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The Military Millionaire Podcast

The Military Millionaire Podcast
Author: David Pere
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Do you want to learn how to build wealth and achieve great success by the time you leave the service? Then you're in the right place! We interview successful military real estate investors, and entrepreneurs, to discover what they did to set themselves up for a successful life after the military. Learn the secrets to living a fulfilling life, and not having to work for anyone but yourself again!
https://www.frommilitarytomillionaire.com/podcast/
The Military Millionaire Podcast is dedicated to helping service members, veterans, and their families learn how to build wealth through real estate investing entrepreneurship, and personal finance. We are the fastest growing military real estate investing community in the world and have helped thousands of people along their journey to financial freedom.
Imagine serving your country for 20+ years, retiring, and then realizing that you have to work another job to make ends meet! Our goal is to help you build wealth, and begin planning your financial future now so that you can avoid this reality. By learning how to build wealth through real estate, you will understand the benefits of passive income and financial freedom.
You will also uncover your true purpose, to ensure that you land on both feet after transitioning from the military. Having a purpose, and identity, that is tied to yourself, and not your service will allow you to navigate transition smoothly, and keep you from battling depression after your time in the military is gone. We believe that through financial education we can end veteran homelessness and suicide, help families stay together longer, and improve the quality of life for every veteran we come into contact with.
Sit back, and enjoy the ride, as we embark on the journey of a lifetime. Semper Fi.
https://www.frommilitarytomillionaire.com/podcast/
The Military Millionaire Podcast is dedicated to helping service members, veterans, and their families learn how to build wealth through real estate investing entrepreneurship, and personal finance. We are the fastest growing military real estate investing community in the world and have helped thousands of people along their journey to financial freedom.
Imagine serving your country for 20+ years, retiring, and then realizing that you have to work another job to make ends meet! Our goal is to help you build wealth, and begin planning your financial future now so that you can avoid this reality. By learning how to build wealth through real estate, you will understand the benefits of passive income and financial freedom.
You will also uncover your true purpose, to ensure that you land on both feet after transitioning from the military. Having a purpose, and identity, that is tied to yourself, and not your service will allow you to navigate transition smoothly, and keep you from battling depression after your time in the military is gone. We believe that through financial education we can end veteran homelessness and suicide, help families stay together longer, and improve the quality of life for every veteran we come into contact with.
Sit back, and enjoy the ride, as we embark on the journey of a lifetime. Semper Fi.
318 Episodes
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In this episode, I break down what it means to be a limited partner in real estate investing and why this strategy works well for people who have more money than time. I explain how limited partners can earn passive income without dealing with the headaches of tenants, property management, or day-to-day decisions. You’ll learn how syndications work, how limited partners differ from general partners, and why preferred returns help align everyone’s interests.
Timestamps
(00:00) What is a limited partner
(01:10) Passive investing explained clearly
(02:20) Benefits of limited partnership investing
(03:45) Risks and common LP mistakes
(05:30) Understanding preferred returns structure
About the Show
On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.
Resources & Links
Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book
Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register
Join our investor list: https://www.frommilitarytomillionaire.com/investors
Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application
Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor
Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide
Connect with David Pere
Facebook Group: https://www.facebook.com/groups/militarymillionaire
YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1
Instagram: https://www.instagram.com/frommilitarytomillionaire/
LinkedIn: https://www.linkedin.com/in/david-pere/
X (Twitter): https://x.com/militaryrei
TikTok: https://www.tiktok.com/@militarymillionaire
In this episode, I break down the five core types of leverage every entrepreneur and investor should understand. I share how I’ve used financial leverage to scale faster, time leverage to delegate smarter, and operational leverage to grow more efficiently. You’ll also hear how network and technology leverage can create compounding advantages in your business. If you’ve ever felt stuck trading time for money, this episode will show you how to multiply your impact without burning out.
Timestamps
(00:00) Intro
(01:08) Financial leverage explained simply
(04:19) Smart use of other people’s time
(06:14) Scaling systems with operations
(07:43) Automating with tech and media
(08:43) Recap
About the Show
On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.
