Taxbytes for Expats

We have a special feature for you this week, as Stephanie Wickham was interviewed earlier this year on South East Radio on the Business Matters Radio show with Karl Fitzpatrick.Stephanie Wickham from Expat Taxes joins Karl Fitzpatrick to discuss the intricacies of taxation for expats that are returning to Ireland, the most common international territories which their clients have been based in and its web-based application for simplifying the tax remittance process.Listen to Business Matters with Karl Fitzpatrick:Website: https://www.southeastradio.ie/south-east-radios-business-matters-with-karl-fitzpatrick/Spotify: https://open.spotify.com/show/4hGsJ9KB3YVa0M0iXMWyEcApple Podcasts: https://podcasts.apple.com/ie/podcast/business-matters-with-karl-fitzpatrick/id1540616577*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Special Offer from our Trusted Partner, Currencies DirectThis episode is brought to you by Currencies Direct, our trusted currency exchange partner when transferring currency to or from Ireland. Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct. Click here for Currencies Direct Special Offer

In this second half of my conversation with Alexander Marino, Director of U.S. Tax Law at Moody's Tax, we get into the nitty-gritty of what it really means to exit the U.S. tax system, whether you're renouncing citizenship or handing back a long-term green card.This is one of those areas where emotion, tax policy, and real-life consequences all collide. Alex explains the U.S. exit tax (and how to avoid it), what being a “covered expatriate” actually means, and why some clients are better off paying millions in exit tax now rather than tens of millions in estate tax later. We also discuss some common myths like assuming a high-tax country means you’re covered, or thinking a long-expired green card means you’re off the hook.The key thing to note here is: this isn’t about being dramatic. For many U.S. expats living in Ireland or abroad, stepping away from the U.S. tax net is a practical financial decision—but it has to be done right. Alex shares how his team helps people navigate this process and why now might be the best window in history for high-net-worth individuals to consider it.If you’re feeling stuck or unsure about your U.S. status, don’t put it in the “too hard” basket. As always, professional advice is essential but hopefully this episode gives you a strong foundation to start asking the right questions.This is Part 2 of a two-part conversation with Alexander Marino. For Part 1, make sure you subscribed to the podcast.Main Topics discussed in this Episode:Understanding the U.S. Exit Tax: We unpack how the U.S. exit tax works and why avoiding it comes down to good planning, not good luck.Covered Expatriate Rules: Alex explains what makes someone a “covered expatriate” and the costly consequences that can follow.Green Card Holders Are Not Off the Hook: Letting a green card expire doesn’t end your U.S. tax obligations—many are surprised to learn they’re still on the hook.When Tax Treaties Don’t Protect You: Tax treaties help avoid double tax, but they offer no protection when only the U.S. taxes an event.Why Now May Be the Smartest Time to Act: Current exemption levels make this an unusually favourable moment to plan an exit from the U.S. tax system.Get in touch with Alex Marino:Email: amarino@moodystax.comWebsite: https://moodysprivateclient.com/team/marino-alexander/LinkedIn: https://www.linkedin.com/in/alexander-marino-45a76b26/*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Special Offer from our Trusted Partner, Currencies...

If you’re a US citizen or green card holder living abroad (particularly here in Ireland) you’ve probably wondered at some point if keeping that US status is worth the hassle.In this episode, I’m joined by Alexander Marino, Director of US Tax Law at Moodys Tax and one of the world’s leading experts on US expatriation. His team works with clients across six continents to navigate the legal and tax complexities of renouncing US citizenship or terminating long-term green card status.We dig into why more expats are choosing to renounce, what really drives the decision (it’s not just politics!) and how US tax obligations can quietly snowball into a long-term financial and emotional burden. Alex walks us through the real risks and makes the case for getting clear, strategic advice if you’re considering this path.This is Part 1 of a two-part conversation with Alexander Marino. Subscribe to make sure you get Part 2 next time.Main Topics discussed in this Episode:Why Expats Are Renouncing US Citizenship: Alex shares the key reasons people take this step, from sky-high compliance costs to the frustration of being taxed by two countries on the same income.The Emotional and Financial Decision-Making Process: This comes up a lot with clients: the emotional attachment to US citizenship can cloud what’s otherwise a straightforward financial decision.The Hidden Tax Pitfalls for US Expats Abroad: Alex outlines the tax landmines US citizens often don’t see coming when they live overseas, especially in high-tax jurisdictions like Ireland.What It Really Means to Renounce—And Do It Right: Alex explains that renouncing properly isn’t just handing over a passport. Timelines, Triggers, and Taking Action: We cover when to start the process, what triggers might make it urgent (like selling a property), and why wait times at embassies can be longer than you think.Get in touch with Alex :Email: amarino@moodystax.comWebsite: https://moodysprivateclient.com/team/marino-alexander/LinkedIn: https://www.linkedin.com/in/alexander-marino-45a76b26/*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Check out ExpatTaxes.ie to get your Tax sorted!Special Offer from our Trusted Partner, Currencies DirectThis episode is brought to you by Currencies Direct, our trusted currency exchange partner when transferring currency to or from Ireland. Use the link below and quote "Expat Taxes" when registering with...

