Destiny For Nomads

In this episode, I’m joined by Jake Wallis, the co-founder and CEO of For Nomads Group, a financial services company catering to digital nomads and expats. Jake shares his journey from working with multinational companies as an expert to becoming a digital nomad. He discusses the joys of experiencing different cultures and places while highlighting the challenges of carrying possessions and starting a new life in each location. Jake also highlights the importance of comprehensive medical insurance for digital nomads and expats, emphasizing the difference between travel insurance and long-term medical coverage. The conversation also touches on financial planning for digital nomads, including the need for life insurance and retirement planning tailored to an international lifestyle. They stress the importance of a long-term financial plan regardless of location or travel intentions. Join the conversation now! Key Highlights: [02:09] Jake’s background [03:16] The most exciting thing about a digital nomad lifestyle [04:24] Why Jake transitioned to a full-time digital nomad [05:57] The dynamics of Jake's relationship as a digital nomad  [07:58] The biggest challenges faced as a digital nomad [10:50] The preparation and paperwork involved in traveling as a digital nomad [12:55] Why Jake created the Pomas Group [14:45] Importance of medical for nomads for expats and individuals living abroad [16:59] The difference between medical insurance and travel insurance [22:08] Benefits of having social security and additional private insurance coverage [25:35] Financial considerations and challenges that aspiring digital nomads may face [32:10] The importance of having a retirement plan for digital nomads and expats [35:48] Jake's words of wisdom for digital nomads and expats on financial planning Notable Quotes: Once you know what you need to do, get it done in the first instance and keep it active. Generally speaking, travel insurance will fix anything minor, anything that's preventing you from continuing your travels, whereas medical insurance covers any treatment that you need, including the non-emergency stuff, which in medical terms is anything that's scheduled. If you're living internationally, make sure you have international healthcare. Don't rely on needing to fly across the world for medical treatment because you can't afford it in the place where you're living. It's not smart. If you're living in one place as a permanent expat there or even a local, you can plan things for your precise needs, and you can make sure that you get, uh, get the treatment in your local area. If you are moving around the world, you need to make sure you can access this stuff everywhere you're going to go. Because it's not just about being out of pocket. It's about being able to get that treatment. It doesn't matter what amount you choose, but having those services to help your family deal with all parts of the process that's the real value there. Whether you are considering becoming a nomad, or if you are already a nomad, or even if you have no intention of doing that, still think about your financial plans. But, you know, because even if your plans change, and even if the plan ends up being not fit for the purpose that you want later on, the process that you go through of formulating that plan is extremely important. Money is not the biggest thing in life. It doesn't buy happiness but can substantially pay off being miserable. It's, it's the most, uh, effective tool, uh, in your toolbox because you can switch it for other tools, pretty much, uh, whenever. Connect with Jake on: Website: https://fornomadsgroup.com/ Email: Jake@fornomadsgroup.com To protect yourself with comprehensive medical insurance, visit Medical For Nomads and take advantage of a 10% exclusive offer on your next medical insurance policy. --- Send in a voice message: https://podcasters.spotify.com/pod/show/destinyfornomads/message