Resources & Links
Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book
Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register
Join our investor list: https://www.frommilitarytomillionaire.com/investors
Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application
Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor
Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide
Connect with David Pere
Facebook Group: https://www.facebook.com/groups/militarymillionaire
YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1
Instagram: https://www.instagram.com/frommilitarytomillionaire/
LinkedIn: https://www.linkedin.com/in/david-pere/
X (Twitter): https://x.com/militaryrei
TikTok: https://www.tiktok.com/@militarymillionaire
In this episode, I break down some of the biggest mistakes I see military service members make when working with real estate agents and lenders. Together, we dig into:
How choosing a part-time or unqualified agent can cost you serious money
Why hiring friends or family to represent you can backfire
The exact steps to find an experienced, full-time real estate professional
What you need to know before rate shopping lenders for your VA loan
If you’ve ever wondered how to protect your finances while buying a home or investment property, this episode will save you time, stress, and thousands of dollars.
Timestamps
(00:00) Intro
(01:08) The “friend or family” trap in real estate
(03:38) Why experience and market knowledge matter
(05:48) Real estate mistakes that cost veterans thousands
(06:52) Smart strategies for rate shopping lenders
(08:00) How to find trusted agents and lenders
About the Show
On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.
Resources & Links
Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book
Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register
Join our investor list: https://www.frommilitarytomillionaire.com/investors
Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application
Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor
Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide
Connect with David Pere
Facebook Group: https://www.facebook.com/groups/militarymillionaire
YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1
Instagram: https://www.instagram.com/frommilitarytomillionaire/
LinkedIn: https://www.linkedin.com/in/david-pere/
X (Twitter): https://x.com/militaryrei
TikTok: https://www.tiktok.com/@militarymillionaire
In this episode, I break down how to hire a great property manager — someone who protects your investment, keeps your units occupied, and saves you from the headaches that sink new investors. I walk through what property managers actually do, what their fees should look like, and when it makes sense to hand over the keys instead of managing yourself. You’ll also hear the questions I ask every PM before hiring and the red flags that tell me to walk away.
If you’ve been self-managing or struggling to scale your rental portfolio, this episode will give you a clear framework for finding and vetting the right property manager. From interviewing tips to understanding contracts and handling legal curveballs, you’ll walk away ready to make smarter, more confident management decisions.
Timestamps
(00:00) Welcome + intro
(01:18) What property managers actually do
(02:59) Vacancy math: price vs. speed
(03:36) Understanding fees and management costs
(06:31) Handling legal curveballs and tenant issues
(08:08) How to interview and vet your property manager
(10:06) Red flags + final takeaways
About the Show
On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.
Resources & Links
Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book
Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register
Join our investor list: https://www.frommilitarytomillionaire.com/investors
Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application
Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor
Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide
Connect with David Pere
Facebook Group: https://www.facebook.com/groups/militarymillionaire
YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1
Instagram: https://www.instagram.com/frommilitarytomillionaire/
LinkedIn: https://www.linkedin.com/in/david-pere/
X (Twitter): https://x.com/militaryrei
TikTok: https://www.tiktok.com/@militarymillionaire
In this episode, I break down the five people every real estate investor needs on their team — plus one bonus teammate that can make or break your deals. You’ll learn how to find the right agent, lender, property manager, attorney, and tax advisor, and why building relationships with these professionals matters more than any one transaction.
If you’re serious about investing, this episode will help you set the foundation for long-term success.
Timestamps
(00:00) Welcome + intro
(00:49) Finding the right real estate agent
(02:21) Financing through brokers and small banks
(03:37) Property managers, attorneys, and when to use them
(04:44) Why every investor needs a tax advisor (plus contractors)
(07:42) Relationships over transactions — your ultimate advantage
About the Show
On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing.
