Discover52 Pearls: Weekly Money Wisdom
52 Pearls: Weekly Money Wisdom
Claim Ownership

52 Pearls: Weekly Money Wisdom

Author: Melissa Joy, CFP

Subscribed: 0Played: 0
Share

Description

Welcome to the 52 Pearl Weekly Money Wisdom Podcast! Hosts and financial planners at Pearl Planning, Melissa Joy, CFP , Melissa Fradenburg, and Alexa Kane, CFP will roll out a new episode each week with wisdom and actionable advice to improve financial decisions. Pearl Planning is a financial planning and wealth management practice located at 8031 Main Street in Dexter, Michigan and 81 Kercheval Avenue, in Grosse Pointe Farms, Michigan. You can reach our office at (734)274-6744 or the Grosse Pointe office at (313) 486-9634. Investment advisory services offered by Pearl Planning, a DBA of Stephens Consulting LLC., an SEC registered investment adviser. Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Pearl Planning, or any non-investment related content, made reference to directly or indirectly in this Podcast will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this newsletter serves as the receipt of, or as a substitute for, personalized investment advice from Pearl Planning. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Pearl Planning is neither a law firm, nor a certified public accounting firm, and no portion of the newsletter content should be construed as legal or accounting advice. A copy of Pearl Planning’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.pearlplan.com. Content represents the opinion of the speaker and not necessarily that of Pearl Planning.
95 Episodes
Reverse
In this episode, Melissa Fradenburg discusses one of the most common things holding people back in their financial lives: procrastination. Do you have credit card debt you have been ignoring? Have you been meaning to start or increase your contributions to a company retirement plan? Do you have an account somewhere but not sure how it is currently invested or how to access statements? Melissa shares a twitter post she found interesting and hopes it will inspire you to act now and stop letting financial chores haunt you.Resources:Learn more about Melissa Fradenburg and Pearl Planning. Calculate how to pay down your credit card debt HERE. Read this article, 401K Rollover IRA Guide, by Arielle O'Shea, to figure out how to roll over an old plan. Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
In this episode Melissa Joy, CFP ® discusses what you should do to start the year off financially strong. Need to kick-start your financial New Year’s resolutions? This episode can help you get moving on the important things you may have been putting off. Melissa will help you break it down into manageable steps. You will learn:·       Have your goals or circumstances changed & does this change your investment strategy?·        Does it make sense to do a Roth conversion or back-door Roth this year?·       Have you been putting off getting a will, trust, power of attorney or healthcare directive?·       Why your investment portfolio may need to be rebalanced.·       Have you had a birthday that has implications for distributions from qualified plans?Resources:Learn more about Melissa Joy, CFP. ®Read this Pearl Planning blog,How to do a Back Door Roth IRA Contribution. Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
In this episode Melissa Joy, CFP, ® discusses what you should do in these last few days of 2021 to get your financial year wrapped up. She shares valuable insight on things we should review in retirement planning, money mindset, and investing before we ring in the new year.You will learn:·       What contributions need to be in for 2021 by December 31st?·       What are some things to consider with charitable gifting? ·       Why you should make a financial to-do list for this week and next year.·       Take the time to list your accomplishments for the year. ·       Write down some thoughts on how it felt to be an investor this year.Resources:Learn more about Melissa Joy, CFP. ®Read Pearl Planning blog by Hannah Near, 7 Year-End Financial Planning Moves.Watch Pearl Planning Webinar on Year-end Planning 2021.Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional. 
