Be More Than A Fiduciary

If an investment option in a participant-directed plan includes private assets, do benchmarks need to change too? In this episode of Friday Fiduciary Five, Eric Dyson argues that established, independent benchmarks may still be the right measuring stick—and explains why a custom benchmark shouldn’t stand alone.Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: [email protected] LinkedIn: https://www.linkedin.com/in/401kguy/ The information contained herein is general in nature and is provided solely for educational and informational purposes.It is not intended to provide a specific recommendation of any type of product or service discussed in this presentation or to provide any warranties, financial advice, or legal advice.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.The opinions expressed by guests on the Be More Than a Fiduciary podcast are not necessarily the same as the opinions held by 90 North Consulting or by Executive Director Eric Dyson.

In this episode of Friday Fiduciary Five, Eric Dyson talks about what makes a great fiduciary podcast episode. Eric explains why sharing successes and challenges can help listeners learn and give advisors a meaningful way to showcase their work.Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: [email protected] LinkedIn: https://www.linkedin.com/in/401kguy/ The information contained herein is general in nature and is provided solely for educational and informational purposes.It is not intended to provide a specific recommendation of any type of product or service discussed in this presentation or to provide any warranties, financial advice, or legal advice.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.The opinions expressed by guests on the Be More Than a Fiduciary podcast are not necessarily the same as the opinions held by 90 North Consulting or by Executive Director Eric Dyson.

In this episode of Friday Fiduciary Five, Eric Dyson discusses Anderson v. Intel and the role of benchmarks in claims of investment underperformance. He explains that benchmarks matter, but fiduciary prudence depends on evaluating the strategy and decision-making process, not performance alone.Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: [email protected] LinkedIn: https://www.linkedin.com/in/401kguy/ The information contained herein is general in nature and is provided solely for educational and informational purposes.It is not intended to provide a specific recommendation of any type of product or service discussed in this presentation or to provide any warranties, financial advice, or legal advice.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.The opinions expressed by guests on the Be More Than a Fiduciary podcast are not necessarily the same as the opinions held by 90 North Consulting or by Executive Director Eric Dyson.

Millions of workers lack access to a workplace retirement plan, while many eligible businesses may be missing out on tax credits that could help cover the costs. This episode explores how advisors and plan sponsors can find those incentives—and make sure they’re actually claimed.In this episode, Eric and Bill discuss:The retirement plan coverage gapSecure 2.0 tax-credit opportunitiesLow utilization of available tax creditsTax Optics and advisor–CPA collaborationOngoing plan-design and tax-benefit reviewsKey Takeaways:Tax credits can help reduce the cost of starting and contributing to a qualified retirement plan.An available credit won’t benefit a business unless someone identifies it and files for it.Advisors can add value by coordinating with tax professionals, not just recommending a plan.Technology can help flag potential credits, but a tax professional still needs to validate and file them.Plan sponsors should revisit plan design and available tax benefits regularly, even when a plan has been in place for years.“If you get a tax credit for $1, the government is giving you $1, so that $5,000 is $5,000. It's not a deduction.” - Bill Chetney Jr.Bill Chetney is an industry professional with more than a decade of experience working with financial advisors, retirement plan providers, and businesses. Today, Bill is part of the leadership team at (k)new Era, where he works with financial professionals across the country and focuses on best practices, business development, and technology-driven growth. Bill is passionate about the future of the retirement industry and, in particular, the opportunity to expand retirement-plan access to millions of Americans. He is also a strong advocate for helping professionals and business owners understand the opportunities created by SECURE 2.0 and the incentives available.Connect with Bill Chetney Jr.:Website: https://knewera401k.com/#team LinkedIn: https://www.linkedin.com/in/wchetney/ Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: [email protected] LinkedIn: https://www.linkedin.com/in/401kguy/ The information and content of this podcast are general in nature and are provided solely for educational and informational purposes. It is believed to be accurate and reliable as of the posting date, but may be subject to change.It is not intended to provide a specific recommendation for any type of product or service discussed in this presentation or to provide any warranties, investment advice, financial advice, tax, plan design, or legal advice (unless otherwise specifically indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.The opinions expressed by guests on the Be More Than a Fiduciary podcast are not necessarily the same as the opinions held by 90 North Consulting or by Executive Director Eric Dyson.

In this episode of Friday Fiduciary Five, Eric Dyson talks about private assets in retirement plans as part of DOL-proposed guidance, Committee control vs. 3(38) discretionary authority, and investment policy statements as a control mechanism for the committee. Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: [email protected] LinkedIn: https://www.linkedin.com/in/401kguy/ The information contained herein is general in nature and is provided solely for educational and informational purposes.It is not intended to provide a specific recommendation of any type of product or service discussed in this presentation or to provide any warranties, financial advice, or legal advice.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.The opinions expressed by guests on the Be More Than a Fiduciary podcast are not necessarily the same as the opinions held by 90 North Consulting or by Executive Director Eric Dyson.