P-FACTOR

Our latest podcast episode is here, and it's one of our first in Cantonese!  Dive into the fascinating intersection of AI and logistics with ShipAny, a dynamic logistic tech company based in Hong Kong. This time we sit down with Taurus Cheung, co-founder of ShipAny, to explore the game-changing impact of logistics on expanding e-commerce market share. Tune in now for insightful discussions on leveraging technology for efficient shipping solutions! Check out for more info: https://efactor.paymentasia.com/2024/07/23/ship-smarter-faster/

Today we are happy to invite Daren Guo, co-founder of financial platform REAP to share his insights on some of the latest trends in FinTech, payment, and of course, the hot topic of Web 3. Reap is a Hong Kong-based financial platform that combines spend management software with innovative payment products to help businesses of all sizes. Customers can easily apply for the service here reap.global. Last year, the company completed an eye-catching funding round of USD 40 million, a proof of its robust growth in recent years. As the co-founder, Daren started the company with Kevin Kang in 2018. Prior to that, he spent years in the payment industry in San Francisco and Singapore before moving to Hong Kong. Being a podcast lover, he comes to Payment Asia’s office and has a chat with our host Devere Bryan. Click to listen to the full podcast on your device! 0:30  A history of REAP6:14  The vision and mission10:00 How do virtual assets affect the landscape of Hong Kong fintech?12:40 SMEs for digital transformation18:48 What does Hong Kong mean to you?25:30 Final tips of advise for all

Our last podcast of the year : How to embrace crypto payments for B2B Services ? In this episode, we invited payment veteran and TripleA CEO @Eric Barbier to deep dive into the world of crypto payment and explore how they are revolutionising the way businesses conduct transactions. Join us as we uncover the immense potential of crypto payments for B2B services and discuss how it can streamline operations, enhance security, and what it means for global business collaborations.

We are delighted to invite Anson Bailey from KPMG to join our podcast and share his view about how AI and other technologies are changing the world.Anson has more than 25 years of experience in APAC, and while being responsible for driving KPMG’s development in the region, he also oversees its consumer & retail markets, technologies, media, and telecoms. He experienced the rise of mobile technologies in this part of the world, and what will come next? Let’s hear it from his point of view.

Hong Kong Fintech Week is just around the corner! This is an annual event that serves as a platform for leaders, innovators, and stakeholders in the financial technology industry to gather, share insights, and explore opportunities.  Last month, we spoke to Neil Tan and Raphael Jansa of The Fintech Association of Hong Kong, to tell us how they see Hong Kong’s Fintech future. It is also the preview of what to expect in this year’s FinTech Week. What shall we expect? Which sector will have the most breakthrough? Listen to what Neil and Raphael think about Hong Kong’s fintech, and I guess we will also see each other at the event next week!

What can you do as an individual to help the environment and society? Some may wonder how impactful one person can be, but @ArthurLam, co-founder of Negawatt, is here to give you a different answer.  Starting from small things in your daily life - not using plastic bags, walking more than taking a taxi, recycling as much as you can - in the newly launched app ZERO2, you can get incentives and discounts for these sustainability efforts.  Download the app ZERO2,  and register with this special referral code: PFACTOR to start from 0 to do good and be a hero.  SUBSCRIBE to our social media channel, or wherever you get your Podcast, let us take you forward! 🙌

Episode #6 - Access to Alternative | P-FACTOR The public market is changing rapidly in recent years and more people are putting their focus on the private market to manage their wealth. It is a sector that was considered as “difficult to enter”, but Altive is here to change that. Altive is a financial technology platform powering the world’s alternative investment market. The company uses AI and other latest technology to remove the hurdle of investing in alternatives and make it accessible to all. This time we invite Hardy Liu, Managing Partner of Altive to explain how they can bridge the gap of investment with the help of AI, and what to expect in investment in a digital era. SUBSCRIBE to our social media channel, or wherever you get your Podcast, let us take you forward! 🙌 00:10 What does Altive do? 03:05 Hardy Liu shared his view on HK's wealth tech 09:20 How does Altive utilize AI? 11:11 The biggest challenge for wealth tech 14:09 The influence brought by HK's VASP license and the city's transformation to a digital hub 16:46 Expansion plan of Altive 19:50 What's in the pipeline for Altive?

What does NFT actually represent? To Caroline York from Gusto Collective, it is a token to join a community of innovative people and tech believers. The collision between creativity and technology unfolds a new chapter of digital art. As Hong Kong’s brand-tech company that uses the latest technologies to help brands tell immersive stories, Gusto Collective has already helped MonoC - the MetaHuman artist - debut on Art Basel, Clockenflap, Digital Art Fair, and various other events. Technology is reconfiguring the way we perceive art and stories, without any limitation. It is also time to redefine your experience. SUBSCRIBE to our social media channel, or wherever you get your Podcast, let us take you forward! 🙌

If you were to look at technological transformation from a different perspective, what would you think? We welcome Cheney Cheng, co-founder of Apoidea, to share innovative ideas about blockchain and AI. Apoidea Group is a leading technology company in Asia with expertise in Deep Learning, AI and Natural Language Processing. As part of their effort to build a decentralised treasury for organisations and communities, they are developing a loyalty program called CoffeeDAO, backed by a network of specialty coffee shops. The mission of CoffeeDAO is to promote coffee culture and support small coffee shops that struggle to compete with large chains; to inject real-life utility into the Web3 technology realm, and to create incentives for people to use it. SUBSCRIBE to our social media channel, or wherever you get your Podcast, let us take you forward! 🙌

Ever look at your credit card bill and wonder where did the money go? This time we invite Ankit Suri, co-founder of Planto to tell us how data can help you manage your money better. Since 2018, Planto has been on a mission to provide end-consumers with data-driven technologies in order to manage personal financing. Not only having a B2C app, but Planto also pivots to a B2B angle after COVID to help banks improve financial engagement with their customers. Also a Co-chair of Digital Banking & Payments at the FinTech Association of Hong Kong, Ankit shared his insights about how open banking and digital payments will develop. SUBSCRIBE to our social media channel, or wherever you get your Podcast, let us take you forward! 🙌

Have you ever think about the logic behind your every lunch order? Today we have Hans Paul, co-founder and CEO of Aigens Technology in our P-FACTOR to tell us more about the evolution of food and beverage industry. Aigens is a Hong Kong-based tech start-up that has helped steer the digital revolution of the F&B and hospitality industry in Asia. It led the way with mobile ordering and popularised scan-to-order since 2012, long before Covid-19 triggered the mainstream adoption of their use. The company now serves more than 500 brands such as KFC, Burger King, Starbucks and IKEA. How did Aigens grow into a SaaS company, being the first to introduce bring-your-own-device concept to food ordering in HK? This podcast answers your questions. SUBSCRIBE to our social media channel, or wherever you get your Podcast, let us take you forward! 🙌

Get your monthly update on the FinTech by subscribing to P-FACTOR.