This is Part 2 of a two-part conversation with Dan Howse. Scroll back in the feed to hear Part 1 of Dan’s conversation.In this episode of Taxbytes for Expats I’m back with Dan Howse, global mobility expert and Tax Partner at Tax Advisory Partnership, to unpack the recent seismic changes to the UK’s non-domicile tax regime. If you’re a UK expat, a returning Brit, or someone with cross-border ties to the UK, this will help you figure out what's been happening in the UK and if you're impacted by the changes.Dan walks us through what’s changing, from the scrapping of the remittance basis of tax to the introduction of the new Foreign Income and Gains (FIG) regime. We talk about transitional rules, short vs long-term tax planning opportunities, the practical implications for remote workers, and how these shifts affect the UK’s tax appeal for expats compared to other countries (Ireland included, we still have a remittance basis FYI!).As ever, it’s about helping our clients not just stay compliant but make informed, strategic choices. There’s plenty in here for individuals and employers alike, especially if you’ve got staff moving between the UK and Ireland or further afield.Main Topics discussed in this Episode:Abolition of the UK Domicile Concept & Remittance Basis: Dan explains the end of domicile as a tax concept in the UK and how the remittance basis has been replaced, simplifying the system but reducing long-term planning opportunities.Introduction of the Foreign Income and Gains (FIG) Regime: The new FIG regime allows qualifying individuals to be taxed only on UK income and gains for their first four years of UK residence, creating new opportunities for returning expats and inbound professionals.Overseas Workday Relief and Remote Work Implications: The changes expand access to overseas workday relief, making it easier for cross-border workers and frequent travellers to claim UK tax exemptions on non-UK workdays.Impact on Long-Term Planning and Inheritance Tax Exposure: With fewer incentives for long-term non-doms, the UK may lose its appeal for high-net-worth individuals, prompting a need to re-evaluate estate planning and domicile assumptions.Ireland’s Position in Contrast to UK Changes: Stephanie highlights how Ireland’s retention of the remittance basis may become more attractive in comparison, especially for those considering their next move.Get in touch with Dan Howse:Email: dan.howse@taxadvisorypartnership.comLinkedIn: https://www.linkedin.com/in/daniel-howse*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Special Offer from our Trusted Partner, Currencies...

If you’re working remotely across borders, or managing people who are, this episode is for you. I’m joined by Dan Howse, Partner at Tax Advisory Partnership in the UK, for part one of a practical conversation on cross-border working, social insurance, and how things have (or haven’t) shifted post-Brexit.This comes up a lot in conversations with clients: someone living in Ireland, working for a UK company, or the other way around and nobody’s quite sure where social insurance should be paid. Dan breaks it down clearly, covering the 25% rule, what employers need to know before saying yes to remote work requests, and the hidden costs that can catch you off guard if you don't plan for it.The key thing to note here is that tax and social insurance are not the same, but sound financial and tax advice from an expert like Dan Howse is the best way to find the best answer for you.Main Topics discussed in this Episode:Remote Working After COVID and Brexit: More people are living in one country and working in another but many employers still aren’t ready for it.Social Insurance vs Tax: They're not the same, and mixing them up can cost you and should be addressed separately and deliberately.Cross-Border Rules Between Ireland and the UK: Despite Brexit, many of the old EU rules still apply between Ireland and the UK.Employer Responsibilities and Risks: If your employee works abroad, you could be on the hook; even if you didn’t know.Why Individuals Should Care About Social Insurance: It’s not just about payroll: this affects your pension, maternity leave and more.*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Special Offer from our Trusted Partner, Currencies DirectThis episode is brought to you by Currencies Direct, our trusted currency exchange partner when transferring currency to or from Ireland. Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct. Click here for Currencies Direct Special OfferCheck out ExpatTaxes.ie to get your Tax sorted!

