In My Day...

Dave and Ryan get ready for football season, explain a practical way to look at life insurance, and play another round of Ryan's favorite game — What If Dave Gets Hit by a Bus Tomorrow?David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

With the start of school right around the corner, Dave and Ryan are joined by teacher Gracie Furnish Reynolds to talk student pranks, learning styles, and the absolute best way to save for college.David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

Artificial intelligence is revolutionizing the market and the world. Brad Watkins, a self-described "technology evangelist," joins Dave and Ryan to explain where we are with AI, where we're headed, and what it means for you.Brad Watkins and any mentioned companies are not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company.David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

Alex Roig, the "other" senior partner at Family Financial Partners,  joins Dave and Ryan to talk about all things summer! From camping trips to off-season Alaskan cruises and how to budget for all your summer toys and fun. David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

Mitch Florence, VP of Mortgage Lending at Guaranteed Rate, joins Dave and Ryan to talk about post-Covid real estate trends, first home horror stories, and whether TikTok is right about becoming a millionaire through Airbnb.Mitch Florence and Guaranteed Rate Mortgage are not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company.David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

From spider infestations to spinach dip pranks, hear stories of wedding pitfalls from Ryan, Dave and special guest, McKellar! McKellar Ciurlizza is the Director of Client Services at Family Financial Partners. Listen in as they share their own experiences, tips for those planning their "big day," and thoughts on budgeting after tying the knot. You won't want to miss this episode of In My Day.David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

Ryan and Dave are back! And we're making some exciting changes to the Podcast. We will be shifting to a longer monthly podcast format and will be featuring guests on our show. This month's episode is all about taxes and we're answering the most commonly asked questions around lowering federal taxes, contributing to retirement funds, and what to do with your tax refund money. DISCLOSURES: Tax and/or legal advice is not offered by Family Financial Partners.  Please consult with your tax professional for additional guidance regarding tax-related matters.   A distribution from a Roth IRA is tax-free and penalty-free, provided the five-year holding requirement has been satisfied and one of the following conditions is met: age 59½, disability, qualified first-time home purchase, or death.  Retirement accounts are subject to eligibility and contribution, deduction and income limits may apply. Prior to making a decision to rollover retirement plan assets be sure to consider factors such as differences in investment related expenses, plan or account fees, available investment options, distribution options, legal and creditor protections, the availability of loan provisions, tax treatment, and other concerns specific to your individual circumstances.  For advice appropriate to your individual situation, the services of a financial professional should be sought.David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

Ryan and Dave take some time to answer YOUR questions about finances. David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

As Ryan has been married for about a month now, he and Dave figured it was time to have the finance and marriage talk. Join Dave and Ryan as they talk about their experience navigating finances with their significant others. They even talk about the dreaded seasonal decor change—a time of the year their bank accounts don't love, but they sure do! David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

It's the best time of the year—Keeneland! (At least according to Dave and Ryan.)  Dave and Ryan take a break from their typical finance-based chats to talk about their favorite Keeneland memories and invite you to join them out at the fall meet. David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

Dave and Ryan discuss the differences between Mutual Funds, ETF's and Individual Stocks David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

Ryan and Dave talk about the two things they know best, well, other than Bourbon! Join them as they discuss balancing family and money.  David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

Ryan and Dave talk about their first memories associated with money and the impact those particular events have had on their lives. Can you relate to their memories, listen to find out. David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

Are you curious as to what Dave and Ryan did before they became financial advisors? If so, here's your chance. Listen to find out what lead them to the financial world and get a glimpse into their potential career paths. David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

Ryan and Dave share the best and worst financial decisions they have made.  How do yours compare? Maybe they aren't that bad, maybe you need a financial advisor. Listen to find out. David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

Ryan recently purchased his first home with his fiancee and Dave is in the process of building. This is certainly a challenging time to do either in this real estate market, dealing with contractors and holdups on furniture delivery. Join them as they share their thoughts on their journey home. David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

Rolodexes, Yellowbooks and libraries on a Saturday morning... times have changed. Join Ryan and Dave as they discuss Robinhood traders. David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

Dave and Ryan answer all your questions around the Child Tax Credit. Do you qualify? What should I do with the money? Should I invest it towards retirement, college savings or take the family on a nice vacation? Find out in this episode. David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.

David Smyth and Ryan Petrunyak introduce themselves to the podcast world. Join them for a look into all things family, finances and fun. David Smyth and Ryan Petrunyak talk about family, finances and fun. Learn more about Family Financial Partners at familyfinancialpartners.com. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way Cincinnati, Ohio 45242 (513) 794-6794. David Smyth is an Investment Advisor Representative offering Investment Advisory services through O.N. Investment Management Company. Estate planning services provided in conjunction with your licensed legal advisor.