Resources & Links
Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book
Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register
Join our investor list: https://www.frommilitarytomillionaire.com/investors
Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application
Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor
Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide
Connect with David Pere
Facebook Group: https://www.facebook.com/groups/militarymillionaire
YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1
Instagram: https://www.instagram.com/frommilitarytomillionaire/
LinkedIn: https://www.linkedin.com/in/david-pere/
X (Twitter): https://x.com/militaryrei
TikTok: https://www.tiktok.com/@militarymillionaire
In this episode, I break down how to manage your own rental properties remotely—step by step—using the exact processes my friend Dave uses to keep vacancies under two weeks in San Diego, CA and Jacksonville, NC. You’ll learn:
How to fill vacancies fast with smart, wide-net marketing (Zillow, Trulia, HotPads, Realtor, FB Marketplace, Craigslist, IG, word-of-mouth) and pro-level photos/video
Why enforcing “application before walkthrough” saves time and filters for qualified tenants
The pipeline: application → walkthrough (with a trusted local) → attorney-vetted lease → first month + deposit → move-in
How to structure deposits and rent accounts (separate, interest-bearing) and avoid commingling
What to include in a welcome letter, plus move-in/move-out forms that protect your deposit decisions
How to build a maintenance Rolodex and a reliable on-the-ground helper for inspections and showings
Timestamps
(00:00) Intro
(00:37) Managing rentals from anywhere
(01:18) Dave’s record of short vacancies
(01:45) Marketing channels and pro photos
(03:39) The rental pipeline explained
(05:27) Payments and separate accounts
(06:39) Move-in day essentials
(07:13) Protecting deposits with forms
(07:50) Rent collection methods
(09:06) Building your maintenance team
(10:21) The War Room Mastermind
Resources & Links
Free book: https://www.facebook.com/groups/militarymillionaire
YouTube: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1
Instagram: https://www.instagram.com/frommilitarytomillionaire/
LinkedIn: https://www.linkedin.com/in/david-pere/
X: https://x.com/militaryreji
TikTok: https://www.tiktok.com/@militarymillionaire
About the Show
The Military Millionaire Podcast helps service members, veterans, and their families build wealth through personal finance, entrepreneurship, and real estate investing—no BS, just actionable steps you can use right away.
In this episode, I sit down with Jeff Ahern — a former Reconnaissance Marine turned full-time real estate investor, husband, and father. Jeff shares how he and his wife Megan went from losing $50K on their first flip to building a thriving business that now flips 30+ houses a year, manages 40+ rental doors, and co-owns multiple companies.
Together, we dig into:
How to turn setbacks into stepping stones — Jeff’s journey from medical separation to entrepreneurship.
Why your first big loss might be the best thing that happens to you — and how to bounce back stronger.
The exact steps Jeff and Megan used to scale from one trailer-parked house flip to a diversified real estate empire.
What military discipline can teach us about business systems and the power of delayed gratification.
If you’ve ever struggled with self-doubt, early failures, or fear of taking the leap into real estate, this conversation will give you the mindset and tactics to keep moving forward.
Episode Timestamps
(00:00) Welcome to the Military Millionaire Podcast
(02:15) Meet Jeff and his military-to-real estate journey
(08:00) Lessons from losing $50K on their first deal
(15:20) Scaling flips and rentals the right way
(24:50) The role of sacrifice, systems, and delegation
(32:10) Building multiple income streams (title, staging, rentals)
(35:00) Advice for new investors + future plans
About the Show
Welcome to the Military Millionaire Podcast, where we teach service members, veterans, and their families how to build wealth through personal finance, entrepreneurship, and real estate investing. I'm your host, David Pere, here to be your no-BS guides along the most important mission you’ll ever embark on — your finances.
Connect with Today's Guest, Jeff Ahern
Website
Instagram: @4fjeff
Facebook: https://www.facebook.com/jeffmre/
Connect with David Pere
Website: www.frommilitarytomillionaire.com
Instagram: @frommilitarytomillionaire
LinkedIn: David Pere
Find me on X
Tiktok
Join the Facebook Group
Download a FREE copy of my book
👉 Subscribe to Military Millionaire Podcast on Apple Podcasts | Spotify | YouTube
👉 Leave a review to help more people discover the show.
👉 Share this episode with a friend who’s thinking about real estate investing.
🏠 Stop Wasting Your BAH — Start Building Wealth with Your VA Loan
Your VA loan isn’t just a housing benefit — it’s a launchpad to financial freedom. In this episode, I break down exactly how to use the VA loan to house hack your way into real estate, live for free (or close to it), and start scaling toward long-term wealth.