This is the second part of a two-part conversation with Amber Dawson - make sure to listen to Part 1 for the full background on our initial chat and intro to Amber.In this second part of my chat with Amber Dawson, senior financial advisor at Ally Wealth Management in Perth, we’re talking about superannuation: what it is, how it works, and why it’s one of the most tax-efficient ways to build long-term wealth for expats living and working in Australia.We unpack the tax benefits of super contributions, what happens when you leave Australia, and why trying to cash out early could cost you dearly. Amber shares practical tips for anyone navigating financial decisions between Ireland and Australia, from capital gains on Aussie property to the challenges of moving pensions across borders. We also talk about common mistakes expats make, the emotional side of relocation, and the power of planning your financial future BEFORE life makes the decision for you.If you’re an Irish expat in Australia, a returning Irish repat, or just trying to make sense of your super and investments when living elsewhere, you’ll find what you need here.Main Topics discussed in this Episode:Superannuation Basics & Tax Benefits: Amber explains how superannuation works in Australia, including its tax-advantaged structure and why it's a key tool for long-term wealth building.Accessing Super When Leaving Australia: We explore what happens to your super if you leave Australia, including the potential tax pitfalls of early withdrawals and why patience often pays off.Transferring Pensions Across Borders: Amber and I discuss the complexities of moving pension funds between Australia and other jurisdictions, particularly the limited options for transferring super out of Australia.Financial Planning for Expats & Repatriation: Whether you're planning to leave Australia or return, we highlight the importance of future-proofing your financial decisions based on your goals—even when life doesn’t go to plan.Common Mistakes Expats Make: From poorly timed property sales to misaligned financial products, Amber shares real-world examples of avoidable mistakes and the value of seeking advice early.Your special offer from Amber Dawson & Ally Wealth:Book a meeting with Amber to start your personalised Strategy Paper: https://calendly.com/ally-wealth-amber/introductory-meeting-online. Amber’s LinkedIn: https://www.linkedin.com/in/amber-dawson/ More info for Expats on Ally Wealth’s Website: https://allywealth.com.au/blog/ *****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: 

Australia is popular with Irish Expats and there are plenty of Australian Citizens who want to live around the world - and often the finance planning takes a backseat on their journeys.In this episode, I’m joined by Amber Dawson, Senior Financial Adviser at Ally Wealth Management in Perth, who specialises in helping Australian expats manage their finances smartly, wherever life takes them.Amber shares her perspective as both a qualified adviser and a former expat herself, giving practical guidance on the big questions clients face when moving countries. We cover Australian tax residency pitfalls, how rental income from Australian property is taxed, and what often gets overlooked in the rush to relocate. We also explore capital gains tax traps, why foreign income can be taxed differently depending on your residency status, and how to avoid costly surprises with your investment portfolio when leaving Australia.Whether you're returning to Ireland after years abroad or heading across the world for a fresh start, this will help you find the right people to talk to in the Australian system.Main Topics discussed in this Episode:Tax Residency and Relocation Pitfalls: Amber explains how Australia’s residency rules aren’t black-and-white. Tax Treatment of Australian Rental Property: We talk through how rental income from an Australian property is taxed when you're living overseas—including the flat 30% rate for non-residents.Capital Gains Tax for Expats: Amber mentions how selling property or investments as a non-resident can trigger higher CGT bills.Cross-Border Tax Coordination: We look at why it’s essential to get advice in both countries when moving between Ireland and Australia (including the double tax treaty).Expat Client Types and Real-Life Challenges: From young professionals to retirees and families with kids, Amber shares the different types of expats she advises and how their needs vary.Your special offer from Amber Dawson & Ally Wealth:Book a meeting with Amber to start your personalised Strategy Paper: https://calendly.com/ally-wealth-amber/introductory-meeting-online. Amber’s LinkedIn: https://www.linkedin.com/in/amber-dawson/ More info for Expats on Ally Wealth’s Website: https://allywealth.com.au/blog/ *****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Special Offer from our Trusted Partner, Currencies DirectThis episode is brought to you by Currencies Direct, our trusted currency exchange partner when transferring currency to or...

