quite ready for a circle? Sign up for a free membership with Invest for Better: https://investforbetter.org/membership/Get your ticket to the Northeast FI Camp Women's Weekend: https://khbfinancial.com/northeastficamps/ For information about future, co-ed events, sign up for their email list: https://eastcoastfi.kit.com/adab4cc93cFor most of history, women weren’t just left out of wealth-building...
Are you scratching your head trying to understand Gen Z's approach to…life? You're not alone! This week, we’re exploring the fascinating and sometimes frustrating world of Gen Z finances, why traditional financial advice often misses the mark with this generation, and what actually resonates with them. Every generation thinks they had it hard. And to be fair, most of them did. But Gen Z? They’re becoming adults in a world that looks nothing like the one we grew up in. Between AI disrupting en...
This week, we’re talking about impact investing, which if we’re being honest, is a phrase we used to think was reserved for people who call their parents by their first names. Turns out, it’s one of the closest things we have to financial resistance (with receipts!). This episode drops on the last Monday of Black History Month 2025, a month that, for once, felt less performative. Not because there wasn’t Black history being made, there was, just like there is every day of the year…but because...
Is the magic really gone, or are we just over it? This week's episode is a Quick Dip, where we're side-eyeing some old-school markers of success. We thought about calling this the "end of an era" edition but it might be too soon...you tell us! Think childhood trips to Disney, that diamond ring you're 'supposed' to want, and even that climb up the corporate ladder. We're wondering if these traditions still mean what they used to in a world that's changing so fast. The data suggests somet...
This week marks a significant milestone: our 200th episode of the rich & REGULAR podcast! In this episode, we’re taking a moment to reflect, not just on what we've built, but on the path we took to get here. Here’s what we cover as we peel back the curtain on the podcasting process: Our most memorable/favorite episodes It's more than just talking; it's an investment. From the upfront costs of good equipment like decent mics and mixers to the ongoing financial decisions involved...
This week we’re talking about "late bloomers" — the "over 40, mid-life-ish, but don't-say-that-to-us" gang who are just now getting their financial life together. This was a requested episode so we're skipping the generic "just do it" advice and getting into the nitty-gritty of what it actually takes to build wealth when you're not starting in your 20s. We're discussing the psychological hurdles, the structural roadblocks, and how to create a financial plan that works for you, no matter what ...
This week’s episode is all about shopping bans and the no-spend trend. This month our social media feeds have been flooded with one thing: people swearing off shopping. Like, really swearing it off. We see everything from no-spend months, to shopping bans, and even boycotts. And we get it. After the consumerist frenzy of the holidays, that pull towards simplicity or a “less is more” approach almost feels…. revolutionary. We've been covering this topic for years, and this "new" trend i...
This week, we’re dissecting the art of the modern scam. We've all experienced the subtle unease of a pitch that just doesn’t feel right, but in an era where the line between marketing and deceit is dangerously thin, it’s important to stay aware so you don’t get hoodwinked and bamboozled. We Discuss: Why we need to stop confusing charm with legitimacyHow corporations are now using MLM tacticsWhy companies who use hard-sells aren’t actually interested in your problems.Why financial fraud ...
This week, we're joined by entrepreneur, speaker, and author, Anthony O'Neal. You may know him from his incredibly popular YouTube channel or, maybe, from his previous book, "Debt-Free Degree." But Anthony's back with a new book called "Take Your Seat at the Table," which is all about taking control of your life, money, and future. If you’re unfamiliar with his work, he’s not your typical financial guru. He’s a self-made entrepreneur who went from being homeless to building a 7-figure busine...
This week, we’re breaking down the top stories and trends that will shape how we all earn, spend, and invest our money in 2025. And we’re not just looking at the year ahead, we're confronting the messy reality of now. If you're feeling like the financial ground is shifting beneath your feet and like the old rules don't apply anymore, then this episode is for you. If you're tired of feeling like you're chasing trends instead of building a future, or if you're ready to take control of how you e...
Is your "purpose" making you anxious? Do you feel like everyone online is "living their best life" except for you? Then you've come to the right place. It's January and you're probably knee-deep in resolutions that may or may not last past the first week. But forget the trendy diets and the overly ambitious gym routines. This year, we're going deeper and talking about a purpose reboot - not the "new you" version fueled by fleeting motivation, but the kind built on self-awareness, intent...
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I would love a cookbook based on this episode. and it could include weekly menus showing how to repurpose leftovers and ingredients. it could be called "luxurious affordable meals". my mom is French and we didn't have a lot of money so we ate a lot of beans - cassoulet, lentils, etc. great episode - thanks!
I feel like we could talk about this for hours.
wonderful episode!!!
I can't hear Kierstan on this episode. (may be user error). Congrats on publication of your new book!
Thank you for the positive-focused episode. I didn't know I needed that hit until I got it! #greatmoneypodcast
yes to Legal Pads, which I still buy by the dozen. Thanks for a great podcast!
Thank you! Another great episode. I love it!
So many awesome nuggets. I have to listen to this episode again.