Dream. Plan. Live.

There's no one-size-fits-all advice in the ever-evolving world of entrepreneurship. Clichés like 'think outside the box' sound good, but they fall short when you're elbow-deep in building your business plan.In this special episode of Dream, Plan, Live, we're serving up morsels of wisdom from savvy business leaders. From the nitty-gritty of daily operations to game-changing leadership mindsets, we’ve compiled outstanding business voices with practical insights and a touch of inspiration.Guest: Brent Donner, Owner of DLC ManufacturingAmanda Nelson, Owner of Blue Haven Barn and GardensRandy Rohlfsen, Owner and Manager of Emerald Hills Golf CourseDan Winkowitsch, Owner of Tri-State Grain ConditioningJackie Thorson, Owner of Thorson HeatingLooking for more advice for growing your dream business?  Visit our business blog for more tips from the business experts in your community and at Bank Midwest.Bank MidwestMember FDIC"Cheery Monday" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0

The holidays are here! That means cozy weather, being with loved ones, putting up holiday decorations, and… shopping! But as you work to hunt down those perfect gifts, fraudsters are also on the hunt for your information. To prepare you for the holiday season, we've got all the new tips and tricks to keep fraud out of your holiday plans.Guest: Stacie Wolter, Fraud Analyst at Bank MidwestLooking for more advice for growing your dream business?  Visit our business blog for more tips from the business experts in your community and at Bank Midwest.Bank MidwestMember FDIC"Cheery Monday" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0

Whether you're an entrepreneur, farmer, non-profit leader, or business owner, this episode will help you automate and optimize your cash flow. We'll will delve into the three major categories of treasury management: inflow, outflow, and security. Guest: Brooke Ortmann, VP of Retail Banking at Bank MidwestLooking for more advice for growing your dream business?  Visit our business blog for more tips from the business experts in your community and at Bank Midwest.Bank MidwestMember FDIC"Cheery Monday" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0

Blue Haven Barn and Gardens is must-have wedding venue in Sioux Falls, SD. But owner Amanda Nelson did not get her start as a wedding planner or a restauranteur. She actually got her start in finance.So how did Amanda go from managing a bank to owning the city's premiere wedding venue? And what can aspiring business owners learn from Amanda about jumping head-first into entrepreneurship?Guest: Amanda Nelson, Owner of Blue Haven Barn and GardensRick Rysavy, Market President and Commercial Banker at Bank Midwest Sioux FallsBank MidwestMember FDIC"Cheery Monday" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0

There are a lot of businesses based around recreation, from pottery studios to climbing gyms. Today, we're breaking down how these complex businesses operate. How do they grow? And what does it take to lead a business based on play?Guest: Randy Rohlfsen, Owner and Manager of Emerald Hills Golf CourseBank MidwestMember FDIC"Cheery Monday" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0

Jackie Thorson, owner of Thorson Heating, is a driven, innovative, and resilient entrepreneur. She advocates for women in the trades and gives generously back to her Sioux Falls community. It's safe to say she's a rising star in her field.  Here, Jackie discusses how she got into HVAC as a woman, how she found financing for her business, and what makes her business stand out.Guest: Jackie Thorson, Owner of Thorson HeatingRick Rysavy, Market President of Sioux Falls Branch, Commercial LenderBank MidwestMember FDIC"Cheery Monday" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0

Growing up, Brent Donner didn't know he'd be a business owner, but when his path turned unexpectedly into laser fabrication, his life transformed. He quickly became one of the leading experts in the industry. Brent discusses advice for business owners, making difficult choices for his company, and finding the right partners to invest in your growth.Guest: Brent Donner, Owner of DLC ManufacturingShannon Hillesheim, Market President of New Ulm Branch, Ag and Commercial LenderBank MidwestMember FDICMusic: "Midsummer Sky" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/"Cottages" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/"Cheery Monday" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0

Your business is unique - even from your competitors. That is why your business thrives. But the unique things about your business also put you at specific risk. In this episode, we buzz through everything you need to know about protecting your business and, most of all, finding the right insurance partner for your operation.Guest: Ashley Volk - Commercial Lines and Large Accounts Manager, Bank MidwestJosh Peterson - Commercial Insurance Agent, Bank MidwestBank MidwestMember FDICMusic: "Loopster" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/"Easy Lemon" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/"Cheery Monday" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0

You've worked your whole life to build your business. What will the next generation look like? We sat down with a farmer, a lender, and an insurance agent to understand what goes into a successful succession plan.Guest: Kent Stensland, Chief Credit Officer and Chief Trust Officer, Bank MidwestCurt Peterson, Insurance Agent at Bank MidwestJohn Myhre, FarmerBank MidwestMember FDICMusic: "Cheery Monday" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0"Eternal Hope" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0"Study And Relax" Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 Licensehttp://creativecommons.org/licenses/by/4.0/

In this series, we're chatting with savvy entrepreneurs who partner with Bank Midwest about how they've built their businesses. Today, we're chatting about growing your business through technological advancements, leadership changes, and being a learner.Guest: Dan Winkowitsch, Owner of Tri-State Grain ConditioningBank MidwestMember FDICMusic: "Cheery Monday" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0"Magic Scout - Farm" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/"Easy Lemon" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/

The holiday season is here! But no matter what time of year it is, finding the perfect gift can be challenging. In this episode, we’ll chat with three incredible guests this week, who will talk about different approaches to finding the perfect gift and shopping safely.Jump Ahead in the Conversation:Shopping Locally: 0:55Shopping Online: 5:57Buying Gift Cards: 9:33Guests: Marsha Lechefske, Owner of Booj Boutique Stacie Wolter, Fraud Analyst at Bank MidwestKatie Siepker, Retail Operations Supervisor at Bank MidwestBank MidwestMember FDICMusic: Cheery Monday Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0

Study after study shows that practicing gratitude profoundly affects your relationships, work environment, outlook on life, and even your finances. But how do you actually practice gratitude? Guest: Abby GoodlaxsonPhysical Education and Health Teacher at Okoboji High SchoolBank MidwestMember FDICMusic: Cheery Monday Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0

Inflation is hitting everyone everywhere: clothing, home items, and cars are just the tipping point. But the breaking point for many people has been at the grocery store. We've got dozens of easy ways to help you cut down on your grocery budget.Guest: Cissa Tusa, Collections Support Specialist at Bank MidwestBank MidwestMember FDICMusic: Cheery Monday Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0

It should be no surprise that anyone can be the victim of a scam. Con artists can quickly manipulate people who know better and turn their upside down. It happens every day. Since Halloween is approaching, we thought we'd take a minute to talk about how heart-pounding scare tactics lead to fraud.Here are three stories based on actual events with tips on how to stop these scams in their tracks.Guest: Stacie Wolter, Fraud Analyst at Bank MidwestBank MidwestMember FDICMusic: "A Singular Perversion" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/"Serpentine Trek" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/"Awkward Meeting" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/"This House" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/"Cheery Monday" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/

Expensive home projects are bound to happen. They can be a nightmare, and it can feel like your options are limited. That’s why I reached out to Sara Dvorak, a mortgage lender at Bank Midwest, to ask her about your options to finance your hair-raising house project with a Home Equity Line of Credit.Guest: Sara Dvorak, Mortgage Lender at Bank MidwestBank MidwestMember FDICMusic:"The House of Leaves" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 4.0 License http://creativecommons.org/licenses/by/4.0/"Cheery Monday" Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0

Gen Zers and Millenials are at the beginning of their careers. They're caught in the middle of these massive changes in our work culture. As we look ahead to the rest of our lives, it can feel overwhelming to think about how you move up in your job and how to find a job that you actually like.Here's our guide to moving up in your career when the culture of work is changing directions.Guest: Suzi Kalsow, VP of Learning and Development at Bank MidwestBank MidwestMember FDICMusic: Cheery Monday Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0

Paying fees can be such a pain, especially when you don’t expect them. But you can avoid paying a lot of these fees. You have to know how your bank works and plan ahead.Guest: Jessica Janni, Retail Operations Manager at Bank MidwestBank MidwestMember FDICMusic: Cheery Monday Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0

Ask yourself, "If I couldn't work for six months or a year, what kind of effect would that have on me and my life?" Tune into this conversation to learn about an essential financial planning tool that can save your income in the worst-case scenario.Guest: Jeff Amundson, Commercial Insurance Agent at Bank MidwestBank MidwestMember FDICMusic: Cheery Monday Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0

For people who are college-bound, or even family members who have college-bound people, this is a crazy time of year. But it’s important to make sure your student is protected from accidents, thefts, and more.Guest: Kevin Martinson, an insurance agent at Bank MidwestBank MidwestMember FDICMusic: Cheery Monday Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0

Whether you want to maximize your management or keep it simple, the Bank Midwest mobile banking app has tools to build your financial journey for your specific needs.Guest: Brooke Ortmann, Treasury Management SpecialistBank MidwestMember FDICMusic: Cheery Monday Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 3.0 Licensehttp://creativecommons.org/licenses/by/3.0