In this episode Melissa Joy, CFP, ® and Kristie Kindstrom, founder of Your Honeycomb Inc., discuss ways to plan for aging and leaving a legacy. As a longevity planning expert with more than 30 years of experience in the financial services industry, Kristie Kindstrom helps families create a longevity plan by categorizing all facets of a person’s life, from assets, digital estate, daily life, health, and legacy. If you or your family members need help organizing and creating a plan, this episode is a must listen.You will learn:         ·      How to organize and inventory photos and family heirlooms·      Tips for working to take inventory together as a family.·      What is a digital estate?·      Where is a good place to keep passwords and online assets to protect but also share with the right people?·      Why it’s important to build your support network now in case something were to happen to you. Resources:·       Learn more about Kristie Kindstrom and Honeycomb Inc.·       Learn more about Everplans. Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional. Pearl Planning does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
In this episode, Melissa Fradenburg, Financial Advisor, and Ashley Mont, discuss smart financial moves that can help millennials (and future generations) build wealth. Ashley, a biomedical engineer, is the founder & CIO of a technology start up and a financially savvy millennial.  Ashley shares some tips that helped her to lay a solid financial groundwork  as well as mistakes she has witnessed others in her generation make. You will learn:·       How budgeting can set you up for future success.·       Why understanding interest rates is an important component of large purchase decisions. ·       How to read the fine print when accepting school loans.·       How the opportunity to go to college being presented as something exciting from a young age, helped shape Ashley’s mindset today.·       Why picking a major that leads to a high-income earning career is important?·       How to learn and recover from your financial mistakes. ·       Why mindset is so important when setting goals. ·       What inspired Ashley to major in biomedical engineering. Resources:Find out more about NeuroTechR3, Inc.Connect with Ashley Mont on LinkedIn. Read, 3 Ways Millennials Are Getting Money Right, by Kelsey Sheehy. Listen to Episode 50: Gen Z Disruption with Julia Carreon. 
In this episode, Melissa Fradenburg, Financial Advisor, shares tips to keep your holiday spending under control. Whether you put all your seasonal shopping on credit cards or save up months in advance, you should have an overall budget number in mind.  The bonus to planning is you can lower financial anxiety and increase personal enjoyment in this hectic season.You will learn:·       Why making a list and checking it twice is so important this year?·       How to avoid the ‘One for you, One for me,’ gift trap.·       Why it is important to include other holiday expenses outside of gifts in your overall budget.·       What apps can help you keep track of purchases. ·       Ways to think outside the box if money is tight this season.Resources: Download Apps, Christmas Gift List, or Gift List, mentioned in this podcast.Read, 5 Smart Holiday Spending Tips, by Melissa Fradenburg. Here are some of Melissa’s favorite gift list ideas from Living In Yellow and The Motherchic. 
In this special #GIVINGTUESDAY episode, Melissa Joy, CFP® and Alexa Kane, CFP® discuss ways to give back this holiday season (and throughout the year).  They will address how a Donor Advised Fund can assist with appreciated stock or bundled gift strategies as well as how to take advantage of your charitable deduction and bundle gifts to get itemized deductions in periodic years.We will learn:·       What is #GivingTuesday·       How to teach children the power of money through charity. ·       How bundling your charitable gifts can increase the tax advantage.·       How do qualified charitable donations work?·       Why gifting appreciated stock can make your donation go further. ·       What is a donor advised fund? Resources:Visit the virtual headquarters for Giving Tuesday 2021.Read Pearl Planning blog, 10 Ideas for Giving. Watch a webinar replay, Money Smart Charitable Giving.Listen podcast episode 33, Charitable Giving with Laura Brownfield, for more information on Donor Advised Funds. Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
In this special Thanksgiving week episode, Melissa Joy, CFP® and nutrition coach Liza Baker discuss the secrets to successfully transform habits when it comes to your health and wealth this holiday season (and throughout the year). As a health coach and employee wellness consultant, Liza focuses on employee wellness programs or 1:1 and group programs for individuals. Liza and Melissa discuss the similarities between taking small sustainable steps to change habits and how to reclaim your agency in both aspects of your life. We will learn:·       Why the best way to eat is to listen to your intuition.·       Why you need to stop “shoulding” all over yourself. ·       What are the three S’s of having success with healthy and wealthy habits?·       What the E-A-T process means.·       Why we cannot give up agency when it comes to our health or our financial future. ·       When you indulge make sure you enjoy it. ·       Why thinking of each holiday as a single day to indulge vs a season is important? Resources:Learn more about Liza Baker Health CoachJoin Liza the first Wednesday of each month for a mid-week workshop.Read Liza’s blog, Thanksgiving in the Kitchen. You can follow Liza’s podcast, Simply: Health Coaching.Pearl Planning is not affiliated with and does not endorse the opinions or services of Liza Baker. Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors.
