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Financial State of Minds with Darrin Harvey
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Financial State of Minds with Darrin Harvey

Author: Darrin Harvey

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Want to get out of debt, build stronger credit, and make smarter money moves?


Better money starts with a better financial state of mind.


Financial State of Minds with Darrin Harvey, the Money Counselor™, helps listeners rethink how they use money, credit, cash flow, and capital to create more stability, more options, and more opportunity.


From rebuilding personal credit and escaping the debt cycle to understanding business credit, getting funding, securing loans, saving smarter, investing with more awareness, and making money work with more strategy, each episode turns complex financial topics into clear guidance people can put to work immediately.


Through solo episodes, expert interviews, real life money conversations, and listener Q&A, Darrin uses his perspective as a financial coach, business advisor, keynote speaker, founder, and member of the visually impaired community to make financial education more accessible, practical, and actionable.


Financial State of Minds is built for professionals, startups, small business owners, entrepreneurs, and everyday people ready to make money clearer, credit smarter, and better financial decisions easier to make.

91 Episodes
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In the debut episode of Business Spotlight, Darrin Harvey visits Straw Hat Pizza in Hayward, California, to interview owner Sonia Mani. Discover how she spent 13 years building a community-centered restaurant while managing employees, raising two children, and launching a second business. Sonia shares practical lessons about franchising, business finances, customer loyalty, and entrepreneurship. About Darrin Harvey Darrin Harvey, aka the Money Counselor™, helps professionals, startups, and ...
Is everything we've been taught about retirement planning still relevant? Financial industry professional and author Jim Capuano joins Darrin Harvey to challenge conventional retirement advice and discuss what he calls The Great American Retirement Myth. Together, they explore Social Security, Medicare, retirement taxes, 401(k)s, Roth accounts, annuities, life insurance, reverse mortgages, and alternative ways to prepare for retirement. Plus, Darrin shares his personal perspective on Social S...
In this special live episode, Darrin shares the deeply personal story that inspired his lifelong passion for financial security and the creation of Financial State of Minds. Recorded during a keynote speech at the Silicon Valley Council of the Blind, Darrin reflects on becoming legally blind, caring for his father through Alzheimer’s disease, and the life experiences that taught him why preparing financially is one of the greatest gifts you can give your loved ones. This motivational talk is ...
Experience one of Darrin Harvey’s live financial literacy workshops, originally presented for the Warriors Development Institute and moderated by Troy Sandidge. In this practical session, Darrin introduces his Five Pillars of Personal Finance—budgeting, emergency funds, credit, debt management, and investing—while sharing his personal journey into financial literacy and why personal responsibility is the foundation of long-term financial success. About Darrin Harvey Darrin Harvey, aka the M...
In this special Juneteenth episode, Darrin Harvey is joined by Tarik Williams and Troy Sandidge for a powerful conversation about money, mindset, motivation, and empowerment from an African-American perspective. The three discuss financial literacy, personal growth, representation, accountability, and the importance of creating opportunities for future generations. This is Part 1 of a two-part conversation. About Darrin Harvey Darrin Harvey, aka the Money Counselor™, helps professionals, st...
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