In this captivating episode, we're joined by seasoned digital nomad Noemi Poget from Switzerland, now based in Estonia. Noemi is a life coach with a unique nomadic journey, and she delves into the transformative nature of this lifestyle. She uncovers hidden biases through travel's reflective lens and explores personal growth from shattering preconceptions. Noemi's "slow nomad" approach challenges conventional wisdom, emphasizing immersive cultural experiences. From work-life balance to self-care, she imparts wisdom and discusses comprehensive medical insurance for nomads. Join us to unveil biases, embrace nomadic freedom, and discover self-awareness's power through Noemi's insights, guiding aspiring and experienced digital nomads on their journeys of self-discovery and empowerment. Key Highlights: [02:09] Noemi’s background and how she became a digital nomad [06:10] Distinguishing between the "real why" and "fancy why" for digital nomads [08:46] Choosing a slower nomad lifestyle for deeper experiences [13:29] Navigating the challenges of being a digital nomad [17:32] Gaining cultural awareness and overcoming biases through nomadic living [21:29] Noemi’s plans [24:47] Maintaining a balanced work-life integration for remote workers [28:05] Why Noemi chose medical for nomads [29:56] Naomie’s advice to aspiring digital nomads [31:16] How to connect with Noemie Notable Quotes: Making friends is not difficult for me, but accepting that people come and go is sometimes difficult. That I come and go, I've made this decision, I've chosen this life. No one forced me. You need to be able to connect with people. For someone who feels, uh, maybe a little bit uncomfortable or awkward talking to people you don't know, that's probably the most important thing to practice and become comfortable with. And all the rest will just, like, naturally follow from that. Traveling is the best teacher in life because you don't see your bias until you go to a different environment. Do it. It's the best experience you can have. Sometimes, it's hard, but it's the greatest way to learn about yourself, others, life, love, business, and what you want. So if you have a doubt and are considering, ah, yeah, I would like to do that, but I'm not sure, permit yourself to do it like it's now. Life is now; it's happening now. So if you think about this, try it. If you don't like it, you can always return home, but at least try it. If you are already a digital nomad, don't work too much. Enjoy the experience. Find a way to trust that it works, that the business works, and that things are always in your favor. And enjoy where you are and the people you meet, and just be absorbed in that. Connect with Noemi on: Website: https://noemipoget.pro/ LinkedIn: https://www.linkedin.com/in/noemipoget/ Instagram: https://www.instagram.com/noemipoget/ To protect yourself with comprehensive medical insurance, visit Medical For Nomads and take advantage of a 10% exclusive offer off your next medical insurance policy! --- Send in a voice message: https://podcasters.spotify.com/pod/show/destinyfornomads/message

In this episode, I had the incredible opportunity to sit down with Anne Claessen, a seasoned digital nomad, as we talked about her remarkable journey in remote work and travel. Anne's evolution from a carefree backpacker to a successful digital nomad is a tale of following one's heart. Her story turned pivotal when she recognized that her aspiration to become a lawyer didn't align with her true passions. Anne generously shares her experiences, offering invaluable advice for those aspiring to join the ranks of digital nomads. From crafting a practical yearly budget and embracing unforeseen prospects to curating a lifestyle uniquely fitting personal preferences, Anne emphasizes avoiding the comparison trap and charting a course tailored to individual ambitions. She also shares a crucial lesson she learned about health insurance, an insight drawn from her battle with dengue fever during her early travels. Her firsthand experience underscored the significance of comprehensive medical coverage for fellow nomads navigating unpredictable health challenges. Are you seeking inspiration to enhance your remote work undertakings? Join the conversation as this episode offers practical wisdom and encouragement. Key Highlights: [02:09] Why Anne decided to become a digital nomad [06:41] Transitioning from backpacking to digital nomad lifestyle [10:19] Creating opportunities and crafting a career as a digital nomad [14:01] Balancing work and travel [16:59] Strategies for effective budgeting and financial management as a digital nomad [18:39] Balancing flexibility and work commitment as a digital nomad  [20:21] Financial planning and budgeting for a balanced digital nomad lifestyle [23:59] Avoiding comparison and embracing individuality in the digital nomad lifestyle [26:23] Exploring the digital nomad lifestyle by starting with domestic travel [28:43] Anne’s worst experience while traveling [31:28] Anne’s best experience Notable Quotes: I had to push myself a little bit, um, and say, okay, like, what are you waiting for? If you want to do this digital nomad thing, now is the time. And I didn't want to go home. I didn't want to find a job in an office in the Netherlands and just, you know, go to work every day. So I was like, this is it. It needs to happen. The tasks that are easy for me are not easy for other people, you know? So that's where I'm naturally good at, and, you know, lean into what's easy. When you budget as a digital nomad, it needs to make sense to look at it month to month. You have to look at the entire year. So look at what income you need for the entire year and where you will spend it. The most important thing I've learned is to keep my eyes and ears open to get tips and tricks from other nomads. That is awesome advice from someone else, but also, see what works for me. It's really good to know that there are many options. You can make this lifestyle your own, and you can make your online career your own. And that can be scary because there are a lot of decisions to make. But it's really good to start, see what works, and just go from there, knowing there's always a way to change things. We're all different; you just have to see what works for you and not everyone else. Connect with Anne on: Website: www.digitalnomadstories.co Podcast: thepodcastbabes.com To protect yourself with comprehensive medical insurance, visit Medical For Nomads and take advantage of a 10% exclusive offer on your next medical insurance policy! --- Send in a voice message: https://podcasters.spotify.com/pod/show/destinyfornomads/message