In this episode Melissa Fradenburg, and Hannah Near, CFP, ® CPA discuss what you can do in the last 5 weeks of the year to get your finances in order. We all know how chaotic this time of year can become with the holiday season approaching. Hannah shares valuable insight on things we should review in retirement planning, employee benefits, gifting and taxation before we ring in the new year.You will learn:·       What can you do with unspent FSA money? ·       Why it’s important to review your retirement contributions.·       Is it too late to do a Roth Conversion?·       What are some things to consider with charitable gifting? ·       What can I do if I know my taxes are going up in 2022?Resources:·       Find out more about Hannah Near, CFP®  ·       Read the latest Pearl Planning blog by Hannah Near, 7 Year-End Financial Planning Moves.·       Read blogs Maximizing the Benefits of your Incentive Stock Options (ISOs) or Utilizing Your NQSO’s to Help Meet Your Goals, if you are considering exercising stock options to accelerate earnings for 2021. Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
In this episode, Melissa Fradenburg and Lynn Walsh, discuss ways to communicate better on money differences as well as touch on what could be controlling behavior around money or constitute financial abuse. Lynn Walsh, MS, LLP, holds a Master of Science in clinical psychology and has a private practice in Grosse Pointe, Michigan. With her focus in supportive self-esteem and assertiveness, building and strengthening bonds, and communication in relationships, Lynn is a great resource for those who may find themselves struggling to communicate money differences or who are in a financially abusive relationship. You will learn:·       What are some signs you are in a financially abusive relationship?·       How limiting your access to assets or ability to earn money is a form of abuse.·       How to determine if you are being controlled in a relationship?·       Why it is important for both partners to feel listened to and heard. ·       The importance of spending autonomy.·       Why you can gain clarity on finances when you focus on being on the same team to reach financial goals.Resources:·       Find out more about Lynn Walsh HERE.·       Read a Blog post, What is Financial Abuse? These Are the Signs.·       Schedule a session with Lynn Walsh, MS, LLP ·       Reach out to National Domestic Abuse Hotline for additional resources. Pearl Planning is not affiliated with and does not endorse the opinions or services of Lynn Walsh, MS, LLP.  Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors.
Episode 88: Mortgage Options in Retirement with Nathan SteinerIn this episode, Melissa Fradenburg and Nathan Steiner, NMLS #771054, discuss what mortgage options you may have available in retirement. Whether you are looking to downsize or purchase a vacation home, mortgage options may be available even if you do not have employment income. Nathan has over 20 years lending experience and understands the unique challenges retirees are facing in the current rate environment. You will learn:·         Can I get a mortgage in retirement without employment income?·         What are the advantages of having a mortgage in retirement?·         What are my options to access equity in my primary home to purchase a second home without selling? ·         Do you recommend reverse mortgages? ·         Should I take money out of my IRA or 401K to pay off my mortgage?·         The difference between home equity lines of credit vs cash out refi?·         How does amortization work and why you might want to do that instead of refinancing your loan?Resources:Find out more about Nathan HERE.Follow Nathan on Instagram or Facebook. Read an article, Ways to Borrow When Retired from Investopedia. Pearl Planning is not affiliated with and does not endorse the opinions or services of Nathan Steiner or Guaranteed Rate. Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning does not provide advice on tax, legal or mortgage issues. These matters should be discussed with the appropriate professional.
In this episode Melissa Fradenburg and her daughter Jackie discuss ways to talk with your kids about money. Jackie will share how she learned about money and why she is a good saver. Melissa will ask Jackie a series of questions that can help parents have meaningful conversations about money as well as instill good money behavior at a young age. You will learn:Why asking your kids about their first memory of money is a good conversation starter?What are some of the things your children could do differently to help with the monthly household expenses?Ask your Kids: What’s the difference between a “want” and a “need”?Should kids get an allowance for chores?Ask your kids: Did you ever purchase something and  later have regret?What Resources:Listen to a webinar replay, Talking to Your Kids about Money.Blog post from Pearl Planning, The 3 Money Conversations to Have with Your KidsRead an article from NPR, Want to Teach Your Kids About Money? Start By Including Them In the Conversation.Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.