Thinking of bringing your car back to Ireland when you move? There’s quite a few things you need to know before you start planning!In this episode, I’m joined by someone who knows the process inside-out: my husband, Bryan Wickham. As well as being a chartered accountant, Bryan’s a long-time car enthusiast who’s imported vehicles from overseas and handled all the twists and turns of VRT, customs, and navigating Revenue.We talk through the key tax and practical considerations for expats moving cars into Ireland. When exemptions apply, what paperwork is needed, the potential issues to watch out for, and the hidden costs people often miss. Planning to move a car from across the world can be a guessing game: securing insurance before registration, understanding CO2 bands for motor tax, the 12-month rule that could trigger a clawback… Bryan shares his experiences so you can better prepare to bring your car to Ireland.You should note that this isn’t a service we offer at Expat Taxes, but it’s a topic that comes up all the time with clients so we wanted to share what we’ve learned from making the move ourselves!Main Topics discussed in this Episode:Transfer of Residency Relief for Vehicles: Expats returning to Ireland may be eligible to import their personal vehicle tax-free under the Transfer of Residency relief.The VRT, VAT & Customs Cost Trap: Without relief, importing a car can trigger a hefty tax bill with customs duties, VAT, and Vehicle Registration Tax (VRT).Documentation, Agents & Practical Logistics: Using a customs agent can significantly ease the paperwork burden.Road Tax, Insurance & NCT Challenges: Finding the right insurer willing to cover an unregistered or left-hand drive car, ensuring NCT compliance & Ireland’s CO2 Road Tax bands.Risks, Grey Areas & When Things Go Wrong: If you fall short of the qualifying criteria or Revenue disagrees with your valuation, you could face costly appeals or clawbacks.*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Special Offer from our Trusted Partner, Currencies DirectThis episode is brought to you by Currencies Direct, our trusted currency exchange partner when transferring currency to or from Ireland. Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct. Click here for Currencies Direct Special OfferCheck out ExpatTaxes.ie to get your Tax sorted!

Creating a Limited Incorporated Company in Ireland couldn’t be easier - but is it the best option for you?In Part 2 of my chat with Paul Coffey of Coffey Accounts, we talk about the realities of starting a limited company in Ireland. There’s a lot to consider, from tax planning and pensions to avoiding the common misconceptions of what you can and definitely shouldn’t put through the company.We cover why the structure of a company can bring real consistency (and sanity) to managing tax, the actual tax rates Irish business owners face (it’s not always the 12.5% headline rate) and why proper planning at year-end can make all the difference. We also talk about why buying assets through a company usually isn’t the win people think it is, and how Paul supports clients based on their stage, size and setup.If you’re already incorporated or thinking about it and want to avoid the admin chaos, this episode shows you how an expert advisor like Paul Coffey can really help you.Main Topics discussed in this Episode:Why limited companies offer more planning consistency: Paul explains how regular salary, payroll taxes, and pension contributions make financial planning simpler compared to sole tradership.How directors can take money out tax-efficiently: From salary and pensions to tax-free vouchers and qualifying business expenses—Paul outlines the legitimate ways to access company funds without triggering surprise tax bills.The real corporate tax rate for service companies: While 12.5% gets all the headlines, Paul breaks down why most service companies effectively pay a higher corporate tax rate due to surcharges.Common myths around buying assets through a company: Stephanie and Paul tackle the popular (but risky) idea of putting property or cars through a company—and why it's usually not worth it.How Paul Coffey supports clients based on their business needs: From quarterly oversight to full management accounts and payroll, Paul outlines the flexible support he offers based on a client’s size, goals, and transaction volume.Get in touch with Paul Coffey and mention the Podcast when you do!Email: paul@coffeyaccounts.iePhone: +353 086 074 0880LinkedIn: https://www.linkedin.com/in/paul-coffey-05081535/*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Check out ExpatTaxes.ie to get your Tax sorted!

Are you moving to Ireland with an existing business, freelancing for the first time, or wondering if it’s time to incorporate a limited company?In this episode, I’m joined by Paul Coffey of Coffey Accounts—one of our go-to referral partners for freelancers and small business owners starting out (or levelling up) in Ireland.Paul and I unpack the practical side of becoming a sole trader in Ireland, what’s involved in setting up a limited company, and why choosing the right structure from the start can save you a world of hassle later. We also chat through common pitfalls, commercial realities (not just the tax stuff), and why sole tradership might make perfect sense—until it doesn’t.If you’re an expat or returning Irish passport holder thinking about working for yourself in Ireland, this episode will give you the clarity you need to take the next step. Part 2 coming soon, where we’ll get into director salaries, pensions, and planning for long-term growth.Main Topics discussed in this Episode:Sole Trader vs Limited Company: Paul explains the core differences between running a business as a sole trader and incorporating a limited company in Ireland.Setting Up as a Sole Trader in Ireland: They walk through the practical process of registering as a sole trader, what paperwork is involved, and why Ireland is considered relatively straightforward for getting started.Commercial vs Tax Considerations: Beyond the tax implications, Paul highlights real-world reasons clients might need a company structure.When and Why to Transition from Sole Trader to Limited Company: How and when a growing business might benefit from incorporation.Planning Ahead: Shareholding, Spouses, and Long-Term Strategy: Stephanie and Paul talk about the importance of thinking beyond the first year—considering shareholding arrangements, family involvement in the business, and future tax reliefs when setting up a company from day one.Get in touch with Paul Coffey and mention the Podcast when you do!Email: paul@coffeyaccounts.iePhone: +353 086 074 0880LinkedIn: https://www.linkedin.com/in/paul-coffey-05081535/*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Check out ExpatTaxes.ie to get your Tax sorted!