In this episode, I’m joined by Mark Round to discuss the crucial topic of healthcare for digital nomads. Mark, an experienced traveler and international financial services expert, highlights the importance of comprehensive medical insurance that covers outpatient and inpatient treatment, repatriation, and emergency medical evacuation. He dispels misconceptions about relying solely on travel insurance and emphasizes the need for dedicated medical insurance. Mark offers practical guidance for selecting the right insurance provider, focusing on portability, claims history, reputation, and coverage options. We further explore the significance of medical evacuation coverage, with examples of how it aids digital nomads seeking specialized treatment abroad. Tune in now to prioritize your well-being on your nomadic journey! Key Highlights: [02:09] Mark’s background [04:41] Lessons learned by Mark while working across many different countries [06:25] How nomadic lifestyle enhanced marks life [07:36] Some of the worst experiences while traveling [10:37] Best experiences while traveling [11:52] The enduring and unique bonds formed through international friendships [13:37] The significance of healthcare for digital nomads [15:13] Importance of health insurance for digital nomads [17:01] Common misconceptions around medical insurance for digital nomads [21:10] The financial relief provided by having medical insurance [22:25] Key factors to consider when selecting a suitable medical insurance [27:05] The importance of evacuation coverage in nomad medical insurance [31:36] How to connect with Mark Notable Quotes: There are always opportunities coming your way when you're traveling. And that may be from just a new experience to somebody you may meet that ordinarily you would not, um, different walks of life, but you can get cocooned into a sort of a lifestyle that sort of, while you might be happy, it restricts opportunities. So if you're looking for something else, it's important that you get out there and find it. And for me, that always recharges my batteries when I travel. Always seek out every opportunity that comes your way. Look after yourself, um, you know, don't do anything too foolish. Keep your wits about you. But over and above, enjoy your experiences while traveling and working overseas. You can read what you want in the news, but yeah. When you go there for yourself, you can fully understand how people live and work in places you visit. The people you meet along the way, you know, there are some amazing things you will see and do that you wouldn't if you stayed. If you're a youngster, like you said, a young person's more likely to get on a motorbike and perhaps have an accident and stuff like that. You have to live your life. You have to take things to the full and enjoy every aspect of it. Um, but you know, just around the corner, things can happen. So make sure that you're covered. Connect with Mark: Website: https://medicalfornomads.com/ To protect yourself with comprehensive medical insurance, visit Medical For Nomads website and take advantage of a 10% exclusive offer on your next medical insurance policy! --- Send in a voice message: https://podcasters.spotify.com/pod/show/destinyfornomads/message

