Claim OwnershipLatina Financial Education, Investing & Wealth Building: MoneyChisme
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© 2026 Latina Financial Education, Investing & Wealth Building: MoneyChisme
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Welcome to Money Chisme, the go-to show for Latinas ready to take control of their financial future! Whether you're learning about investing for beginners, building generational wealth, or launching a side hustle, this podcast is designed to empower our comunidad with the tools and strategies to thrive. I break down the essentials of personal finance, real estate investing, and entrepreneurship in the Latina community, helping you grow your money while staying connected to your roots.
My mission is to close the racial wealth gap by sharing relatable success stories, practical advice, and wealth-building tips tailored for Latinas. Whether you're dreaming of financial independence or growing your business, we’ve got you covered. Tune in, level up, and let’s build the future we deserve—together!
118 Episodes
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Share Your Thoughts! If talking about money with your partner feels uncomfortable, emotional, or like it could turn into an argument — this episode is for you. In this episode, we break down why money conversations in relationships feel so hard, what happens when couples avoid them, and how to start talking about finances in a way that builds trust instead of tension. This is a judgment-free, practical conversation designed to help you and your partner get aligned, reduce financial stress, an...
Share Your Thoughts! If you’ve ever wondered why you’re not getting any closer to your money goals — even though you have a decent job and you’re “doing the right things” — this episode is for you. In this episode, we break down why setting financial goals isn’t enough on its own and how creating a realistic, season-aligned money plan is the missing piece. This is a guilt-free, judgment-free conversation designed to help you figure out where you’re getting stuck, why past goals may not have w...
Share Your Thoughts! If you want to feel more in control of your money, it starts with having a system — not guessing, avoiding, or hoping it works itself out. In this episode, I break down what money management actually is, why tracking your money matters, and how choosing the right budgeting method can help you stop leaking money and start making intentional financial decisions. This is a practical, judgment-free breakdown designed especially for first-generation professionals and Latinas w...
Share Your Thoughts! Before setting financial goals for 2026, it’s essential to audit your finances. This episode walks through a step-by-step, no-shame financial audit to help you see where your money actually went, understand your current numbers, and set realistic, aligned wealth-building goals. We cover: How to assess your current financial “vital signs” How to track and evaluate your debtUnderstanding your net worthHow to review your spending and create a realistic budget snapshotHo...
Share Your Thoughts! If you’re setting financial goals for 2026, you need to know what’s actually changing with money before making big decisions. In this episode, I break down the most important 2026 personal finance updates, including new tax brackets, housing policy proposals, interest rate changes, and what they mean for investing and real estate in 2026. This is a no-shame, no-hype breakdown designed especially for first-generation professionals and Latinas who want to build wealth with ...
Share Your Thoughts! Let's talk about the importance of taking time to achieve financial freedom, especially for first-generation Latinas who often feel pressured to catch up with their peers. In this episode I share my personal experience with financial anxiety, emotional decision-making, and the mistakes I made in my journey, particularly in real estate investing. I share the value of patience, strategic planning, and learning from past errors to create a sustainable path toward financial s...
Share Your Thoughts! This step-by-step addresses the unique challenges faced by first-generation immigrants in planning for their aging parents' retirement. In this rerun episode, I share the importance of understanding their current financial situation, setting retirement goals, and creating a comprehensive budget that includes healthcare and emotional support considerations. Violeta also highlights the cultural expectations that often place financial responsibility on the children of immigr...
Share Your Thoughts! In this rerun episode we discuss the significance of financial literacy within the Latino community, highlighting personal experiences and the challenges faced in understanding financial concepts. Cici Plata, founder of the Hive Co Realty, discusses the importance of teaching financial skills to future generations, the impact of cultural priorities on financial decisions, and the role of social media in empowering individuals to seek knowledge. She emphasizes the need to ...
Share Your Thoughts! Let's give the gift of financial literacy and financial empowerment this holiday season. In this episode I share my favorite money books that you can gift to someone you know or yourself! The best part? They are all Latina, Black and minority authors! So if you are looking to support minority businesses this year, gift a loved one or friend one of these books! Get the full chisme and more on the blog! https://moneychisme.com/powerful-money-books-by-women-of-color-to-gift-...
