Bread & Butter

Is buying property in the UK still worth it in 2026? Prices have stayed flat, interest rates are up, there's talk of a wealth tax and a new 2.5% deposit scheme for first-time buyers. So we sat down to answer the questions you keep asking us, with Tayo bringing the property investor's view and Eman the financial adviser's. We get into why you should buy your own home if you're not investing or building a business, why borrowing the maximum the bank offers can cripple you, new builds vs older homes, pivoting from buy-to-let to Airbnb and rent to rent, property vs stocks, and why some financial advisers will always rubbish property. And the big question: when the income stops, what will you actually have to show for it? WORK WITH US 📈 Eman's free Financial Freedom Masterclass: https://masterclass.financialfreedomaccelerator.co.uk/?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137 🏠 Book a property strategy call with Tayo: https://book.bwtestates.com/call?src=youtube 🛏️ Tayo's free Airbnb & serviced accommodation masterclass: https://lp.servicedaccommodationsuccess.com/sas-masterclass?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137 00:00 — Welcome Back & Introducing The Table 10:06 — Should You Still Buy Your Own Home in 2026? 14:40 — Is Investing in UK Property Still Worth It? 17:40 — Switching to Rent to Rent 20:10 — The New 2.5% Deposit Scheme: Help or Harm? 26:36 — New Build vs Older Home: Know Why You're Buying 31:47 — Property vs Stocks: Why Not Do Both? 34:02 — Why Your Financial Adviser Rubbishes Property 39:24 — What Have You Got to Show for Your P60? --------------------------------------------------------------------- 🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you. First week free, then £9.99 a month. 👉 https://table.breadandbutterpod.com 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Is buying property in the UK still worth it in 2026? Prices have stayed flat, interest rates are up, there's talk of a wealth tax and a new 2.5% deposit scheme for first-time buyers. So we sat down to answer the questions you keep asking us, with Tayo bringing the property investor's view and Eman the financial adviser's. We get into why you should buy your own home if you're not investing or building a business, why borrowing the maximum the bank offers can cripple you, new builds vs older homes, pivoting from buy-to-let to Airbnb and rent to rent, property vs stocks, and why some financial advisers will always rubbish property. And the big question: when the income stops, what will you actually have to show for it? WORK WITH US 📈 Eman's free Financial Freedom Masterclass: https://masterclass.financialfreedomaccelerator.co.uk/?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137 🏠 Book a property strategy call with Tayo: https://book.bwtestates.com/call?src=youtube 🛏️ Tayo's free Airbnb & serviced accommodation masterclass: https://lp.servicedaccommodationsuccess.com/sas-masterclass?utm_source=youtube&utm_medium=podcast&utm_campaign=ep137 00:00 — Welcome Back & Introducing The Table 10:06 — Should You Still Buy Your Own Home in 2026? 14:40 — Is Investing in UK Property Still Worth It? 17:40 — Switching to Rent to Rent 20:10 — The New 2.5% Deposit Scheme: Help or Harm? 26:36 — New Build vs Older Home: Know Why You're Buying 31:47 — Property vs Stocks: Why Not Do Both? 34:02 — Why Your Financial Adviser Rubbishes Property 39:24 — What Have You Got to Show for Your P60? --------------------------------------------------------------------- 🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you. First week free, then £9.99 a month. 👉 https://table.breadandbutterpod.com 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Is the money from content creation actually real or just for the top 1%? After a comment accused us of telling people to drop out of school and chase social media, Eman and Tayo set the record straight. Both are professionally qualified, both built careers, and both started making content while working their jobs. The point was never to quit, but to marry the two. The conversation covers the science creator who bought a Urus off content, why your potential market is anyone with a phone, how one brand deal can match the average UK salary, and how Eman made over £250K from content in a year without even having 50,000 followers. We also break down how brand deals really pay, from stories and usage rights to ad spend, and why you shouldn't wait until redundancy is announced to start building another income. And if you've been sitting on the idea for ages, what's actually stopping you from posting your first video? 00:00 — Intro 03:59 — The Science Creator Who Bought a Urus From Content 06:09 — Your Market Is Anyone With a Phone 09:49 — Earning the Average UK Salary in One Brand Deal 13:06 — £250K From Content With Under 50K Followers 16:16 — How Brand Deals Actually Pay: Usage, Stories & Ads 18:14 — Stop Feeling Guilty for Wanting More Money 20:11 — Don't Wait Until It Starts Raining 22:48 — Pick One Platform That Actually Pays You --------------------------------------------------------------------- 🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you. First week free, then £9.99 a month. 👉 https://table.breadandbutterpod.com 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

was handed a closed-down practice, why the NHS said no in four hours, going two and a half years without paying himself, why staff and culture are the hardest part of business, and why he prays ringside for a boxer he mentored from 15. A conversation about hunger, faith, proximity and refusing to let one setback write your story. Which part hits home for you? 00:00 — Why Dr Dapaah Is Part of the Family 07:46 — Dentist, Clinic Owner and Bringing Diamond Teeth to the UK 15:54 — Praying Ringside: From Church Youth Group to Pro Boxing 20:41 — Growing Up on the Roads and Choosing an Exam Over Beef 33:10 — Failing His A-Levels and Taking the Long Way Round 37:23 — Why He Moved to Scotland to Learn Business 49:36 — How He Was Handed a Closed-Down Dental Practice 56:42 — 2.5 Years Without Paying Himself and the £500K Startup Cost 59:40 — Why Staff and Culture Are the Hardest Part of Business --------------------------------------------------------------------- 🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you. First week free, then £9.99 a month. 👉 https://table.breadandbutterpod.com 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Why are more wealthy people looking beyond the UK? From taxes and cost of living to safety, convenience, family, and lifestyle, this conversation asks a bigger question: are we actually building the life we want or simply working harder to maintain the life we have? The discussion goes from UK vs Dubai, wealth migration, and rising taxes to why people are relocating, the value of time, and whether paying more can actually give you a better quality of life. And perhaps the biggest question of all: Would you rather pay less for a life you don’t want or pay more for the life you actually do? Watch, think, and let us know what you would choose. 06:38 — Why Are People Leaving the UK? 11:43 — What Happens When the UK Loses £330M in Tax Revenue? 15:42 — Why Countries Are Competing for Wealthy People 22:39 — Why People Earn More but Feel Poorer 28:08 — Why Making More Money Is Really About Having Choices 31:30 — £4.5K for a Life You Don’t Want vs £8K for the Life You Do 35:43 — We Haven’t Been Taught to Value Our Time --------------------------------------------------------------------- 🍞 Join The Table, the Bread & Butter community on Telegram. Go behind the scenes with Eman and Tayo, keep the conversation going after every episode, and make moves with people like you. First week free, then £9.99 a month. 👉 https://table.breadandbutterpod.com 🎧 Tap in. Like. Comment. Subscribe. Bread & Butter by Emmanuel Asuquo & Tayo Oguntonade explores the real relationship between money and life — no boundaries, no secrets, no censorship. Learn more about your ad choices. Visit podcastchoices.com/adchoices