DiscoverThe Mortgage Mindset
The Mortgage Mindset
Claim Ownership

The Mortgage Mindset

Author: Trevor Otsuka

Subscribed: 1Played: 0
Share

Description

Welcome to "The Mortgage Mindset," your go-to podcast for all things real estate, mortgages, and market insights. Whether you're a mortgage lender, a real estate agent, an entrepreneur, or a savvy consumer, this show is tailored to you.

Each episode starts with a brief market update, ensuring you stay on top of the latest industry trends. Next, join us for insightful guest interviews where industry experts, entrepreneurs, and insiders share their experiences and expertise. Discover the strategies and stories that drive success in the ever-evolving real estate landscape.

But that's not all! We'll also dissect a real estate news headline with our guest, exploring how it impacts the market. Gain a deeper understanding of the forces shaping your industry and make informed decisions.

No matter your role in the real estate world, "The Mortgage Mindset" is your source for knowledge, inspiration, and a fresh perspective on the mortgage and real estate landscape. Tune in, stay informed, and cultivate the Mortgage Mindset for success.



29 Episodes
Reverse
📈 In this episode of The Mortgage Mindset, we dive into the latest updates on residential mortgage rates and the housing market. Stay informed with insights on:Current trends in mortgage rates and what’s driving changes in the market.Key upcoming economic reports, including the Non-Farm Payrolls (NFP) Jobs Report and month-over-month Unemployment Rate data, set to release Friday, January 10, 2025.The growing challenges faced by homeowners and real estate professionals due to Southern Californ...
In this episode of The Mortgage Mindset, we dive into the key factors shaping the housing and mortgage markets as we kick off 2025. Get a quick market update, including the latest insights into upcoming economic data reports that could impact bond and treasury yield trading, ultimately influencing mortgage interest rates.We also explore the affordability crisis in the housing market, trends in seller activity, and why home prices remain steady despite rising rates. Discover actionable insight...
In this episode of The Mortgage Mindset, we kick things off with a quick market update, highlighting the latest economic trends impacting the mortgage and real estate industries. We then dive into the hot topic of trigger leads and the ongoing push for legislative reform in 2025. What are trigger leads, and how do they affect borrowers and lenders? Tune in as we break down the current debate, the proposed bill’s progress, and what it could mean for the future of mortgage lending.Don’t miss th...
In this episode of The Mortgage Mindset, we dive into the Federal Reserve's third consecutive rate cut of the year, lowering the benchmark rate by 25 basis points to a target range of 4.25%–4.5%. Join us as we explore what this means for inflation, mortgage rates, and the broader housing market. We discuss how the Fed’s cautious approach signals slower rate reductions in 2025 and why borrowing costs may remain elevated in the near term.We’ll also examine the implications for homeowners and po...
In this episode of The Mortgage Mindset, we dive into the latest market updates and what they mean for buyers, sellers, and real estate professionals. We discuss the next Federal Reserve interest rate decision on Wednesday, December 18th, and the growing optimism for another rate cut.We also break down the recent inflation report, highlighting its impact on the housing market, including shelter costs and mortgage rates. Plus, we explore an intriguing article on how cooling inflation and polit...
In this episode of The Mortgage Mindset, we dive into a quick market update and explore the latest trends in interest rates, helping you stay ahead in today’s competitive mortgage landscape. We also discuss a pressing issue facing the industry: consumer credit report costs are projected to rise by up to 20% in 2025, potentially doubling since 2023. What does this mean for lenders, borrowers, and the overall cost of closing a loan? Tune in to understand the implications, explore strategies for...
In this episode of The Mortgage Mindset, we kick off with a quick market update to keep you informed on the latest economic trends impacting the mortgage landscape. Then, we dive into LVXP’s ambitious new proposal for Las Vegas: a towering resort development featuring a luxury hotel-condo complex and an NBA-ready arena, designed to position the city as a top contender for an NBA expansion team. Tune in as we explore how this game-changing project could impact Las Vegas real estate, local deve...
In Episode 22 of The Mortgage Mindset, we break down today’s Federal Open Market Committee decision to cut the Fed funds rate by 0.25% and explain why this adjustment doesn’t directly control mortgage interest rates. Next, we preview a key economic report to watch: October’s CPI data, set to release next Wednesday, and discuss its potential influence on mortgage rates. Finally, we dive into a recent article from The Real Deal covering former President Trump’s return to the White House a...