Finding a Job and Driving are two of the biggest parts of expat life in Ireland to get right, and Jeremy Strozer has come out the other side of both with advice to share.In this second half of my conversation with Jeremy Strozer—an expat, relocation guide, and founder of Expatsi.com—we get into the raw and relatable parts of settling in Ireland. If you’ve ever tried translating a US-style CV into the Irish job market or navigated a roundabout on the wrong side of the road while jet-lagged with hangry kids in the back, this one’s for you.Jeremy opens up about the cultural curveballs that caught him off guard, the realities of finding a job as a newcomer, and why forming social circles in Ireland might take longer than expected—but is well worth the effort. We also unpack the joys and jolts of learning to drive on Irish roads, including how he accidentally gave a Dublin local a very expensive "hello."Main Topics discussed in this Episode:Breaking into the Irish Job Market as a Foreigner: The challenges of CV translation, cultural fit, and why international companies were the secret to Jeremy’s success.Adjusting Your Communication Style: Why the “sell yourself” approach doesn’t always land in Ireland, and how to adapt to local expectations in interviews.Building Your Tribe: Practical tips for finding community through hobbies, parenting, and happenstance connections (hint: coffee helps).Learning to Drive on the Other Side: A cautionary tale involving jet lag, roundabouts, and a sideswiped car—and why waiting a day might save your nerves (and insurance premium).The Emotional and Mental Shift of Moving Countries How your goals, identity, and plans evolve after relocating—and why that’s a good thing.Contact Jeremy:As an exclusive deal for Taxbytes For Expats listeners, you can book a Consultation Call with Jeremy for 20% off. Click the following link to book your consultation today: https://calendly.com/strozerj/ireland-consultation-clone.*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Check out ExpatTaxes.ie to get your Tax sorted!

Thinking of moving to Ireland from the U.S.? You’re not alone, and this episode will help make the whole process a little less daunting.This week I’m joined by Jeremy Strozer - consultant at Expatsi.com and an American expat who moved to Ireland with his family in 2020. Jeremy had to learn a lot of what he knows now the hard way, but now helps other U.S. expats to get perspective on their move and take a practical approach to what can be a very emotional and turbulent time.In Part One of our conversation, we talk through how to approach your Visa, how to get a sense of where in Ireland might suit your lifestyle, what surprised Jeremy about buying a house here, and why the Irish Health Insurance system requires a bit of patience and tact to navigate.Jeremy shares all the practical guidance he can offer as someone who’s made the move with his family, and he’ll be back to talk about even more in Part 2.Main Topics discussed in this Episode:Understanding Visa Options: Jeremy outlines the different visa pathways available depending on your life stage and how to approach the decision based on your personal circumstances.Choosing Where to Live in Ireland: How to explore different counties before committing, and why his family ended up settling in County Clare.The Realities of Buying a House in Ireland: Jeremy shares his experience with the Irish property market, the quirks of bidding through auctioneers, and how the pace and culture around home-buying differs from the U.S.Navigating the Irish Health Insurance System: They talk through how health coverage works in Ireland, the importance of planning ahead, and why managing expectations is key when accessing care as an expat.Adjusting to Life in a New Country: Jeremy reflects on the emotional highs and lows of relocation and how to find balance and stability during the transition.Contact Jeremy:As an exclusive deal for Taxbytes For Expats listeners, you can book a Consultation Call with Jeremy for 20% off. Click the following link to book your consultation today: https://calendly.com/strozerj/ireland-consultation-clone.*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Check out ExpatTaxes.ie to get your Tax sorted!

