tell.talks

20 Episodes

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20 - Adapt or lose relevance. Daniel Cronin, Integrated Finance, on the future of banking

2026-09-0216:43

What will it take for banks to stay relevant as AI changes how people discover, access and interact with financial services? In this episode of tell.talks, Daniel Cronin, serial fintech founder and co-founder of Integrated Finance, explores why traditional routes to market are losing their power and why the next generation of banking must be machine readable. Dan shares why tier two and tier three banks are being squeezed by hyperscalers and Banking as a Service providers, why launching an ac...

19 - Regulation isn't slowing innovation. Uncertainty is. Lorraine Mouat on getting regulation right

2026-08-1115:25

Does regulation really hold innovation back, or is uncertainty the bigger problem? In this episode of tell.talks, Lorraine Mouat joins us to unpack the relationship between regulation, risk and growth in financial services. Drawing on experience from both inside financial services firms and regulatory consultancy, Lorraine shares why businesses can become too focused on second-guessing the regulator, what proportionality really means, and why a perfect-looking risk register isn't necessarily ...

18 - High-value payments need a different approach. David Hunter, HY10

2026-07-2714:15

For most people, making a payment is simple. But for ultra-high-net-worth individuals, the opposite is often true. In this episode of tell.talks, Rob speaks with David Hunter, CEO of HY10, about why traditional transaction banking struggles to meet the needs of affluent clients, despite decades of innovation across financial services. Together they explore: Why wealth can actually create more payment frictionThe gap between traditional private banking and modern fintechManaging complex, high-...

17 - Don't Make It a Sales Pitch, Carl Raven (Visa) on Winning Partnerships

2026-07-0914:06

In this episode of Tell Talks, we're joined by Carl Raven, Head of Issuer Enablers at Visa, to explore what makes partnerships successful in today's payments ecosystem. Carl shares how Visa works with more than over 65 enabler partners including issuer processors, program managers and other ecosystem partners, why strategic partnerships have become more important than ever, and the common mistakes companies make when trying to build relationships with larger organisations. We discuss: • Why p...

16 - The biggest risk in open finance isn't fraud. It's losing trust. Jim Wadsworth, Invela

2026-06-1013:34

In this episode of tell.talks, we're joined by Jim Wadsworth, Chief Revenue Officer at Invela and former leader of Mastercard's open banking strategy. As open banking evolves into open finance, innovation continues to accelerate. But while the industry focuses on growth, who is taking responsibility for risk? Jim shares why fragmented accountability, complex third-party ecosystems and inconsistent risk management could become one of the biggest challenges facing the industry. From trust...

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