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The Money and Banking Law Podcast with Joe Silvia
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The Money and Banking Law Podcast with Joe Silvia

Author: Joe Silvia

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The Money and Banking Law podcast with Joe Silvia examines the latest news and events impacting the banking and financial services industries in the United States and globally. While we cannot provide legal advice, we intend to offer an actionable legal and compliance perspective on the most important developments in banking and financial services law and regulation. The podcast will cover everything from bank mergers and other strategic transactions to regulation and compliance with the patchwork of state and federal laws of our financial system, to the future of finance and payments, digital assets and cryptocurrencies to the international regime to combat money laundering and the financing of terrorism. Our concise episodes will aim to both educate and entertain.

41 Episodes
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In this episode, Joe Silvia provides an overview of a bank's two primary financial statements, the balance sheet and income statement, and explains what they reveal about a bank’s solvency, profitability and financial stability.
Joe chats with Rachel Lohman, a small business owner in Wisconsin.
Joe Silvia sits down with Scott Shay, co-founder of Next and former founder of Signature Bank, as he explains why he thinks the next generation of banking will replace unnecessary complexity with real-time, always-on dollar movement.
Joe Silvia shares his thoughts on the recent Illinois Banker Magazine article, "Bankers’ Top 5 Strategic Priorities for 2026," by banking technology solutions provider CSI.
Joe Silvia explains the The Expedited Funds Availability Act, implemented by the Federal Reserve as Regulation CC, which applies to all insured banks and credit unions and requires them to make funds deposited into transaction accounts available for withdrawal on defined availability schedules.
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