In this episode Melissa Joy, CFP, ® and Ann Garcia, CFP®, a financial advisor and author of the popular College Financial Lady blog, discuss the FAFSA form and strategies to maximize financial aid and merit scholarships, find out how to qualify for tax credits and other benefits. If you have a student applying for college this is a must listen episode to help plan financially.You will learn:         What is considered a parent asset on the FAFSA?How is the EFC formula calculated? Why the Net Price Calculator on every college website can help you narrow down options? How are the FAFSA and the CSS Profile difference?Why every family of a college bound student should fill out the FAFSA even if you don’t think you will qualify for financial aid.Why keeping student assets in Roth or 529plan can have a large impact on financial aid.Why paying more in taxes in a FAFSA filing year can be beneficial. What is the best way for grandparents to gift money for college?What changes are coming to the FAFSA in 2023 and how might that change your EFC?Resources:Learn more about Ann Garcia and The College Financial Lady. List of documents you will need to fill out the FAFSA, FAFSA Resources by the College Financial Lady.Learn more about the differences between the FAFSA and CSS Profile. Sign up for the College Financial Plan Masterclass course HERE.Are you a divorced parent filling out the FAFSA? Here is a blog for you. Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional. Pearl Planning does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
Melissa Joy, CFP® is joined by Sharee Burkel, the owner of the QDRO Company, LLC, a CERTIFIED FINANCIAL PLANNER™ practitioner, Certified Divorce Financial Analyst (CDFA®), and Certified QDRO Specialist™. In this episode they discuss Qualified Domestic Relation Order (aka QDRO) in simple and easy to understand terms. If you need to divide retirement assets in divorce, you may need a QDRO. We explain the ins and outs.You will learn: A QDRO is a legal document that divides a financial asset, specifically retirement plans pursuant to divorce.Why do I need one drafted?How do I start the QDRO process?What happens if I never ordered the QDRO after my divorce was final?Resources:The QDRO Company LLC website HERE.Learn more about Sharee Burkel, CFP®, CDFA®, CQS™Additional divorce resources and blogs HERE.Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Pearl Planning does not provide legal or tax advice. Please be sure to consult with the appropriate legal or tax professional with regards to your situation. 
In this episode, Melissa Joy CDFA® is joined by attorney Peter Bissett, PLC to discuss spousal support. Peter works both in litigation and collaborative law practice, and focuses solely on divorce, custody, and parenting time proceedings. In this episode, Melissa and Peter address the many variables that go into determining spousal support in the divorce process. You will learn:·       Even in a “no-fault” divorce state, fault can play a role in spousal support. ·       What are the 14 factors considered when determining the support amount?·       How is monthly spousal support determined if the higher-earning spouse is paid in commission or bonus pay?·       What happens if the paying spouse dies or becomes unemployed?Resources:Find more information about Peter Bissett, PLC HERERead Peter's Blog ,What Happens to the Equity in our House if we get Divorced?Learn how Divorce Financial Planning can help.Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Pearl Planning does not provide legal or tax advice. Please be sure to consult with the appropriate legal or tax professional with regards to your situation. 
In this episode Melissa Fradenburg and Hannah Near, CFP, ® CPA, discuss the recently proposed tax legislation. With her master’s in accounting and experience in financial planning, Hannah offers valuable insight on how the proposed tax changes may affect various aspects of your financial picture. We will discuss potential changes to estate planning, retirement planning and business tax filing status that you might want to consider before this legislation is signed into law. You will learn:·         What could the new top marginal tax rate look like and what income ranges would be affected?·         What can you do to prepare for a higher capital gains tax rate?·         Who will be impacted by changes in pass-through and S-Corp rules?·         Could Roth IRA conversions going away?·         What is the proposed exemption amount for estate taxes? ·         Will the child tax credit from 2021 be extended? Resources:Find out more about Hannah Near, CFP®  Read the latest Pearl Planning blog, House Democrat Tax Proposal: What You Need to Know. Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.
In this episode Melissa Joy, CFP® and Adam Wadie, HR consultant with Advanced Insurance discuss what you need to know about open enrollment and what various benefit options mean for you as far as coverage and cost. Adam specializes in complex enrollments and is always looking to simplify the enrollment process. You will learn:·         What are the differences between an HMO and a PPO?·         How do high deductible plans work vs. traditional plans.·         What is the minimum deductible to qualify as a high deductible plan?·         FSA vs HSA·         Things to consider with dental coverage options.·         Should I take advantage of life insurance through my employer?·         How do I know if I have adequate coverage?·         What do I need to do if my beneficiaries have changed?Resources: Find out more about Adam Wadie and Advance Insurance.Read Melissa Joy, CFP®  blog, Top Mistakes in Open Enrollment and How to Avoid Them. Pearl Planning is not affiliated with and does not endorse the opinions or services of Adam Wadie or Advanced Insurance. Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. 