This is Part 2 of Stephanie's conversation with Maura Ginty - make sure to listen to Part 1 if you missed it!There are tons of tax benefits for startup founders in Ireland when they approach building their business in the right way, especially if you’re investing!This week we’re back for Part 2 of my conversation with Maura Ginty of Gintax, a tax specialist with years of experience advising startups, entrepreneurs, and growing businesses.In this episode, we discuss the key tax reliefs and strategies that startup founders, investors, and business owners need to know, how to structure investments through a company and the tax implications that come with it, employee share schemes, and Maura shares her insights on where the Irish tax system could improve to better support founders and startups. Main Topics Discussed in this Episode:R&D Tax Credit – how it works and why documentation is keyEIIS tax relief – benefits, risks, and why companies need to be cautiousInvesting through a company – tax pitfalls to avoidEmployee share schemes – comparing options and understanding tax implicationsWhere the Irish tax system could improve for startups and foundersContact Maura GintyEmail: maura@gintax.ieWebsite: https://www.gintax.ie *****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Check out ExpatTaxes.ie to get your Tax sorted!

This is Part 1 of Stephanie's conversation with Maura Ginty - make sure you subscribe to be notified about Part 2.Are you an Expat or Repat thinking of starting a business in Ireland? Planning and structuring correctly at the start is important to make sure you’re compliant and earning the most that you can from your company.My guest this week, Maura Ginty of Gintax, can help as a tax specialist with years of experience advising startups, entrepreneurs, and growing businesses. Maura is an expert in the tax considerations for anyone setting up in Ireland, from choosing between sole trader or limited company status, to understanding tax-efficient structures for scaling and eventual exit.In this episode, we talk about the common mistakes new founders make, when a holding company makes sense (and when it doesn’t), why getting tax advice early on is crucial for long-term success, and so much more!Main Topics discussed in this Episode:Sole Trader vs. Limited Company – Which is Right for You?When a Holding Company Structure Makes Sense (and When It Doesn’t)How Tax Works for Consultants, Startups & Scaling BusinessesKey Tax Considerations for Founders Planning an ExitWhy Getting Specialist Tax Advice Early is EssentialContact Maura GintyEmail: maura@gintax.ieWebsite: https://www.gintax.ie *****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Check out ExpatTaxes.ie to get your Tax sorted!

Thinking about making the move to Italy? Whether you’re drawn to the sunshine, the culture, or the tax incentives, understanding your tax position before you relocate is crucial.In this episode of Taxbytes for Expats, I’m joined by Italian tax specialist Mario Tenore, who works extensively with high-net-worth individuals, expats, and international clients navigating the complexities of Italy’s tax system.Mario breaks down the key tax residency rules in Italy, the importance of pre-relocation tax planning and the flat tax regime, which can be a game-changer for those with foreign income. He also explains the pensioner tax regime, what qualifies as pension income, and the practical steps expats should take to make their move to Italy as smooth as possible.This is a great one to listen to if you're thinking about retiring or moving to Italy!Main Topics discussed in this Episode:Understanding Italian Tax Residency – The four key tests for tax residency and why even short stays can have tax implications.The Flat Tax Regime – How Italy’s €200,000 flat tax works and who benefits most from it.Pensioner Tax Incentives – The 7% tax regime for retirees and the key requirements to qualify.Pre-Relocation Tax Planning – Why speaking to an advisor before moving to Italy can save you from major tax headaches.Buying Property in Italy – Practical considerations for expats looking to purchase real estate.Contact Mario Tenore: mario.tenore@studiopirola.com*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Check out ExpatTaxes.ie to get your Tax sorted!

This is Part 2 of Stephanie's conversation with Lisa Quinn O'Flaherty. If you haven’t yet, check out Part 1 in the Taxbytes For Expats feed.Contrary to popular belief, there is more to wills and beneficiaries than just handing the house and belongings to your children. And even from a tax perspective, it’s really important to keep your affairs in order.Lisa Quinn O’Flaherty of Fitzsimons & Redmond LLP is an expert in all things legal and in Part 2 of our conversation, we discuss the complexities of cross-border probate, why having a separate will for your Irish assets is essential, and how the probate process really works (it’s not like what you see on TV shows!). We also chat about some of the common pitfalls that can cause unnecessary stress for beneficiaries like tax issues, missing paperwork, and DIY legal documents gone wrong. If you’ve moved to or from Ireland, own property here, and just want to make sure your affairs are in order, this episode is packed with practical advice to help you navigate the legal side of estate planning with confidence.Main Topics discussed in this Episode:Cross-border probate: How separate wills can streamline estate administration across jurisdictions.The Irish probate process: What happens after a person passes away, and why some estates can take over a year to settle.Common pitfalls: From unfiled tax obligations to outdated wills—how to avoid delays and headaches for your loved ones.Executor responsibilities: What it really means to be named in a will and the challenges that come with it.The importance of professional advice: Why working with a solicitor (instead of DIYing it) can save your beneficiaries years of legal and financial stress.A special Bonus from Lisa:If you'd like a free consultation with Lisa Quinn O'Flaherty about how she can help you with your legal requirements, contact her via law@fitzsimonsredmond.ie or head to https://fitzsimonsredmond.ie/, and mention Taxbytes when you do!*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Check out ExpatTaxes.ie to get your Tax sorted!