Inside this episode, I cover:
✅ What house hacking is and why it’s the best first strategy
✅ VA loan advantages that supercharge your returns
✅ Myths about the VA loan you need to stop believing
✅ How to repeat the strategy and build a real estate portfolio
✅ Real stories of service members who used the VA loan to win big
✅ Tips to avoid common mistakes and maximize your house hack
Key Takeaways:
✅ You can use your VA loan more than once — don’t let a lender talk you out of it
✅ Multifamily (up to 4 units) is fair game with a VA loan
✅ You must live in the home, but renting extra rooms or units is allowed
✅ Think like an investor — run the numbers, not the emotions
✅ House hacking sets you up to scale into serious investing
Your VA loan is not just a benefit. It’s the smartest way to build wealth in the military — if you know how to use it.
#VALoan #HouseHacking #MilitaryMillionaire #FinancialFreedom
🔗 Links from This Episode
Find VA-Savvy Agents & Lenders
👉 https://www.frommilitarytomillionaire.com/va-realtor/
Join the Military Millionaire Community (Free Facebook Group)
👉 https://www.facebook.com/groups/frommilitarytomillionaire
Apply for the War Room Mastermind
👉 https://opportunities.frommilitarytomillionaire.com/mastermind-application
Register for Free Weekly Training
👉 https://www.frommilitarytomillionaire.com/register
Explore More Resources
👉 https://www.frommilitarytomillionaire.com/resources/va-lenders-realtors
https://www.frommilitarytomillionaire.com/pcs
🛡️ DON’T LET ONE LAWSUIT RUIN EVERYTHING.
If you’re building businesses or buying rentals, structure isn’t optional — it’s defense. In this episode I show you the legal moves that actually protect your cash, your house, and your freedom.
In this video, I break down:
✅ Why an LLC should be your first move
✅ When an S-Corp election makes sense (salary vs distributions)
✅ Series LLCs & holding company strategies for real estate
✅ Living vs irrevocable trusts — estate vs protection uses
✅ Building business credit so you stop personally guaranteeing loans
✅ The exact first steps to implement this week
Common protection mistakes we cover:
❌ Holding rentals in your personal name
❌ Mixing personal and business bank accounts
❌ Signing personal guarantees for business debt
❌ Ignoring trusts and estate planning until it’s too late
Key Takeaways:
✅ Separate assets: personal vs business — no exceptions
✅ Form the right entity early (LLC first)
✅ Use trusts strategically for estate & creditor protection
✅ Build corporate credit and avoid personal guarantees
✅ Get a CPA + asset-protection attorney before you scale
One rule: structure before trouble — proactive beats reactive every time.
#assetprotection #LLC #realestate #businesscredit #frommilitarytomillionaire
Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book
🪖 SINGLE IN THE MILITARY? DON’T BLOW YOUR PAYCHECK.
If you’re living in the barracks, chances are you’re spending money faster than you can earn it.
In this video, I break down:
✅ How your military pay actually works
✅ The hidden ways troops waste money
✅ Why eating out, weekend drinking, and that new car are destroying your future wealth
✅ How to budget, save, and start building financial freedom while you’re still serving
Common money traps we cover:
❌ Eating out instead of using the DFAC
❌ Alcohol and weekend spending
❌ Fancy cars and impulse buys
❌ Strip clubs and lifestyle creep
Key Takeaways:
✅ Pay yourself first
✅ Live below your means
✅ Use your military benefits to get ahead
✅ Stack cash now for freedom later
I started investing and building wealth on a military paycheck, and you can too.
Every $100 you save now is worth ~$800 later.
#militarylife #militarypay #marines
Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book
Join our Skool community to start laying your financial foundation: https://www.skool.com/militarymillionaire/about
These are the top 5 Mistakes that I see Service Members Make during their time in the military. Some of these are financial, some of these are career, and all of these are avoidable!
#militarymillionaire #military #militarylife #veterans
Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book
💥 VA Loans: The Untold Truth | What They Don’t Tell You About Military Home Buying 💥
📈 This one decision changed my life—and it can change yours too.
I bought my first duplex while broke on active duty in the Marine Corps using the VA loan—$0 down, no PMI, cash-flowing from day one while I lived there for free.
In this video, I break down the real truth about VA loans—the myths, the hacks, and how to use it to build wealth and achieve financial freedom (even while active duty).