Share Your Thoughts! In this episode rerun, I reflect on how changing my mindset and view on what wealth means, changed my life. We grow up thinking wealth means a big fancy house and car. That we need luxurious bags, shoes and clothes. But it may not really be YOUR idea of wealth. You may have been influenced to think that is what success is. But it may just mean a slow paced life. What does wealth mean to you? How does it look like? Support the show Sign Up for the MoneyChisme & Raíces ...
Share Your Thoughts! Now more than ever, there are financial traps being set that are designed to keep you broke. Especially with the holiday season and news of 50 year mortgages and 15 year car loans. Here is how to spot financial traps and how to avoid them so you can make better financial decisions. Mentioned in this episode: 50 Year Mortgage Loans and Fannie Mae Update https://youtu.be/vISX6-OOAT4?si=3_IAEvxi-84PWs0M Money Books I recommend: https://www.amazon.com/shop/moneychisme/l...
Share Your Thoughts! The 'Big Beautiful Boycott' is a response to the political and economic challenges faced by communities during the holiday season. I talk about the importance of resisting consumerism, reimagining holiday traditions, and supporting local initiatives. The discussion also highlights the need for financial empowerment as a form of resistance against systemic issues affecting marginalized communities. Key Takeaways The holiday season is heavily impacted by political and econo...
Share Your Thoughts! Big changes are coming to your taxes in 2026—pero no te me asustes. In this mini episode, I break down the IRS updates to standard deductions, tax brackets, earned income credit, childcare credits, and health flexible spending accounts. But this isn’t just a boring tax update. It’s your chance to plan smarter, save more, and build generational wealth like a jefa. If you're a cycle-breaker Latina navigating dinero decisions while supporting your familia, this episode is yo...
Share Your Thoughts! If you're a business owner, at some point you may ask yourself, "Should I start a podcast to promote my business?" In today's episode, Mafe Salazar, a podcast producer shares her insights on how to effectively use podcasts as a tool for business growth. Mafe shares her journey into podcasting, the role of a podcast producer, and the significance of defining clear goals for a podcast. She emphasize the importance of understanding the podcast's purpose, effective enga...
Share Your Thoughts! Basiliso Moreno discusses the challenges faced by the sandwich generation, particularly in caregiving for aging parents while managing their own families. Basiliso shares his personal journey, highlighting the emotional and financial strains of caregiving, the importance of planning for healthcare needs, and the resources available for financial support. He explains the cultural aspects of caregiving in the Latino community and offers practical advice for those navi...
Share Your Thoughts! How my emergency fund saved me during a rental property flood, unexpected RV tire blowout, and one of the hardest moments of my life: putting my dog of 12 years to sleep. I unpack the difference between savings vs emergency fund, why we feel guilty spending money we “worked so hard to save,” and how that fund is not meant to just sit there. Plus I share a few tips: Why your emergency fund isn’t just for showHow to start one without overwhelmThe must-have emergency f...
Share Your Thoughts! Ever rolled out a tortilla that looked like Texas but still tasted like abuela’s love? That’s your financial journey. Messy edges, uneven steps, sometimes too thick, but still warm, real, and so worth it. In this episode, I get real about the pressure to have the “perfect” money plan, and why embracing your imperfect, irregular journey is actually where the flavor is. This one's for my perfectionists, my recovering overthinkers, and anyone feeling behind. Porque aunque la...
Share Your Thoughts! If you spend any time online, you’ve probably heard it: “Real estate investing is evil.” “Landlords are greedy.” “Owning property means you’re part of the problem.” And honestly? I grew up believeing that too. There’s no denying that there are landlords out there who only care about squeezing every last penny out of their tenants. We've seen the headlines—rent hikes, neglected repairs, unfair evictions. The bad players give real estate a bad reputation, and for a long tim...
Share Your Thoughts! We made it to 100 episodes, y’all! In this special episode, I’m taking a moment to reflect on the journey, highlight some of the most powerful guest moments, and share the biggest money lessons we’ve learned together. From breaking generational cycles to building wealth con propósito, this episode is a love letter to our comunidad and every guest who's dropped gems along the way. Whether you’ve been here since episode 1 or just found us—gracias for being part of the journ...
Share Your Thoughts! What does it take to break free from survival mode and start building real wealth? Miriam Simon, CEO of Mi Si Coaching and Consulting, reveals her 25-year journey from entry-level positions to corporate executive leadership. She shares her powerful philosophy of honoring "your yes" – making decisions that align with your own values rather than others' expectations. This principle guided her from difficult beginnings to creating new leadership roles and eventually founding...
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