In this episode, Melissa Fradenburg, Financial Advisor, RJFS, and Kelli Anderson discuss the importance of work-life integration for working mothers and how to move from an unhappy work situation to a fulfilled career. Kelli Anderson is a career coach for working moms and the founder of Mindset Mamas and Get The Job Shop. Kelli specializes in helping women gain clarity and take action when considering a pivotal career change or starting a businesses. If you no longer feel like you belong in your current role or crave purpose in your work-life, this podcast episode is a must listen. You will learn:·       How to gain clarity on what it is that will make you feel fulfilled.·       Why it is important to get your identity back after becoming a mother. ·       How to turn that “dream job” into a reality.·       Why women stay at a job when they’re miserable.·       How happiness at work translates to happiness at home.·       How focusing on work-life integration vs work-life balance can be more realistic.·       How to get your resume to stand out to employers.Resources: Find out more at www.mindsetmamas.comFind job resources at www.getthejobshop.comRead This one easy tip can change the entire day for working moms, Blog from Kelli Anderson.Contact Kelli Anderson HERE. More career resources for moms at The Mom Project. Join a community for working moms at Hey Mama. Pearl Planning is not affiliated with and does not endorse the opinions or services of Kelli Anderson, Mindset Mamas or Get the Job Shop. Links are being provided for information purposes only. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. 
In this episode Melissa Fradenburg, financial advisor, RJFS and Chiara Mattieson discuss the common mistakes made in estate planning. As an estate planning attorney with extensive experience in litigating probate and related civil matters, Chiara understands what can happen when estate planning goes wrong. You will learn:·       A full estate plan does a lot more than "say who gets what when you die." ·       A will is not a plan. It is "here's who gets what when I die." ·       Why trusts are not just for the super wealthy.·       Why you must title assets and designate beneficiaries in accordance with your plan. ·       Why just using “joint titling" instead of an estate plan is risky.·       How to tackle estate planning for blended families.·       Why you should never keep secrets with your estate planning attorney. DISCLOSE!·       What you need to tell your intended heirs to help execute your plan. Resources:·       Learn more about Chiara Mattieson and Mattieson Law, PLC HERE. ·       Read Chiara’s blog, Estate Planning For Single People: Why It Matters·       Contact Chiara Mattieson directly HERE. Pearl Planning is not affiliated with and does not endorse the opinions or services of Chiara Mattieson or Couzens Lansky. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Pearl Planning advisors do not provide legal or tax advice. Please be sure to consult with the appropriate legal or tax professional with regards to your situation. 
In this episode Melissa Joy, CFP® and Brooke Kent discuss the secrets to a successful career move.  They cover everything from writing a resume that stands out, updating your LinkedIn profile to attract recruiters, to mastering the interview process. Brooke has spent two decades helping executives and professionals craft personalized, achievement focused, persuasive and visually appealing resumes and LinkedIn profiles. You will learn:·       How to tell a story and share quantifying details about job experience at the same time. ·       Why you should customize your URL on LinkedIn.·       Make sure your headshot is up to date and coveys that you are competent, likable, and professional. ·       Why you should not skip the “summary” or “skills” section of LinkedIn.·       How do you get your resume to “stand out?” ·       What font you should use on your resume?·       Things not to include on your resume.·       How do you prepare for a job interview?·       How to hit a sweet spot of warmth and competence in an interview.·       How to dress for a job interview. ·       Common questions to prepare to answer in a job interview.Resources:Find out more about Brooke Kent HERE. Upcoming Webinars to help you advance your career. Follow Brooke on LinkedIn.Link to Brooke Kent’s weekly job-search checklist.Pearl Planning is not affiliated with and does not endorse the opinions or services of Brooke Kent or Brooke Writes It. Pearl Planning is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites or their respective sponsors. Pearl Planning is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. 
loading
Comments 
Download from Google Play
Download from App Store