🎯 What You’ll Learn:
How to use the VA loan while still active duty
The truth about using it more than once Overlays vs. actual VA guidelines (and how lenders trick you)
VA house hacking strategies that build real wealth
Why the VA loan beats FHA and conventional loans
How I made $90K from my first VA loan property Secret benefits like lower rates, no PMI, and waived fees
💡 Who This Is For: Active duty military, reservists, and veterans E-3 to E-6 service members looking to invest smart Anyone overwhelmed by the home buying process
Military families tired of renting and wasting
BAH Future investors who want to live for free and stack assets
Click here to join my free training where we will deep dive how to best leverage your VA Loan: https://www.frommilitarytomillionaire.com/register
#militarylife #valoan #veterans
Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book
What if the hardest part of military service isn’t being deployed… it’s coming home?
Nobody prepares you for the silence, the loss of mission, or the loneliness that hits the moment you hang up the uniform. In this raw, no-BS video, I’m sharing the real side of transitioning out of the military that no one talks about and how I almost lost myself before I found a new mission worth fighting for.
If you’re a service member, veteran, or someone who loves one, watch this. Share it. This message could save a life.
#ptsd #militarylife #marines
Grant Cardone’s $260M Real Estate Power Play (And How You Can Own a Piece)
🎧 Watch on YouTube: Grant Cardone gives Back to The Military Community with A Unique Opportunity!
👥 Guest: Grant Cardone — Real estate mogul, 10X entrepreneur, and founder of Cardone Capital
🎙️ Hosts: David Pere & Alex Felice
🔥 Episode Summary:
Uncle G joins the Military Millionaire Podcast to break down his biggest mission yet: opening the door for anyone (yes, even E-3s) to co-invest in elite, institutional-grade real estate — with just $1,000.
From skydiving into stadiums to fighting Wall Street gatekeepers, Grant’s on a mission to help everyday Americans (especially military families) break into assets previously reserved for billionaires.
💥 What You’ll Learn:
Why Grant regrets not joining the military — and how it shapes his mission today
The $260M Fort Lauderdale trophy asset you can own a piece of
How unaccredited investors can now invest alongside billionaires
Why most retirement plans are “garbage” — and what to do instead
The danger of saving cash in an inflationary world
Why he’s betting on buildings — not banks, stocks, or gold
🏢 Grant’s Opportunity for Military Investors:
➡️ Minimum Investment: $1,000
Access real estate only available to ultra-wealthy institutions
Earn passive income from stabilized, cash-flowing assets
Join a future $4B+ portfolio aimed to exit to Blackstone/Vanguard-level buyers
Includes a FREE 3-day virtual ticket to Grant’s Real Estate Summit
Plus: Vets get free access to Cardone U training
🔗 Invest at: CardoneCapital.com
🎖️ For the Military Community:
Grant’s offering this as a way to give back to those who serve.
His goal? To see more service members build wealth and own assets, not just survive off paychecks and pensions.
“You can’t fake real estate. And now, the enlisted can play the game the big boys used to keep to themselves.” — Grant Cardone
📘 Free Resources:
Get the Free Book: The No B.S. Guide to Military Life
Join Our Private Group: Military Millionaire Facebook
Apply to The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application
Join the Weekly VA Loan Class: Register here
Robert Kiyosaki Uncensored: How to Get True Financial Freedom
🎧 Listen In: Watch on YouTube
👥 Guests:
Robert Kiyosaki – Marine Corps veteran, best-selling author of Rich Dad Poor Dad, entrepreneur, and international financial educator
Hosts: David Pere & Alex Felice
🔥 Episode Summary:
In this no-holds-barred interview, Robert Kiyosaki goes FULL SEND on everything from financial freedom to communism, gold vs. the dollar, and why real estate still matters.
Recorded raw and unfiltered — this is Kiyosaki like you’ve never seen him.
You’ll hear:
Why true freedom is only possible through financial independence
How Robert uses $300M in legal debt to pay zero in taxes
His thoughts on the U.S. economy, real estate, and what’s next
Why most service members are trapped in a financial rat race — and how to escape
What he'd do as a broke 18-year-old service member today
⚠️ Trigger Warning: Political correctness not included.
🎯 Mission Brief: If you’ve ever read Rich Dad Poor Dad, this is the real-world debrief you didn’t know you needed.