In this episode, I’m joined by Céline Pasche as we delve into a captivating journey of a lifetime. In 2010, Céline and her husband embarked on a unique odyssey, cycling across four continents, covering over 80,000 kilometers while raising their two daughters. Céline discusses their experiences, challenges, and the harmonious philosophy guiding their unconventional lifestyle. She also shares profound insights from her nomadic lifestyle, emphasizing the importance of communicating with others and oneself to navigate challenges. We reflect on the significance of living in the present moment, letting go of expectations, and embracing intuitive guidance. Céline also discusses her inspiring message and some practical aspects one should look into while traveling.  Are you looking for tips to get your nomad lifestyle going? Tune in and learn from the very experienced! Key Highlights: [00:00] Celine’s background [02:17] How Celine’s journey started [05:26] What happened after they went all the way to New Zeeland [07:29] How Celine organizes themselves as they travel [11:40] Celine’s approach to their next destination [13:06] Handling work while on the road [17:07] Finding clients while on the road [19:11] Some of the new things that Celine has learned about herself [26:04] Celine’s key message to people in her coaching program [27:01] Dealing with insurance coverage while traveling [29:01] Celine’s upcoming project [36:26] How to get in touch with Celine Notable Quotes: Living with nature is amazing, but it also takes you, um, it takes you to cultivate harmony and wonder, I think. And, um, and I think it's amazing because we live in interconnection with nature. It's all about connection, being at the right place at the right time, meeting the right people, or sending the right email because we feel it's right to, you know, contact these people or contact this association organization. And so yeah, that's how, how we work. What is amazing about our, you know, the mind is that you get so much frustration, but it's not about having a cold shower. I mean, we have a cold shower all the time. It's not different. It's about, you know, it's about, um, not having what we expected that we would have, meaning a hot shower. Most of the time, the problem is that your mind is creating a lot of scenarios about things that could happen. And we had to learn to let go of that, you know, not to let our mind create all these scenarios to, you know, it's not here, it's not happening now, so just let it go. When you welcome your fear, you can still go forward. Even if it's there, you don't have to stop. And so we had to do that a lot of time to welcome the office and learn to work hand in hand with them. The big thing is not being afraid to try to do that, of diving into the unknown. Because when you start a new project, you usually have to dive into the unknown. At one point, you have to stick to the big step, just the first step. Connect with Céline: Website: http://www.ylia.ch/ Facebook: https://www.facebook.com/FamillePasche Instagram: https://www.instagram.com/nomadfamilybybicycle/?hl=en To protect yourself with comprehensive medical insurance, visit Medical For Nomads now and take advantage of a 10% exclusive offer off your next medical insurance policy! --- Send in a voice message: https://podcasters.spotify.com/pod/show/destinyfornomads/message

In this episode, I'm joined by Dina Ramadan, a seasoned digital nomad with seven years of experience and visits to 33 countries. Dina is a digital nomad coach with a business registered in the UK. We discuss the best ways to become location independent and how to work while traveling. Dina emphasizes the importance of believing in oneself and overcoming limiting beliefs to achieve a successful nomadic lifestyle. She shares her passion for traveling and learning from different cultures, encouraging listeners to maximize life's opportunities. Dina also mentions the significance of having a base and how to manage working while traveling. Tune in and learn! Key Highlights: [02:12] Dina’s background [02:58] Embracing life as a digital nomad and making the most of opportunities [05:43] What a part-time digital nomad means [06:15] What it takes to be considered a digital nomad [09:13] What Dina has discovered about herself since she started traveling [13:57] How to convince your boss to let you work remotely [16:46] The main challenge that people encounter [18:22] Why most people tend to be afraid of traveling [20:50] How to balance work and travel while being location independent [26:06] Why it is important to have insurance coverage as a digital nomad [27:37] The best thing that has ever happened to Dina [29:49] How to get in touch with Dina Notable Quotes: Life is short; go and see the world. It's the best way to spend this lifetime, don't waste the opportunity. Obviously, digital nomadism means you have a business online or you work remotely online. So being a part-time digital nomad means that you travel when you want and have that freedom, but then you, you, you have a base. Travel is the best way to learn, the best way to experience, and the best way to understand and know yourself as a person. Like, know your limits, know your boundaries. It can push you in good ways and bad ways. So, it just stretches your comfort zone. Do some research, figure out where you want to go on this vast earth, and build something that makes you excited and something that you want to talk about all the time and that you're passionate about. And then go and live your best life. Life is too short not to live your best life. Get in touch with Dina: Website https://www.digitalnomad.coach To protect yourself with comprehensive medical insurance, visit Medical For Nomads and take advantage of a 10% exclusive offer on your next medical insurance policy! --- Send in a voice message: https://podcasters.spotify.com/pod/show/destinyfornomads/message