This is Part 1 of Stephanie's conversation with Lisa Quinn O'Flaherty - make sure you subscribe to be notified about Part 2!The legal side of being an expat or repat is often more complicated than originally anticipated. (alongside the tax side, of course!)In this episode, I sat down with Lisa Quinn O’Flaherty of Fitzsimons & Redmond LLP to talk about some of the most important legal considerations when buying property in Ireland, succession planning, and the complexities of wills and probate.Lisa brings her wealth of experience as a solicitor to answer questions relating to some of the most common scenarios you might face, from navigating Ireland’s unique home-buying process to the importance of ensuring your will aligns with your wishes—especially if you own assets across multiple jurisdictions.Whether you’re planning your first property purchase in Ireland or thinking about how to structure your estate for your family's future, this episode is packed with practical advice.Main Topics discussed in this Episode:The Unique Irish Property Buying Process: Buying a home in Ireland can be a lengthy and sometimes unpredictable journey. From understanding the role of the solicitor to the importance of surveys and securing mortgage funds, being prepared is key to a smoother process.The Role of Wills in Irish Asset Ownership: If you own property in Ireland, having an Irish will is essential to ensure your wishes are clearly laid out and legally enforceable under Irish law.Cross-Border Estate Planning: For expats with assets in multiple jurisdictions, aligning wills across countries is crucial to avoid conflicts, unintended consequences, or tax inefficiencies.The Importance of Proactive Planning: Starting the process early—whether it’s securing life assurance, understanding tax implications, or engaging a professional—is the best way to avoid delays and complications.Tax and Legal Overlap: Effective estate planning often requires collaboration between solicitors and tax professionals, particularly when dealing with assets in Ireland and abroad. Understanding the tax treaties and laws that apply to your situation can help mitigate unexpected liabilities.A special Bonus from Lisa:If you'd like a free consultation with Lisa Quinn O'Flaherty about how she can help you with your legal requirements, contact her via law@fitzsimonsredmond.ie or head to https://fitzsimonsredmond.ie/, and mention Taxbytes when you do!*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Check out ExpatTaxes.ie to get your Tax...

This is Part 2 of a conversation with John Healy of Healys Insurances - if you haven't listened to Part 1 yet, we'd highly recommend it before jumping into this episode!There's more to car insurance than claiming on accidents - it's about knowing when to use, which insurance to get and what you need to bring with you as an expat to save money on your premiums.Talking more about Car Insurance in Ireland, I’m joined by John Healy of Healy’s Insurances, an expert with over 25 years of experience in insuring cars, homes and more. Healy’s Insurances is well-known in expat circles for helping people navigate the quirks of the Irish insurance market (though most notably for Mary Doyle, or “Mary of Healy’s!”).In this Part 2, we dig deeper into the practicalities of insuring your vehicle in Ireland, including tips to avoid common pitfalls and how to ensure a smooth process when transitioning from foreign to Irish policies. John shares his wealth of experience, including why your no-claims bonus is invaluable, how car registration impacts your premiums, and what you need to know about imported cars.We also bust some insurance myths, cover the pros and cons of bundling policies, and discuss what to do if you’re caught in the grey zone with your license or insurance timeline. Whether you’re planning your move or are already in Ireland scratching your head over insurance, this episode is packed with advice to help you make a plan that saves you money and gets into your car as soon as possible.Main Topics in the Episode:No-Claims Bonus is Key: Your no-claims bonus document from abroad is a must-have. Make sure it’s valid, canceled where necessary, and ready before you arrive in Ireland.Car Registration Matters: Your car's reg impacts your insurance quote significantly, from its history (like past accidents) to its mileage. Check the car's insurance eligibility before buying.License Logistics: Foreign licenses can work temporarily, but plan early to convert to an Irish license—especially if you’re from a country without a straightforward exchange process.Imported Cars = Higher Costs: Be cautious when bringing in cars from outside Ireland, as niche models or past damages could hike up premiums or even make them uninsurable.Claiming on Insurance: For minor damages, weigh the cost of paying out-of-pocket against claiming—especially if you’re a younger driver or lack bonus protection.Contact Healys for Insurance today:Email: info@healyinsurances.ie*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Check out ExpatTaxes.ie to get your Tax sorted!

