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Fintech Combine

Author: Fintech Combine

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The Fintech Combine is a podcast for credit union leaders, fintech founders, and financial services innovators. Hosted by Kris Kovacs, it explores digital banking, payments, AI, core systems, and open banking. Each episode features real-world insights, fintech strategy, and practical lessons to help credit unions innovate, grow, and better serve members in a rapidly evolving financial ecosystem.
80 Episodes
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Kris Kovacs sits down with Jody Bhagat, North American President of Engine by Starling, to discuss the next generation of banking technology. They explore the evolving digital banking landscape and the role modern technology could play in transforming financial institutions.
Kris Kovacs sits down with Nick Beique, founder and CEO of Helcim, to discuss why merchant services could be a major growth opportunity for credit unions. Nick shares how Helcim is bringing greater transparency to payment processing, helping credit unions better serve small business members, and using technology and AI to rethink how a modern payments company operates.
Kris Kovacs introduces the 12 fintech finalists selected to take the main stage at VentureTech 2026, November 16–18 in Fort Worth, Texas. From AI-powered banking solutions and cybersecurity to smarter lending, payments, and member engagement, these innovators share how their technologies are helping credit unions solve real challenges and prepare for the future.Get an exclusive preview of the companies, their solutions, and what attendees can expect to see on stage at VentureTech 2026.
Kris Kovacs sits down with Pat Kinsel, founder and CEO of Proof, to explore what identity and trust look like in the age of AI. From deepfakes and AI agents to fraud prevention and persistent digital identity, Pat explains why credit unions could play a critical role in proving who members are and what they’ve actually authorized—and why financial institutions may have less time to prepare than they think.
Kris Kovacs introduces the first episode of TFC Training Sessions with a powerful look at Banking Beyond Bars, a program helping formerly incarcerated individuals rebuild their financial lives. Scott shares how Connection Credit Union developed the program, why financial education and personal relationships are at its core, and how a small credit union has helped more than 130 participants while creating remarkable member loyalty and virtually no losses.
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