🧠 What You’ll Learn:
The 3-part financial statement every investor needs
How military discipline sets you up for wealth
Why “job security is slavery”
The best assets for protecting your wealth in a broken system
📚 Resources Mentioned:
Free Book: The No B.S. Guide to Military Life
The War Room Mastermind: Join the Brotherhood
Facebook Group: Military to Millionaire Community
Weekly Webinar: VA Loan Tactical Training
5 Money Traps Service Members Fall Into (Before It’s Too Late!)
Hosted by: David Pere
Episode Type: Military Finance, Mindset, Real Talk
Length: ~21 minutes
Watch on YouTube: Watch Now
🚨 In This Episode:
Why do some service members leave broke… while others walk away millionaires?
It’s not luck—it’s mindset, discipline, and tactical decisions.
David breaks down the 5 most common financial traps that crush service members—and how to avoid them like a surprise field day on liberty weekend.
💣 Key Mistakes to Avoid:
1. Living Like You’re Rich (When You’re Not)
Military pay + benefits = disposable income = temptation.
David’s early story: tattoos, Harley, blown cash post-Afghanistan.
Fix: Pay yourself first (TSP, savings) before you ball out.
2. Buying the Wrong Car (at 20%+ Interest!)
That Dodge Charger is eating your future net worth.
Car dealers don’t love you—they love your LES.
Fix: Delay gratification, buy used, keep costs low, invest the difference.
3. Ignoring the TSP
Free government money = 100% instant ROI with matching.
Roth TSP + tax-exempt combat pay = long-term tax-free growth.
Fix: Set it up early, contribute at least 5%, and skip the guru hype.
4. Rushing into Marriage (Bah ≠ Love)
“Marrying the stripper” is code for not vetting your partner.
Divorce is emotionally and financially devastating.
Fix: Treat dating like a vetting process. Seek red flags, not butterflies.
5. Not Using the VA Loan Properly (or Early Enough)
Most service members wait too long, or work with the wrong people.
Fix: Use it to house hack early—live for free, build wealth fast.
Join David’s free weekly webinar to master the VA loan game.
💥 Bonus Tactical Tips:
Deploying soon? Max your Roth TSP with tax-exempt combat pay.
Transfer your GI Bill during your first reenlistment—just give 1% to start.
Don’t bet your future on a pension—build wealth now, so retirement is optional.
Plan your transition early. Losing BAH, BAS, and Tricare is a financial punch in the gut if you’re not ready.
📘 Free Resources:
Download the Free Book: The No B.S. Guide to Military Life
Join the Facebook Group: Military Millionaire Community
Attend the VA Loan Webinar: Register Here
Apply to The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application
💬 Let’s Connect:
Subscribe on YouTube: From Military to Millionaire
The VA Loan Trap No One Warns You About
Hosted by: David Pere
Episode Type: Real Estate, Financial Education
Length: ~25 minutes
Watch on YouTube: The VA Loan Trap No One Warns You About
🚨 What This Episode Covers:
The VA loan is one of the most powerful financial tools available to military members—but most service members are using it wrong. In this tactical breakdown, David Pere exposes common myths, lender lies, and critical mistakes that cost veterans hundreds of thousands.
If you’re planning to buy a home with your VA loan (or already have), this episode is non-negotiable listening.
💣 Key Highlights:
🔍 How the VA Loan Actually Works
Uncle Sam guarantees 25% of your loan, allowing zero down, no PMI, and better interest rates.
It’s not “free money”—but it’s a serious wealth-building lever.
🏠 House Hacking with the VA Loan
Buy a multi-family property or large single-family and rent out rooms or units.
Save 33% or more of your income and watch your net worth grow.
Yes, you can use your VA loan more than once—entitlement math matters.