It’s hard enough to get yourself organised to fly back to Ireland, but you need to start thinking about buying a car almost before anything else! The insurance, licensing, and timing it just right… there’s so much to think about!Over the next two episodes, I’m joined by John Healy of Healy’s Insurances, an expert with over 25 years of experience in insuring cars, homes and more. Healy’s Insurances is well-known in expat circles for helping people navigate the quirks of the Irish insurance market (though most notably for Mary Doyle, or “Mary of Healy’s!”).In this Part 1 episode, we chat about everything from the importance of your no-claims bonus, how to handle foreign licenses, and what you need to know about timelines for securing car insurance when you move to Ireland. It’s the best starting point for anyone who hasn’t bought or insured a car in Ireland, and you’ll have even more to look forward to in the next episode!Main Topics:Your No-Claims Bonus is Key: This one-page document detailing your claims-free driving history is essential for securing competitive insurance rates in Ireland. Start organizing this early, as the policy must be canceled in your home country before the bonus is issued.You Can Drive Temporarily on a Foreign License: Expats can use a foreign license for up to 12 months, but you'll need to exchange or replace it with an Irish license if you’re staying longer. The process varies based on your country of origin—U.S. license holders, for instance, face additional steps.Budget for Licensing and Driving Lessons: If you're coming from the U.S., you'll need to pass a theory test and complete six driving lessons before taking the Irish driving test. Lessons can cost €40–€70 per session, depending on your location.Timelines Matter: Insurance renewals can become tricky if you haven’t secured your Irish license within the first 12 months. Be proactive—schedule your licensing appointments as soon as possible to avoid delays.A Tailored Approach to Insurance: Irish insurers often specialize in certain customer profiles. Expats with foreign licenses may find fewer insurers willing to quote, but brokers like Healy’s can help navigate these nuances and secure the best deal.Contact Healys for Insurance today:Email: info@healyinsurances.ie*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/services-and-pricing/.Mentioned in this episode:Check out ExpatTaxes.ie to get your Tax sorted!

Hi everyone! The complications of Ireland/U.S. migration isn't lost on any professional that has a stake in making the move work. Knowing how to treat both countries from a financial perspective is difficult - especially for those of us making the move!In Part 2 of my conversation with Sean Kearney of Amvoy Wealth, we dig even deeper into the complexities of financial planning for Irish expats in the U.S. and those with cross-border lives. Sean shares some sharp insights on managing investments, avoiding the pitfalls of overly complex tax schemes, and his core philosophy: living life first and aligning financial plans around it. We also get into the nitty-gritty of ensuring tax compliance and explore the underestimated value of planning for a possible return to Ireland. Sean's experience and understanding of U.S.-Irish financial management shines through, and his advice is a must-hear for anyone navigating finances in both places.This episode is a reminder that financial planning is not about cutting corners to save every last cent in tax, but rather about creating a meaningful roadmap that supports the life you want. If you're an expat or have assets on both sides of the Atlantic, Sean's practical tips can make the complexities of cross-border financial life much easier to manage.Topics mentioned in this episode:Balance Life Goals with Financial Plans: Sean advocates planning for the life you want rather than obsessing over tax efficiency alone. Prioritize lifestyle needs, then find the best way to align your finances.Understand Tax Compliance and Reporting Requirements: For U.S.-connected individuals, understanding reporting requirements in both countries is critical, especially as financial data-sharing between the U.S. and Ireland grows.Consider the Impact of Currency and Tax Rebasing: Before moving back to Ireland, rebasing investments in the U.S. can save significant tax costs due to currency fluctuations and different tax structures.Plan Early if Considering a Move Back to Ireland: For those hoping to return to Ireland, early planning is crucial, as it can mean the difference between a smooth, tax-efficient transition and an unexpected financial hit.Project Management in Financial Planning: Cross-border financial planning often requires a team approach, incorporating tax, estate planning, and investment advice to ensure every angle is covered.Contact Sean:Email: sean@amvoywealth.comWebsite: https://www.amvoywealth.com/LinkedIn: https://www.linkedin.com/in/sean-kearney-cfp%C2%AE-870763199/*****If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: