Claim OwnershipBuying your First Home Podcast
Subscribed: 22Played: 167
Subscribe
Description
Buying your first home can be an overwhelming experience. How do you know what you can afford, which grants are within reach, or which loan is right for you? Let Jayden Vecchio and Simon Heikkila guide you through the maze with the 'Buying Your First Home' podcast. Each week, they'll offer expert insights and practical advice on everything from navigating government grants to choosing your ideal suburb. Perfect for first-time buyers eager to demystify the home-buying process, this podcast is your first step towards confident homeownership.
https://www.huntergalloway.com.au/
76 Episodes
Reverse
Massive changes are coming to Australia's First Home Guarantee scheme—and they could reshape Brisbane's property market. With price caps lifted to $1M and barriers removed, thousands of first-home buyers suddenly have access to suburbs that were previously out of reach. In this episode, find out which five Brisbane suburbs are set to boom and why you need to act before prices surge.
Stop guessing about your buying power! Get a FREE personalised home buying assessment with Hunter Galloway. Call 1300 088 065 or visit huntergalloway.com.au [http://huntergalloway.com.au/]
The $1.5M Home on a 5% Deposit? Everything's Changing October 1st
Massive changes are hitting the First Home Guarantee Scheme — no more income caps, unlimited spots, and new price thresholds that actually reflect the market. Find out how these updates could fast-track your home ownership journey by years, save you tens of thousands in LMI, and finally put real homes in reach for everyday Australians. Plus, the risks, realities, and how to get financially ready before the doors open.
Stop guessing about your buying power! Get a FREE personalised home buying assessment with Hunter Galloway. Call 1300 088 065 or visit huntergalloway.com.au [http://huntergalloway.com.au/]
In this episode, we uncover how taking out a car loan can devastate your ability to buy your first home, and why investing that money differently could set you up for financial success. Tune in to learn why choosing the right path now could mean owning your dream home sooner rather than never.
Ready to explore your options? Get a free assessment from the experts at Hunter Galloway: huntergalloway.com.au [http://huntergalloway.com.au/]
Want to save $30,000 on your next home purchase? This episode reveals the exact step-by-step playbook buyer's agents use—so you can do it yourself. From crafting a sharp buyer's brief to uncovering off-market deals and negotiating like a pro, you'll learn how to confidently secure the right property without paying hefty agent fees.
Ready to explore your options? Get a free assessment from the experts at Hunter Galloway: huntergalloway.com.au [http://huntergalloway.com.au/]
A major rule change in Queensland now lets first home buyers rent out spare rooms without losing stamp duty concessions — and some banks are even factoring that rental income into loan applications. Learn how this shift could boost your borrowing power by up to $50,000, the pros and cons of sharing your new home, and how QLD stacks up against other states. If you're house-hunting in Australia, this is an episode you can't afford to miss.
Think loyalty gets you a better home loan? Think again. In this episode, mortgage broker Jayden Vecchio tackles the top questions first home buyers are asking in 2025—from the truth about pre-approvals to why applying with too many lenders can hurt your credit score. Get straight answers on deposits, defaults, borrowing limits, and how a broker can help you avoid costly mistakes.
Stop guessing about your buying power! Get a FREE personalised home buying assessment with Hunter Galloway. Call 1300 088 065 or visit huntergalloway.com.au [http://huntergalloway.com.au/]
With prices up nearly 90% in five years, the Gold Coast is now Australia's second most expensive housing market—so, is it too late to buy in? This episode breaks down five high-potential suburbs (from waterfront Bundall to fast-growing Tugun), major infrastructure drivers, and what smart investors are watching in 2025. Whether you're chasing capital growth or strong rental yields, this deep dive has the insights you need before making your next move.
Ready to explore your options? Get a free assessment from the experts at Hunter Galloway: huntergalloway.com.au [http://huntergalloway.com.au/]
Think your credit score or smashed avo habit is what makes or breaks your home loan? Think again. In this eye-opening episode, Jayden reveals the two critical questions every bank asks before approving a mortgage—and why everything else is just noise. From loan-to-value ratios to serviceability and quirky property red flags, get the insider knowledge that could mean the difference between rejection and approval.
Want to take charge of your mortgage and build wealth? Get a free home loan health check from Hunter Galloway – the home for homebuyers. Visit huntergalloway.com.au [http://huntergalloway.com.au/] or call 1300 088 065.
Think home ownership is out of reach on an average income? In this episode of Buying Your First Home, we break down real borrowing capacities for incomes from $45K to $300K—and show you where you can afford to buy in today's market. From rentvesting tips to government schemes and credit hacks, discover how to boost your borrowing power and make that first home a reality, no matter your salary.
Stop guessing about your buying power! Get a FREE personalised home buying assessment with Hunter Galloway. Call 1300 088 065 or visit huntergalloway.com.au [http://huntergalloway.com.au/]
Think the RBA cash rate directly controls your mortgage repayments? Think again. In this eye-opening episode of Buying Your First Home, we break down how banks really decide your home loan interest rate, why they might ignore rate cuts, and how you can fight back to avoid paying thousands more. Get insider tips from Hunter Galloway on navigating rate hikes, borrowing power, and scoring the best deal on your loan.
Want to take charge of your mortgage and build wealth? Get a free home loan health check from Hunter Galloway – the home for homebuyers. Visit huntergalloway.com.au [http://huntergalloway.com.au/] or call 1300 088 065.
With billions flowing into Olympic infrastructure, Brisbane's inner-city suburbs are heating up—but not where you'd expect. From the rise of Hurston and Bowen Hills to the shake-up at the Gabba, find out which overlooked areas are primed for long-term property growth. Whether you're buying your first home or investing, this episode uncovers where the real opportunities lie.
Want to take charge of your mortgage and build wealth? Get a free home loan health check from Hunter Galloway – the home for homebuyers. Visit huntergalloway.com.au [http://huntergalloway.com.au/] or call 1300 088 065.
Think you're priced out of your dream suburb? This episode of Buying Your First Home uncovers the power of "sister suburbs"—lesser-known areas with similar perks but much friendlier price tags. Host Hunter Gallo breaks down city-by-city comparisons in Brisbane, Sydney, and Melbourne, revealing how smart buyers can save up to $2 million by shifting their search just a few kilometres away.
Stop guessing about your buying power! Get a FREE personalised home buying assessment with Hunter Galloway. Call 1300 088 065 or visit huntergalloway.com.au [http://huntergalloway.com.au/]
A 0.25% rate cut might sound small, but in this episode, we break down how it could slice $41,000 off your mortgage and cut years off your loan—if you play it smart. Learn how upcoming rate cuts, smart repayment strategies, and refinancing opportunities can help you make the most of today's changing market. Whether your bank passed on the full cut or not, this is your guide to turning small rate shifts into big savings.
Ready to explore your options? Get a free assessment from the experts at Hunter Galloway: huntergalloway.com.au [http://huntergalloway.com.au/]
Rate cuts are making headlines, but not all banks are passing the savings on to you. In this episode, we unpack why your repayments might stay the same—even when your interest rate drops—and how a simple strategy could save you up to $96K. Learn which banks are holding back, what you can do about it, and how to take control of your mortgage in 2025.
Want to take charge of your mortgage and build wealth? Get a free home loan health check from Hunter Galloway – the home for homebuyers. Visit huntergalloway.com.au [http://huntergalloway.com.au/] or call 1300 088 065
Thinking about buying a home in Queensland? Making an offer can feel overwhelming, but this episode breaks it down step by step, from informal email offers to legally binding contracts of sale. Learn the key differences, what to include, and how to avoid common pitfalls—so when the right property comes along, you're ready to act with confidence!
Stop guessing about your buying power! Get a FREE personalised home buying assessment with Hunter Galloway. Call 1300 088 065 or visit huntergalloway.com.au [http://huntergalloway.com.au/]
Simon Pressley from Propertyology joins the show to reveal why most property market predictions get it wrong—and how he's forecasted major shifts others missed. From busting myths about population growth to explaining why interest rate hikes don't always mean falling prices, Simon unpacks the real drivers of Australia's property market. If you're serious about investing wisely in 2025 and beyond, this episode is packed with insight you won't hear in the mainstream.
Need help navigating the home buying journey? Get a free pre-approval and explore your options with Hunter Galloway – a trusted mortgage broker for homebuyers across Australia. Call 1300 088 065 or visit huntergalloway.com.au [http://huntergalloway.com.au/]
Before you buy a home, you need to hear this. Nearly 85% of homes in parts of Australia have major defects—hidden dangers like termites, gas leaks, and structural issues that could cost you tens of thousands. In this episode, we break down real horror stories (like Jack's $20,000 termite disaster), why building and pest inspections aren't foolproof, and how to protect yourself from buying a financial nightmare. Don't let hidden defects drain your savings—tune in now!
Want to take charge of your mortgage and build wealth? Get a free home loan health check from Hunter Galloway – the home for homebuyers. Visit huntergalloway.com.au [http://huntergalloway.com.au/] or call 1300 088 065.
Are interest rate cuts really the relief they seem to be? In this episode, we uncover how banks might hold back on passing the full benefits to you, costing you thousands over the life of your loan. Learn actionable strategies to make the most of rate cuts, reduce your mortgage faster, and explore tools like offset accounts, redraw options, and refinancing to stay ahead in today's market. Whether you're buying your first home or managing an existing loan, this episode is packed with tips to save big and take control of your financial future.
Want to take charge of your mortgage and build wealth? Get a free home loan health check from Hunter Galloway – the home for homebuyers. Visit huntergalloway.com.au [http://huntergalloway.com.au/] or call 1300 088 065.
What if you could buy a property today that's already worth $50K–$100K more than you paid? In this episode, investment strategist Chris McNulty from Lucid Property Investments reveals three proven wholesale property strategies that help you create equity from day one—without relying on market growth. Learn how to spot undervalued opportunities, avoid common investment mistakes, and gain an edge in the 2025 property market.
Ready to explore your options? Get a free assessment from the experts at Hunter Galloway: huntergalloway.com.au [http://huntergalloway.com.au/]
A $10 bet, a missed payment, or the wrong property choice—any of these could derail your dream of homeownership in 2025! In this episode of Buying Your First Home, we uncover the hidden traps that could slash your borrowing power, from lender blacklists on certain apartments to how your spending habits (yes, even small gambling transactions) can raise red flags. Plus, we break down how relationship status, credit card limits, and even private health insurance can impact your loan approval—so you can avoid surprises and secure your dream home with confidence.
Need help navigating the home buying journey? Get a free pre-approval and explore your options with Hunter Galloway – a trusted mortgage broker for homebuyers across Australia. Call 1300 088 065 or visit huntergalloway.com.au [http://huntergalloway.com.au/]
Comments
Download from Google Play
Download from App Store
United States