⚠️ The Biggest Mistakes to Avoid
Buying a max-priced single-family home without considering its investment potential
Assuming your lender knows the VA rules (many don’t)
Ignoring the long-term strategy of making your house cash-flow when you PCS
📈 Real-World Case Studies
A Marine officer earns $1,500/month in rental income from a $781K house near Camp Pendleton
A War Room member turned a basement into a $2,500/mo Airbnb in Colorado Springs
Even renters can house hack—with landlord permission to sublet
🔑 Eligibility Tips
Active duty = eligible after 90 days
Reserves = 6 years OR 90 days Title 10
Spouses of fallen service members may also qualify
🧠 Bonus Insights:
Funding fee is waived if you have 10%+ disability or a Purple Heart
VA loan is reusable, even across multiple properties
VA appraisal process is easier to contest than conventional loans
You can often get cash back at closing with the right agent and lender
The VA IRRRL (a.k.a. VA Streamline Refi) allows for easy refinancing when rates drop
❌ Common Myths DEBUNKED:
"You can only use the VA loan once" → False
"VA loans are slow and clunky" → Only with the wrong lender
"You need perfect credit" → Nope. Some approvals go as low as 520 scores
"The funding fee is a ripoff" → Actually cheaper than PMI—and often waived
"Zero down = zero out-of-pocket" → You still need to budget 1–3% for closing costs (which can be covered)
📘 Resources Mentioned:
Download the Free Book: The No B.S. Guide to Military Life
Recommended Agents & Lenders: https://www.frommilitarytomillionaire.com/va-realtor
💬 Connect & Take Action:
Join the Facebook Group: Military Millionaire Community
Subscribe on YouTube: From Military to Millionair
7 SIMPLE Steps That Made Me a Millionaire in the Military
Hosted by: David Pere
Episode Type: Personal Finance, Wealth Building
Length: ~16 minutes
Watch on YouTube: 7 SIMPLE Steps That Made Me a Millionaire in the Military
💥 What This Episode Covers:
Marine Corps veteran and real estate investor David Pere breaks down the exact seven steps he followed to go from broke E-2 to millionaire—all while still active duty.
This episode is your blueprint if you:
Are new to the military and want to use it as a launchpad for wealth
Feel stuck financially and want a practical, no-fluff roadmap
Want to use benefits like the VA loan and TSP to build long-term freedom
🧩 The 7 Steps to Military Wealth:
1. Get Promoted Early & Often
Max out your promotion points (PT, education, MOS performance). Promotions = pay raises without more hours worked.
2. Max Out Your TSP (Thrift Savings Plan)
Invest early—preferably Roth—and leverage the BRS match. David breaks down fund options and recommends Simple Path to Wealth by JL Collins.
3. Build an Emergency Fund
Start with one month of expenses, then aim for 6 months. Dry powder beats credit card reliance every time.
4. Eliminate Bad Debt & Build Credit
Pay off consumer debt and establish credit history with small, manageable usage. A strong score opens doors in real estate and business.
5. Use the VA Loan to House Hack
Buy a duplex, triplex, or a single-family home with roommates. Let BAH and rent from others cover your mortgage = live for free.
6. Actually Use Your Military Benefits
From the SCRA to tuition assistance to the GI Bill—these are valuable tools. David shares hacks like the waived AMEX fees and $117k adaptive housing grant for disabled vets.
7. (Bonus) Start a Business
If you’re inclined, document your journey, blog, consult, or launch a side hustle. David built From Military to Millionaire while still in uniform.
🔑 Key Takeaways:
You can absolutely get rich in the military—with just your service pay and smart choices.
Most service members delay action and miss out on years of compounding.
Discipline + access to free housing, tax-advantaged income, and government benefits = the ultimate wealth-building combo.
Don’t wait 7 years to start like David did—start now, even if you’re just checking into boot camp.
📘 Recommended Resources:
🎯 Free Download: The No B.S. Guide to Military Life — Get the Book
🎧 Podcast Ep: Interview w/ JL Collins on the TSP
📺 Webinar: VA House Hacking Deep Dive
📲 Connect With Us:
Subscribe on YouTube: From Military to Millionaire
Follow David: Instagram | Facebook
Weekly Newsletter: Tactical finance tips for the military community — Join Now
Trump Just Changed EVERYTHING for Disabled Veterans!
Hosted by: David Pere
Episode Type: VA Policy Breakdown, Commentary
Length: ~10 minutes
Watch on YouTube: Trump Just Changed EVERYTHING for Disabled Veterans!
🧠 What This Episode Covers:
In this urgent breakdown, David dives into President Trump’s latest executive order that’s shaking up the VA system and could mean massive improvements for homeless and disabled veterans — especially those in Los Angeles.