In this episode of The Mortgage Mindset, we bring you the latest market update and delve into intriguing real estate projections. We start by discussing key economic reports released on Thursday, October 31, 2024, including Core PCE (m/m) September, Core PCE Inflation (y/y) September, and Employment Costs for Quarter 3. These data points shed light on current economic conditions and potential implications for the mortgage market.Following the economic overview, we provide an update on the nat...
In this episode of The Mortgage Mindset, we dive into the latest market insights and major headlines impacting real estate and lending. We start by exploring how Las Vegas' unique land ownership—with 88% of the land controlled by the Bureau of Land Management—is shaping the valley’s housing market. This restriction is making it challenging to build new homes, which has not only slowed residential growth but also doubled the price per square foot for commercial projects. We break down what thi...
We are back! On our return episode we are joined by Senior Loan Originator and founder of Summit Mortgage Solutions, Gene Griffin. Gene has a unique background in business development. A former DJ, active musician, and a man with an unwavering passion for excellence in the mortgage business. Join us as we discuss what it takes to be a great leader and where the future of lending is headed.https://summitmortgagesolutions.com/https://www.linkedin.com/in/genegriffin/
We are back with another episode of Real Talk! This month Chris Brown and I discuss predictions for spring housing inventory, booming development in Southwest Las Vegas, the official closure of the Tropicana Casino, and luxury development Terra Firma.Spring InventoryBooming SouthwestTropicana Casino ClosesTerra Firma
Special guest this week is the one and only, Chakits Krulsawat. Real Estate Agent, Investor, Mentor, and Entrepreneur hailing from Hawaii, Chakits calls Las Vegas home. He has been featured in multiple publications including Real Producers Magazine, is one of the original pioneers of self recorded home tour videos on YouTube, he has a coaching program for new agents just getting started, and is now pursuing real estate development projects.LV Home ExpertsCKG Coaching ProgramYouTub...
This episode of The Mortgage Mindset is a solo show. Join me as I discuss a brief market update and share insights regarding this episode's new article headline. A Canada based video marketing platform built for real estate professionals launches in the USA.Video Marketing Platform Roomvu Launches in the USA
Special guest this episode with Storm Stephens. She is a serial entrepreneur and the owner of Beautiful You Ink, a permanent make-up clinic located in Henderson, NV. On top of that, she has been investing in real estate since 2006 and now has a primary focus on Fix & Flip properties. Tune in as we discuss what it takes to build a business without social media, the need for high standards in business, and why a "never quit" attitude will propel you to success!
Join us for this installment of "Real Talk With Chris & Trevor" on The Mortgage Mindset. In this episode we take a closer look at Hollywood 2.0 progress in the Summerlin area, crazy demand for a Tiny House rental, bank crisis predictions, rent price complaints, and the released renderings of the A's future ballpark.Tiny House Demand in Las VegasHughes x SonyRE CEO Predicts Hundreds of Bank FailuresOakland A's Stadium Renderings ReleasedMillennials Complaining About Rent
Real Talk With Chris & Trevor - Vegas Home Listings, Rates Climbing, and Dreams of Home Ownership.Join us as we discuss a few headlines regarding new listings in Las Vegas, interest rates on the rise, and the middle class dream of homeownership.Article Links:https://www.reviewjournal.com/business/housing/home-listings-in-southern-nevada-have-skyrocketed-this-year-2994620/https://www.housingwire.com/articles/mortgage-rates-surpass-7-for-the-first-time-since-december/https://www.nytimes.com...
Solo show today where we get through a quick market update and I dive into some HUGE news for the Mortgage Broker world - Jonathon Haddad, president of Next Door Lending named as new CEO and Chairman for the Association of Independent Mortgage Experts (AIME). Article Reference:https://www.housingwire.com/articles/aime-names-jonathon-haddad-as-new-ceo-and-chairman/
Join Chris & Trevor in 'Real Talk' as they delve into the real estate shifts in Las Vegas. From Hollywood's exodus to Elon's underground dreams, explore the pulse of the Vegas market, hot trends in new builds, and the grand slam entry of the Oakland A's. Buckle up for an insightful journey through the dynamic landscape of Sin City's real estate on The Mortgage Mindset!Article References:https://www.keepingcurrentmatters.com/2024/01/16/why-you-may-want-to-seriously-consider-a-newly-built-h...
Shai Nicholas joins me in this episode of The Mortgage Mindset. Tune in as we explore the entrepreneurial journey, starting from scratch, and the pivotal role of spousal support. Uncover the secrets to success, navigate the challenges of entrepreneurship, and discover the power of chasing your dreams.Shai Contact Info:https://www.goosehead.com/agents/nv/las-vegas/shailer-nicholas/
loading