Claim OwnershipYour Real Estate Life
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Many individuals choose to rent properties, whether it be for their personal residences or business premises. While this may initially appear cost-effective, it can have detrimental long-term financial implications. Essentially, you are indirectly paying a mortgage. It is time to break free from this cycle and invest in your own residential or commercial property. This show is designed to guide and empower you in strategizing and actualizing Your Real Estate Life.
Discover a wealth of knowledge on real estate – whether you're just beginning, advancing, or expanding your portfolio. This radio program dives deep into the toughest questions, covering lending programs, interest rates, financial literacy, economic trends, and more. Equip yourself with the insights to become an informed decision-maker when it comes to your most valuable assets. Join us on the forefront of property ownership and unlock your potential.
Maximize your financial decisions by adopting the right approach when entering a 30-year loan and purchasing property. Learn how to convert debt into wealth efficiently, without compromising your lifestyle, resorting to refinancing, or jeopardizing your well-being. Uncover smart strategies to reduce unnecessary payments to lenders and responsibly eliminate debt. You deserve the best in life; don't compromise your safety for real estate victories.
This radio program serves as your guide to identifying red flags that plague the market. Carelessness could lead to unmanageable loans or crippling interest rates. Equip yourself with the knowledge, tools, and resources to navigate the unpredictable waters of property acquisition. By being well-educated about the industry, you can protect yourself from exploitation. This show ensures that you have everything you need to thrive.
Meet Michael A. Harris, your radio host with more than 38 years of lending experience. He is the President and CEO at the United Mortgage Corporation of America, a direct lending mortgage banking company operating and originating loans in California, Colorado, Montana, Texas, and Washington. Michael is passionate about helping others achieve financial comfort within their own homes. He tirelessly serves clients by eliminating years of mortgage interest. As a Senior Director and Certified Field Trainer at United Financial Freedom, Michael has found a calling guiding families towards a debt-free life.
In this radio program, Michael imparts invaluable advice, financial insights, and practical resources for effectively managing your loans and transforming debt into wealth. While he may not have authored the lending programs you're currently enrolled in, his objective is to enlighten you on proper repayment strategies. And though he is not a certified public accountant, attorney, estate planner, or realtor, he can connect you with top-notch professionals through his extensive business network, ensuring you receive the best possible assistance.
The economy is a dynamic and ever-evolving landscape. Oftentimes, you'll encounter numerous external factors beyond your control or be faced with challenging questions that put your knowledge to the test. However, amidst these challenges, there are still opportunities to secure your real estate future.
Start saving time and money today on your purchase or refinance with the perfect interest rate and plan for you and your family. Discover how to navigate the confusing loan selection and acquisition process to meet your unique needs. Break free from the grip of your landlord and start building equity through home ownership of your own. When it comes to finding your dream neighborhood and elevating your financial status, it is crucial to have all the support you can get. Find it all in this enlightening radio program right now.
Investment loans in the following additional states except: ND, NV, SD, and VT.
Discover a wealth of knowledge on real estate – whether you're just beginning, advancing, or expanding your portfolio. This radio program dives deep into the toughest questions, covering lending programs, interest rates, financial literacy, economic trends, and more. Equip yourself with the insights to become an informed decision-maker when it comes to your most valuable assets. Join us on the forefront of property ownership and unlock your potential.
Maximize your financial decisions by adopting the right approach when entering a 30-year loan and purchasing property. Learn how to convert debt into wealth efficiently, without compromising your lifestyle, resorting to refinancing, or jeopardizing your well-being. Uncover smart strategies to reduce unnecessary payments to lenders and responsibly eliminate debt. You deserve the best in life; don't compromise your safety for real estate victories.
This radio program serves as your guide to identifying red flags that plague the market. Carelessness could lead to unmanageable loans or crippling interest rates. Equip yourself with the knowledge, tools, and resources to navigate the unpredictable waters of property acquisition. By being well-educated about the industry, you can protect yourself from exploitation. This show ensures that you have everything you need to thrive.
Meet Michael A. Harris, your radio host with more than 38 years of lending experience. He is the President and CEO at the United Mortgage Corporation of America, a direct lending mortgage banking company operating and originating loans in California, Colorado, Montana, Texas, and Washington. Michael is passionate about helping others achieve financial comfort within their own homes. He tirelessly serves clients by eliminating years of mortgage interest. As a Senior Director and Certified Field Trainer at United Financial Freedom, Michael has found a calling guiding families towards a debt-free life.
In this radio program, Michael imparts invaluable advice, financial insights, and practical resources for effectively managing your loans and transforming debt into wealth. While he may not have authored the lending programs you're currently enrolled in, his objective is to enlighten you on proper repayment strategies. And though he is not a certified public accountant, attorney, estate planner, or realtor, he can connect you with top-notch professionals through his extensive business network, ensuring you receive the best possible assistance.
The economy is a dynamic and ever-evolving landscape. Oftentimes, you'll encounter numerous external factors beyond your control or be faced with challenging questions that put your knowledge to the test. However, amidst these challenges, there are still opportunities to secure your real estate future.
Start saving time and money today on your purchase or refinance with the perfect interest rate and plan for you and your family. Discover how to navigate the confusing loan selection and acquisition process to meet your unique needs. Break free from the grip of your landlord and start building equity through home ownership of your own. When it comes to finding your dream neighborhood and elevating your financial status, it is crucial to have all the support you can get. Find it all in this enlightening radio program right now.
Investment loans in the following additional states except: ND, NV, SD, and VT.
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On this week's Your Real Estate Life with Michael Harris, we explore whether your current mortgage is still working for you and how your home loan fits into your overall financial strategy. We'll discuss fixed versus adjustable rates, refinancing, PMI removal, home equity options, debt consolidation, and the balance between paying down principal and preserving liquidity. We'll also review the economic calendar for the week of October 26, including key inflation, housing, employment, and Federal Reserve developments that may influence mortgage markets. Finally, we'll examine how the Money Max Account concept may fit into a broader cash-flow management strategy, emphasizing informed decisions, responsible planning, and solutions aligned with your individual goals. Because the best mortgage strategy isn't always about securing the lowest rate; it's about making your mortgage work for your life.
On this week’s edition of Your Real Estate Life with Michael Harris, the focus is “Your Home Equity: What Should You Do With It?” Michael explains how homeowners can evaluate their home equity as part of their overall financial strategy, including when to preserve it and when accessing it may make sense. The program explores the differences between HELOCs, home equity loans, and cash-out refinances, along with using equity for home improvements, debt restructuring, investment opportunities, and retirement planning through reverse mortgage options for eligible homeowners. Michael also reviews the economic calendar for the week of October 19, 2026, and shares a practical checklist to help homeowners compare borrowing costs, monthly payments, liquidity, risks, and alternatives before deciding. The central message: Having equity doesn’t mean you should borrow against it, the right strategy starts with understanding your goals, your options, and your long-term financial well-being.
This week on Your Real Estate Life with Michael Harris, we take a practical look at what homeowners can do after they already have a mortgage. Your mortgage is more than a monthly payment , it is part of your overall financial picture, including your equity, cash flow, debt, interest costs, liquidity, retirement goals and long-term financial strategy. We’ll explore whether it makes sense to keep your current mortgage, pay down principal, consider refinancing, use home equity or a HELOC, invest in additional real estate, or evaluate mortgage strategies as part of retirement planning. We’ll also look ahead at the economic calendar for the week of October 12th, including housing data, inflation, CPI, PPI, retail sales, employment and industrial production, and discuss how economic developments can influence financial markets and mortgage rates. The goal is simple: don’t make financial decisions based on headlines alone, understand what you have, know your numbers, evaluate your options, and determine your next move.
This episode helps homeowners look beyond simply making the monthly payment and start thinking strategically about their mortgage, home equity, cash flow, debt, and long-term financial goals. Michael Harris explains how to understand the mortgage you already have, build a practical household budget, evaluate opportunities such as refinancing or using home equity, and recognize when doing nothing may actually be the right decision. The program also explores the week’s economic calendar and how economic data can influence the broader mortgage market, while the Money Max Account segment focuses on making money work smarter by examining income, expenses, interest, principal, debt, liquidity, and timing. The central message is simple: your mortgage is not just a bill, it is one part of your overall financial picture, and understanding how it fits into that picture can help you make more informed decisions.
This Saturday on Your Real Estate Life with Michael Harris, we continue the “Your Next Move” series with Plan. Position. Prosper. Once you’ve evaluated your financial situation, made a decision, and taken action, what comes next? We’ll look at how to build a financial plan, position your mortgage, equity, debt and liquidity to support your goals, and make smarter real estate and financing decisions for the future. We’ll also break down the key economic reports coming up during the week of September 28 and discuss what they can—and cannot—tell us about the mortgage market. Join me Saturday, September 26 at 9:00 AM PDT on Fox Sports Ventura 1590 AM & 97.9 FM KVTA, and follow Your Real Estate Life with Michael Harris on YouTube for more real estate, mortgage and financial education. You don’t have to have everything figured out—you just need to know your next move.
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