What you’ll learn:
📜 The real story behind the West LA VA campus and its 100-year-old promise to house disabled veterans
🏚️ How 10% of the nation’s homeless veterans ended up in Los Angeles—and why that matters
💸 Why federal funds formerly allocated to illegal immigration will now be redirected to the new National Center for Warrior Independence
🧾 The accountability measures being implemented to clean up VA misconduct and rehiring issues
🕰️ Specific policy shifts: expanded hours, weekend access, virtual appointments, and faster referrals
🏘️ The role of HUD and the VASH voucher program in scaling housing for veterans
🏥 Why New Hampshire might finally get its first full-service VA medical facility
🔍 Key Takeaways:
Restoring VA Property: Land originally donated for disabled veterans in LA is being reclaimed and reoriented toward its intended use.
No Extra Spending: Funds are being reallocated—not increased—by cutting budget from illegal immigration aid.
6,000 Veteran Housing Goal: The Warrior Independence Center aims to house and rehabilitate up to 6,000 vets by 2028.
VASH Vouchers Expansion: These Section 8-style vouchers for vets could dramatically increase housing access.
Nationwide Impact: New legislation might finally give every U.S. state a full VA hospital.
⚠️ Real Talk:
David addresses political fearmongering and misinformation head-on. Whether you lean red or blue, he urges listeners to look past the headlines and focus on real veteran impact.
“Nobody is coming to strip your VA benefits. That would be political suicide.”
🪖 Bottom Line:
The U.S. has the best veteran benefits system in the world, but it’s not perfect. This executive order represents a push toward accountability, faster service, and real support for those who served.
Apply for The War Room Mastermind, the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application
Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book
Trump Just Changed EVERYTHING for Disabled Veterans! ...or did he?
#militarymillionaire #disabledveterans #donaldtrump
🔗 Resources & Links:
📘 Get The No B.S. Guide to Military Life – Download Free Book
🧠 Join the War Room mastermind – Apply Now
📲 Stay Connected:
Subscribe on YouTube: From Military to Millionaire
Follow David: Instagram | Facebook
Apply for The War Room Mastermind, the only mastermind exclusively for service members and veterans striving to achieve financial freedom: https://www.frommilitarytomillionaire.com/mastermind-application
Join our Skool Community to get a head start on your journey from military to millionaire: https://www.skool.com/militarymillionaire
Snag a FREE copy of my book, and get connected to the Military Millionaire community on all of your favorite platforms: https://www.frommilitarytomillionaire.com/free-book
🎧 What If Everything You’re Chasing… Isn’t What You Actually Want?
This episode is a raw, unfiltered dive into the uncomfortable truths we all face—about money, success, and what really brings fulfillment.
In just 12 minutes, I walk you through:
The hidden trap of chasing validation
A deeply personal story that flipped my mindset
What 200+ conversations with elderly vets taught me about real happiness
The surprising shift that creates confidence, peace, and clarity
Why success doesn’t kill fear—and what to do about it
Whether you're an active-duty service member, a veteran, or just someone stuck grinding toward a goal that no longer makes sense, this message is for you.
🎯 Key Takeaway: You already have what you're looking for—but only if you stop chasing and start choosing.
👇 Resources to Level Up 👇
📕 Grab my FREE No B.S. Guide to Military Life → https://www.frommilitarytomillionaire.com/free-book
👥 Apply to join The War Room mastermind → https://www.frommilitarytomillionaire.com/mastermind-application
#militarymillionaire #getrich #militarymillionaire
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70k+ Facebook Group: https://www.facebook.com/groups/militarymillionaire/
Follow on Insta: https://www.instagram.com/frommilitarytomillionaire/
Website: https://www.frommilitarytomillionaire.com/
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My name is David Pere. I am a 13-year Marine Corps Veteran and father, a seven-figure business owner, real estate investor, author, and podcaster. At From Military to Millionaire, we help service members and veterans achieve financial freedom. For more information, book a call with our team, here: https://www.frommilitarytomillionaire.com/mastermind-application
The audio goes from really quiet to really loud, back to quiet. I’ve noticed this on other episodes. Aside from that, I have really enjoyed the content! Great stuff Dave and Alex!
I smashed that like button David.