Claim OwnershipMortgages Covered - the EMF-ECBC's New Podcast Series
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© 2026 Mortgages Covered - the EMF-ECBC's New Podcast Series
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Welcome to the Mortgages Covered, the EMF-ECBC’s new podcast series.
From housing affordability and sustainable finance to capital markets and covered bonds, “Mortgages Covered”, the EMF-ECBC’s new podcast series, brings together leading voices from across the housing and financial sectors. Each episode features expert discussions on the opportunities, challenges, and innovations shaping the future of housing finance in Europe and beyond. Whether you're a market professional, policymaker, researcher, or simply interested in the forces transforming housing and finance, this podcast offers valuable insights and perspectives.
New episodes are released every week - stay informed !
20 Episodes
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In this episode of Mortgages Covered, Richard Kemmish, EMF-ECBC & ISMMA Consultant, sits down with ECBC Chairwoman, Sanna Eriksson, and Conor Perry, Economist at OMFIF, to discuss recent market developments surrounding European Secured Notes (ESNs) This episode of Mortgages Covered explores: The strong market reception of Bpifrance’s first public ESN issuance and its potential to drive further growth.The practical role of the ECBC and OMFIF in supporting and facilitating the develop...
In this episode of Mortgages Covered, Richard Kemmish, EMF-ECBC & ISMMA Consultant, is joined by Chair of the ECBC ESN Task Force and former ECBC Chairman, Stefano Patruno, to shed light on the work done by the ECBC to support the development and implementation of the ESN instrument. This episode of Mortgages Covered explores: The work undertaken by the ECBC ESN Task Force over the years to develop the foundations for an ESN market. The benefits of bringing together expertise a...
In this episode of Mortgages Covered, Richard Kemmish, EMF-ECBC & ISMMA Consultant, is joined by Sasha Kullig from vdp and Joost Beaumont from ABN AMRO to discuss the latest edition of the ECBC Covered Bond Fact Book. This episode of Mortgages Covered explores: The key market and political themes which shaped the covered bond market in 2025: resilience, growth, globalisation and competitiveness.2025 (and mid 2026) market statistics, including the most quoted figure in the whole Fact Book...
Building on the discussions from the latest ECBC Plenary Meeting in Stavanger, Richard Kemmish, EMF-ECBC & ISMMA Consultant, sits down with Patrick Seifert to examine the policy, regulatory, and economic issues shaping the future of housing finance and covered bond markets across Europe. This episode of Mortgages Covered explores: Regulatory complexity and its impact on funding choices and covered bond markets. Housing affordability as a policy priority and the role of mortgag...
In this episode of Mortgages Covered, Richard Kemmish, EMF-ECBC & ISMMA Consultant, is joined by Meike Plötner and Sarah Reuter from vdpResearch, to discuss their work mortgage appraisal, energy efficiency assessment, and risk modelling for mortgage lenders. This Episode of Mortgages Covered explores: vdpResearch’s objective of providing effective solutions for its member banks.The practicalities of obtaining energy performance certificate.The use of existing data and property valua...
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