In this episode, I’m joined by Luca Stefano Sartori, an Italian web developer and business owner who has been traveling since January 2019. Luca shares his experiences and challenges as a digital nomad, including dealing with residency limits and bureaucracy in different countries. He emphasises the importance of planning and preparing for unexpected situations while traveling. We also discuss the practicalities of running a business while constantly moving, highlighting the need for multiple bank accounts and reliable online services. The conversation touches on the unique lifestyle of digital nomads, which is often misunderstood by traditional societies. Join the conversation and learn! Key Highlights: [02:13] Luca’s background [03:27] How to know you are reaching the end of your stay at your destination [06:15] Some of the surprises experienced by Luca along the way [10:15] Managing a business while traveling [11:33] The checklist that a digital nomad should have [15:30] Importance of having more than one way to do things [17:54] Why you need to have more than one bank account as a digital nomad [24:27] Practicalities of running a business while traveling [26:00] Challenges and complexities faced by digital nomads [33:40] Practical recommendations to aspiring digital nomads [37:38] How to connect with Luca Notable Quotes: When you have the plug view, you always have to consider that you need an adapter. You keep traveling because that's the way you like, that's the way you want to live. And people still don't understand that. There's no coming back home. You get back to visit and say hi to your parents and whatever. But usually, after one place, another needs to be experienced. Connect with Luca on: Instagram: https://www.instagram.com/nerdthetravel/?hl=en To protect yourself with comprehensive medical insurance, visit Medical For Nomads' website and take advantage of a 10% exclusive offer off your next Medical for Nomads policy! --- Send in a voice message: https://podcasters.spotify.com/pod/show/destinyfornomads/message

In this episode, I’m joined by Kyle Hegarty, a seasoned remote worker and digital nomad. Kyle shares his insights and experiences as a 16+ year remote worker, now traveling the world with his family since February 2023. We discuss the challenges and rewards of the digital nomad lifestyle, emphasizing the importance of focusing on your career or business rather than just the travel aspect. Kyle offers advice on building a sustainable business as a digital nomad, leveraging outsourcing and employer of records services. He also highlights the need for networking and sales skills, finding your voice, and creating an online presence. We explore the challenges of maintaining friendships and the importance of finding a base to handle logistics and financial matters. Join the conversation and gain valuable insights and tips for a successful and fulfilling lifestyle on the go! Key Highlights: [02:11] Kyle’s background [04:18] Recommendation to digital nomads [07:47] The kind of careers digital nomads can engage in [09:51] Advice to people who want to live a digital nomad life [17:31] The difference between a digital nomad and a remote worker [21:35] How to succeed as an entrepreneur and a digital nomad [23:27] Importance of having a strong online presence [25:18] Kyle’s experience traveling with family [29:01] Why Kyle decided to embark on the trip [35:47] How to connect with Kyle Notable Quotes: It doesn't matter where you are. Why are we getting stuff done? So I'm a very big proponent of putting that emphasis towards the career, towards the business piece of that. With the technology, the ability to do that from anywhere is incredible. The world is, in many ways, easier than ever to do this. But the obstacles are sincere or very large, which would be the traditional pushback. If you are thinking about turning into a kind of digital nomad lifestyle from a corporate, I think the long-term plan is important: to test the waters. So find out what you can and cannot get away with. My one bit of advice is that do not do it on your own; there are a ton of cool services out there to be able to leverage, it's going to cost money, but that money actually ends up saving a hell of a lot more down the road, when things tend to go wrong. Resources: Connect with Kyle Hegarty on: Website: https://www.leadershipnomad.com/ LinkedIn: linkedin.com/in/slapdragons To protect yourself with comprehensive medical insurance, visit Medical For Nomads and take advantage of a 10% exclusive offer off your next Medical for Nomads policy! --- Send in a voice message: https://podcasters.spotify.com/pod/show/destinyfornomads/message

In this episode, we’re joined by Michelle Coulson, a digital nomad with five years of experience and the founder of Remote Rebellion. Michelle shares valuable insights and advice for aspiring digital nomads. She emphasizes the importance of weighing the pros and cons of the lifestyle and not just focusing on the glamorous aspects portrayed on social media. She highlights that digital nomadism requires hard work, perseverance, and the ability to adapt to new environments and build communities. She also discusses the misconceptions about digital nomadism and encourages individuals to define their lifestyle version. Michelle further suggests that finding your "why" and understanding your motivations is crucial before embarking on the digital nomad journey. She also shares her experiences, including the challenges of building and maintaining a community while constantly traveling. Key Highlights: [02:16] Michelle’s background [03:08] The pros and cons of digital nomadism [06:06] How Michelle became a digital nomad [08:14] Characteristics of a digital nomad [09:54] Types of people inclined to digital nomadism [14:03] Lessons learned living abroad [15:44] The birth of Michelle’s company, “Remote Rebellion.” [18:00] How to build a digital community even with frequent travels [20:22] A checklist to help a digital nomad prepare adequately [22:45] Some mistakes made by Michelle as a digital nomad [23:43] Balancing work, life, and travel [26:35] The best and worst experiences Michelle has had [29:06] How to get started as a digital nomad [31:02] How to get in touch with Michelle Notable Quotes: The importance of community for me and the fact that people are generally good have been the two main things I've learned. But there's a whole host of other things. If you go in thinking that this place, and you're going to find yourself in this place, will fix you, it might, but you probably shouldn't go in with it like with that idea in your head. Find out what visa you need, save up for the flight, and book it, and if you don't have loads of spending money, once you've booked that flight, as long as you've given yourself enough months to save for it. If you want it enough, you will find a way to save the money for that trip. Hoping for something and doing something about it is so different, and just expecting something to come to you just because you want it is not how the world works. Connect with Michelle on: Website: remoterebellion.com LinkedIn: linkedin.com/in/remoterebellion Instagram: https://www.instagram.com/p/Crtbp0sg4Fo/ To protect yourself with comprehensive medical insurance, visit Medical For Nomads and take advantage of a 10% exclusive offer off your next Medical for Nomads policy! --- Send in a voice message: https://podcasters.spotify.com/pod/show/destinyfornomads/message

In this episode of Destiny for Nomads, Laurent Notin talks to David Fuller, Founder and Senior Consultant at Pilote Media. David has been a digital nomad since 1999 and has since served as Founder and CEO of Lateral Syncing and as Global Head of Marketing at Redbox Digital. Being a digital nomad has allowed David to see the world through a different lens and understand local nuances. Hear about what it means to be a digital nomad, the best place to start if you want to become a digital nomad, the ease of being a digital nomad with the right passport, medical insurance, some of the common misconceptions about digital nomadism, and David’s upcoming travel plans.   Timestamps: [03:32] Was David the first digital nomad ever? [05:10] What is a digital nomad? [07:00] Why David started his journey. [08:41] Where to start. [11:50] Is it for everyone? [13:31] Having the right passport. [15:41] Is it a privilege? [19:35] The problem with living a digital nomad lifestyle. [24:17] Medical insurance. [25:27] Misconceptions about digital nomadism. [32:28] Will David travel again? [34:36] David’s prediction of the future of digital nomadism.   Key Takeaways: “The hardest part is making the decision.” “You need to be able to work in a role that gives you the opportunity.” “The biggest misconception is that it’s fun and easy.” “Try digital nomadism in your own country first.” “You need to network.”   Relevant Links: Website:          www.dmfreedom.com LinkedIn:         David Fuller Twitter:            @dmfreedom Instagram:       @dmfreedom   Get 10% off your next Medical for Nomads policy: Medical For Nomads --- Send in a voice message: https://podcasters.spotify.com/pod/show/destinyfornomads/message

You're listening to Destiny For Nomads, the ultimate podcast for digital nomads looking to take their lifestyle to the next level, nomad-er where they are. --- Send in a voice message: https://podcasters.spotify.com/pod/show/destinyfornomads/message